Metro Medical Credit Union Dallas TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Metro Medical Credit Union, your trusted partner in financial wellness since 1965. Located at 8200 Brookriver Dr Ste N110, Dallas, TX 75247, we are dedicated to serving our community with integrity and care. With a total membership of 6,317 individuals and assets totaling an impressive $83,927,140, we strive to provide tailored solutions that meet your unique financial needs. At Metro Medical, we understand the importance of reliable banking services. Whether you're looking for personal banking options such as checking and savings accounts or need assistance with auto loans, mortgages, or credit cards, we've got you covered. Our commitment to excellence extends beyond products; we pride ourselves on exceptional member service. Led by our CEO Craig White and Board President Joe Mayer, our team of 13 employees is here to ensure that your experience is smooth and satisfying. We invite you to explore our range of services designed just for you. From online and mobile banking to ATM access, managing your finances has never been easier. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same location: 8200 Brookriver Dr Ste N110, Dallas, TX 75247. Take the first step towards achieving your financial goals with Metro Medical Credit Union! Contact us today at 214-630-0611 or visit our website at www.mmcu.com for more information. Your journey to better banking starts here!

Branch History & Mission

Join Us

While members can visit us at 8200 Brookriver Dr Ste N110 for all their banking needs, official correspondence should be sent to the same address as there is no difference between the mailing address and the branch address. With ATM availability at your convenience and ongoing advancements in digital banking services like online banking and mobile payments, accessing your accounts has never been easier. If you're looking for a credit union that prioritizes its members' needs while actively engaging with the community, look no further than Metro Medical. Join us today and experience firsthand how we can support you on your path toward financial success! For more information or assistance, feel free to call us at 214-630-0611 or visit our website at Metro Medical Credit Union.

Mission Statement

At Metro Medical, our mission goes beyond just providing financial products; we aim to uplift and empower our community. We believe that everyone deserves access to quality financial services that can help them achieve their goals whether it's buying a home, financing a vehicle, or starting a business. Our dedicated team works tirelessly to ensure that each member receives personalized attention and guidance throughout their financial journey. We understand that financial literacy is key to making informed decisions. That's why we offer resources and tools designed to educate our members on managing their finances effectively. Together with initiatives that support local outreach programs, we are proud to contribute positively to the communities we serve.

Our Journey

The journey of Metro Medical began with a vision to empower individuals and families by offering them a better way to manage their finances. As we opened our doors nearly six decades ago, we have remained committed to the principles of cooperation and community support. Over the years, we have expanded our services to include personal banking, auto loans, mortgages, credit cards, and business banking solutions. Each step in our evolution has been guided by our mission: to enhance the financial well-being of our members while fostering a sense of belonging and trust. Our branch is not just about numbers; it's about people. We take pride in knowing each member personally and strive to create an environment where everyone feels valued and supported. Our commitment to customer service is reflected in our operating hours from Monday through Friday, 8:00 a.m. to 5:00 p.m., making it easier for you to connect with us when you need assistance.

Branch Location & Accessibility

Welcome to Metro Medical, your friendly neighborhood credit union located at 8200 Brookriver Dr Ste N110 in the vibrant city of Dallas, TX. Nestled in the heart of Dallas County, our branch is easily accessible and conveniently situated near local landmarks, making it a prime spot for all your banking needs. Whether you're stopping by after a visit to the nearby shopping centers or heading home from work, we're here to serve you with open arms. At Metro Medical, we understand how important accessibility is for our members. Our location features ample parking and ADA-compliant entrances, ensuring that everyone can access our services comfortably. While members can visit us at 8200 Brookriver Dr Ste N110, official correspondence should be sent to the same address for your convenience. Our doors are open Monday through Friday from 8:00 a.m. to 5:00 p.m., making it easy for you to drop by during your busy day. Our team is dedicated to providing exceptional service, whether you're interested in opening an account, applying for a loan, or simply seeking financial advice. Plus, we offer ATM services so you can manage your cash flow on-the-go no need to worry about long lines! While we don't have drive-thru banking available, we invite you to come inside where our friendly staff is ready to assist you with all your personal and business banking needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Have questions? Feel free to give us a call at 214-630-0611; our team is always happy to help! We encourage you to stop by and discover how Metro Medical can support your financial journey today!

Member Eligibility

At Metro Medical, we believe that everyone deserves a supportive financial community, and becoming a member is your first step towards joining us! To be eligible for membership, you'll need to meet a few simple criteria. If you work in the healthcare field, are a member of a related organization, or reside in the Dallas area, you're likely to qualify. We warmly welcome individuals from all walks of life to explore the benefits of being part of our credit union family. For more detailed information about eligibility, feel free to check out our website at http://www.mmcu.com/membership-application . Joining us is easy! Once you confirm your eligibility, you can start the account opening process by visiting this link: https://www.loanliner.com/loanrequest/presenter/loanlist/04215558/752?isframed=f&cuid=04215558&loanlistid=752&channelid=1784631002280193352&locationid=1605761002280193229 . If you have any questions or need assistance along the way, don't hesitate to reach out to us at (214) 630-0611. Our friendly team is here to help you on your journey to financial empowerment at our branch located at 8200 Brookriver Dr Ste N110 Dallas Tx 75247.

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine being able to accept payments easily from customers, whether they prefer credit cards or mobile payments. Our services ensure you can focus on what you do best running your business while we handle the financial transactions smoothly. Visit us at 8200 Brookriver Dr Ste N110 Dallas Tx 75247 in Dallas, TX, or call us at (214) 630-0611 to learn more about how our business banking and commercial services can help you thrive.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new vehicle? Our auto loans and vehicle financing solutions can help make that dream a reality. We understand that buying a car is a big decision, so our team is here to guide you through the process and find terms that work for your budget. You can drive away knowing you made the right choice without breaking the bank.

Business Banking Services

If you're running a business, we haven't forgotten about you! Metro Medical offers tailored business banking solutions including merchant services and business loans designed to help grow your enterprise. We know how important it is to have access to funds when opportunities arise.

Credit Cards with Rewards

Enjoy shopping and dining? Our credit cards come with rewards that make everyday spending more rewarding. Earn points for cash back or travel perks just by using your card for purchases you'd make anyway!

Digital Banking Features

In addition to traditional banking options, we embrace technology with features like mobile payments, person-to-person transfers, and e-statements all designed for ease and convenience. With just a few taps on your phone or clicks on our website, managing your finances has never been simpler. Whether you're in need of basic ATM access for quick withdrawals or want more comprehensive services like mortgage assistance or auto financing, Metro Medical is here for you. For any inquiries or further information about our offerings, feel free to call us at 214-630-0611 during our operating hours from Monday to Friday, 8:00 a.m. to 5:00 p.m. Explore all that we have to offer by visiting us online at www.mmcu.com and take control of your financial future today!

Mortgage Loans & Refinancing

For those looking to settle into their forever home or refinance an existing mortgage, Metro Medical provides competitive mortgage loans. Our friendly staff will assist you every step of the way, ensuring you understand your options clearly. Imagine lowering your monthly payments or using equity from your home for other expenses it's all within reach!

Personal Banking Solutions

In today's fast-paced world, managing your finances should be easy and straightforward. That's why we offer personal banking options like checking and savings accounts that help you keep track of your money effortlessly. Imagine having a reliable place to deposit your paycheck while earning interest at the same time! Plus, with our online and mobile banking services, you can access your account anytime from anywhere.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses our way. That's where personal loans come in handy. If you're juggling multiple debts, consider our debt consolidation services that simplify repayment and potentially save you money on interest rates.

Digital & Online Banking

Key Services Available

With our online banking platform at https://www.mmcu.com/ , you can easily access your accounts 24/7. This means you can check balances, transfer funds, and pay bills whenever it suits you. Plus, if you prefer going paperless, our e-statements are available to help you keep track of your transactions without cluttering your mailbox. Need to sign a document quickly? Our electronic signature authorization feature makes it simple to complete important paperwork without the hassle of printing and scanning. And for those times when you want to send money directly to friends or family, our person-to-person transfers make it easy no checks needed!

Security and User-Friendliness

We prioritize your security while ensuring our services are user-friendly. With features like mobile payments, you can make purchases using just your phone perfect for those busy days when carrying cash isn't an option. Plus, our mobile application lets you manage your accounts right from your smartphone. Our online banking tools also provide real-time account management so you can stay updated on all transactions. You'll always know where your money is going and how much is left in your accounts. In today's fast-paced world, having access to reliable banking services anytime and anywhere is essential. At Metro Medical, we are committed to making your banking experience as smooth as possible. Explore all these features today and discover how easy it is to take control of your finances!

Financial Strength

Growing Membership Base

Total Share Accounts stand at 9,906, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $469,127, highlighting the resources we have to assist you further. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Metro Medical is your trusted partner. Visit us at 8200 Brookriver Dr Ste N110 Dallas Tx 75247 or call (214) 630-0611 to learn more about how we can help you achieve your financial goals.

Member-Centric Approach

Members' savings are secured through $5,347,348 in share certificates and $3,150,630 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 13 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

Our commitment to reinvesting in our community is evident in our $12,865,866 in undivided earnings. This allows us to enhance our banking tools, strengthen lending options, and improve security measures for your benefit. With $2,405 in used auto loans and $28,303,121 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Solid Financial Foundations

With a net worth of $12,886,035, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,535 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Solutions

In addition to these offerings, our total credit lines amount to $3,000,000, giving you the ability to access funds when needed. Our experienced team is here to guide you through each process and ensure you find the right solution for your unique situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're ready to explore our loan products further or have questions about eligibility and refinancing options, feel free to reach out at 214-630-0611 during our operating hours from Monday to Friday between 8:00 a.m. - 5:00 p.m. We're here to help you navigate your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,655,987 in used vehicle loans and $5,339,414 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have options tailored for you.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $3,898,566, allowing you to take the next step toward owning your own home. If you're considering refinancing your existing mortgage, we can discuss eligibility options that may benefit you.

Unsecured Credit Card Loans

For those looking for flexibility in managing their finances, we also provide unsecured credit card loans with a total of $629,004 available. These loans can help you handle unexpected expenses or consolidate debt effectively.

Loan Aggregator

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METRO MEDICAL CREDIT UNION