Michigan First Credit Union Comstock Park MI | Affordable Auto Loans & Top Checking

Introduction

Welcome to Michigan First, your trusted credit union located at 3999 Alpine Ave NW, Comstock Park, MI 49321. Since our establishment in 1926, we've been dedicated to serving our community with integrity and a personal touch. With over 165,000 members and assets totaling an impressive $1,456,336,933, we are proud to provide a range of financial services tailored to meet your needs. At Michigan First, we believe that everyone deserves access to quality financial solutions. Our offerings include personal banking services such as checking and savings accounts, auto loans, mortgages, and business banking options. We understand that managing your finances can be overwhelming, which is why our friendly team is always here to guide you through every step. While members can visit us at our branch for in-person assistance, official correspondence should be sent to the same address: 3999 Alpine Avenue NW, Comstock Park, MI 49321. Our dedicated leadership team is headed by CEO Jennifer Borowy and Board President Linda Height, who together foster a culture of service excellence among our staff of 490 employees. Financially sound and committed to your success, Michigan First boasts a net worth of $215,571,682 and total deposits of $92,717,185. Whether you're looking for a loan or need advice on saving for the future, we have the resources and expertise to help you achieve your financial goals. We invite you to join our growing family at Michigan First! Feel free to reach out by calling us at 800-664-3828 or visit our website at michiganfirst.com for more information. Together, let's build a brighter financial future!

Branch History & Mission

Join Us

As we look toward the future, Michigan First remains dedicated to enhancing the lives of our members through innovative products and community initiatives. We invite you to experience the benefits of being part of a credit union that truly cares about its members' success. Join us today at Michigan First where your financial goals become a reality!

Our Journey

From the beginning, Michigan First has focused on providing personal and business banking solutions that cater to the diverse needs of our members. We've adapted and evolved through the decades, embracing new technologies while maintaining our core mission: to empower individuals and families with financial knowledge and resources. Throughout our history, we've achieved significant milestones that reflect our growth and commitment to excellence. As we expanded our offerings from checking accounts and auto loans to mortgages and business financing we've consistently prioritized community support. This includes partnerships with local organizations and outreach efforts designed to uplift those in need.

Our Mission

At Michigan First, we believe in a simple yet powerful mission: to improve lives by providing affordable financial services while fostering community well-being. We understand that every member's journey is unique, which is why we offer personalized banking experiences tailored just for you. Our team is here not only to assist with your financial needs but also to offer guidance on building a secure future. We are proud of our commitment to accessibility; our branch features an ATM for convenient cash withdrawals. Although we do not currently offer drive-thru service, our lobby hours are designed for your convenience: Monday through Friday from 10 AM to 7 PM and Saturday from 10 AM to 3 PM. Additionally, you can reach us anytime at 800-664-3828 for assistance or inquiries. While members can visit us at 3999 Alpine Ave NW for all their banking needs, official correspondence should be sent to the same address as it serves as both our branch and mailing location.

Branch Location & Accessibility

Connect With Us

If you have any questions or need assistance before visiting us, don't hesitate to give us a call at 800-664-3828. We look forward to welcoming you to Michigan First and helping you achieve your financial goals!

Easy Access and Parking

Parking is plentiful and hassle-free at our branch. We ensure that everyone can access our services comfortably with ADA-compliant features in place, including ramps for those who may require assistance.

Operating Hours Tailored for You

We understand that your time is valuable. That's why we offer convenient operating hours from Monday through Friday, from 10 AM to 7 PM, and on Saturdays from 10 AM to 3 PM. Our dedicated team is ready to assist you during these hours, so feel free to drop in whenever it suits you best.

Services Offered

At Michigan First, we pride ourselves on offering a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, our ATM is available for quick cash withdrawals and balance checks whenever you need them. Although we don't have drive-thru banking services at this location, our friendly staff is always ready to serve you inside the branch.

Member Eligibility

At Michigan First, we believe that becoming a member is like joining a family where everyone looks out for each other. To join us at our branch located at 3999 Alpine Ave Nw Comstock Park Mi 49321, you'll find that eligibility is quite straightforward. If you live, work, worship, or attend school in the community we serve, you're likely eligible to become a member! This means that if you're part of our vibrant community in any way, you can take advantage of the personalized services and supportive environment we offer. Becoming a member is not just about opening an account; it's about gaining access to a range of benefits designed to help you thrive financially. From competitive loan rates to friendly customer service, we're here to support your financial journey every step of the way. For more detailed information on eligibility requirements, feel free to check out our resource page at . If you're ready to start your membership journey or have any questions, don't hesitate to reach out to us at (800) 664-3828. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to our lending options, we offer practical merchant services that simplify daily transactions. Imagine running your business without worrying about payment processing our solutions allow you to focus on what you do best while ensuring a smooth checkout experience for your customers. Located at 3999 Alpine Ave Nw Comstock Park Mi 49321, Comstock Park, MI 49321, we're here to empower your business journey. Contact us at (800) 664-3828 and discover how Michigan First can help you thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $96 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $139 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $32,803,638, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For business owners, Michigan First has you covered with our business banking services, including merchant services and business loans. Whether you're launching a new venture or looking to expand, we have solutions tailored specifically for businesses like yours.

Convenient Digital Banking Features

In today's fast-paced world, having access to your accounts anytime is crucial. That's why we've invested in robust online and mobile banking services. Check balances, transfer funds, or pay bills from the comfort of your home or while on the go. You'll also find our ATM services convenient for cash withdrawals and balance checks without needing to visit the branch.

Credit Options Tailored For You

We also offer credit cards with rewards, allowing you to earn points on everyday purchases. This could mean cash back on groceries or travel perks that make your next getaway even more enjoyable!

Personal Banking Made Simple

We understand that managing your finances can be overwhelming at times. That's why we offer various personal banking options, including checking and savings accounts. Whether you're saving for a vacation or managing day-to-day expenses, our accounts are designed to provide convenience and flexibility. When it comes to financing your vehicle, auto loans and vehicle financing are available with competitive rates and terms that fit your budget. Imagine driving off in the car of your dreams without the stress of complicated loan processes our team is here to make that happen. For those looking to invest in a home, we provide comprehensive mortgage loans and refinancing options. Our experts will guide you through the mortgage process, ensuring you find the best solution for your situation. If unexpected expenses arise or you want to consolidate debt, our personal loans and debt consolidation services can help you regain control of your finances without unnecessary hassle.

Visit Us Today!

At Michigan First, we're committed to making banking easy and accessible for everyone in Comstock Park. Whether you're just starting out in personal finance or running a successful business, our team is ready to assist you every step of the way. We invite you to visit us at 3999 Alpine Ave NW or call us at 800-664-3828 to learn more about how our services can benefit you today!

Digital & Online Banking

Key Services Offered

Our online banking platform, which you can explore at http://www.michiganfirst.com , allows you to check your account balances, transfer funds, and pay bills all without having to visit a branch. Whether you're at home or on the go, our 24/7 online banking services ensure that you have access to your accounts whenever you need them. You can also enjoy the benefits of e-statements, making it easy to keep track of your financial activities without cluttering your mailbox. With our mobile application available for download, managing your money has never been easier. Plus, if you prefer using mobile payments, we've got you covered! You can make secure purchases right from your phone.

Safe and Simple Transactions

Sending money to friends or family is a breeze with our person-to-person transfer feature. No more worrying about carrying cash or writing checks; just a few taps on your device and you're done! And rest assured, all these transactions are protected with top-notch security measures to keep your information safe. While we currently do not offer electronic signature authorization, we believe in providing straightforward and accessible services for all our members. Our aim is to create a user-friendly experience so that managing your finances feels effortless. In today's fast-paced world, having reliable digital banking options is essential. Let Michigan First be your partner in navigating your financial journey with ease and confidence. Visit us today at http://www.michiganfirst.com to learn more!

Financial Strength

Building Trust Through Numbers

We proudly manage a total of 278,173 accounts showing a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending and investments stand at $2,206,793, reinforcing our capability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan First is your trusted partner. Visit us at 3999 Alpine Ave Nw Comstock Park Mi 49321 or call (800) 664-3828 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investment in Future Growth

With $161,095,537 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is strong as well; with $6,460 in used auto loans and $1,047,613,488 in total loans and leases, we're here to support your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $108,565,540 in share certificates and $144,620,068 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $30,889,520, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our success is reflected in our $13,071,474, which highlights our operational efficiency and ability to offer competitive loan rates alongside solid financial products for our members. We also take pride in having 489 full-time employees and 1 part-time employees dedicated to serving you with knowledge and commitment.

Solid Financial Position

With a net worth of $215,571,682, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,480 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This means you can trust us to manage your money wisely and effectively.

Loan Offering

Additional Services

For business owners looking for capital to grow and expand their ventures, our outstanding commercial loans totaling $32,803,638 provide the necessary support for success. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're ready to explore your options further or have any questions about eligibility or refinancing opportunities, don't hesitate to reach out! You can contact us at 800-664-3828 or visit us at our branch located at 3999 Alpine Ave NW, Comstock Park MI 49321 during our operating hours: Monday - Friday from 10 am to 7 pm and Saturday from 10 am to 3 pm. Let Michigan First help you navigate your financial journey with confidence!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $86,854,687 in used vehicle loans and $12,432,644 in new vehicle loans already helping members get on the road. We provide flexible financing options that make it easy to drive away in the vehicle you want. Plus, if you're considering refinancing your current auto loan for better terms or rates, we can help with that too!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $117,086,782, make buying or refinancing simple. We know that securing a mortgage is a significant step, and our experienced team is here to guide you through the process smoothly.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $51,755,952 in loans helping members manage their finances effectively. This product allows you to enjoy financial freedom without the need for collateral.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that all offers are fair and transparent. Every loan comparison you see is grounded in verified data, so you can trust that you're viewing legitimate offers.

MICHIGAN FIRST CREDIT UNION