Metropolitan District Employees CU Hartford CT | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to the Metropolitan District Employees, your trusted partner in financial wellness right here in Hartford, CT. Located at 250 Murphy Rd, we have been serving our community since 1955, building relationships and providing essential financial services tailored to meet your needs. With a total membership of 1,895 and assets exceeding $32,095,563, we are committed to empowering our members with the tools they need for a secure financial future. At the heart of our mission is a dedication to our members. We understand that each individual's financial journey is unique. That's why we offer a range of services, from personal banking solutions like checking and savings accounts to auto loans and mortgages. Our team, led by CEO Karen Viets and Board President Robert Facey, is here to ensure you receive personalized support every step of the way. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to our mailing address: PO Box 1348, Hartford, CT 06143. We encourage you to reach out via phone at 860-560-9036 during our lobby hours from 7:30 AM to 4 PM on weekdays. As a member-focused credit union, we take pride in maintaining strong financial health with a net worth of $3,538,697 and total deposits of $300,448. Our commitment to you extends beyond just numbers; it's about creating a supportive community where your goals are recognized and valued. Whether you're looking for competitive loan options or effective savings strategies, we invite you to explore everything we have to offer at www.mdecu.org. Join us today and discover how the Metropolitan District Employees can help you achieve your financial dreams!

Branch History & Mission

Community Focus

Over the years, we have built strong partnerships within the community to offer outreach programs and services aimed at improving financial literacy and accessibility. Our staff is not just here to assist with transactions but to build lasting relationships with our members. We believe that by investing in our community, we help create a stronger future for everyone.

Modern Services

In keeping with the times, we've embraced digital advancements to enhance your banking experience. Our offerings include online banking and mobile applications that ensure you can manage your finances conveniently from anywhere. We are also proud of our ADA-compliant facilities that ensure all members can access our services without barriers. Our operating hours are designed for your convenience: we're open Monday through Friday from 7:30 AM to 4:00 PM. While we currently do not offer ATM or drive-thru services, our customer-centric approach ensures you receive personalized attention during your visits. We invite you to join the Metropolitan District Employees family today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community network. For more information or assistance, please call us at 860-560-9036 or visit our website at www.mdecu.org. Your journey toward better financial health begins here!

Our Mission

At Metropolitan District Employees, our mission goes beyond traditional banking; we are dedicated to empowering our members through personalized financial services and community engagement. We understand that every member has unique needs, whether it's personal banking solutions like checking and savings accounts or specialized services such as auto loans and mortgages. Our commitment is to provide support that fosters financial well-being while making a positive impact in the communities we serve.

Branch Location & Accessibility

Welcome to the Metropolitan District Employees branch, your friendly financial partner located at 250 Murphy Rd in Hartford, CT. Nestled within the vibrant community of Hartford County, our branch is easy to find and conveniently situated near well-known landmarks. Whether you're heading to the nearby Connecticut Science Center or exploring the bustling downtown area, you can easily swing by for all your banking needs. At our branch, we prioritize accessibility and comfort for all members. With ample parking available right outside our doors and ADA-compliant features like ramps, we ensure that everyone can visit us with ease. Our welcoming team is here to assist you during our operating hours from 7:30 a.m. to 4 p.m., Monday through Friday. While members can visit us at 250 Murphy Rd, official correspondence should be sent to PO Box 1348, Hartford, CT 06143. If you have questions or need assistance, don't hesitate to give us a call at 860-560-9036. Though we do not currently offer ATM services or drive-thru banking, our dedicated staff is ready to help with a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Plus, enjoy the convenience of online and mobile banking! We invite you to come by and experience the exceptional service that makes Metropolitan District Employees stand out. Whether you're looking to open a new account or just want some advice on your financial journey, we're here for you!

Member Eligibility

At Metropolitan District Employees, we believe that becoming a member is like joining a warm, welcoming family where everyone supports each other. If you're interested in becoming part of our community, eligibility is quite simple! Generally, membership is open to those who live, work, or worship in the Hartford area. We also extend our arms to employees and members of certain organizations affiliated with us. This means that you could be just a step away from enjoying personalized services designed to fit your financial needs. Opening an account is straightforward and welcoming just visit us at 250 Murphy Rd Hartford Ct 06114 or give us a call at (860) 560-9036 for more details on how to get started. For additional information on eligibility criteria, feel free to check out our resource at . We're here to help make your journey into membership as smooth and enjoyable as possible!

Business Banking & Commercial Services

Merchant Services that Matter

Imagine being able to accept payments seamlessly from your customers whether they pay by card or through digital wallets. Our merchant services provide essential tools for managing transactions efficiently, so you can focus more on what you do best: running your business. Visit us at 250 Murphy Rd Hartford Ct 06114 in Hartford, CT or call us at (860) 560-9036 to learn how we can partner with you for success.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

We haven't forgotten about business owners! Our Business Banking services include essential features like Merchant Services & Business Loans, helping local entrepreneurs thrive in their ventures. Whether you're starting a new business or expanding an existing one, we're here to support you.

Credit Cards

Our Credit Cards with Rewards are perfect for those who like to earn while they spend. With rewards programs tailored to everyday purchases, you can enjoy benefits like cash back or travel points just by using your card for regular expenses.

Digital Convenience

At Metropolitan District Employees, we know how important it is to manage your finances on the go. That's why we offer robust Online & Mobile Banking services. You can check balances, transfer funds, and pay bills anytime and anywhere from the comfort of your home or while out and about. Plus, with features like ATM & Cash Withdrawal Services, accessing your money has never been easier. We invite you to connect with us today at (860) 560-9036 or visit us online at Main Office. Let us help you take control of your finances with personalized service and innovative solutions tailored just for you!

Home Financing

For those dreaming of homeownership, our Mortgage Loans & Refinancing services make the process as smooth as possible. We guide you through each step, ensuring you understand all your options. If you're already a homeowner and want to lower your monthly payments or tap into your home equity, refinancing could be the right choice for you.

Personal Banking

Starting with personal banking, we understand that managing your finances is crucial. That's why we offer various Checking & Savings Accounts designed to help you save for your future while giving you easy access to your funds. Imagine having a checking account that not only meets your daily spending needs but also offers competitive interest rates on savings! If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options are straightforward and flexible. We work with you to find a loan that fits your budget so you can hit the road without financial stress.

Personal Loans

Need extra cash? Our Personal Loans & Debt Consolidation services provide quick solutions for unexpected expenses or consolidating existing debts into one manageable payment. We strive to offer competitive rates and terms that suit your situation.

Digital & Online Banking

Key Features

Our online banking service is packed with user-friendly features that enhance your banking experience. You can enjoy the convenience of electronic signature authorization, which allows you to sign documents digitally without the hassle of paperwork. Plus, with e-statements available, you can say goodbye to cluttered mailboxes and view your statements securely online. For those who love mobile technology, our mobile application puts banking in your pocket. You can manage your accounts directly from your smartphone or tablet, ensuring you're always in control. Although we currently do not offer mobile payments, our person-to-person transfer feature makes it easy to send money to friends or family instantly just a few taps on your screen!

Security and Accessibility

Your security is our top priority. Our online banking services are designed with advanced security measures to protect your information while giving you peace of mind. We believe that banking should be accessible for everyone, which is why we've made our platform intuitive and straightforward. With real-time account management and a variety of features tailored to meet your needs, Metropolitan District Employees provides the tools you need to stay on top of your finances easily. Whether you're checking balances or sending money, our digital banking services are here to help you every step of the way. Explore all that we have to offer today at http://www.mdecu.org/ !

Financial Strength

Dedicated Team

We take pride in having 4 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. We value the personal touch that comes from having dedicated staff available to assist with your banking needs.

Efficient Operations

Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members without compromising service quality.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This commitment to serving our members means that your needs come first.

Growing Membership Base

Total Share Accounts stand at 4,156, demonstrating a strong and growing member base that trusts us with their finances. This trust fuels our mission to provide exceptional service while maintaining robust financial strength. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Metropolitan District Employees is your trusted partner. Visit us at 250 Murphy Rd Hartford Ct 06114 or call 860-560-9036 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $2,832,140 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. We also support our community with $18,060,413 in total loans and leases which includes $204 in used auto loans. Our lending capacity supports members' financial goals across various sectors.

Member Savings Security

Members' savings are secured through $9,424,653 in share certificates, offering stable and rewarding financial growth opportunities. This allows our members to enjoy peace of mind knowing their investments are well-protected.

Strong Financial Health

With a net worth of $3,538,697, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.03% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,877,064 in used vehicle loans and $1,263,726 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or getting behind the wheel of a reliable used car, we have flexible options to suit your budget.

Business Loans

For business owners, while we currently do not have outstanding commercial loans available, we encourage you to reach out and explore future opportunities. We are committed to supporting local businesses as they grow and thrive. At Metropolitan District Employees, we strive to ensure that our loan products meet your unique financial needs. For more details about our offerings or eligibility criteria, feel free to contact us at (860) 560-9036 or visit us at 250 Murphy Rd Hartford Ct 06114 in Hartford, CT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to support you every step of the way!

Credit Lines and Personal Loans

For those who need extra flexibility, our total credit lines amounting to $2,500,000 provide an excellent option for managing cash flow. Additionally, our unsecured credit card loans have been beneficial for many members, with a total of $798,868 helping them manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,427,329, allowing you to secure a loan that fits your needs. If you're looking to refinance your current mortgage, we can guide you through the process and help you find the best terms available.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping individuals save money while making sound financial choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to sourcing accurate information means that users can trust the loan options presented to them.

METROPOLITAN DISTRICT EMPLOYEES CREDIT UNION - Hartford, CT