Introduction
Welcome to Metropolitan Church Federal Credit Union, your trusted financial partner located at 133 Tynes St, Suffolk, VA 23434. Since our establishment in 1949, we have proudly served our community with a commitment to providing personalized banking solutions. With a total membership of 1,896 and assets totaling $12,658,689, we are dedicated to helping our members achieve their financial goals. At Metropolitan Church FCU, we understand the importance of community support. Our team of 7 employees, led by CEO Ronald Hart and Board President John Kendale, is here to assist you with a variety of services, including checking and savings accounts, auto loans, mortgage financing, personal loans, and business banking solutions. We believe that strong relationships build stronger communities. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: P.O. Box 1738, Suffolk, VA 23439-1738. With total deposits amounting to $467,956 and cash in hand at $212,480, you can trust that your finances are secure with us. Our mission goes beyond just numbers; it's about making a positive impact in the lives of our members. Whether you're looking to finance your next vehicle with one of our 444 loans or seeking advice on saving for the future, we're here for you every step of the way. Ready to take the next step towards your financial success? Give us a call at 757-922-8101 or stop by during our operating hours from 10 a.m. to 5:30 p.m., Monday through Tuesday and Thursday; until 6 p.m. on Wednesdays; and from 10 a.m. to 2 p.m. on Fridays. Let us help you turn your dreams into reality!
Branch History & Mission
Our Mission
At Metropolitan Church Federal Credit Union, our mission is clear: to provide exceptional financial services while fostering community spirit. We aim to empower our members through education and access to resources that can help them achieve their financial goals. Whether you're looking for help with a new car loan or seeking advice on debt consolidation, our knowledgeable team is here to support you every step of the way. We also believe in giving back. Our community outreach initiatives reflect our commitment to making Suffolk a better place for everyone. By partnering with local organizations and participating in events that uplift those around us, we strive to make a positive impact beyond just banking. While members can visit us at 133 Tynes St, official correspondence should be sent to P.O. Box 1738, Suffolk, VA 23439-1738. Our branch features convenient amenities such as ATM availability and drive-thru banking services for easy access during your busy day. We are open from 10 a.m.-5:30 p.m. Monday, Tuesday, Thursday; 10 a.m.-6 p.m. Wednesday; and 10 a.m.-2 p.m. Friday. As we look ahead, we remain focused on enhancing our digital services while ensuring accessibility for all members. Your experience matters deeply to us; that's why we are committed to providing customer-centric solutions tailored just for you. Join us at Metropolitan Church Federal Credit Union and experience firsthand how we put people before profits. Together, let's build a brighter financial future for you and your family! If you have any questions or would like more information about becoming a member, please call us at 757-922-8101 today!
Branch Location & Accessibility
Welcome to the Metropolitan Church Federal Credit Union, conveniently located at 133 Tynes St in Suffolk, VA. Nestled in the heart of Suffolk City, our branch is easily accessible for all your banking needs. Whether you're heading to the nearby Suffolk Center for Cultural Arts or just passing through on your way to a local park, you'll find us right where you need us. At our branch, we prioritize convenience and accessibility. We offer ample parking and are proud to be ADA compliant, ensuring that everyone can visit us with ease. If you prefer to bank from your vehicle, take advantage of our drive-thru service for quick deposits and withdrawals without ever leaving your car. Our operating hours are designed with your schedule in mind: we're open from 10 a.m. to 5:30 p.m. on Monday, Tuesday, and Thursday; 10 a.m. to 6 p.m. on Wednesday; and 10 a.m. to 2 p.m. on Friday. This gives you flexibility throughout the week to stop by whenever it's most convenient for you. For those who need cash quickly, we have an ATM available at the branch, allowing for easy access to your funds at any time. While members can visit us at our physical location, please note that any official correspondence should be sent to our mailing address at P.O. Box 1738, Suffolk, VA 23439-1738. We invite you to stop by or give us a call at (757) 922-8101 if you have any questions or need assistance. Our friendly staff is here to help you with personal banking services like checking and savings accounts, auto loans, mortgage options, and more. Come experience the welcoming atmosphere of Metropolitan Church Federal Credit Union today!
Member Eligibility
At Metropolitan Church, we believe that joining our community should feel like finding a supportive family. Becoming a member is simple and welcoming! If you live, work, or worship in the Suffolk area, you're likely eligible to join us. We also welcome members from local organizations and businesses, making it easy for you to be part of something special. By choosing Metropolitan Church, you gain access to a variety of financial services tailored to your needs, including personal banking options, auto loans, and more. To learn more about the specific eligibility requirements and ensure you qualify, check out our detailed informati. Once you're ready to become a member, opening an account is straightforward and can be done by visiting us at our branch located at 133 Tynes St Suffolk Va 23434. If you have any questions or need assistance, don't hesitate to give us a call at (757) 922-8101. We're here to help you every step of the way!
Business Banking & Commercial Services
Business Loan Options
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.
Merchant Services
Imagine running your business smoothly, knowing you have reliable payment solutions at your fingertips. Our merchant services help you accept payments easily and securely, allowing you to focus on what you do best serving your customers. From credit card processing to point-of-sale systems, we provide tools that keep your operations efficient. Located at 133 Tynes St Suffolk Va 23434, our dedicated team is ready to discuss how we can help your business thrive. Reach out to us at (757) 922-8101 to explore the possibilities!
Comprehensive List Of Services
Business Banking
If you're a business owner, Metropolitan Church has got you covered too! Our Business Banking services include Merchant Services and Business Loans designed to help you manage and grow your business efficiently.
Convenient Digital Banking
In today's fast-paced world, convenience is key. That's why we offer Online & Mobile Banking solutions that allow you to manage your accounts anytime, anywhere. With features like ATM & Cash Withdrawal Services available at multiple locations, accessing your funds has never been easier.
Credit Cards and Rewards
For those who love rewards, our Credit Cards come with various benefits that can enhance your everyday purchases while providing peace of mind. Whether it's cashback on groceries or travel points for your next vacation, we have options that suit different lifestyles.
Drive-Thru and ATM Services
For those quick transactions, our Basic Drive-Thru Banking service handles deposits, withdrawals, and simple transactions without the hassle of parking. Plus, our Basic ATM Access lets you withdraw cash or check balances swiftly when you're on the go. At Metropolitan Church, we're committed to being more than just a financial institution; we strive to be a trusted partner in achieving your financial goals. If you have any questions about our services or want to learn more about how we can assist you, don't hesitate to reach out at (757) 922-8101. We look forward to serving you!
Personal Banking
Whether you're opening your first checking account or looking for a reliable savings option, our personal banking services are designed with you in mind. With our Checking & Savings Accounts, you can manage your day-to-day finances easily and securely. Need a little extra help? Our Auto Loans & Vehicle Financing options make it simple for you to drive away in your dream car without breaking the bank. When life throws unexpected expenses your way, our Personal Loans & Debt Consolidation services provide a safety net, allowing you to regain control of your finances. If you're thinking about buying a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing products offer competitive rates and flexible terms to fit your budget.
Digital & Online Banking
Accessibility Anytime
No matter where you are, our online banking services give you real-time access to your accounts. This means you can check balances or make payments from the comfort of your home or while on the go. We're here to support your financial journey with tools that make managing your money straightforward and efficient. At Metropolitan Church, we're committed to providing you with the best banking experience possible. Take advantage of our digital services today and see how they can simplify your financial life!
Key Services
to explore our online banking features. Whether you're checking balances, making transfers, or viewing transaction history, everything is just a click away. Although we currently do not offer e-statements or a mobile application, you can still enjoy the convenience of person-to-person transfers, allowing you to send money to friends and family effortlessly.
Security and User Experience
Your security is our top priority. While we don't provide electronic signature authorization for transactions at this time, rest assured that we implement robust security measures to keep your information safe. Our user-friendly interface ensures that even those new to online banking will find it easy to navigate and manage their accounts.
Financial Strength
Growing Membership Base
Total Share Accounts stand at 2,619, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $434,214. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Metropolitan Church is your trusted partner. Visit us at 133 Tynes St Suffolk Va 23434 or call (757) 922-8101 to learn more about how we can help you achieve your financial goals.
Investing in Your Future
With $1,152,491 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $174 in used auto loans and $5,653,141 in total loans and leases.
Member-Centric Savings
Your savings are our priority. Members' funds are secured through $761,630 in share certificates, providing you with stable and rewarding financial growth opportunities. Unlike traditional banks, we focus on our members' needs; with non-member deposits at $0, our resources are directed toward benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our $-$133,925 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 2 part-time employees who are dedicated to serving you with knowledge and commitment.
Solid Financial Health
With a net worth of $3,375,889, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 26.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,471,048 in used vehicle loans and $1,505,151 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a dependable used car, our competitive rates and flexible terms make financing easy. Plus, if you're considering refinancing your current auto loan, we have options available to help lower your monthly payments or reduce your interest rate.
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $0. If you're looking to secure your first home or refinance an existing property, our team is here to guide you through every step of the process.
Other Loan Products
In addition to auto and mortgage loans, we also provide personal loans for various needs and credit lines for more flexibility in managing your finances. With total credit lines available at $300,000, you can access funds when you need them most. At Metropolitan Church, our mission is to support our members with transparent lending solutions tailored to their needs. For any questions about our loan products or eligibility options, don't hesitate to reach out! You can call us at (757) 922-8101, and one of our dedicated team members will assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial journey!
Unsecured Credit Card Loans
Managing everyday expenses is important, which is why we also offer flexible terms on unsecured credit card loans. While currently totaling $0, these loans can help you handle unexpected costs while building your credit score.
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