Metropolitan Services Credit Union Saint Paul MN | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Metropolitan Services, your trusted partner in financial well-being since 1939! Located at 475 Etna St Ste 10, Saint Paul, MN 55106, our credit union is dedicated to providing exceptional banking services tailored to meet the needs of our community. With a proud membership of 844 individuals and total assets amounting to $11,776,653, we are committed to ensuring that your financial journey is smooth and rewarding. At Metropolitan Services, we believe that banking should be accessible and supportive. Our diverse range of offerings includes personal checking and savings accounts, auto loans, mortgage refinancing, business banking solutions, and much more. Whether you're looking to purchase a new vehicle or plan for your future, we have the right tools for you. While members can visit us at our branch address, official correspondence should be sent to 475 Etna St Ste 27, Saint Paul, MN 55106-5849. Our dedicated team of 3 employees is led by CEO Crystal Rylicki and Board President Wayne Andersen, who both share a passion for helping our members succeed financially. With a solid net worth of $1,106,476 and total deposits reaching $811,998, we pride ourselves on being financially stable and focused on our members' best interests. We encourage you to explore our website at mymscu.org for more information on how we can assist you or give us a call at 651-602-8105. Visit us today and discover the difference that a member-focused credit union can make in your life!

Branch History & Mission

Community Commitment

At Metropolitan Services, we believe that true success comes from supporting one another. We are not just about numbers; we are about people. Our partnerships with local organizations and outreach programs reflect our commitment to improving lives in Saint Paul. We strive to create opportunities for growth and development within our community. While you can visit us at 475 Etna St Ste 10 Saint Paul Mn 55106, any official correspondence should be directed to our mailing address at 475 Etna St Ste 27, Saint Paul, MN 55106-5849.

Join Us

As we continue on this journey together, we invite you to become part of the Metropolitan Services family. Experience firsthand the benefits of membership where your financial goals are supported by a team that truly cares about your success. For more information or to open an account today, please call us at (651) 602-8105 or visit us online at our website. Together, let's build a brighter future!

Modern Banking Solutions

In today's fast-paced world, we prioritize convenience and accessibility for our members. Our digital advancements include online banking services that allow you to manage your accounts from anywhere. We also ensure ADA compliance so that everyone can easily access our services. For those who prefer personal interaction, our friendly staff is available during operating hours from Monday through Friday, 10:00 AM to 4:00 PM. While we currently do not offer ATM services or drive-thru banking at this location, we remain committed to meeting your needs through alternative methods.

Our Journey

Nestled at 475 Etna St Ste 10, our branch is conveniently located near key landmarks that make us easily accessible to all. We understand the importance of being part of the community and strive to create meaningful connections with our members. Since opening our doors, we have remained dedicated to empowering individuals and families through personalized financial solutions. Our mission is simple yet profound: to enhance the financial well-being of our members while actively contributing to the local community. We offer a range of services, including personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Each service is designed with our members' best interests in mind.

Branch Location & Accessibility

Welcome to the Metropolitan Services branch, your go-to spot for all your banking needs in Saint Paul, MN! Conveniently located at 475 Etna St Ste 10, our branch is easy to find and accessible for all members. If you need to send us any official correspondence, please use our mailing address at 475 Etna St Ste 27, Saint Paul, MN 55106-5849. Situated near local landmarks, our branch is just a short drive from the vibrant downtown area. We prioritize your convenience with ample parking options and features that make accessing our services a breeze. Our location is ADA compliant, ensuring that everyone can visit us comfortably. At Metropolitan Services, we're committed to providing friendly and efficient service during our operating hours: Monday through Friday from 10:00 AM to 4:00 PM. Whether you're looking to open a new checking account or inquire about auto loans and mortgage options, our team is here to help. While we don't have an ATM on-site or drive-thru banking available right now, we offer a range of personal and business banking services tailored to meet your needs. From credit cards with rewards to online and mobile banking options, managing your finances has never been easier. We invite you to stop by or give us a call at 651-602-8105 if you have any questions or need assistance. Come see how we can support your financial journey today!

Member Eligibility

At Metropolitan Services, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy and open to anyone who shares our values! If you live, work, worship, or attend school in the Saint Paul area, you're already eligible to join us at our convenient location at 475 Etna St Ste 10 Saint Paul Mn 55106. We're excited to offer you a range of benefits that come with membership, from personalized financial services to competitive loan rates and more. To learn about the specific criteria for membership, please visit our eligibility page at . When you're ready to start your journey with us, opening an account is just a click away through this link: https://www.financial-net.com/mymscu/enrollment/olbcmdsit249?language=en%20 . If you have any questions or need assistance, feel free to reach out to us at (651) 602-8105. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. Imagine having the resources you need to invest in new equipment, hire additional staff, or even open a new location. Our loan products are tailored to meet your specific goals.

Merchant Services

In addition to lending, we offer practical merchant services that simplify daily operations. From payment processing solutions to cash management tools, we help you serve your customers efficiently. Picture this: a busy Saturday morning at your retail shop where transactions flow smoothly thanks to reliable payment systems making both you and your customers happy. With our support, you can focus on what matters most: growing your business and serving your community. For more details, visit us at 475 Etna St Ste 10 Saint Paul Mn 55106 or call us at (651) 602-8105.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing services can help get you behind the wheel without breaking the bank. We provide personalized loan options that fit your budget, making it easier for you to drive away in the vehicle of your dreams.

Business Banking

For small business owners, we offer comprehensive business banking solutions, including merchant services and business loans. We know how important it is for local businesses to thrive, so we're committed to providing the resources needed for success.

Cash Withdrawal Services

While we don't have ATMs on-site at this location, our team is here to assist with any cash withdrawal needs you may have during lobby hours from Monday through Friday from 10:00 AM - 4:00 PM. Our dedicated staff at Metropolitan Services is passionate about helping members like you navigate their financial needs with ease and confidence. For any questions or to learn more about how we can support you further, please call us at (651) 602-8105 or visit us online at Main Office. Join us today and experience the difference personalized service makes!

Credit Cards with Rewards

Take advantage of our credit cards with rewards, designed for those who want to earn while they spend. Enjoy cash back or points for travel whatever suits your lifestyle best! Plus, managing your card is simple through our online banking platform.

Mortgage Solutions

Homeownership is a significant milestone, and at Metropolitan Services, we're here to guide you through it. Our mortgage loans and refinancing options come with favorable terms and expert advice. Whether you're buying your first home or looking to refinance an existing mortgage, our team is ready to assist you every step of the way.

Online & Mobile Banking

We believe banking should be convenient. That's why Metropolitan Services provides robust online and mobile banking options. Check balances, transfer funds, and pay bills anytime, anywhere all from the comfort of your home or on the go!

Personal Banking

When it comes to personal banking, Metropolitan Services offers a variety of options to help you manage your money effectively. Our checking and savings accounts are designed with flexibility in mind, allowing you to choose the right account that fits your lifestyle. Whether you're saving for a vacation or managing everyday expenses, our competitive interest rates and easy online access make banking effortless.

Personal Loans & Debt Consolidation

If life throws unexpected expenses your way, our personal loans and debt consolidation services can help lighten the load. We work with you to find solutions that fit your financial situation, allowing you to manage debts more effectively while maintaining peace of mind.

Digital & Online Banking

Accessibility & Security

Your security is our top priority. We use advanced measures to protect your information so you can bank with peace of mind. Our platform is designed to be intuitive and straightforward, ensuring that all members can easily navigate their accounts. Whether you're making a quick transfer or checking your latest statement, Metropolitan Services is here to support your banking needs every step of the way. Join us today and experience the convenience of modern banking at https://mymscu.org/ !

Key Services

You can enjoy 24/7 online banking services that allow you to check your balance, transfer funds, and pay bills anytime. Our online banking makes it simple to manage your money from the comfort of your home or on the go. You can also take advantage of person-to-person transfers, making it easy to send money to friends or family without any hassle. Need to sign documents? We've got you covered with electronic signature authorization. This feature allows you to complete transactions securely and quickly, eliminating the need for paper forms. Plus, our e-statements make it easy to keep track of your financial activity while reducing clutter. If you're always on the move, you'll appreciate our mobile application. With it, you can bank right from your smartphone! Although we don't currently offer mobile payments, our app provides essential features for real-time account management.

Financial Strength

Commitment to Growth

With $909,778 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $118 in used auto loans and $6,430,955 in total loans and leases.

Growing Member Base

With a total of 1,491 share and deposit accounts, we have built a strong and growing member base that trusts us with their finances. This trust is foundational to everything we do at Metropolitan Services, as we work diligently to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Metropolitan Services is your trusted partner. Visit us at 475 Etna St Ste 10 Saint Paul Mn 55106 or call (651) 602-8105 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $20,317 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $1,575,391 in share certificates and $852,383 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $497,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,106,476, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is further highlighted by our net worth ratio of $940, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,117,425 in used vehicle loans and $924,904 in new vehicle loans already helping members get on the road. We make it easy for you to drive away with the vehicle you want while keeping your payments manageable.

Credit Lines and Unsecured Credit Cards

For those who need additional financial flexibility, we offer credit lines totaling $360,000. This option allows you to access funds whenever necessary without the need for a specific purpose. Additionally, our unsecured credit card loans help manage everyday expenses effectively; currently totaling $0, these cards come with flexible terms designed to suit your lifestyle.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,226,712, make buying or refinancing simple. We guide you through the process and provide support every step of the way.

Refinancing Options

If you're considering refinancing any existing loans, be sure to ask about our eligibility options! We can help streamline your current debts into more manageable payments. Our branch at 475 Etna St Ste 10 Saint Paul Mn 55106 is ready to serve you. Feel free to reach out at 651-602-8105 during our operating hours from Monday to Friday between 10:00 AM and 4:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Metropolitan Services can assist you today!

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METROPOLITAN SERVICES CREDIT UNION - Saint Paul, MN