Metro Realtors Credit Union West Babylon NY

Introduction

Welcome to Metro Realtors Federal Credit Union, your trusted financial partner located at 300 Sunrise Hwy, West Babylon, NY 11704. Established in 1972, we take pride in serving our community with a strong commitment to member satisfaction and financial well-being. With over 1,885 members, we strive to create an inclusive environment where everyone can feel at home. At Metro Realtors, we believe that your financial goals are important. That's why we manage total assets of $13,278,020, ensuring that your deposits are secure and working for you. Our dedicated team has facilitated 472 loans and leases, helping our members achieve their dreams whether it's buying a new car or funding a home renovation. We currently hold total deposits of $1,075,865 and maintain a net worth of $1,424,644, showcasing our stability and reliability as a credit union. While members can visit us at our branch location for personalized service, official correspondence should be sent to our mailing address: P.O. Box 1629, West Babylon, NY 11704. You can reach us directly at 833-676-3876 for any inquiries or assistance you may need. Under the leadership of CEO Michelle Singh and Board President Moses Seuram, our small but passionate team of just five employees is dedicated to providing exceptional service and support to all our members. We look forward to helping you navigate your financial journey with confidence. Ready to take the next step? Visit us online at www.mrfcu.com or give us a call today!

Branch History & Mission

Join Us

The heart of Metro Realtors Federal Credit Union lies in its members. We invite you to be part of this growing family and experience the benefits that come with membership. Together, let's build a brighter future for you and your community! If you're ready to take the next step towards achieving your financial goals, visit us online at Metro Realtors Federal Credit Union or call us at 833-676-3876 today!

Our Journey

From our humble beginnings at 300 Sunrise Hwy, West Babylon, NY 11704, we have evolved to meet the changing needs of our members. We pride ourselves on being more than just a financial institution; we are a trusted partner in helping our members achieve their dreams. Whether it's buying a home or starting a business, we offer personalized services to make these goals attainable. As technology advanced, so did we. Today, we provide online banking options and mobile payments to ensure our members can manage their finances conveniently and securely. Our commitment to accessibility is unwavering; although we currently do not have ATM or drive-thru services, we focus on providing excellent in-branch support during our operating hours from Monday through Friday, 8:30 AM to 4:30 PM.

Our Mission

Our mission is simple yet powerful: to deliver exceptional financial services while supporting the community around us. We believe that everyone deserves access to quality financial resources and education. By offering competitive loan rates and savings options, we strive to foster financial stability for all our members. We understand that our success is tied directly to the well-being of the communities we serve. That's why we've engaged in numerous outreach efforts and partnerships with local organizations to promote financial literacy and support local initiatives. For official correspondence, please reach out to us at P.O. Box 1629, West Babylon, NY 11704.

Branch Location & Accessibility

Accessible Banking Services

At Metro Realtors, we prioritize convenience for all our members. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and ample parking to ensure that everyone can visit us comfortably. While our location does not offer ATM services or drive-thru banking, our friendly staff is always ready to assist you during lobby hours. We're open Monday through Friday from 8:30 AM to 4:30 PM, making it easy for you to stop by after work or run errands during the day. If you need to send official correspondence, please note that while you can visit us at our branch address, any mail should be directed to P.O. Box 1629, West Babylon, NY 11704.

Connect With Us

Whether you're looking to open a new account, inquire about loans, or explore other services tailored for your needs, we invite you to visit us at Metro Realtors Federal Credit Union. If you have any questions or need assistance before your visit, feel free to give us a call at 833-676-3876. We look forward to serving you!

Member Eligibility

At Metro Realtors, we believe that everyone deserves a supportive community where they can thrive financially. Becoming a member is simple and welcoming, open to anyone who lives, works, worships, or attends school in the area. Whether you're looking to save for your future or secure a loan with favorable rates, our friendly team is here to help you every step of the way. You can learn more about specific eligibility details by visiting our website at https://www.mrfcu.com/membership/. Joining us at Metro Realtors means gaining access to personalized financial services tailored just for you. With our branch located at 300 Sunrise Hwy West Babylon Ny 11704, we're ready to assist you in opening an account and enjoying all the benefits of membership, including competitive rates and dedicated support. If you have any questions or need assistance, don't hesitate to give us a call at (833) 676-3876. We're excited to welcome you into our community! For detailed information on how to open your account, please visit https://my.homecu.net/banking/hcuactivate.prg?cu=lirfcu.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business with payment solutions that make transactions smooth and efficient. Our merchant services are designed to do just that. From credit card processing to online payment solutions, we simplify how you accept payments, allowing you to focus on what truly matters growing your business. Visit us at 300 Sunrise Hwy West Babylon Ny 11704 in West Babylon, NY, or give us a call at (833) 676-3876 to learn more about how we can help your business flourish!

Comprehensive List Of Services

Digital Convenience

In today's fast-paced world, we know that digital banking features are more important than ever. That's why at Metro Realtors, we offer online banking and mobile payment options. With online banking, you can check your account balances, transfer funds, and pay bills right from your computer or smartphone. Our mobile app puts banking at your fingertips, allowing you to manage your finances on the go. This means no more waiting in lines your credit union is accessible wherever you are.

Everyday Banking Needs

For those who need convenient access to their funds, our ATM services provide a reliable solution. While we currently offer ATM services only, these machines are strategically located to ensure you have access whenever you need it. Imagine being able to withdraw cash or check your balance without having to step into a branch; this service is perfect for busy lifestyles and helps you manage your money efficiently.

Personalized Support

While our current offerings may seem limited with ATM services as the primary option, rest assured that our dedicated staff at Metro Realtors is ready to assist you with any questions or concerns. You can reach us at (833) 676-3876, where our knowledgeable team can guide you through any inquiries about accounts, services, or membership eligibility. At Metro Realtors, we believe in building relationships with our members and providing support tailored to individual needs. We invite you to visit us at our location on 300 Sunrise Hwy West Babylon Ny 11704 in West Babylon and discover how we can help make your financial journey smoother and more enjoyable. If you're ready to take the next step toward better financial management, don't hesitate! Give us a call today at (833) 676-3876 or check out our website at Metro Realtors Federal Credit Union for more information on how to become a member and start enjoying all the benefits we have to offer!

Digital & Online Banking

Key Features for Your Convenience

Our online banking services allow you to view your account balances, transfer funds, and manage your transactions in real-time. You can even set up e-statements for quick and easy access to your monthly statements no more waiting for paper copies to arrive! Plus, if you ever need to send money quickly, our person-to-person transfer feature lets you do just that with a few taps on your smartphone.

Mobile Application and Payments

For those who prefer mobile banking, our app offers all the tools you need right at your fingertips. You can manage your finances on the go, making it easier than ever to keep track of spending and savings. And with our mobile payments feature, making purchases is just a tap away no cash or cards needed!

Security You Can Trust

We take security seriously. Although we currently do not offer electronic signature authorization, rest assured that all your online activities are protected with advanced security measures. Your peace of mind is our top priority as you navigate through your financial journey. With so many convenient options available at Metro Realtors, managing your finances has never been simpler or more secure. Explore all our digital banking services today at https://www.mrfcu.com/ and experience the ease of banking on your terms!

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts: 3,077, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $89,773. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Metro Realtors is your trusted partner. Visit us at 300 Sunrise Hwy West Babylon Ny 11704 or call (833) 676-3876 to learn more about how we can help you achieve your financial goals.

Member Savings Are Secure

Members' savings are secured through $4,296,531 in share certificates and $1,122,071 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Solid Financial Base

With a net worth of $1,424,644, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,071 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Better Services

With $1,076,440 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to offering diverse products is evident with $200 in used auto loans and $11,483,269 in total loans and leases that support our members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,899,976 in used vehicle loans and $1,331,365 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, our team is here to guide you through the financing process.

Credit Lines

For those who like to keep their options open, our total credit lines available amount to $350,000. This provides flexibility for personal spending or unexpected expenses, making it easier for you to manage your budget. We believe that everyone deserves access to affordable financing solutions. If you're considering refinancing or exploring eligibility options, feel free to reach out we're here to help! You can contact us at (833) 676-3876 or visit us at our branch located at 300 Sunrise Hwy West Babylon Ny 11704 in West Babylon, NY during our operating hours from Monday through Friday, 8:30 AM to 4:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what your financial journey looks like, let Metro Realtors be your trusted partner along the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $117,834, make buying or refinancing simple. We provide flexible terms and clear information to help you navigate the home buying journey confidently.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This can be an excellent option if you need quick access to funds without tying them to specific collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers, reflecting the most current rates available in the market.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Metro Realtors