Metro CU Omaha NE Credit Union | Top Checking Accounts & Auto Loans

Introduction

Welcome to Metro Cu, your trusted financial partner in Omaha! Located at 11102 Emmet St, Omaha, NE 68164, our Maple Street Office has been serving the community since 1951. With a membership of over 43,988, we are dedicated to providing top-notch financial services tailored to meet the needs of our members. At Metro Cu, we believe that a strong community starts with strong relationships. That's why we offer a comprehensive range of services, including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and credit cards with rewards. Our commitment to you goes beyond just banking; we strive to empower our members financially and help them achieve their goals. With total assets of $584,105,296 and deposits totaling $167,343,379, our foundation is solid. Under the leadership of CEO Michael McDermott and Board President John White, we prioritize member satisfaction and community impact. We understand that every financial decision counts, which is why we're here to guide you every step of the way. For your convenience, while you can visit us at our branch for all your banking needs, official correspondence should be sent to our mailing address: 11102 Emmet Street, Omaha, NE 68164. If you have any questions or need assistance, don't hesitate to reach out at 402-552-7169. Join us at Metro Cu today! Explore how we can support your financial journey by visiting our website at metrofcu.org or stop by to speak with one of our friendly staff members. Together, let's build a brighter financial future!

Branch History & Mission

Community Commitment

Our commitment extends beyond banking; we actively participate in community outreach initiatives aimed at improving local lives. From partnerships with local schools to sponsoring events that promote financial literacy, we are passionate about giving back and strengthening the fabric of Omaha.

Join Us

As you consider your financial options, we invite you to join the Metro Cu family. Experience firsthand how our dedication to service can make a positive impact on your life. Feel free to contact us at (402) 552-7169 or visit us during our operating hours: Lobby - 8:00 A.M. to 5:00 P.M., Drive-Thru - 7:00 A.M. to 6:30 P.M., Monday through Friday. Let's build a brighter future together! Explore what it means to be part of something special at Metro Cu your trusted partner in achieving your dreams.

Our Mission

At Metro Cu, our mission is clear: we aim to empower our members through accessible financial education and innovative banking solutions. We believe in fostering a culture of inclusion and support within our community, helping each member achieve their personal and financial goals. Whether you're looking for checking accounts, auto loans, or business banking services, we strive to provide tools and resources that pave the way toward financial success. We are dedicated to embracing technology while ensuring that all members receive the attention they deserve. With features like online banking and mobile app access, managing your finances has never been easier. We also prioritize accessibility by adhering to ADA compliance standards across our branch.

Our Story

From the start, Metro Cu has focused on building strong relationships within our community. We began as a small credit union with a vision to offer personalized financial solutions that cater to the unique needs of our members. Over the years, we have expanded our services, adapting to the changing landscape while maintaining a member-first approach. Today, we proudly manage assets totaling $584,105,296, ensuring that we can provide competitive products and services that meet your needs. Our branch is conveniently located near key landmarks in Omaha, making it easy for you to visit us. While you can find us at 11102 Emmet St Omaha Ne 68164, any official correspondence can be sent to 11102 Emmet Street, Omaha, NE 68164 if needed.

Branch Location & Accessibility

Convenient Access and Parking

Finding us is a breeze! Our location offers ample parking, so you can easily pop in without any hassle. We've also made sure that our facilities are accessible to everyone, including those with mobility challenges. With ADA-compliant ramps and pathways, we strive to create an inviting environment for all.

Drive-Thru Banking and ATM Services

For added convenience, we offer drive-thru banking from 7:00 A.M. to 6:30 P.M., perfect for quick transactions without leaving your vehicle. Plus, if you prefer self-service options, our ATM is available around the clock for cash withdrawals and balance checks.

Operating Hours Tailored for You

We understand that your time is valuable. That's why our lobby hours are designed with your schedule in mind. We're open Monday through Wednesday and Friday from 8:00 A.M. to 5:00 P.M., and on Thursday from 7:00 A.M. to 6:30 P.M., allowing you plenty of time to visit us when it suits you best.

Reach Out Anytime

If you have questions or need assistance, don't hesitate to give us a call at 402-552-7169. Our friendly team is always ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgages, and much more. Whether you're visiting us for the first time or you're a long-time member, we look forward to welcoming you at Metro Cu! Come see how we can help meet your financial needs today!

Member Eligibility

Becoming a member of Metro Cu is like joining a warm, welcoming family where your financial needs are prioritized. If you're looking to experience personalized service and great financial products, you're in the right place! To qualify for membership, you just need to meet a few simple criteria whether you live, work, or worship in the Omaha area, you may be eligible. We also welcome family members of existing members, which makes it easy to share the benefits of our community with your loved ones. For complete details on who can join us and any specific requirements, feel free to check out our eligibility page at https://www.metrofcu.org/resources/blog/metro-blog/2025/01/31/annual-membership-meeting . Getting started with your membership is straightforward! You can open an account online through our easy application process by visiting https://my.metrofcu.org/quickapply . If you have questions or need assistance, don't hesitate to give us a call at (402) 552-7169. We're here to help you every step of the way at our branch located at 11102 Emmet St Omaha Ne 68164!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no funded commercial loans for members or non-members, our dedication remains strong. We are ready to assist when the time comes, offering tailored loan options that empower you to seize opportunities and achieve your goals.

Merchant Services

In addition to financing options, we provide essential merchant services that make daily operations smoother. Imagine running your business with easy payment processing solutions that keep customers happy and transactions hassle-free. Our services can help streamline your operations, allowing you to focus on what matters most growing your business. Located at 11102 Emmet St Omaha Ne 68164 in Omaha, NE, we invite you to reach out at (402) 552-7169 for more information about how our business banking services can work for you. Let's take the next step together!

Comprehensive List Of Services

Access Anytime You Need It

We know how important it is for you to access cash when needed. That's why our ATM services allow for easy withdrawals and balance checks right at your fingertips. For quick transactions, our basic drive-thru banking service lets you handle deposits and withdrawals without leaving your car perfect for those busy days! If you're curious about any of these services or want assistance getting started, don't hesitate to reach out! Call us at (402) 552-7169 or visit us at Maple Street Office in Omaha today. Join us as we work together toward achieving all your financial goals!

Business Solutions at Your Fingertips

If you're a business owner, Metro Cu has got your back too! Our business banking services include merchant services and business loans designed to help your company thrive. Imagine having access to funds that enable growth while managing daily operations smoothly our team is dedicated to supporting local businesses like yours.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you manage your finances from anywhere. With just a few taps on your phone or clicks on your computer, you can check balances, transfer funds, and pay bills all without stepping foot in the branch.

Empowering Your Financial Future

Sometimes, life's unexpected expenses can feel overwhelming. Our personal loans and debt consolidation services are designed to ease financial stress, helping you consolidate bills into one manageable payment. We also offer credit cards with rewards that not only give you purchasing power but also reward you for using them wisely.

Financing Your Dreams

When it comes to financing, we understand that life can throw curveballs. That's why we provide auto loans and vehicle financing options that allow you to hit the road with confidence. Whether you're buying a new car or refinancing an existing loan, our competitive rates and flexible terms ensure you find a solution that fits your budget. For those thinking about home ownership, our mortgage loans and refinancing options are here to guide you through the process. Picture yourself settling into your dream home with a mortgage plan tailored to your needs. Our experts are ready to assist every step of the way.

Personal Banking Made Easy

For everyday banking needs, our personal banking services offer checking and savings accounts that help you manage your finances effortlessly. Imagine having a reliable account where you can deposit your paycheck and save for future goals all in one place. With competitive interest rates and no hidden fees, our accounts are designed to make banking straightforward and rewarding.

Digital & Online Banking

Mobile Application

For those who prefer to bank on their smartphones, our mobile application is here to help. It's easy to download and gives you access to all the essential features right at your fingertips. Whether you're making person-to-person transfers or checking account balances, everything is just a tap away.

More Features

In addition to these services, we provide e-statements for quick access to your account summaries without the clutter of paper statements. While mobile payments are not currently offered, our focus remains on providing robust banking solutions that cater to your needs. At Metro Cu, we believe in making banking easy and accessible for everyone. Explore all that our digital banking services have to offer today!

Online Banking Services

Our online banking services are available 24/7 at https://www.metrofcu.org/ . You can check your balance, transfer funds, pay bills, and even view your e-statements all from the comfort of your home or on the go. We also support electronic signature authorization, which allows you to sign documents digitally for added convenience.

Secure and Accessible

Your security is our top priority. Our digital banking tools use advanced security measures to protect your information while keeping your experience smooth and hassle-free. You can feel confident knowing that your data is safe as you manage your finances online.

Financial Strength

Growing Together

We are honored to support a growing member base with a total of 104,827 share accounts. This shows the trust placed in us by our community as we work together toward mutual financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Metro Cu is your trusted partner. Visit us at 11102 Emmet St Omaha Ne 68164 or call (402) 552-7169 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $184,191,883 in share certificates and $67,467,713 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 109 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $70,314,252, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,204 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Your Future

With $70,314,252 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to provide $7,794 in used auto loans and $347,200,294 in total loans and leases reflects our commitment to supporting your financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $110,455,188 in used vehicle loans and $35,883,733 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new ride or a reliable pre-owned vehicle, we have options that fit your budget.

Credit Lines

If you're looking for financial flexibility, consider our credit lines totaling $72,779,633. This option allows you to borrow as needed, giving you the freedom to manage your cash flow without the hassle of applying for multiple loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $63,534,464, make buying or refinancing simple. We aim to provide competitive rates and flexible terms to help you secure the home of your dreams.

Refinancing Options

For those considering refinancing existing loans or exploring eligibility options, our team is here to help guide you through the process. We can assess your current financial situation and recommend solutions that may lower your monthly payments or reduce interest costs. At Metro Cu, we are committed to helping our members find the right loan solution tailored just for them. Our branch is located at 11102 Emmet St Omaha Ne 68164, Omaha, NE, and you can reach us at (402) 552-7169 during our lobby hours from 8:00 A.M. to 5:00 P.M., or visit our drive-thru from 7:00 A.M. to 6:30 P.M. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our diverse loan offerings can work for you today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,982,061 in loans helping members manage their finances effectively. These cards are perfect for everyday purchases and can aid in building your credit score when used responsibly.

Loan Aggregator

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Metro Cu