Metro CU Omaha NE Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Metro Cu, your trusted financial partner located at 414 S Saddle Creek Rd, Omaha, NE 68131. Since our establishment in 1951, we have been dedicated to serving our community with a personal touch and reliable financial solutions. With a strong membership base of 43,988 individuals, we pride ourselves on being more than just a credit union; we are a part of the fabric of Omaha. At Metro Cu, we understand that every member has unique financial needs. That's why we offer a wide range of services from checking and savings accounts to auto loans and mortgages tailored to help you achieve your goals. Our total assets stand at an impressive $584,105,296, ensuring that we have the resources to support your financial journey. You can rest easy knowing your deposits are secure with us, as evidenced by our total deposits of $167,343,379 and net worth of $70,314,252. Under the leadership of our CEO, Michael McDermott, and Board President John White, our team is committed to providing exceptional service. With a staff of 112 dedicated employees, we're always here to assist you with any questions or concerns you may have. For your convenience, feel free to reach out via phone at 402-552-7149, or visit us during our lobby hours from 8:00 A.M. to 5:00 P.M., Monday through Friday. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: 414 South Saddle Creek Road, Omaha, NE 68131. Explore what Metro Cu can do for you by visiting us online at Metro FCU. We're excited to partner with you on your financial journey!

Branch History & Mission

Welcome to Metro Cu, located at 414 S Saddle Creek Rd in Omaha, NE. Since opening its doors in 1951, our branch has been a cornerstone of the community, providing essential financial services and support to our members. With a proud history of over 70 years, we have grown alongside our members and adapted to meet their needs. From our humble beginnings, Metro Cu has blossomed into a trusted financial partner for nearly 44,000 members. Our mission is clear: we are dedicated to enhancing the financial well-being of our community by offering personalized services that empower individuals and families. We believe that everyone deserves access to high-quality financial resources, which is why we provide a range of services from checking and savings accounts to auto loans and credit cards. Our total assets now exceed $584 million, reflecting our commitment to responsible growth while ensuring the safety and security of our members' funds. We pride ourselves on being more than just a financial institution; we are a community partner. Through various outreach programs and collaborations with local organizations, we strive to make a positive impact in Omaha. At Metro Cu, we understand that convenience matters. That's why we offer operating hours that cater to busy schedules: our lobby is open from 8:00 A.M. to 5:00 P.M., Monday through Wednesday and Friday, while Thursday hours extend until 6:30 P.M. For those on the go, our drive-thru service opens early at 6:30 A.M., allowing you to complete your banking transactions with ease. While members can visit us at 414 S Saddle Creek Rd for all their banking needs, official correspondence should be directed to our mailing address at 414 South Saddle Creek Road, Omaha, NE 68131. If you're ever in need of assistance or have questions about your account, feel free to reach out at 402-552-7149. We also embrace technology with features like online banking and mobile apps that make managing finances simple and straightforward. Our ATM availability means you can access your money when you need it most. Join us today at Metro Cu! Experience firsthand how we prioritize your financial success while fostering community growth. Together, let's build a brighter future for Omaha!

Branch Location & Accessibility

Accessibility Features

We believe in making banking accessible for everyone. Our branch is designed with ADA compliance in mind, featuring ramps and designated parking spots to ensure ease of access for all members.

Operating Hours

At Metro Cu, we prioritize your time. Our lobby is open Monday through Wednesday and Friday from 8:00 A.M. to 5:00 P.M., while on Thursdays, we extend our hours until 6:30 P.M. If you're on the go, our drive-thru service opens bright and early at 6:30 A.M. daily, making it easier for you to manage your banking needs without stepping out of your vehicle.

Services Offered

Metro Cu provides a wide range of services tailored to meet the needs of our community. Whether you're looking for personal banking options like checking and savings accounts or considering auto loans and mortgage refinancing, we have you covered. Plus, enjoy the added convenience of ATM services right at our location! For those who prefer face-to-face interactions or simply have questions about our offerings, feel free to call us at 402-552-7149. Our team is always ready to assist you! We invite you to stop by the Metro Cu branch today! Experience firsthand how we can help simplify your banking experience.

Member Eligibility

At Metro Cu, we believe that joining our community is more than just opening an account; it's about becoming part of a supportive family. If you're looking to become a member, you'll be glad to know that eligibility is designed to be inclusive and welcoming. Generally, anyone who lives, works, or worships in the Omaha area can apply. We encourage you to visit our detailed eligibility page at https://www.metrofcu.org/resources/blog/metro-blog/2025/01/31/annual-membership-meeting for the most up-to-date information on membership requirements. Becoming a member is easy! Just stop by our branch located at 414 S Saddle Creek Rd Omaha Ne 68131, or give us a call at (402) 552-7149 for assistance. You can also start the application process online by visiting https://my.metrofcu.org/quickapply . With us, you'll enjoy personalized financial services and a sense of belonging that big banks simply can't offer. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment processing is crucial. Our merchant services make it easy for you to accept payments from customers, whether online or in-person. Imagine having a reliable partner that not only streamlines transactions but also helps you manage cash flow effectively. Located at 414 S Saddle Creek Rd Omaha Ne 68131 in Omaha, NE, we're ready to assist you on your journey to success. For more information, call us at (402) 552-7149 or visit our website at https://www.metrofcu.org/. Let's work together to fuel your business ambitions!

Comprehensive List Of Services

Banking on Your Terms

In today's fast-paced world, convenience is key. That's why we pride ourselves on offering robust online and mobile banking options. With just a few taps on your phone or clicks on your computer, you can manage your accounts anytime, anywhere whether you're transferring funds or paying bills. Need cash quickly? Our ATM and cash withdrawal services are readily available for those moments when you need money on the go. And if you prefer personal interaction, our drive-thru service makes simple transactions quick and easy. At Metro Cu, we strive to make banking accessible and straightforward. Our friendly staff is always ready to assist with any inquiries at (402) 552-7149 during our operating hours from 8:00 A.M. to 5:00 P.M., Monday through Friday. Ready to explore how we can support your financial journey? Visit us at 414 S Saddle Creek Rd Omaha Ne 68131 or check out our website at Saddle Creek Office for more information on all our services. We're excited to welcome you into the Metro Cu family!

Home Sweet Home Financing

Thinking about buying a house? Our mortgage loans and refinancing services can help turn that dream into reality. We provide personalized guidance throughout the process, ensuring you understand every step along the way. You can rest easy knowing that we prioritize getting you into your new home without unnecessary stress.

Personal Banking Made Easy

When it comes to personal banking, we offer a variety of options tailored for you. Whether you're looking to open a new checking or savings account, or seeking ways to manage your budget, we've got you covered. With our checking and savings accounts, you can enjoy features like no monthly fees and easy online access to track your spending. If you're in the market for a vehicle, our auto loans and vehicle financing options are designed to make your purchase smooth and affordable. Imagine driving off the lot in your new car, knowing you secured the best rate available!

Personal Loans for Life's Needs

Life can throw unexpected expenses your way, and that's where our personal loans and debt consolidation services come in handy. Whether it's a medical bill or home repair, our flexible loan options can give you the relief you need without high-interest rates weighing you down.

Rewarding Credit Options

Don't forget about our credit cards with rewards! Enjoy perks while building your credit history. Use it for daily purchases, and watch those rewards stack up over time.

Supporting Local Businesses

For local entrepreneurs, we offer comprehensive business banking services, including merchant services and business loans. We understand how vital it is for small businesses to thrive, so we're here with solutions that empower your success.

Digital & Online Banking

Convenient Online Banking

Visit us at https://www.metrofcu.org/ to access our 24/7 online banking services. Whether you need to check your account balance, transfer funds, or pay bills, our online banking makes it simple and quick. You'll have real-time access to all your financial information, allowing you to manage your accounts whenever it suits you.

Easy Transfers and Payments

Need to send money to a friend? Our person-to-person transfer feature makes sharing funds effortless. Simply enter the recipient's details, and you're good to go! Plus, while mobile payments are not currently offered, our secure platform ensures that every transaction is handled safely. In addition to these convenient features, we provide e-statements for easy tracking of your financial activity. This not only saves paper but also allows you to keep a close eye on your spending habits. At Metro Cu, we're committed to making banking accessible and straightforward for everyone. Join us today and experience the ease of managing your finances with confidence!

Mobile Application

For those who prefer banking on their smartphones, our mobile application is available for download. It offers all the features you need right at your fingertips. Easily deposit checks using electronic signature authorization and view e-statements at any time all while knowing that your information is protected with top-notch security measures.

Financial Strength

At Metro Cu, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a trustworthy financial partner is essential, and we are proud to be that partner for our community in Omaha, NE. Our commitment to maintaining strong financial health is evident in our performance metrics. With a net worth of $70,314,252, we ensure robust financial stability, allowing us to offer better rates, lower fees, and enhanced services tailored to your needs. Additionally, our net worth ratio of $1,204 reflects our solid capital foundation. This strength ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. We prioritize our members' savings and security. Our offerings include $184,191,883 in share certificates and $67,467,713 in money market shares, which provide stable and rewarding growth opportunities for your finances. Unlike traditional banks, our focus remains on benefiting you our valued members. We have no non-member deposits, ensuring all resources are dedicated to enhancing your experience with better loan rates and exclusive perks. Moreover, with $70,314,252 in undivided earnings, we continually reinvest in innovative banking tools and stronger lending options to serve you better. Our lending capacity supports your financial goals across various sectors; we currently have $7,794 in used auto loans and a total of $347,200,294 in loans and leases available. Our operational efficiency is reflected in our $0, which enables us to maintain competitive loan rates while offering solid financial products for our members. We also take pride in having 109 full-time employees and 3 part-time employees who are always ready to assist you with knowledgeable support. In total, we manage 104,827 share accounts, demonstrating the trust our growing member base places in us. With net shares available for lending at $0, you can rest assured knowing your funds are well-managed. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Metro Cu is your trusted partner. Visit us at 414 S Saddle Creek Rd Omaha Ne 68131 or call (402) 552-7149 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $110,455,188 in used vehicle loans and $35,883,733 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Credit Lines

If you need extra flexibility for unexpected expenses, our credit lines total $72,779,633 and are designed to provide quick access to funds when you need them most. This option is perfect for managing cash flow or covering short-term costs without the hassle. For all our loan products, we have refinancing options available that can help you lower your payments or free up cash for other priorities. To learn more about eligibility and how our loans can work for you, feel free to reach out at (402) 552-7149. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at 414 S Saddle Creek Rd Omaha Ne 68131 in Omaha, NE, or explore our website at https://www.metrofcu.org/ for more information about our loan offerings and how we can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $63,534,464, make buying or refinancing simple. We provide various mortgage solutions tailored to fit your unique situation, allowing you to focus on creating memories in your new home rather than worrying about finances.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,982,061 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and benefits designed to enhance your purchasing power while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This adherence to recognized standards ensures that all loan offers presented are both fair and transparent.

Metro Cu