METRO EMPLOYEES CREDIT UNION - Lexington, KY

Our mission is simple yet powerful: to empower our members by providing accessible financial products and fostering a supportive community environment. We believe that everyone deserves a chance at financial success, which is why we strive to offer competitive rates and personalized service. Whether you are looking for a checking account or seeking advice on debt consolidation, we're here to help you every step of the way. In addition to our comprehensive financial services, we actively participate in community outreach initiatives. We understand that being part of the Lexington community means contributing positively to its growth. Through partnerships with local organizations and participation in events, we aim to make a difference beyond banking. While members can visit us at 1306 Versailles Rd Ste 140 Lexington Ky 40504, official correspondence should be sent to 1306 VERSAILLES RD STE 140, Lexington, KY 40504-1795 if different. Our operating hours are Monday through Friday from 8:30 AM to 5:00 PM, with drive-thru services available from 7:30 AM to 5:00 PM for your convenience. As we look towards the future, Metro Employees remains committed to embracing digital advancements while ensuring ADA compliance and maintaining a customer-centric approach. With no ATM availability at this location but drive-thru banking options for quick transactions, we continue adapting to meet the evolving needs of our members. Join us today and experience firsthand the benefits of being part of the Metro Employees family. Together, let's work towards achieving your financial goals and building a stronger community! For more information or assistance, don't hesitate to call us at (859) 258-3990 or visit our website at Metro Employees.

We understand that accessibility matters. Our branch is equipped with features that ensure everyone can visit us comfortably. From ADA-compliant entrances to convenient parking spaces right outside the door, we strive to make banking as easy as possible for all our members.

We invite you to stop by or give us a call at 859-258-3990. Our friendly staff is eager to help you navigate your financial journey. Come see why so many in Fayette County trust Metro Employees for their banking needs!

Metro Employees is here for you Monday through Friday from 8:30 AM to 5:00 PM. If you prefer the convenience of banking from your car, take advantage of our drive-thru service available starting at 7:30 AM. This allows you to complete simple transactions like deposits and withdrawals without leaving your vehicle.

At Metro Employees, we're dedicated to providing a variety of services tailored to fit your lifestyle. Whether you need personal banking options like checking and savings accounts or are interested in auto loans and mortgages, we have you covered. Our team is always ready to assist you with any questions you might have about our offerings.

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Alongside our loan offerings, we provide robust merchant services that simplify payment processing. Imagine running your operations without worrying about complicated transactions. Our services help streamline payments so you can focus on what matters most growing your business. From secure transactions to easy integration with your existing systems, we ensure your customers have a smooth shopping experience. Located at 1306 Versailles Rd Ste 140 Lexington Ky 40504 in Lexington, KY, our team is here to help you explore how our business banking solutions can empower your entrepreneurial journey. Reach out today at (859) 258-3990 and let's take your business to the next level!

For entrepreneurs and business owners, Metro Employees provides tailored business banking services, including merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we have the tools to support your growth.

We also offer credit cards that come packed with rewards perfect for members who want to earn while they spend. From cashback on purchases to travel points, our credit card options help make your everyday spending work harder for you.

In today's fast-paced world, convenience is key. That's why we've invested in online and mobile banking solutions. You can manage your accounts from anywhere at any time pay bills, transfer funds, or check balances all from the comfort of your device. Plus, our ATM and cash withdrawal services ensure you have access to your funds whenever you need them.

If you prefer face-to-face interactions but want quick service, our basic drive-thru banking allows you to handle deposits, withdrawals, and simple transactions efficiently. We aim to make banking as convenient as possible for our members. Whether you're visiting us at our location on 1306 Versailles Rd Ste 140 Lexington Ky 40504 in Lexington, KY, or connecting through our digital platforms, we're here to help every step of the way. If you have questions about any of these services or would like to learn more about how we can assist you further, please don't hesitate to reach out at (859) 258-3990. Join us at Main Office today and experience the difference personalized service makes in achieving your financial goals!

When it comes to financing, we know that different situations call for different solutions. Our auto loans and vehicle financing options can help you hit the road in style without breaking the bank. If you're thinking about homeownership, our mortgage loans and refinancing services make owning a home more accessible than ever. For those unexpected expenses or plans that require some extra cash, our personal loans and debt consolidation options are here to support you.

Starting with personal banking, we offer various checking and savings accounts that help you manage your money effectively. Imagine having a checking account that fits your lifestyle whether you're saving for a vacation or budgeting for monthly expenses. Our savings accounts provide you with the opportunity to grow your funds while enjoying easy access when you need it.

Our online banking service is available 24/7 at https://www.metroemployeescu.org/ . This means you can check your account balance, transfer funds, and pay bills whenever it suits you. Imagine being able to manage your finances without the hassle of waiting in line! Plus, with electronic statements available, you can easily keep track of your transactions and reduce paper clutter.

For those who prefer banking on-the-go, our mobile application allows you to access your accounts right from your smartphone. With features like mobile payments, making quick purchases is as simple as a few taps on your screen. You can also send money to friends or family using our person-to-person transfer option, making it easy to share expenses or lend a hand when needed.

Your safety is our top priority. While we do not currently offer electronic signature authorization, rest assured that all our online services are equipped with robust security measures to protect your personal information. We aim to provide a secure environment for all your transactions so you can bank with peace of mind. At Metro Employees, we believe that banking should be straightforward and accessible for everyone. Whether you're using our online services or our mobile app, you have real-time access to manage your accounts anytime, anywhere. Experience the ease of digital banking with us today!

We also take pride in having 11 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is trained to assist with any questions or concerns you may have regarding your finances. Total Share Accounts stand at 9,713, showing a strong and growing member base that trusts us with their finances. This trust drives us to continuously improve our services and offerings. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Metro Employees is your trusted partner. Visit us at 1306 Versailles Rd Ste 140 Lexington Ky 40504 or call (859) 258-3990 to learn more about how we can help you achieve your financial goals.

With $5,981,024 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth ensures that we can adapt to the changing financial landscape while meeting your needs effectively.

Members' savings are secured through $7,098,402 in share certificates and $2,210,883 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize your savings to help you achieve your goals while ensuring they are protected. Unlike traditional banks, we focus on our members first. With non-member deposits at $0, our resources are directed toward benefiting you through better loan rates, lower fees, and exclusive perks that enhance your banking experience.

With a net worth of $5,996,525, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation gives you confidence that your money is in safe hands. Our net worth ratio of $1,221 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This level of capital means we can support our members' needs today and into the future.

With $497 in used auto loans and $22,854,390 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Whether you're looking for a new vehicle or financing for other needs, we're here to assist you every step of the way. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We're dedicated to making sure you have access to the best banking options available.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,773,544 in used vehicle loans and $2,517,887 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we are here to guide you through the process.

Ready to explore your options? Reach out to us at (859) 258-3990 or visit us at our branch located at 1306 Versailles Rd Ste 140 Lexington Ky 40504 in Lexington, KY. We're here Monday through Friday from 8:30 AM to 5:00 PM (with drive-thru services opening at 7:30 AM) to assist you with all your lending needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Metro Employees, we're dedicated to providing you with the best possible service and support as you navigate your financial journey.

For those looking for flexibility, we also offer total credit lines amounting to $11,500,000 and unsecured credit card loans totaling $823,961. These products can be vital tools for managing cash flow and unexpected expenses.

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $3,579,197, make buying or refinancing simple. We provide personalized service to help you find the right mortgage solution tailored to your situation.

If you're looking to refinance an existing loan, we've got options available that could save you money. Our team is ready to discuss eligibility requirements and how refinancing can fit into your financial plans.

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that the offers presented are fair and transparent, allowing users to trust the information they receive.

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions without delay. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness of the platform in delivering valuable insights. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*