Metropolitan Services Credit Union Saint Paul MN

Introduction

Welcome to Metropolitan Services, your trusted partner in financial well-being located at 475 Etna St Ste 10, Saint Paul, MN 55106. Since our establishment in 1939, we've been dedicated to serving our community and fostering a sense of belonging among our 844 members. Our commitment is reflected in our robust financial health, with total assets amounting to an impressive $11,776,653 and total deposits of $811,998. At Metropolitan Services, we understand that each member's needs are unique. Whether you're looking for loans our current total stands at 323 or simply want to save with confidence, we've got you covered. With a net worth of $1,106,476 and cash readily available at $66,013, we ensure that your money is in safe hands. Led by our CEO, Crystal Rylicki, and Board President Wayne Andersen, our team of three dedicated employees works tirelessly to provide personalized service and support. We invite you to visit us or reach out via phone at 651-356-4965. For official correspondence, please send it to our mailing address: 475 ETNA ST Ste 10, Saint Paul, MN 55106-5845. Join us on this journey toward financial empowerment. Explore our offerings and discover how we can assist you in achieving your financial goals today! Visit us online at mymscu.org for more information.

Branch History & Mission

Community Engagement

Our commitment extends beyond financial services; it encompasses building relationships within the community. Through various partnerships and outreach efforts, we aim to create positive impacts in Saint Paul and surrounding areas. We actively seek opportunities to collaborate with local organizations and businesses to foster an environment where everyone can thrive together. While members can visit us at 475 Etna St Ste 10, official correspondence should be sent to 475 ETNA ST Ste 10, Saint Paul, MN 55106-5845. If you're interested in joining our family or learning more about what we offer, don't hesitate to reach out! You can contact us at 651-356-4965 or visit our website at mymscu.org for more information. Join us as we continue this journey together because at Metropolitan Services, your success is our success!

Our Mission

At Metropolitan Services, our mission is simple yet profound: to empower our members financially while fostering a spirit of community and support. We believe that financial well-being goes hand-in-hand with community development. Our focus is not only on offering competitive loans and savings products but also on engaging in meaningful outreach initiatives that uplift those around us. We understand that every member's needs are unique. That's why we offer a range of services designed with you in mind whether you're looking for auto loans, mortgages, or everyday banking solutions. While we currently do not have ATM services or drive-thru banking available at this location, we strive to provide convenient online banking options, ensuring that your financial management is just a click away.

Branch Location & Accessibility

Conveniently Located

Our branch is close to several well-known landmarks, ensuring you can easily find us while going about your day. Whether you're stopping by after visiting local shops or on your way home from work, we are here to serve you. We also offer ample parking and are committed to accessibility, with features designed for everyone including ADA-compliant ramps.

Hours That Fit Your Schedule

At Metropolitan Services, we understand that everyone has busy lives. That's why our operating hours are crafted to meet the needs of our community. While we don't have specific hours listed at this time, feel free to call us at 651-356-4965 for the latest information on when you can visit us.

Services Designed for You

Though we currently do not offer ATM services or drive-thru banking, our dedicated team is ready to assist you with all your banking needs inside the branch. From opening accounts to discussing loan options, we're here to help make your financial journey smooth and straightforward. We invite you to stop by and discover how Metropolitan Services can support your financial goals. Whether you're looking for personal assistance or just have a quick question, our friendly staff is eager to help. Don't hesitate to give us a call or visit us today!

Member Eligibility

Joining the Metropolitan Services community means stepping into a supportive environment where your financial goals are prioritized. To become a member of Metropolitan Services, you'll need to meet certain eligibility criteria that are designed to ensure our members truly benefit from our services. Generally, individuals who live, work, or worship in the Saint Paul area are welcome to apply. For specific details on eligibility, you can visit our website at . Opening an account is simple and straightforward! Just head over to our account opening page at https://www.financial-net.com/mymscu/enrollment/olbcmdsit249?language=en%20. If you have any questions or need assistance during the process, don't hesitate to reach out to us at (651) 356-4965. We're here to help you every step of the way and excited for you to join our community at 475 Etna St Ste 10, Saint Paul, MN 55106!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. Imagine a local bakery that dreams of opening a second location. With our support, they can access the funds needed to make that dream a reality. Our loans not only provide the necessary capital but also empower business owners to pursue their visions.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your customers. Imagine your customers enjoying a seamless checkout experience while you manage sales effortlessly. Our tools allow you to accept payments easily, helping you focus on what matters most growing your business. Visit us at 475 Etna St Ste 10 Saint Paul Mn 55106 or call us at (651) 356-4965 to learn more about how we can support your business journey!

Comprehensive List Of Services

Conclusion

At Metropolitan Services, our mission is clear: to empower our members through accessible financial services tailored just for them. We invite you to visit us at 475 Etna St Ste 10, Saint Paul, MN 55106, and explore how we can support your financial journey. Whether you're withdrawing cash or managing your account online, we're here for you every step of the way. Ready to get started? Join us today by visiting our website for more information!

Digital Banking Features

In addition to traditional services, we also embrace modern technology to enhance your banking experience. With options like online banking, members can check their balances, transfer funds, and manage their accounts from the comfort of home or on the go. Our mobile application offers similar functionalities, allowing you to stay connected with your finances anytime, anywhere. For those who appreciate direct interactions, feel free to give us a call at 651-356-4965 for any questions or assistance. Our friendly staff is ready to help guide you through our offerings or resolve any concerns you may have.

Our Services

At Metropolitan Services, we understand that convenience is key in today's fast-paced world. That's why we focus on providing essential services that cater to your everyday financial needs. One of the standout offerings includes our ATM Services Only. This means that while we prioritize accessibility, we also ensure you can manage your finances efficiently through convenient ATM access. Imagine needing cash for a weekend outing or making an unexpected purchase; our ATM services are designed to provide you with quick access to your funds whenever you need them. While other branches may offer a wide array of services, we maintain a strong commitment to simplifying your banking experience by focusing on what truly matters to our members.

Digital & Online Banking

Key Services Available

With our online banking platform, accessible through https://mymscu.org/, you can easily check your account balances, pay bills, and transfer funds all from the comfort of your device. We offer 24/7 online banking services, allowing you to manage your money anytime and anywhere.

On-the-Go Banking

For those who prefer banking at their fingertips, our mobile application is here to help. With it, you can make person-to-person transfers effortlessly, so sending money to friends or family is just a few taps away. While we currently do not support mobile payments, our app still offers everything you need for effective account management. At Metropolitan Services, we believe in making banking accessible and user-friendly. Join us today and experience the ease of managing your finances digitally!

Security and Ease of Use

We prioritize your security. Our electronic signature authorization feature makes signing documents simple while ensuring your information is safe. You can also opt for e-statements, which provide a paperless way to keep track of your finances without cluttering your mailbox.

Financial Strength

Dedicated Team Ready to Assist

We also take pride in having 3 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand strong at 1,491, showcasing a growing member base that trusts us with their finances.

Investing Back into Member Services

With $909,778 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to service is reflected in our operational efficiency; our $20,317 allows us to keep offering competitive loan rates and solid financial products tailored to your needs.

Lending Support for Your Goals

Our lending capacity supports members' financial goals across various sectors with $118 in used auto loans and $6,430,955 in total loans and leases. Whether you're looking to buy a car or need assistance with other financing options, we're here to help you every step of the way.

Members' Savings Are Our Priority

Members' savings are secured through $1,575,391 in share certificates and $852,383 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $497,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $1,106,476, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $940 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Partner for Financial Success

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Metropolitan Services is your trusted partner. Visit us at 475 Etna St Ste 10 Saint Paul Mn 55106 or call (651) 356-4965 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,117,425 in used vehicle loans and $924,904 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to get behind the wheel.

Credit Lines

In addition to traditional loans, we provide credit lines totaling $360,000, which can be an excellent option for those who need quick access to funds without the hassle of applying for a new loan each time. If you're interested in exploring these options further or learning about eligibility requirements and refinancing opportunities, please reach out! You can contact us at 651-356-4965 or visit us at 475 Etna St Ste 10 Saint Paul Mn 55106. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you find the right loan product that fits your lifestyle and financial situation!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,226,712, providing you with the support needed to secure your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $0 in loans currently available, we're dedicated to helping our members manage their finances effectively without the burden of collateral.

Loan Aggregator

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Ensuring Accurate Comparisons

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