Miami Firefighters Credit Union Miami FL | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Miami Firefighters Federal Credit Union, your trusted partner in financial wellness since 1935. Located at 1111 Nw 7Th St, Miami, FL 33136, we are proud to serve our community with a commitment to excellence and personalized service. With a growing membership of over 5,934 individuals, we strive to meet the diverse needs of our members by offering a range of financial products and services tailored just for you. At Miami Firefighters, we believe in making banking simple and accessible. Our total assets amount to an impressive $169,374,287, ensuring that we have the resources to support you effectively. Whether you're looking for auto loans, mortgages, or personal banking solutions, our dedicated team is here to help. With total deposits reaching $19,630,171 and a net worth of $20,169,426, our sound financial foundation allows us to provide competitive rates and exceptional service. Our leadership team is committed to guiding our credit union toward continued growth and success. Led by CEO Bryan Woodward and Board President Terry Remland, we prioritize member satisfaction and community involvement. We know that every decision we make impacts you our valued member and we're here to ensure your financial goals are met. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 1111 NW 7th St, Miami, FL 33136. If you have any questions or need assistance, don't hesitate to reach out by phone at 305-324-4004. Join us today and discover how Miami Firefighters Federal Credit Union can make a difference in your financial journey. Visit our website at mffcu.org for more information about our services or to open an account online. We're excited to welcome you into our family!

Branch History & Mission

A Legacy of Service

Founded by dedicated firefighters who understood the importance of mutual aid, we have continually evolved to meet the diverse needs of our members. From humble beginnings, our credit union has expanded its offerings to include personal banking services like checking and savings accounts, auto loans, mortgages, and more. The mission remains clear: to provide excellent financial products while supporting the families and individuals in our community. In addition to traditional banking services, we embrace modern technology. Our online and mobile banking platforms allow members to manage their finances conveniently from anywhere. We are proud to offer features such as electronic signatures and e-statements that simplify banking processes while maintaining security.

Commitment to Community

The mission of Miami Firefighters Federal Credit Union goes beyond just financial services; it's about making a difference in the lives of our members and the broader community. We actively engage in outreach efforts that support local initiatives and charitable organizations. By partnering with various groups within Miami-Dade County, we strive to uplift those around us and contribute positively to our environment. While you can visit us at our branch location for personalized service during our operating hours from 7:30 AM to 3:30 PM, we also maintain a shared service center for your convenience. This allows members access to basic transactions even when they are away from home.

Join Us Today!

As we look toward the future, Miami Firefighters Federal Credit Union remains dedicated to its mission of fostering financial well-being for all members. With a steadfast focus on community involvement and member satisfaction, we invite you to experience the unique benefits that come with being part of our family. Whether you're looking for competitive loan rates or reliable banking solutions tailored just for you, we encourage you to explore what we offer. Visit us online at mffcu.org or call us at 305-324-4004. Join today and let's build a brighter financial future together!

Branch Location & Accessibility

Call to Action

We invite you to stop by and experience the friendly atmosphere of our branch. Our dedicated team is ready to help you with all your banking inquiries. Come visit us today!

Local Landmarks and Accessibility

Our branch is situated close to several well-known landmarks, ensuring that you can easily find your way here. With ample parking available, you won't have to worry about where to leave your vehicle. We also prioritize accessibility; our facilities are ADA-compliant, featuring ramps and other support systems to assist all members of the community.

Operating Hours and Services

We are open Monday through Friday from 7:30 AM to 3:30 PM, providing convenient hours for your banking needs. At Miami Firefighters Federal Credit Union, we offer a range of services designed to help you manage your finances effectively. From checking and savings accounts to auto loans and credit cards with rewards, we are here to support your financial journey. Additionally, we provide basic shared branch transactions for members of partner credit unions. While members can visit us at 1111 NW 7th St for all their banking needs, please remember that official correspondence should be sent to our mailing address at the same location. If you have any questions or need assistance, feel free to call us at 305-324-4004.

Member Eligibility

At Miami Firefighters, becoming a member means joining a welcoming community that truly cares about your financial well-being. Membership is open to anyone who lives, works, worships, or attends school in the Miami-Dade area. We believe in supporting our local community and making banking accessible to everyone. If you're interested in enjoying the benefits of membership, we invite you to learn more about our eligibility criteria at this link. Opening an account with us is a straightforward process that can easily be started online. You can find all the details you need for account opening right here: Account Opening Information. If you have any questions or need assistance, don't hesitate to reach out to us at (305) 324-4004. We're excited to welcome you to Miami Firefighters, located at 1111 Nw 7Th St Miami Fl 33136, where we prioritize your needs and strive to provide personalized service every step of the way!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer comprehensive merchant services that streamline daily operations. Picture this: a local coffee shop owner using our services to accept payments effortlessly, manage sales reports, and track inventory all from one user-friendly platform. This allows them to focus more on serving customers rather than juggling paperwork. By partnering with Miami Firefighters, you're not just getting a bank; you're gaining a supportive ally ready to help your business succeed. Visit us at 1111 Nw 7Th St Miami Fl 33136, Miami, FL or call us at (305) 324-4004 for more information about how we can assist you today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,968,721, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we have tailored solutions just for you! Our business banking services include merchant services and business loans designed to help your venture grow. Having access to the right financial tools can make all the difference in running a successful business.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why Miami Firefighters provides robust online and mobile banking features. You can make ATM withdrawals at partner locations and conduct basic shared branch transactions such as deposits and withdrawals if you're a member of another participating credit union. Our digital platform also supports person-to-person payments so you can easily send money to friends or family whenever needed.

Credit Cards and Rewards

Looking for a credit card that rewards you for your spending? Our credit cards come with rewards programs that can benefit you for every dollar spent. Whether it's cashback on groceries or points toward travel experiences, we aim to enhance your financial journey.

Home Financing

For those looking to purchase a home or refinance an existing mortgage, our mortgage loans offer competitive rates and flexible terms. We guide you through the process from start to finish, making it easier for you to secure the home of your dreams.

Personal Banking Solutions

Our personal banking options include checking and savings accounts that help you manage your money effectively. Imagine having a checking account that not only keeps your funds safe but also offers easy access through online and mobile banking. With just a few taps on your smartphone, you can check balances, transfer money, and pay bills anytime, anywhere. If you're thinking about getting a new car or refinancing an existing loan, explore our auto loans and vehicle financing solutions. We understand that life happens, and sometimes you need extra cash our personal loans and debt consolidation options are designed to help you get back on track without breaking the bank.

We're Here for You!

Our dedicated staff is ready to assist you with any questions regarding our services. Don't hesitate to reach out at (305) 324-4004 during our lobby hours from 7:30 am to 3:30 pm, Monday through Friday. We invite you to visit us at 1111 Nw 7Th St Miami Fl 33136 or check out our website at Miami Firefighters Federal Credit Union for more information on how we can serve you better. Join our community today and let us be part of your financial journey!

Digital & Online Banking

Accessibility & Security

Your security is our priority. All online transactions are protected with robust encryption technology, ensuring that your personal information remains safe. Our user-friendly interface also makes navigating through your accounts easy, so you can focus on what matters most your financial goals. With Miami Firefighters's digital banking services, you have everything you need for real-time account management right at your fingertips. Experience banking that fits into your lifestyle today!

Key Features

One standout feature of our digital services is the ability to sign documents electronically. With Yes, you can complete transactions quickly without needing to visit a branch. Plus, we offer e-statements, so you can keep track of your financial activities in a paperless format. Enjoy the peace of mind knowing that your statements are secure and easily accessible. If you're looking for even more flexibility, our mobile application makes banking on the go a breeze. With features like mobile payments and person-to-person transfers, sending money to friends or making purchases is quick and hassle-free. Whether you're grabbing coffee or splitting a bill, our app puts the power of banking right in your pocket.

Financial Strength

Growing Member Base

We have a strong and growing member base with a total of 11,066 share accounts. This shows the trust that our community places in us as their preferred financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Miami Firefighters is your trusted partner. Visit us at 1111 Nw 7Th St Miami Fl 33136 or call (305) 324-4004 to learn more about how we can help you achieve your financial goals.

Investment in Member Services

With $15,818,111 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is also reflected in our lending figures $625 in used auto loans and $120,752,009 in total loans and leases.

Operational Efficiency

Our financial performance is strong as evidenced by our $1,681,856, which reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 14 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Your savings are secure with us. We have $40,349,648 in share certificates and $27,355,801 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $20,169,426, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,191 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $13,207,858 in used vehicle loans and $24,767,492 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to drive away in a car you love.

Business Loans

For business owners, our outstanding commercial loans totaling $1,968,721 provide the capital needed to grow and expand. Whether you need funds for equipment or operational costs, our team is ready to assist you.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $15,359,386, make buying or refinancing simple. We aim to guide you through every step of the mortgage process so you can find the solution that best fits your situation.

Personal Financing Solutions

We also offer flexible terms on unsecured credit card loans, with a total of $3,805,426 in loans helping members manage their finances effectively. These cards come with benefits that help keep your spending in check while building your credit history.

Refinancing and Eligibility

If you're interested in refinancing any existing loans or exploring eligibility options for our products, please reach out. We are here to help you navigate through various choices based on your specific financial needs. To learn more about our loan offerings or start your application process today, feel free to contact us at 305-324-4004 or visit us at 1111 Nw 7Th St Miami Fl 33136. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Miami Firefighters Federal Credit Union, we're dedicated to empowering our members through accessible and affordable financing solutions. Join us today!

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MIAMI FIREFIGHTERS FEDERAL CREDIT UNION