Metro CU Omaha NE Credit Union | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Metro Cu, your trusted partner in financial well-being since 1951. Located conveniently at 14509 F St, Omaha, NE 68137, our branch is here to serve you with a variety of banking solutions tailored to meet your needs. With over 43,988 members and total assets exceeding $584 million, we are dedicated to providing personalized service that makes a difference in our community. At Metro Cu, we pride ourselves on our commitment to supporting local families and businesses. Our experienced team, led by CEO Michael McDermott and Board President John White, is focused on helping you achieve your financial goals. Whether you're looking for checking and savings accounts, auto loans, or mortgages, we offer a range of services designed with you in mind. Our branch has proven its reliability with total deposits of $167 million and a solid net worth of $70 million. We maintain a strong financial position with cash in hand amounting to $12 million and outstanding loans totaling 30,192. This stability allows us to provide competitive rates and exceptional service. While you can visit us directly at our F Street location for all your banking needs, please note that official correspondence should be sent to the same address: 14509 F Street, Omaha, NE 68137. Our lobby hours are convenient open from 8:00 A.M. to 5:00 P.M., Monday through Friday and our drive-thru is available from 7:00 A.M. to 6:30 P.M. We invite you to explore our offerings online at metrofcu.org or give us a call at 402-552-7189 for any questions you might have. Join us as we continue our journey of growth and community impact together!

Branch History & Mission

Join Us

As we look toward the future, we invite you to become part of the Metro Cu family. Experience firsthand how our member-focused approach makes a difference in your financial journey. Whether you're looking for reliable banking services or ways to grow your wealth responsibly, we're here for you. Discover more about what makes Metro Cu special by visiting our website or call us at 402-552-7189 today! Together, let's build a stronger community through shared success and support.

Our Journey

Metro Cu started as a small credit union with a vision to provide accessible financial services to everyone in Omaha. Over the years, we've evolved into a trusted partner for families and businesses alike. Our commitment to innovation has led us to embrace digital banking solutions while ensuring that we remain accessible and welcoming to all. We understand that navigating finances can be challenging, which is why we prioritize providing clear guidance and support every step of the way. We are proud to offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our members enjoy convenient access through our drive-thru banking and ATM services. We believe that banking should fit your lifestyle; therefore, we also provide online and mobile banking options.

Our Mission

At Metro Cu, our mission goes beyond just offering financial products. We strive to empower our members by providing them with the tools they need to achieve their financial goals. We believe in giving back to the community that supports us; through partnerships and outreach programs, we actively contribute to local initiatives that uplift those around us. While you can visit us at our branch location on F Street for personalized service during our lobby hours from 8:00 A.M. to 5:00 P.M., and extended drive-thru hours from 7:00 A.M. to 6:30 P.M., official correspondence should be directed to our mailing address at 14509 F Street, Omaha, NE 68137 if different from the branch address.

Branch Location & Accessibility

Convenient Access and Parking

At Metro Cu, we know how busy life can get. That's why we offer ample parking right outside the branch for a hassle-free visit. Plus, our location is designed with accessibility in mind, featuring ADA-compliant ramps and entrances so everyone can comfortably access our services.

Friendly Banking Hours

We understand that convenience is key when it comes to banking. Our lobby hours are Monday through Wednesday and Friday from 8:00 A.M. to 5:00 P.M., while on Thursdays, we extend our hours until 6:30 P.M. If you prefer using drive-thru services for quick transactions, you can visit us from 7:00 A.M. to 6:30 P.M., making it easy for you to manage your finances on your schedule.

Services Tailored for You

Metro Cu provides a wide range of services tailored just for you. Whether you're looking for checking and savings accounts, auto loans, or personal loans, we've got you covered! Our drive-thru banking allows for simple deposits and withdrawals without leaving your car. Additionally, our ATM service is available around the clock so you can access your funds whenever you need them. If you're ready to take the next step towards better banking, don't hesitate to reach out! Call us at 402-552-7189 or stop by during our operating hours. We can't wait to assist you with all your financial needs here at Metro Cu!

Member Eligibility

At Metro Cu, we believe that becoming a member is like joining a close-knit family where everyone supports each other. If you're interested in joining us, the good news is that our membership is open to anyone who lives, works, worships, or attends school in the Omaha area. Whether you're looking for personal banking services, auto loans, or just a friendly place to manage your finances, we welcome you with open arms. For more detailed information on eligibility criteria, feel free to check out this resource: Eligibility Details. Joining is simple! You can open an account online by visiting our Account Opening page, or if you have any questions, don't hesitate to call us at (402) 552-7189. We're here to help you every step of the way as you take this exciting step towards financial empowerment at Metro Cu, located at 14509 F St Omaha Ne 68137.

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we provide essential merchant services designed to streamline your operations. Picture this: you're at a busy market, and a customer wants to pay with a card. With our reliable payment processing solutions, you can complete transactions quickly and efficiently, making it easier for customers to choose your business over competitors. Located at 14509 F St Omaha Ne 68137 in Omaha, NE, we're here to help your business reach new heights. Contact us today at (402) 552-7189 to learn more about how we can support your journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans, we are dedicated to creating opportunities for future financing. Imagine being able to secure funds for your next big project or expansion without the usual hurdles. Our goal is to ensure that every local business has access to the resources they need to flourish.

Comprehensive List Of Services

Accessibility Features

We also understand that convenience matters. That's why we offer ATM & Cash Withdrawal Services for quick access to cash without any hassle. For members who prefer in-person service, our Basic Drive-Thru Banking allows for quick deposits and withdrawals during our lobby hours Monday through Friday from 8:00 A.M. to 5:00 P.M., and Thursday until 6:30 P.M. At Metro Cu, we are committed to providing comprehensive financial solutions that fit your lifestyle. With services like basic ATM access for balance checks and withdrawals, managing your finances has never been easier. We invite you to visit us or contact us at (402) 552-7189 to learn more about how we can assist you on your financial journey. Your future starts today!

Business Banking

If you're a business owner, we understand how crucial it is to have reliable banking solutions. Our Business Banking services, including merchant services and business loans, are designed to help you grow and manage your operations effectively. Whether you're starting up or expanding, we're here to provide the financial support you need.

Credit Cards

Our Credit Cards with Rewards program lets you earn while you spend. Picture this: every time you use your card for daily purchases, you're earning points that can be redeemed for exciting rewards. It's a great way to maximize your spending power!

Loans and Financing

For those dreaming of new wheels or a cozy home, our Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing can make those dreams a reality. Our competitive rates and personalized service ensure you get the best deal possible. Plus, if you're managing multiple debts, consider our Personal Loans & Debt Consolidation options to simplify your payments into one easy monthly installment.

Personal Banking

Whether you're looking to manage your everyday finances or save for the future, our Personal Banking options have got you covered. We offer various checking and savings accounts designed to help you keep track of your money effortlessly. Imagine being able to access your funds anytime with our convenient Online & Mobile Banking features. You can check balances, transfer funds, and pay bills from anywhere, making banking easy and accessible.

Digital & Online Banking

Key Services

Explore the world of online banking by visiting us at https://www.metrofcu.org/ . Our platform offers a wide range of features tailored to meet your needs. Need to view your statements? Enjoy the ease of e-statements, which allow you to access your account information securely and quickly. Plus, with electronic signature authorization available, signing important documents has never been easier or more efficient. For those on the go, our mobile application is here to help you manage your finances right from your smartphone. While we currently do not offer mobile payments, you can still take advantage of person-to-person transfers, allowing you to send money directly to friends or family without any hassle.

User-Friendly Features

Our online banking system is designed for everyone, whether you're tech-savvy or just getting started. You can easily check balances, transfer funds, and monitor transactions in real-time all with a few clicks. The friendly interface ensures that you won't feel overwhelmed. At Metro Cu, we prioritize your safety. Our robust security measures mean you can bank confidently, knowing that your information is protected at all times. In summary, our digital and online banking services are all about making your life easier. From real-time account management to secure document signing, Metro Cu is committed to providing you with the tools you need for effective financial management. Start exploring today and see how simple banking can be!

Financial Strength

A Growing Member Base

With a total of 104,827 share and deposit accounts, it's clear that more people trust Metro Cu with their finances every day. Our net shares (funds available for lending and investments) stand at $0, showcasing our ability to provide robust financial support when you need it most. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Metro Cu is your trusted partner. Visit us at 14509 F St Omaha Ne 68137 or call (402) 552-7189 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Operational Efficiency

Our operational efficiency is reflected in our $0 this year, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 109 full-time employees and 3 part-time employees ready to assist you with a knowledgeable, committed team.

Reinvesting in Your Future

Our financial performance includes $70,314,252 in undivided earnings, which we reinvest into innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We have $7,794 in used auto loans and $347,200,294 in total loans and leases available to support your financial goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $184,191,883 in share certificates and $67,467,713 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $70,314,252, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength is further highlighted by our net worth ratio of $1,204, demonstrating a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $110,455,188 in used vehicle loans and $35,883,733 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring that you can make your next move with confidence.

Credit Lines and Unsecured Loans

If you're looking for additional flexibility in managing your finances, consider our total credit lines available at $72,779,633. We also offer flexible terms on unsecured credit card loans, with a total of $7,982,061 in loans helping members manage their finances effectively. These options can assist you in consolidating debt or covering unexpected expenses without the stress of high interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $63,534,464, make buying or refinancing simple. We offer competitive rates and straightforward processes to help you secure your dream home.

Refinancing Options

For those who are considering refinancing existing loans, we provide various eligibility options to help you save money on monthly payments or reduce overall interest costs. Our team can guide you through the process and determine if refinancing is right for you. We pride ourselves on being a community-focused institution that prioritizes our members' financial well-being. If you have questions about any of our loan products or would like personalized assistance, don't hesitate to reach out to us at (402) 552-7189. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today or explore more about our offerings online!

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers presented are fair and transparent. By working exclusively with verified financial institutions, LendMesh guarantees that users receive accurate loan comparisons, allowing them to make informed decisions.

Metro Cu