Miami Postal Service Credit Union Pinecrest FL | Affordable Vehicle Loans & ATM Access

Introduction

At Miami Postal Service, we believe that banking should be more than just a transaction; it should be a relationship built on trust and commitment. Located at 12677 S Dixie Hwy, Pinecrest, FL 33156, our branch has been serving the community since 1991. With over 13,372 members, we pride ourselves on being more than a financial institution we are your neighbors, dedicated to helping you achieve your financial goals. While members can visit us at our Pinecrest location, official correspondence should be sent to 2190 NW 72 Avenue, Miami, FL 33122. With total assets amounting to $193,729,496 and total deposits reaching $23,572,510, we ensure that your money is not only safe but also working for you. Our diverse range of services includes personal banking solutions like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. We also cater to businesses with tailored services such as merchant solutions and business loans. Under the leadership of CEO Jace Reyes and Board President Jennifer David, our team of 47 employees is here to assist you with personalized service. We understand that each member's needs are unique and strive to provide tailored solutions that fit your lifestyle. Whether you're looking for a new loan or simply want to explore our online banking features, we invite you to experience the difference at Miami Postal Service. Call us at 305-592-7733 or visit our website at www.mpscu.org to learn more about how we can support your financial journey. Your future starts here!

Branch History & Mission

At the heart of Pinecrest, FL, is the Miami Postal Service Credit Union, a beacon of community support and financial empowerment since its establishment in 1991. Over the years, our branch has grown alongside our members, evolving into a trusted financial partner for over 13,000 members. Located at 12677 S Dixie Hwy, we are easily accessible to the Pinecrest community, just a stone's throw away from vibrant local shops and beautiful parks. Our mission is simple yet powerful: to provide exceptional financial services while fostering a sense of belonging within our community. We believe that everyone deserves access to affordable banking solutions that help them achieve their dreams. From personal checking and savings accounts to auto loans and credit cards with rewards, we strive to meet the diverse needs of our members with dedication and care. Since opening our doors, we have built a solid foundation based on trust and transparency. Today, our total assets exceed $193 million, a testament to our commitment to sound financial management and member satisfaction. Our team works diligently to ensure that every interaction reflects our core values of integrity, respect, and service excellence. In addition to our traditional services, we embrace technological advancements to enhance member experience. Our online and mobile banking platforms allow for convenient account management anytime, anywhere. We also offer ATM access for quick cash withdrawals and basic shared branch transactions for those who bank with partner credit unions. While members can visit us at 12677 S Dixie Hwy, official correspondence should be sent to 2190 NW 72 Avenue, Miami, FL 33122. We understand that each member's journey is unique, which is why we are committed to providing personalized support through every phase of their financial life. Beyond banking services, we take pride in being an active part of the Pinecrest community through partnerships and outreach efforts aimed at promoting financial literacy and well-being. Whether it's hosting workshops or participating in local events, we are dedicated to giving back and supporting those around us. As we look ahead to the future, we invite you to join us on this journey. Experience firsthand the benefits of membership at Miami Postal Service Credit Union where your financial success is our priority. Visit us today or learn more about becoming a member by calling us at 305-592-7733 or visiting our website at mpscu.org. Together, let's build a brighter future for you and your family!

Branch Location & Accessibility

Welcome to the Miami Postal Service at our Pinecrest Branch! Conveniently located at 12677 S Dixie Hwy, Pinecrest, FL 33156, our branch is easily accessible for all your banking needs. Whether you're heading from the nearby Southland Mall or just passing through the vibrant Pinecrest community, we're here to serve you. At our Pinecrest Branch, we pride ourselves on providing a welcoming environment with ample parking and ADA-compliant features to ensure everyone can visit us comfortably. Although we do not have a drive-thru service, our friendly staff is ready to assist you inside during our convenient operating hours. We're open Monday, Tuesday, and Thursday from 9 AM to 5 PM, Wednesday from 9:30 AM to 3:30 PM, and Friday from 9 AM to 6 PM. Plus, we're here on Saturdays from 9 AM to 1 PM for your convenience! While members can visit us at this location for personal banking services such as checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards, official correspondence should be sent to our mailing address at 2190 NW 72 Avenue, Miami, FL 33122. If you're in need of cash or want to check your balance quickly, you'll be pleased to know that we have ATM availability right here at the branch. We also offer shared services for partner credit union members so you can perform basic transactions like deposits and withdrawals without hassle. For any questions or assistance, feel free to call us at 305-592-7733. We invite you to stop by our Pinecrest Branch today! Experience firsthand how we can help with your financial goals.

Member Eligibility

At Miami Postal Service, we're excited to welcome you into our close-knit community where your financial well-being is our priority. Becoming a member is as easy as pie! If you live, work, or worship in the area, you may already qualify for membership. We love serving our local community and aim to support you with personalized services tailored to your needs. For detailed eligibility criteria, feel free to check out our website at http://www.mpscu.org/become-a-member. Once you see that you meet the requirements, opening an account is a breeze! You can start this journey by visiting us online at https://www.mpscu.org/apply-now or simply give us a call at (305) 592-7733 if you have any questions. We're located at 12677 S Dixie Hwy Pinecrest Fl 33156, ready to help you take the next step towards better banking. Join us today and experience the benefits of being a valued member of Miami Postal Service!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

Imagine the ease of accepting payments from customers anytime, anywhere. Our merchant services offer practical solutions that let you focus on running your business while we handle the transactions. From credit card processing to mobile payments, we provide tools that simplify day-to-day operations, making it easier for you to serve your clients. Located at 12677 S Dixie Hwy Pinecrest Fl 33156 in Pinecrest, FL, our team is ready to assist you. Call us at (305) 592-7733 or visit us today to discover how we can support your business journey!

Comprehensive List Of Services

Business Banking

If you're a business owner, we have specialized services just for you! Our business banking solutions include merchant services that streamline payment processing and business loans tailored to help you grow. We understand the unique challenges that businesses face and are here to support you every step of the way.

Financial Solutions

Need extra cash for unexpected expenses? Our personal loans and debt consolidation options are designed to give you financial breathing room when you need it most. And don't forget about our credit cards with rewards! They not only provide convenience but also offer perks that reward you for everyday purchases.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why at Miami Postal Service, we offer robust online and mobile banking features. With just a few clicks or taps, you can check balances, transfer funds, pay bills, and even deposit checks right from your smartphone. Plus, our ATM services ensure that cash withdrawal is always within reach whenever you need it.

Personal Banking

Managing your finances has never been easier with our personal banking services. Open a checking or savings account that fits your lifestyle and enjoy the benefits of easy access to your funds. For those considering a new vehicle, our auto loans and vehicle financing options make it simple and affordable to drive away in your dream car. Plus, if you're ready to invest in your own home, our mortgage loans and refinancing services can help you navigate the process smoothly.

Shared Services

As part of our commitment to accessibility, we also provide basic shared branch transactions for members of partner credit unions. This means that deposits and withdrawals can be made easily at various locations. If you're ever near one of these branches, rest assured that your funds are just as accessible as they are at Miami Postal Service. We invite you to visit us at 12677 S Dixie Hwy Pinecrest Fl 33156 in Pinecrest, FL or give us a call at (305) 592-7733 for more information on how we can assist you with all your financial needs. Join our community today by visiting our website or apply now for membership here. Let's work together toward achieving your financial goals!

Digital & Online Banking

Accessibility and Ease of Use

Our digital banking services are all about accessibility and ease-of-use. You don't need to be a tech expert to navigate our online platform; it's built for everyone. By using Miami Postal Service's digital offerings, you gain real-time control over your finances while enjoying peace of mind knowing that your sensitive information is secure. Experience the benefits of modern banking with us today! Visit https://www.mpscu.org/ to learn more about how our digital services can help you manage your money effortlessly.

Key Features

With 24/7 online banking services, you have the freedom to check your account balances, transfer funds, and pay bills whenever it suits you. You can also enjoy e-statements for quick and easy access to your financial documents, eliminating the need for paper statements. Plus, our electronic signature authorization feature allows you to sign important documents securely from the comfort of your home. Managing money is even more convenient with mobile payments. Whether you're shopping or dining out, you can use your smartphone to make quick transactions without the hassle of carrying cash or cards. Our dedicated mobile application makes it simple to perform all these tasks right at your fingertips. If you're looking to send money to friends or family, our person-to-person transfers feature is perfect for quick payments no need for checks or cash! Everything is designed with security in mind, so you can feel confident knowing that your information is protected.

Financial Strength

Commitment to Excellence

Our operational efficiency is evident in our $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 45 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Investment in Growth

With $21,765,869 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $97,170 in used auto loans and $114,921,289 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $58,936,814 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $22,147,434, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,141 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built Through Transparency

Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 25,196, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Miami Postal Service is your trusted partner. Visit us at 12677 S Dixie Hwy Pinecrest Fl 33156 or call (305) 592-7733 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $44,909,467 in used vehicle loans and $23,723,185 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier than ever to drive away in the vehicle you want.

Credit Lines

For those who need a little extra financial flexibility, our credit lines provide up to $10,000,000 available for your use. This option allows you to borrow only what you need when you need it, making it an ideal choice for unplanned expenses or projects. If you're considering refinancing any existing loans or exploring eligibility options for any of our products, don't hesitate to reach out. Our friendly staff at Miami Postal Service, located at 12677 S Dixie Hwy Pinecrest Fl 33156, Pinecrest, FL, are ready to assist you. You can call us at (305) 592-7733 during our operating hours: M,T,Th 9-5; Wed 9:30-3:30; Fri 9-6; Sat 9-1. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Miami Postal Service, we're dedicated to providing financial solutions that fit your life. Join us today and take the first step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $26,198,682, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing daily expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $3,120,420 in loans helping members manage their finances effectively. With easy application processes and attractive features, our credit cards can help you keep your spending in check while enjoying rewards along the way.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. Each lender listed on LendMesh has been carefully vetted to guarantee that users receive accurate information when comparing loans.