Miami University Community Credit Union Hamilton OH | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Miami University Community, your trusted partner in financial success right here in Hamilton, OH. Established in 1969, we have grown alongside our community, currently serving over 4,632 members with a commitment to making banking accessible and supportive. You can find us at 1601 University Blvd, Hamilton, OH 45011, where our dedicated team is ready to help you achieve your financial goals. At Miami University Community, we pride ourselves on our strong financial foundation, boasting total assets of $71,293,664 and total deposits of $4,317,335. Our leadership team, led by CEO James Schultheiss and Board President Bruce Guiot, is passionate about providing personalized services tailored to meet the unique needs of each member. With a full-time staff of 14 employees, we are here to ensure that you receive the attention and care you deserve. We understand that life can be unpredictable. That's why we offer a variety of loan options totaling 3,917 loans and leases to help you navigate through life's ups and downs. Whether you're looking for an auto loan or seeking guidance on home financing, our knowledgeable staff is here to assist you every step of the way. While members can visit us at our main branch address for all your banking needs, official correspondence should be directed to our mailing address: 1601 Peck Blvd, Hamilton, OH 45011. Our robust online services allow you to manage your accounts conveniently from anywhere. With features like mobile payments and online banking available at your fingertips, staying connected with your finances has never been easier. Ready to take the next step? We invite you to call us at 513-785-3063 or visit our website at muccu.org for more information on how we can support your financial journey. Join us today and experience the difference that a community-focused credit union can make!

Branch History & Mission

Welcome to the Miami University Community branch, a cornerstone of financial support in Hamilton, OH. Since opening its doors in 1969, our branch has been dedicated to serving our members and enhancing the community's financial well-being. Located at 1601 University Blvd, we are proud to have grown alongside our members, expanding our services and outreach over the decades. As we celebrate over fifty years of service, we reflect on key milestones that have defined us. From humble beginnings, we have built a robust membership base of 4,632 individuals who trust us with their financial needs. Our total assets now stand at an impressive $71,293,664, a testament to our commitment to responsible management and growth. We continuously strive to offer competitive products and personalized service that meet the evolving needs of our members. At Miami University Community, our mission is clear: we aim to provide exceptional financial services while fostering a strong sense of community. We believe in empowering our members through accessible banking solutions such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. Our efforts extend beyond just transactions; we actively support local initiatives and partnerships that enrich the lives of those in Hamilton and surrounding areas. While members can visit us at 1601 University Blvd, official correspondence should be sent to 1601 Peck Blvd, Hamilton, OH 45011. Our operating hours are tailored for your convenience: join us on Mondays from 9 AM to 12 PM and Thursdays from 10 AM to 2 PM. Though we do not have drive-thru service, we ensure ATM access is available for quick transactions. As part of our commitment to innovation, we offer online and mobile banking options that allow you to manage your finances anytime, anywhere. With features like person-to-person payments and mobile applications, we're making banking more accessible than ever. We invite you to join the Miami University Community family! Experience firsthand how we prioritize your financial health while nurturing a thriving community spirit. Reach out today at (513) 785-3063 or visit us online at www.muccu.org. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Access and Amenities

Our branch is designed with your convenience in mind. We offer ample parking space for your vehicle, ensuring an easy visit. If you require assistance, our facility is ADA compliant with ramps and accessibility features to welcome everyone. We know your time is valuable! That's why we are here for you on Mondays from 9 AM to 12 PM and Thursdays from 10 AM to 2 PM. Whether you're looking to open a new account or have questions about your existing services, our friendly staff is ready to assist you during these hours.

Services Offered

At Miami University Community, we provide a variety of banking services tailored to meet your needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we strive to support your financial journey. Plus, with ATM availability right at our location, accessing your funds has never been easier! Unfortunately, we do not offer drive-thru service at this branch; however, our ATM provides basic cash withdrawal services and balance checks for added convenience. We invite you to come in and discover how we can help you achieve your financial goals. For any inquiries or assistance before your visit, feel free to give us a call at 513-785-3063. We're excited to serve you!

Member Eligibility

At Miami University Community, we believe that everyone deserves a supportive financial community, and joining us is as easy as reaching out! If you live, work, or study in the Hamilton area, you're likely eligible to become a member. We welcome individuals who are part of our vibrant community and those associated with Miami University. Our membership is designed to foster connections and offer personalized financial solutions tailored just for you. To learn more about the specific eligibility criteria, feel free to visit this link. Getting started is straightforward! Simply check out our account opening details here. If you have any questions or need assistance along the way, don't hesitate to give us a call at (513) 785-3063. We're here to help you take this exciting step towards a brighter financial future at Miami University Community, located at 1601 University Blvd Hamilton Oh 45011. Welcome aboard!

Business Banking & Commercial Services

Business Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $57 in non-member commercial loans, providing flexible financing solutions. Picture this: A local café owner dreams of opening a second location but needs capital. With our tailored loan options, they can bring their vision to life, serving more customers and boosting the local economy.

Merchant Services that Simplify Transactions

In today's fast-paced world, efficient payment processing is crucial. Our merchant services help businesses streamline transactions, allowing owners to focus on what they do best serving their customers. Imagine a busy restaurant where diners can pay seamlessly using various methods; this convenience encourages repeat visits and enhances customer satisfaction. Join us at Miami University Community, located at 1601 University Blvd Hamilton Oh 45011 in Hamilton, OH, and let's work together to fuel your business growth. Reach out at (513) 785-3063 or visit our website for more information!

Comprehensive List Of Services

ATM Services

Need cash quickly? Our ATM services offer basic access for withdrawals and balance checks so you can get what you need without hassle. At Miami University Community, we're committed to being more than just a credit union; we strive to be a trusted partner in your financial journey. Explore all the ways we can help by visiting us online at https://www.muccu.org/ or calling us at (513) 785-3063 today!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing options make it easy to get behind the wheel without breaking the bank. With competitive rates and flexible terms, you can find the financing solution that works best for your budget. Picture driving off in your dream car, knowing you've secured an affordable loan from Miami University Community.

Business Banking

For entrepreneurs, our Business Banking services include merchant services and business loans tailored to help grow your venture. We understand that running a business requires support, which is why we're here to provide personalized solutions that fit your goals.

Credit Cards with Rewards

With our Credit Cards with Rewards, you can earn points on everyday purchases while enjoying benefits like cashback offers and travel perks. Whether you're shopping for groceries or planning a vacation, every purchase brings you closer to exciting rewards. Imagine treating yourself just for spending wisely!

Mortgage Loans & Refinancing

For those considering home ownership or looking to refinance their existing mortgage, our Mortgage Loans & Refinancing services are designed with you in mind. We guide you through the process step by step, making it simple to secure the best rates available. Imagine settling into your new home sooner than you thought possible with our support every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking features allow you to manage your accounts anytime, anywhere. From checking balances to making payments and transferring funds, our digital banking tools put control in your hands.

Personal Banking

Managing your money shouldn't be complicated. That's why we offer Personal Banking services that include checking and savings accounts tailored to fit your lifestyle. Whether you need a straightforward account for everyday expenses or a high-yield savings option for future goals, we have what you need. Imagine easily transferring funds from your checking to your savings using our intuitive online and mobile banking platforms.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or trying to manage multiple debts, our Personal Loans & Debt Consolidation can provide the relief you need. By combining your debts into one manageable payment, you can simplify your finances and reduce stress. Picture having peace of mind knowing that you're on a clear path to financial stability.

Digital & Online Banking

Key Features

Our online banking service is not only accessible but user-friendly. You can easily check your account balances, transfer funds, and pay bills with just a few clicks. If you prefer to handle things on the go, our mobile application makes it even easier. Download it today and enjoy features like mobile payments, making purchases quick and hassle-free. For those who enjoy keeping track of their financial activities digitally, we provide e-statements. This means no more paper clutter; you'll receive all your statements electronically, ensuring you're always in the loop about your finances. And if you ever need to send money to friends or family, our person-to-person transfer feature allows you to do so with ease.

Security You Can Trust

We know that security is a top concern for our members. That's why we employ advanced encryption technologies to keep your information safe while you're banking online. While we currently do not support electronic signature authorization, rest assured that your transactions are secure every step of the way. With Miami University Community's digital banking services, managing your money has never been easier or safer. Whether you're checking balances from home or making payments on the go, we're here to help you navigate your financial journey smoothly. Join us today and discover how simple banking can be!

Financial Strength

Commitment to Growth

With $8,594,384 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $411 in used auto loans and $39,360,673 in total loans and leases.

Growing Membership

Total Share and Deposit Accounts: 9,823, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $9,521,937. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Miami University Community is your trusted partner. Visit us at 1601 University Blvd Hamilton Oh 45011 or call (513) 785-3063 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $16,283,924 in share certificates and $7,725,113 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $292,423 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 13 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $8,886,807, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,247 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,035,252 in used vehicle loans and $2,655,448 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our flexible terms can make your purchasing experience smoother.

Business Loans

For business owners looking for support, we currently do not have outstanding commercial loans available. However, we are committed to providing personal banking services that can assist individuals in managing their finances effectively. At Miami University Community located at 1601 University Blvd Hamilton OH 45011, our dedicated team is here to help you navigate your borrowing needs. You can reach us at (513) 785-3063 during our lobby hours on Monday from 9 AM to 12 PM and Thursday from 10 AM to 2 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're looking for an auto loan or need assistance with credit card options or mortgage refinancing, we're here for you every step of the way!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,346,404 in loans helping members manage their finances effectively. These cards come with rewards and benefits designed to make everyday spending more rewarding while allowing you to maintain control over your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,973,323, make buying or refinancing simple. We provide tailored solutions to ensure you have access to affordable monthly payments and competitive interest rates. If you're considering refinancing your existing mortgage or exploring eligibility options, our team is ready to assist you throughout the process.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to transparency ensures that users receive fair and clear offers. The platform emphasizes accurate comparisons by working only with reputable financial institutions, eliminating any guesswork for borrowers.

MIAMI UNIVERSITY COMMUNITY FEDERAL CREDIT UNION