Metrum Community Credit Union Centennial CO | Affordable Auto Loans & Low Mortgage Rates

Introduction

Welcome to Metrum Community, your trusted partner in financial growth and well-being. Located at 6980 S Holly Cir, Centennial, CO 80112, our credit union has proudly served the community since 1946. With a dedicated membership of over 5,500 individuals, we are more than just a financial institution; we are a part of your neighborhood and committed to helping you achieve your financial goals. At Metrum Community, we understand that each member's journey is unique. That's why we offer personalized services tailored to meet your needs, whether it's through our checking and savings accounts, auto loans, or mortgage refinancing options. Our total assets exceed $103 million, reflecting our solid foundation and commitment to providing you with stability and security. We believe in the power of community and strive to make a positive impact. With total deposits amounting to $6,857,007 and loans totaling 4,535, we work diligently to ensure that our members receive the best financial solutions possible. Under the leadership of our CEO, Neil Peterson, and Board President, Richard Flanigan, our team of 19 employees is here to support you every step of the way. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: 6980 S Holly Cir, Centennial, CO 80112-1018. We encourage you to reach out at 303-770-4468 for any inquiries or assistance. Join us at Metrum Community and experience how we're dedicated to enhancing your financial life while fostering a sense of belonging in our community. Visit our website at Metrum Community or stop by today!

Branch History & Mission

Join Us Today

As we look ahead, we invite you to become part of the Metrum Community family. Experience firsthand how we blend tradition with innovation to serve you better. Visit us during our operating hours Monday through Friday with extended hours on Thursday and Saturday or contact us at (303) 770-4468 for more information about opening an account or exploring our services. Join us on this journey as we continue to build a brighter financial future together!

Modern Banking with a Personal Touch

While we honor our past, we also embrace the future. Metrum Community is committed to providing modern banking solutions with features like online and mobile banking for convenience. Although we do not currently have ATM availability at this location, our drive-thru service ensures that members can access essential banking transactions without stepping inside. For official correspondence, please note that while you can visit us at 6980 S Holly Cir Centennial Co 80112, mail should be directed to 6980 S Holly Cir, Centennial, CO 80112-1018 if it differs from the branch address.

Our Commitment to Service

Our mission is clear we aim to enhance the financial well-being of each member by offering personalized service and innovative solutions. Whether you're looking for checking and savings accounts, auto loans, or mortgage refinancing, we're here to guide you every step of the way. We understand that banking is not just about numbers; it's about building relationships and fostering trust. In addition to traditional banking services, Metrum Community is dedicated to community support through various outreach programs and partnerships. We believe that by investing in our local neighborhoods, we can create a positive impact that extends beyond financial transactions.

Branch Location & Accessibility

A Variety of Services Await You

At Metrum Community, we offer a wide range of services tailored to fit your needs from checking and savings accounts to auto loans and mortgage refinancing. If you're in need of quick transactions, our drive-thru allows for deposits and withdrawals without leaving your vehicle. Additionally, we participate in shared services so members of partner credit unions can enjoy basic transaction capabilities here. While members can visit us at 6980 S Holly Cir, official correspondence should be sent to the same address as our mailing address: 6980 S Holly Cir, Centennial, CO 80112-1018.

Convenient Access and Features

At Metrum Community, we prioritize your convenience. Our location offers ample parking with easy access for everyone, including features that meet ADA standards. Whether you're visiting us for personal banking or business services, you'll find that our branch is designed to make your experience smooth and straightforward.

Get in Touch!

If you have any questions or need assistance, don't hesitate to call us at 303-770-4468. We look forward to welcoming you into our community bank where friendly service meets your financial needs. Come visit us today!

Operating Hours Tailored for You

We understand that life can be busy. That's why our lobby hours are designed with your schedule in mind: Monday to Wednesday from 9 AM to 5 PM, Thursday from 10 AM to 5 PM, Friday until 6 PM, and Saturday mornings from 9 AM to 12 PM. If you prefer the drive-thru service, you'll find it available during the same hours as the lobby except on Fridays when we extend those hours until 6 PM.

Member Eligibility

At Metrum Community, we believe that becoming a member is like joining a welcoming family dedicated to your financial well-being. If you live, work, or worship in the Centennial area, you're already on the path to membership! We want to make it easy for you, so our eligibility criteria are simple and inclusive. Whether you're looking for personal banking options, auto loans, or even business services, there's a place for you here. If you'd like to dive deeper into the details of what it takes to become part of our community, feel free to check out the full eligibility information at . Opening an account is just as straightforward! You can begin your journey with us by visiting our online application page at https://www.joinmycu.com/937/apply. Should you have any questions or need assistance, don't hesitate to reach out at (303) 770-4468. We're here to help you every step of the way! Join us at Metrum Community, located at 6980 S Holly Cir Centennial Co 80112, and discover how we can support your financial goals together.

Business Banking & Commercial Services

Loan Options That Support Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $415,944, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

But we don't stop at just loans. Our merchant services provide practical benefits that streamline your daily operations. Picture easily processing payments from customers or managing your cash flow more efficiently. Our services are built to enhance your business experience, making transactions smoother and faster. Ready to take your business to the next level? Visit us at 6980 S Holly Cir, Centennial, CO 80112, or call us at 303-770-4468 to learn how we can support you in achieving your business goals!

Comprehensive List Of Services

Credit Options

With our Credit Cards with Rewards, you can earn while you spend! Enjoy benefits that suit your lifestyle and watch your rewards add up over time. Plus, if you're running a small business, we offer Business Banking solutions like Merchant Services & Business Loans that can help you grow and manage your operations smoothly.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features. Check balances, transfer funds, and pay bills from anywhere at any time. If you need cash on-the-go, our ATM & Cash Withdrawal services ensure access when you need it most.

Drive-Thru and Shared Branch Services

For those who prefer face-to-face interactions but want quick service, our Basic Drive-Thru Banking offers essential services such as deposits and withdrawals without leaving your car. Additionally, if you're a member of a partner credit union, enjoy the convenience of Basic Shared Branch Transactions, allowing you to handle deposits and withdrawals with ease. At Metrum Community, we believe in making banking as easy and accessible as possible for all our members. If you're ready to explore what we have to offer or need assistance with any of our services, don't hesitate to reach out! Call us at 303-770-4468, or visit us at 6980 S Holly Cir, Centennial, CO 80112. Your financial journey starts here!

Mortgage Solutions

Thinking about buying a home? Our Mortgage Loans & Refinancing services are here to guide you through the process. We know this is one of the biggest investments you'll make, so we work with you every step of the way to find the right loan that fits your budget and needs.

Personal Banking

Whether you're looking to open a new checking or savings account, Metrum Community has you covered. We offer various personal banking options designed to fit your lifestyle. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing solutions make it easy for you to hit the road without breaking the bank. We understand that life can throw unexpected expenses your way, which is why our Personal Loans & Debt Consolidation options can help manage those costs effectively.

Digital & Online Banking

Accessibility and Ease-of-Use

With e-statements available, you can say goodbye to paper clutter and easily access your statements whenever you need them. Our mobile payments feature means you can make purchases using just your phone perfect for those moments when you leave your wallet behind. Whether you're checking in on your savings or managing loans, Metrum Community has the tools to help you take control of your finances. Join us today and experience the convenience of modern banking at its best!

Key Features

Our online banking platform at https://metrumcu.org/ is user-friendly and packed with features that make banking convenient. You can check your account balances, pay bills, and transfer money all from the comfort of your home or on the go with our mobile application. Plus, if you ever need to send money to friends or family, our person-to-person transfer option makes it quick and easy. Security is a top priority for us. We use advanced security measures to keep your information safe while you manage your accounts online. Our electronic signature authorization allows you to sign documents digitally, streamlining processes without compromising on safety.

Financial Strength

At Metrum Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, reinforcing our commitment to providing reliable services and products tailored to your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $13,136,050, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,267 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $36,155,270 in share certificates and $22,937,886 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $13,118,925 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is reflected in our $1,973 in used auto loans and $72,806,889 in total loans and leases. Additionally, our operational efficiency is evident through our $0, enabling us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 17 full-time employees and 2 part-time employees who are always ready to assist you with their knowledge and commitment. Net Shares (Funds available for lending and investments): $113,464. Total Share Accounts: 11,879, showcasing a robust member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Metrum Community is your trusted partner. Visit us at 6980 S Holly Cir Centennial Co 80112 or call (303) 770-4468 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $34,514,535 in used vehicle loans and $8,207,193 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable pre-owned vehicle, we have flexible terms to suit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $415,944 provide the capital needed to grow and expand your operations. Whether you're starting a new venture or looking to enhance an existing one, our team is ready to assist you every step of the way.

Credit Lines

In addition to standard loans, we offer credit lines totaling $12,300,000, giving you the flexibility to borrow only what you need when you need it. This can be especially useful for managing cash flow or unexpected expenses. If you're interested in refinancing options or want more information about eligibility requirements for any of our loan products, please don't hesitate to ask us. We're committed to finding solutions that fit your unique circumstances. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Metrum Community, we believe in transparency and aim to empower our members with clear choices for their financial future.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $8,557,865, making buying or refinancing simple. We also provide guidance throughout the process to ensure that you feel confident in your decision.

Unsecured Credit Card Loans

Managing everyday expenses just got easier! We offer flexible terms on unsecured credit card loans, with a total of $1,412,807 in loans helping members manage their finances effectively. This option is ideal for those who want to maintain control over their spending without tying up assets.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing process guarantees that users receive fair and transparent offers. Each listed loan comes from legitimate financial institutions, providing peace of mind in knowing that the information is both accurate and trustworthy.