Michigan First Credit Union Commerce Township MI | Best Auto Loans & Personal Banking

Introduction

Welcome to Michigan First, your trusted financial partner located at 3301 N Pontiac Trl, Commerce Township, MI 48390. Since our establishment in 1926, we have proudly served our community with a commitment to providing exceptional banking services tailored to meet the needs of our members. With a total membership of 165,037, we strive to create a welcoming environment where everyone feels valued. At Michigan First, we take pride in our robust financial standing. Our total assets amount to an impressive $1,456,336,933, with total deposits reaching $92,717,185. We understand the importance of financial security and work diligently to ensure our members have access to safe and reliable banking options. Our cash on hand is currently $24,113,747, giving us the ability to support you whenever you need it. Our dedicated team of 490 employees is here to assist you with various services including personal banking, auto loans, mortgage options, and business banking solutions. Under the leadership of CEO Jennifer Borowy and Board President Linda Height, we focus on fostering strong relationships within our community while promoting financial wellness. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: 3301 N Pontiac Trl, Commerce Township, MI 48390-2746. We invite you to explore how Michigan First can help you achieve your financial goals. Whether you're looking for advice or ready to open an account, feel free to reach out by calling us at 800-664-3828 or visiting our website at michiganfirst.com. We look forward to serving you!

Branch History & Mission

Welcome to Michigan First, a cornerstone of financial support and community development in Commerce Township, MI. Since opening our doors in 1926, we have proudly served our members with dedication and care. Nestled at 3301 N Pontiac Trl, our branch is conveniently located near local landmarks, making it easy for you to access the services you need. Over the years, Michigan First has grown tremendously, now boasting a total membership of 165,037 and assets exceeding $1,456,336,933. This growth reflects our commitment to providing valuable financial services while fostering a strong sense of community. Our mission is simple yet powerful: to empower our members by offering accessible financial solutions that enhance their lives. We strive not only to meet your banking needs but also to uplift the communities we serve through various outreach initiatives. At Michigan First, we embrace digital advancements to ensure that banking is convenient and user-friendly. Our members enjoy robust online and mobile banking options, allowing them to manage their finances anytime, anywhere. We're also proud to be ADA compliant, ensuring all members can access our services comfortably. In addition to traditional banking services like checking and savings accounts, auto loans, mortgages, and credit cards with rewards, we emphasize the importance of community support. We actively engage in partnerships with local organizations and participate in outreach programs that benefit Commerce Township and beyond. While members can visit us at 3301 N Pontiac Trl, official correspondence should be sent to 3301 N Pontiac Trl, Commerce Township, MI 48390-2746 if different from our branch address. Our operating hours are designed with your convenience in mind: Monday through Friday from 10 am to 7 pm and Saturday from 10 am to 3 pm. Additionally, we offer ATM availability for quick cash withdrawals. As we look ahead, Michigan First remains dedicated to fostering financial well-being within our community. Join us today and experience the difference that a member-focused credit union can make in your life! For any inquiries or assistance, feel free to reach out at 800-664-3828. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Access

Our branch is designed with your convenience in mind. You'll find ample parking available right outside, making it simple to pop in for your banking needs. Plus, we're committed to ensuring everyone can access our services. Our location features ADA-compliant ramps and pathways so that all members of our community can feel welcome.

Get in Touch!

If you have any questions or need assistance before visiting us, don't hesitate to give us a call at 800-664-3828. We look forward to welcoming you into our Michigan First family and helping you achieve your financial goals!

Operating Hours

We know that life gets busy, so we offer flexible hours to accommodate your schedule. Stop by Monday through Friday from 10 AM to 7 PM or visit us on Saturday from 10 AM to 3 PM. Whether you're looking to open an account, apply for a loan, or just ask a question, our dedicated team is here for you during those hours.

Services at Your Fingertips

At Michigan First, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgage refinancing, and business banking solutions there's something for everyone! If you're on the go, take advantage of our ATM services available right at our branch. While you can reach us at our physical address for all your banking needs, please note that any official correspondence should be directed to the same address: 3301 N Pontiac Trl, Commerce Township, MI 48390-2746.

Member Eligibility

At Michigan First, we believe that everyone deserves a supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the area around 3301 N Pontiac Trl Commerce Township Mi 48390, you may qualify for membership. Whether you're looking to open a checking account, apply for an auto loan, or take advantage of our mortgage options, joining us opens up a world of benefits tailored just for you. For detailed eligibility requirements, feel free to check out more information at . Ready to take the next step? Opening your account is straightforward! Just give us a call at (800) 664-3828 or visit us during our convenient hours: Monday to Friday from 10 AM to 7 PM and Saturday from 10 AM to 3 PM. We can't wait to welcome you into the Michigan First family!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $96 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $139 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $32,803,638, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine having a reliable partner that streamlines your payment processes and enhances customer satisfaction. Our merchant services are designed with your needs in mind. By offering easy-to-use payment solutions, we enable you to focus on what matters most: serving your customers and growing your business. Located at 3301 N Pontiac Trl Commerce Township Mi 48390 in Commerce Township, MI, our team is ready to assist you in exploring how we can empower your business. Connect with us at (800) 664-3828 to start a conversation about your financial future!

Comprehensive List Of Services

Access Anytime, Anywhere

With convenient ATM and cash withdrawal services at your fingertips, accessing your funds is as easy as it gets. Our ATMs allow basic transactions like withdrawals and balance checks without any hassle. If you're ready to explore these services further or have any questions, don't hesitate to reach out! You can contact us at 800-664-3828 or visit us at our branch located at 3301 N Pontiac Trl, Commerce Township, MI 48390. Our friendly staff is here Monday through Friday from 10 AM to 7 PM and Saturday from 10 AM to 3 PM to assist you with all your financial needs. Join us at Michigan First today where your financial journey begins!

Business Banking Solutions

For business owners in the area, we offer comprehensive business banking services, including merchant services and business loans. We understand that running a business requires financial agility and support; that's why we're committed to helping local businesses thrive.

Financing Your Dreams

When it comes to financing options, Michigan First has got you covered. We provide auto loans and vehicle financing that help turn your automotive dreams into reality. Picture yourself behind the wheel of a new car without worrying about high interest rates our competitive loan terms make it possible. If you're considering buying a home or refinancing your existing mortgage, our mortgage loans are designed to fit your budget and goals.

Personal Banking Made Easy

Our personal banking services offer everything you need to manage your money effectively. With checking and savings accounts tailored for every lifestyle, you can easily access your funds whenever needed. Imagine having the flexibility to pay bills online or transfer money with just a few taps on your smartphone. Our online and mobile banking features make it simple to stay on top of your finances from anywhere, anytime.

Rewarding Credit Options

Don't forget about our credit cards with rewards! Enjoy perks while making everyday purchases it's a great way to earn cash back or travel points just by using your card wisely.

Support for Your Financial Journey

For those unexpected expenses or planned purchases, our personal loans and debt consolidation options can provide the financial support you need. Life can throw curveballs; whether it's an emergency repair or consolidating multiple debts into one manageable payment, we're here for you.

Digital & Online Banking

Accessibility Made Easy

For those who prefer going paperless, we provide e-statements that keep your financial information organized and accessible without cluttering up your mailbox. And if mobile payments are more your style, you'll be glad to know that we support this feature too, making it simple to pay for purchases directly from your phone. In short, our digital and online banking services at Michigan First are crafted to meet your needs with ease and accessibility in mind. Experience the future of banking today by visiting us at http://www.michiganfirst.com !

Key Features

With our 24/7 online banking services, you can check your account balances, transfer funds, and pay bills with just a few clicks. Our user-friendly mobile application enhances this experience even further, providing access to all your financial information right from your smartphone. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that quickly and securely. Security is a top priority at Michigan First. We ensure that all transactions are protected with advanced security measures so you can bank with peace of mind. Plus, our electronic signature authorization makes signing documents easy and hassle-free no more waiting for paper forms in the mail!

Financial Strength

A Solid Financial Foundation

With a net worth of $215,571,682, we maintain robust financial health, enabling us to offer competitive rates, lower fees, and improved member services. Our net worth ratio of $1,480 further demonstrates our solid capital foundation. This ensures we can continue providing loans and maintaining competitive savings rates, even in uncertain economic times.

Commitment to Growth and Innovation

Our commitment to our members is reflected in our $161,095,537 in undivided earnings. We continually reinvest these funds into innovative banking tools, stronger lending options, and enhanced security measures designed specifically for you. With $6,460 in used auto loans and $1,047,613,488 in total loans and leases, we're here to support your financial goals across a variety of sectors.

Growing Member Base

The trust placed in us by our community is reflected in our total share accounts, which stand at 278,173. This growing member base reaffirms that Michigan First is a reliable choice for managing your finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan First is your trusted partner. Visit us at 3301 N Pontiac Trl Commerce Township Mi 48390 or call (800) 664-3828 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Your savings are secure with us! Members' funds are backed by $108,565,540 in share certificates and $144,620,068 in money market shares, providing stable and rewarding growth opportunities. Unlike traditional banks, we focus on benefiting our members first. With non-member deposits totaling $30,889,520, we ensure our resources are directed toward enhancing your experience whether it's through better loan rates or exclusive member perks.

Operational Efficiency and Dedicated Team

Our operational efficiency is evident with a net income of $13,071,474, allowing us to sustain competitive loan offerings while providing solid financial products tailored for our members. With a dedicated team of 489 full-time employees and 1 part-time employees, we ensure that our branches are always equipped to assist you with knowledgeable service.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $86,854,687 in used vehicle loans and $12,432,644 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our flexible terms can fit your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $32,803,638 provide the capital needed to grow and expand. With competitive rates and personalized service, we strive to support local businesses in achieving their ambitions. At Michigan First, we're committed to making borrowing easy and accessible for everyone. If you're considering refinancing options or have questions about eligibility, don't hesitate to reach out to us at (800) 664-3828 or visit us at 3301 N Pontiac Trl Commerce Township Mi 48390 in Commerce Township, MI. We're here to assist you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $117,086,782, make buying or refinancing simple. We provide various plans to suit different financial situations, allowing you to step into your dream home confidently.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $51,755,952 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to enhance your spending experience while keeping your finances on track.

Loan Aggregator

Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers without any hidden agendas.

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, which guarantees transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that help users make informed decisions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to find the best options for their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

MICHIGAN FIRST CREDIT UNION - Commerce Township, MI