Metro CU Omaha NE Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Metro Cu, your trusted financial partner located at 5025 L St, Omaha, NE 68117. Since opening our doors in 1951, we have proudly served our community with a commitment to excellence and member satisfaction. Our dedicated team is here to assist you with all your banking needs, from personal checking and savings accounts to auto loans and mortgage financing. At Metro Cu, we believe in putting our members first. With a total membership of 43,988 and assets exceeding $584,105,296, our cooperative model means that profits are reinvested into improving services for you. We understand the importance of financial stability, which is why we maintain robust offerings including $167,343,379 in total deposits and a net worth of $70,314,252. Under the leadership of our CEO, Michael McDermott, and Board President, John White, we strive to create a welcoming environment where every member feels valued. Our team of 112 employees is ready to assist you during lobby hours from 8 AM to 5 PM Monday through Friday and from 8 AM to 1 PM on Saturdays. For those who prefer convenience, our drive-thru is open until 6:30 PM on weekdays. While members can visit us at our branch for personal service, official correspondence should be directed to the same address: 5025 L Street, Omaha, NE 68117. If you have any questions or need assistance, please don't hesitate to call us at 402-551-3052 or send a fax to 402-551-8359. Join us at Metro Cu today and experience the difference of being part of a credit union that truly cares about its members! Visit our website at metrofcu.org for more information about our services and how we can help you achieve your financial goals.

Branch History & Mission

Join Us Today!

We invite you to become part of the Metro Cu family. Experience the benefits of personalized service tailored just for you. Whether you're looking for assistance with loans or seeking guidance on savings strategies, we're here for you every step of the way. Call us at 402-551-3052 or visit us online at Metro Cu to learn more about how we can help you thrive financially!

Our Evolution

Throughout the years, Metro Cu has evolved to meet the changing needs of our community. From humble beginnings as a small credit union to becoming a pivotal player in Omaha's financial landscape, we have continuously expanded our services. We provide personal banking solutions like checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Our commitment to innovation is evident through our online and mobile banking capabilities, which allow members to manage their finances with ease. Our branch is equipped with an ATM and offers drive-thru banking services for added convenience. We understand that accessibility is key; therefore, we ensure that all our facilities are ADA compliant. The dedication to providing exceptional service extends beyond just transactions; it's about building lasting relationships with our members.

Our Mission

At Metro Cu, our mission is clear: to empower our members through personalized financial services while fostering a sense of community support. We strive to create an environment where everyone feels valued and can access resources that lead to financial well-being. We believe that by investing in our community and partnering with local organizations, we can make a significant impact on the lives of those around us. While you can visit us at 5025 L St, official correspondence should be sent to 5025 L Street, Omaha, NE 68117 if it differs from your visit. We welcome you during our operating hours: Monday through Friday from 8 AM to 5 PM and Saturday from 8 AM to 1 PM for lobby services. Drive-thru hours are available from 7 AM to 6:30 PM on weekdays and from 8 AM to 1 PM on Saturdays.

Branch Location & Accessibility

Easy Access and Parking

We understand that accessibility is key for our members. Our branch is fully ADA compliant, featuring ramps and spacious entrances to accommodate everyone comfortably. Parking is readily available right outside the branch, making it easy for you to stop by without any hassle.

Operating Hours That Fit Your Schedule

At Metro Cu, we value your time. Our lobby hours are designed with your convenience in mind: we're open Monday through Friday from 8 AM to 5 PM and Saturday from 8 AM to 1 PM. If you're in need of quick banking services outside these hours, our drive-thru operates Monday through Friday from 7 AM to 6:30 PM and on Saturdays from 8 AM to 1 PM. This flexibility ensures that you can bank when it suits you best.

Reach Out Anytime

We invite you to stop by or give us a call at 402-551-3052 if you have questions or need assistance. Our friendly staff is here to help you navigate your financial journey. Come visit Metro Cu today we look forward to welcoming you into our community!

Services Tailored for You

Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgages, we have a range of services ready for you. Our ATM is available for quick cash withdrawals and balance checks whenever you need them. Plus, with our drive-thru banking service, making deposits or withdrawals has never been easier!

Member Eligibility

At Metro Cu, we believe that everyone deserves a place where they feel valued and supported. Becoming a member is easy, and it opens the door to a community dedicated to helping you thrive. To qualify for membership, you generally need to live, work, or worship in the Omaha area or have family ties with current members. It's about creating connections that matter! If you're curious about the specific criteria, feel free to check out the detailed information at https://www.metrofcu.org/resources/blog/metro-blog/2025/01/31/annual-membership-meeting . Once you're ready to join, opening an account is a breeze! You can start your application online by visiting https://my.metrofcu.org/quickapply or simply give us a call at (402) 551-3052 for assistance. We're here to guide you every step of the way, making sure your journey with us feels welcoming and straightforward. Join us at our branch located at 5025 L St Omaha Ne 68117, and let's build a brighter financial future together!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced environment, efficient payment processing can make a significant difference. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. Imagine being able to accept payments easily, whether online or in-person, giving your customers the convenience they expect. Explore how our business banking solutions at Metro Cu, located at 5025 L St Omaha Ne 68117, Omaha, NE, can empower your enterprise. Together, let's turn your vision into reality! For more information, give us a call at (402) 551-3052.

Comprehensive List Of Services

Additional Services

At Metro Cu, we believe in making banking accessible for everyone. Our basic ATM access allows you to check balances or make withdrawals without any fuss. We invite you to visit us at 5025 L St Omaha Ne 68117 or give us a call at (402) 551-3052 to learn more about how we can assist you with all of these services and more. Experience financial peace of mind with Metro Cu your trusted partner in achieving your financial dreams!

Business Banking

For our business members, we offer specialized services such as merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have tailored solutions that can help your business thrive.

Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. With just a few clicks or taps on your phone, you can manage your accounts, pay bills, and transfer funds anytime, anywhere. Need cash? Our ATM and cash withdrawal services, including basic drive-thru banking for deposits and withdrawals, ensure that accessing your money is always hassle-free.

Personal Banking

When it comes to personal banking, we understand that every member has unique goals. That's why we offer a variety of checking and savings accounts designed to fit your lifestyle. Whether you're saving for a dream vacation or managing day-to-day expenses, our accounts provide flexibility and convenience. If you're thinking about purchasing a new car or refinancing an existing vehicle, our auto loans and vehicle financing options can help put you behind the wheel without breaking the bank. Imagine driving off in that new car, knowing you got a great deal! For those looking to buy a home, our mortgage loans and refinancing services can guide you through the process smoothly. We want to make homeownership a reality for you, with competitive rates that help keep your monthly payments manageable. If life throws unexpected expenses your way, our personal loans and debt consolidation options are here to support you. Picture consolidating multiple debts into one easy payment making your financial journey less stressful. Don't forget about our credit cards with rewards! Enjoy benefits like cashback on purchases while building your credit at the same time.

Digital & Online Banking

Key Features

With our online banking platform, accessible at https://www.metrofcu.org/ , you can manage your accounts anytime, anywhere. Whether you're checking balances, making transfers, or paying bills, our 24/7 online banking service ensures that you have full control over your finances whenever you need it. Plus, with person-to-person transfers available, sending money to friends or family is just a few clicks away. For those who prefer using their mobile devices, our user-friendly mobile application allows you to bank on the go. You can easily access your accounts, view e-statements, and even sign documents electronically thanks to our electronic signature authorization feature. This means no more waiting for papers to arrive in the mail; everything you need is right at your fingertips.

Security and Accessibility

Your security is our top priority. Our digital banking services incorporate robust security measures to protect your information. You can rest assured that your personal and financial data is safe while you enjoy the convenience of online banking. At Metro Cu, we understand that managing your money should be easy. That's why we've designed our services to be intuitive and straightforward. Whether you're tech-savvy or new to online banking, you'll find everything you need right at hand. Explore all these features today by visiting https://www.metrofcu.org/ and take control of your financial future with ease!

Financial Strength

Member-Centric Savings

Members' savings are secured through $184,191,883 in share certificates and $67,467,713 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This commitment is reflected in our focus on securing resources that benefit you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $70,314,252, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,204 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings for Growth

With $70,314,252 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products tailored to your needs.

Supporting Your Financial Goals

We understand that lending is crucial for your aspirations. With $7,794 in used auto loans and $347,200,294 in total loans and leases, our lending capacity supports members' financial goals across various sectors. We also take pride in having 109 full-time employees and 3 part-time employees ready to assist you with personalized service.

Trustworthy Member Base

Total Share and Deposit Accounts stand at 104,827, showcasing a strong and growing member base that trusts us with their finances. This trust allows us to maintain a healthy balance between lending and deposits while ensuring funds available for lending remain strong. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Metro Cu is your trusted partner. Visit us at 5025 L St Omaha Ne 68117 or call (402) 551-3052 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $110,455,188 in used vehicle loans and $35,883,733 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to make your car-buying experience smooth and affordable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $63,534,464, make buying or refinancing simple. We offer various plans to meet your specific needs and help you navigate the path to owning your home.

Other Loan Products

In addition to these primary offerings, we have a solid foundation in providing personal loans and lines of credit for those looking for additional support. Our total credit lines reach $72,779,633, ensuring that you have access to funds when needed. If you're considering refinancing or exploring eligibility options for any of these products, our knowledgeable team is here to assist you every step of the way. For more information or to apply for a loan today, feel free to contact us at (402) 551-3052 or visit us at our branch located at 5025 L St Omaha Ne 68117 in Omaha, NE. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let Metro Cu help you take the next step towards achieving your financial goals!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $7,982,061 in loans helping members manage their finances effectively. Our credit cards come with competitive interest rates and rewards programs designed to benefit our members.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. Every listing you see is rooted in verified information, allowing for a straightforward comparison between lenders.

Metro Cu