Michigan Columbus Credit Union Livonia MI

Introduction

Welcome to Michigan Columbus, your trusted partner in financial well-being. Located at 30419 6 Mile Rd, Livonia, MI 48152, we have proudly served our community since 1947, fostering a spirit of cooperation and support among our 4,782 members. As a member-focused credit union, we prioritize your needs and strive to provide the best financial services possible. At Michigan Columbus, our commitment to you goes beyond banking. We manage over $76,576,830 in total assets and provide various loan options to help our members achieve their goals. With more than 1,789 loans issued and deposits totaling $4,185,873, we are dedicated to being a cornerstone of financial stability in Livonia. Our leadership team is here for you; under the guidance of CEO Barbara Trevino and Board President Erik Mayernik, we work tirelessly to ensure that every member receives personalized attention and support. Whether you're looking for auto loans or savings accounts, our friendly staff is ready to assist you every step of the way. While members can visit us at 30419 6 Mile Rd, official correspondence should be sent to the same address. If you have questions or need assistance, feel free to call us at 734-425-5080 during our convenient hours: Monday through Friday from 9 AM to 5 PM (10 AM on Tuesdays). Join us today and discover how Michigan Columbus can help you reach your financial goals! For more information about our services or to become a member, visit our website at mcfcu.net. We look forward to welcoming you into our family!

Branch History & Mission

Community Commitment

We understand that being a part of this community means more than just banking; it's about making a positive impact. Through various outreach programs and partnerships with local organizations, we strive to support initiatives that benefit families and individuals in Livonia and beyond.

Join Us!

As we look toward the future, Michigan Columbus remains committed to enhancing the lives of our members through personalized financial solutions and community engagement. We invite you to join us on this journey! Experience firsthand how Michigan Columbus can make a difference in your financial life. For more information or to become a member today, call us at 734-425-5080 or visit our website. Let's work together towards a brighter financial future!

Modern Banking Solutions

In today's fast-paced world, we also prioritize digital advancements for convenience and accessibility. Our services include mobile banking applications and online account management tools designed with you in mind. We ensure compliance with ADA standards so that all members can easily access our services.

Our Journey

Since opening our doors, Michigan Columbus has focused on providing accessible financial services to our members. Over the years, we have expanded our offerings and enhanced our capabilities. Today, we proudly serve 4,782 members with total assets reaching an impressive $76,576,830. Our growth is a testament to the trust our members place in us and the relationships we've built within the community.

Our Mission

At Michigan Columbus, our mission is simple yet profound: we aim to improve the financial well-being of our members and empower them to achieve their dreams. We believe that everyone deserves access to quality financial services that foster growth and security. This is why we are committed not just to offering loans and savings accounts but also to engaging in community outreach and partnerships that uplift those around us. While members can visit us at 30419 6 Mile Rd, official correspondence should be sent to 30419 6 Mile Rd, Livonia, MI 48152 if there's any difference.

Branch Location & Accessibility

Accessibility and Features

Our location ensures that banking with us is hassle-free. We offer ample parking, making it simple for you to stop by whenever you need assistance. While we currently do not have ATM or drive-thru services, our lobby is open and welcoming, designed to cater to all your banking needs. Our branch is fully ADA-compliant, ensuring that everyone can visit us comfortably.

Operating Hours

We're here for you during convenient hours: Monday, Wednesday, Thursday, and Friday from 9 AM to 5 PM, and on Tuesday from 10 AM to 5 PM. Whether you need help with loans, opening an account, or simply have questions about your finances, our dedicated team is ready to assist you.

Stay Connected

If you're looking for personalized service or have inquiries about membership and services, feel free to give us a call at 734-425-5080. While members can visit us at our branch location for all their financial needs, official correspondence should be sent to the same address: 30419 6 Mile Rd, Livonia, MI 48152. We invite you to stop by Michigan Columbus today! Your financial journey starts here let's make it a great one together!

Member Eligibility

At Michigan Columbus, we believe that everyone deserves a chance to be part of a caring and supportive financial community. If you live, work, or worship in the Livonia area or have a family member who is already a member, you're likely eligible to join us! Our membership is open to individuals who meet these simple criteria. Not only will you gain access to our wide range of financial products and services, but you'll also benefit from lower fees and competitive rates. Plus, being part of Michigan Columbus means joining a community that truly cares about your financial well-being. Ready to take the next step? Opening an account with us is easy! You can find all the details you need about eligibility at this link. If you're eager to get started right away, visit our account opening page at this link. If you have any questions or need assistance, feel free to give us a call at (734) 425-5080. We look forward to welcoming you into our Michigan Columbus family!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. Each loan represents a story of ambition, from purchasing essential equipment to expanding facilities.

Merchant Services

In addition to our loan offerings, we provide merchant services tailored for everyday operations. Imagine easily accepting payments from customers, whether online or in-store, allowing you to focus on what truly matters growing your business. Located at 30419 6 Mile Rd Livonia Mi 48152, we're here to help you navigate your financial journey. For more information or assistance, give us a call at (734) 425-5080. Let's build success together!

Non-Member Commercial Loans

We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that cater to various needs. Every loan helps local businesses thrive, contributing to a vibrant economic landscape.

Outstanding Commercial Loans

With an outstanding commercial loan portfolio of $136,394, we continue to drive economic growth by financing new and expanding businesses. This signifies our dedication to fostering a robust business environment in Livonia, MI.

Comprehensive List Of Services

Banking Services

One of the key features at Michigan Columbus is our ATM Services Only. While we don't have traditional branch services like drive-thru or lobby access, our ATM services ensure that you can access your funds conveniently. Imagine being able to withdraw cash or check your balance anytime you need it without the hassle of long lines.

Digital Banking Convenience

In today's world, convenience is essential. That's why Michigan Columbus offers robust digital banking options. With our online banking platform, you can manage your accounts from the comfort of your home. Need to make a transfer? Pay bills? You can do it all online! Plus, our mobile application allows you to bank on-the-go. Whether you're commuting or running errands, you can handle your finances right from your smartphone.

Join Us Today!

At Michigan Columbus in Livonia, MI, we're dedicated to making financial management simple and accessible for everyone. If you're interested in becoming a member and taking advantage of our offerings, please visit us at 30419 6 Mile Rd Livonia Mi 48152 or check out our website at mcfcu.net. We look forward to welcoming you into our community!

Member Support

We're also focused on providing personal support for our members. If you have questions about your account or need help navigating our services, feel free to reach out to us at 734-425-5080. Our friendly staff is always ready to assist you and ensure that you have a smooth banking experience.

Digital & Online Banking

Key Features

Our online banking platform puts you in control. You can check your account balances, view transaction history, and transfer funds with just a few clicks. If you're on the go, our mobile application is at your fingertips, allowing you to manage your money right from your smartphone. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. Plus, with electronic signature authorization, signing documents is hassle-free no more printing or mailing!

Security and Accessibility

We prioritize your security. Our online services include encryption and other protective measures to keep your information safe while you bank online. E-statements are also available, giving you secure access to your financial documents without the clutter of paper statements. Whether you're making mobile payments or simply checking your balance, every feature is designed with user-friendliness in mind. Enjoy the ease of real-time account management so you can focus on what matters most in life. Discover how easy banking can be with Michigan Columbus by visiting us online at https://www.mcfcu.net/ today!

Financial Strength

A Solid Foundation

With a net worth of $9,653,790, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,261 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Committed to Excellence

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 13 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 7,999, showing a strong and growing member base that trusts us with their finances. Our net shares amount to $0, which represent funds available for lending and investments.

Investing Back into the Community

With $5,971,287 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $291 in used auto loans and $29,432,656 in total loans and leases.

Secure Savings Options

Members' savings are secured through $6,489,204 in share certificates and $10,895,292 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Your Trusted Financial Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Michigan Columbus is your trusted partner. Visit us at 30419 6 Mile Rd Livonia Mi 48152 or call (734) 425-5080 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Financing Options

For those looking for business financing, our outstanding commercial loans totaling $136,394 provide the capital needed to grow and expand. If you're interested in credit lines for added flexibility in your spending or investments, we have total credit lines available up to $10,000,000. If you're considering refinancing any existing loans or would like to learn more about eligibility options for our loan products, feel free to reach out. Our team is here to assist you in making informed decisions. For more information or if you have any questions about our loan offerings at Michigan Columbus located at 30419 6 Mile Rd Livonia MI 48152, please call us at 734-425-5080. We're committed to providing personalized service tailored to your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,855,450 in used vehicle loans and $1,743,262 in new vehicle loans already helping members get on the road. We provide flexible terms that can fit your budget while ensuring you have access to reliable transportation.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,844,185, make buying or refinancing simple. We guide you through each step of the process and help you find an option that suits your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,405,578 in loans helping members manage their finances effectively. These cards come with competitive interest rates and are perfect for handling everyday expenses or unexpected costs.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This adherence ensures that users receive fair and transparent offers tailored to their needs. Each loan listing is regularly updated to reflect current rates, making sure that comparisons are not only accurate but also relevant.