Metro CU Omaha NE Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Metro Cu, your trusted financial partner located at 4444 Ames Ave, Omaha, NE 68111. Since our establishment in 1951, we have been dedicated to serving our community and providing financial solutions tailored to meet the unique needs of our 43,988 members. With a commitment to excellence and a focus on member satisfaction, we proudly manage over $584 million in assets and facilitate more than 30,192 loans and leases. At Metro Cu, we understand that financial stability is crucial for you and your family. That's why we offer a wide range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. Our goal is to empower you with the resources you need to achieve your financial dreams. In addition to our competitive offerings, we emphasize community impact through responsible lending and dedicated service. Led by our CEO, Michael McDermott, and Board President, John White, our team of 112 employees is here to ensure that your experience with us is nothing short of exceptional. While members can visit us at 4444 Ames Ave, official correspondence should be sent to the same address for your convenience. If you have any questions or would like assistance with your financial needs, please don't hesitate to reach out at 800-301-8549 or explore our website at Metro Cu. Join us today and discover how Metro Cu can help you reach your financial goals!

Branch History & Mission

Commitment to Innovation

We are proud to embrace digital advancements that make banking easier for you. With online banking options available, members can manage their accounts anytime, anywhere. Our commitment extends beyond just technology; we ensure that our facilities comply with ADA standards so that all members can access our services comfortably. At Metro Cu, we're not just about numbers; we're about people. Our dedicated team is here to provide personalized assistance tailored to your individual needs. Join us today and become part of a credit union that truly cares about your financial well-being and community impact. Experience firsthand how Metro Cu can help you achieve your dreams while contributing positively to Omaha's vibrant community. For more information or assistance, feel free to reach out at 800-301-8549 or visit us online at Metro Cu.

Our Mission

Our mission is simple yet powerful: to provide accessible financial solutions while fostering a sense of community among our members. We believe that everyone deserves the opportunity to thrive financially. Whether through personal banking options like checking and savings accounts or loans for vehicles and homes, we strive to meet the diverse needs of our members. Metro Cu is committed to enhancing lives through community involvement and outreach programs. We actively engage with local organizations and initiatives to ensure that we contribute positively to the neighborhoods we serve. Our partnerships reflect our belief that financial institutions should play a vital role in strengthening communities. While you can visit us at our branch address of 4444 Ames Ave in Omaha, official correspondence should be sent to the same mailing address for convenience. We offer various services including drive-thru banking and ATM access for your ease.

Branch Location & Accessibility

Easy Access and Convenient Features

At Metro Cu, we prioritize your convenience. Our branch features ample parking with easy access points, ensuring that your visit is as smooth as possible. For those who require additional assistance, our facility is ADA compliant, equipped with ramps and other accessibility features to accommodate everyone. We are proud to offer a variety of services tailored to meet your banking needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, our dedicated team is here to help you achieve your financial goals. You can also take advantage of our drive-thru banking service for quick transactions without leaving your car.

Operating Hours and Contact Information

Our lobby hours are designed to fit your busy schedule open Monday through Friday from 7:30 am to 6 pm, we ensure you have plenty of time to stop by after work or during your lunch break. If you have any questions or need assistance, don't hesitate to call us at 800-301-8549. Additionally, if you prefer online banking or ATM services, rest assured that we have you covered with available ATMs on-site for easy cash access anytime. While members can visit us at 4444 Ames Ave, official correspondence should be sent to the same address for consistency.

Visit Us Today!

We invite you to stop by Metro Cu today! Experience firsthand how our friendly staff can assist you with all your financial needs. We look forward to welcoming you into our community-focused credit union where members come first!

Member Eligibility

At Metro Cu, we believe that becoming a member is more than just opening an account; it's about joining a warm and welcoming community. If you're looking to be part of something special, you'll be glad to know that eligibility is simple and inclusive! Whether you live, work, worship, or attend school in the Omaha area, you can easily become a member. This means that whether you're a local resident or just visiting, we invite you to experience the benefits of our credit union. To explore all the details regarding eligibility and any specific requirements, feel free to check out our comprehensive guide at https://www.metrofcu.org/resources/blog/metro-blog/2025/01/31/annual-membership-meeting. Once you're ready to take the next step, opening an account with us is a breeze! Just visit our online application at https://my.metrofcu.org/quickapply or give us a call at (800) 301-8549 if you have any questions. We're here to support you every step of the way as you enjoy all the advantages of being part of Metro Cu, including personalized service and community-focused financial solutions. Join us today at our branch located at 4444 Ames Ave Omaha Ne 68111, and let's build a brighter financial future together!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member or non-member commercial loans, we are dedicated to providing flexible financing solutions when the time comes. Your growth is our priority, and we're here to help you navigate the financial landscape.

Merchant Services

In today's fast-paced world, having reliable merchant services is crucial. Imagine being able to accept payments easily from your customers, whether they pay by card or mobile payment. Our merchant services allow businesses to focus on what they do best serving their clients while we handle the transactions smoothly and efficiently. Located at 4444 Ames Ave Omaha Ne 68111 in Omaha, NE, our team is ready to partner with you on your business journey. For inquiries or assistance, feel free to contact us at (800) 301-8549. Let's work together to build a successful future for your business!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing options are tailored to fit various budgets. Whether you're purchasing a brand-new vehicle or refinancing an existing loan, we strive to make the process straightforward and affordable. Our competitive rates help ensure that you drive off the lot without breaking the bank.

Business Banking Services

For our small business owners, we offer specialized business banking services including merchant services and business loans. We understand the challenges faced by entrepreneurs and are committed to helping businesses thrive.

Call Us Today!

With all these great services available at Metro Cu, there's no better time than now to take control of your financial future. For any questions or to learn more about how we can assist you, don't hesitate to give us a call at 800-301-8549 or visit us online at Metro Cu. Join us today and discover how easy banking can be!

Convenient Access

At Metro Cu, we prioritize your convenience. We provide access to ATM & cash withdrawal services, as well as basic drive-thru banking for quick deposits and withdrawals. With our ATM availability, checking balances and accessing cash is just a few taps away.

Credit Cards with Rewards

Don't forget about our credit cards with rewards! Use them for everyday purchases and earn points that can be redeemed for cash back or travel perks. It's an easy way to make your spending work harder for you!

Home Loans Made Easy

When it comes to mortgage loans and refinancing, Metro Cu is here every step of the way. Buying a home is a significant milestone, and we aim to simplify that experience for you. Our knowledgeable staff will guide you through different mortgage options so you can find one that suits your needs perfectly.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why we offer personal banking services like checking and savings accounts that cater to your lifestyle. With online and mobile banking options, you can easily check balances, transfer funds, and manage your money right from your smartphone or computer. Imagine enjoying the convenience of banking anytime, anywhere our digital features make it possible!

Personal Loans & Debt Consolidation

If you need extra funds for unexpected expenses or want to consolidate existing debt, our personal loans can provide the financial boost you need. We work closely with members to create manageable repayment plans that fit their unique situations.

Digital & Online Banking

Key Features

With our online banking services available at https://www.metrofcu.org/, you can effortlessly check balances, transfer funds, and pay bills all from the comfort of your home or on the go. Our platform is accessible 24/7, ensuring that your banking needs are met whenever they arise. For those who prefer using their mobile devices, our mobile application makes managing your accounts even easier. You can make person-to-person transfers with ease, allowing you to send money to friends or family without any hassle. Plus, if you're looking to go paperless, we offer e-statements that provide a quick and easy way to keep track of your transactions while helping the environment. Security is a major concern when it comes to online transactions. That's why we use electronic signature authorization for added protection. Rest assured that your information is secure while you enjoy the convenience of digital banking. Whether you're at home or out running errands, managing your finances has never been more straightforward. Experience the freedom of banking on your terms with Metro Cu's robust suite of digital services. Join us today and take control of your financial journey!

Financial Strength

Commitment to Growth

With $70,314,252 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7,794 in used auto loans and $347,200,294 in total loans and leases.

Growing Trust

Total Share and Deposit Accounts: 104,827, showing a strong and growing member base that trusts us with their finances. This trust is vital as we work together toward your financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Metro Cu is your trusted partner. Visit us at 4444 Ames Ave Omaha Ne 68111 or call (800) 301-8549 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $184,191,883 in share certificates and $67,467,713 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 109 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $70,314,252, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,204 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

If you're considering consolidating debt or need extra cash for personal expenses, we provide personal loans as well. And for those business owners out there, our offerings include commercial loans tailored to meet your business needs though currently, we do not have outstanding commercial loans available. We encourage you to reach out if you have questions about refinancing options or eligibility criteria for any of our loan products. You can contact us at (800) 301-8549 for more information or visit us at our branch located at 4444 Ames Ave Omaha Ne 68111 in Omaha, NE. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) (https://www.ncua.gov), based on the latest results. We're here to support you every step of the way with personalized service and competitive loan offerings that truly make a difference!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $110,455,188 in used vehicle loans and $35,883,733 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or looking for a deal on a used one, we have options that can fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $63,534,464, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the home of your dreams without unnecessary stress.

Unsecured Credit Card Loans

Managing finances can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $7,982,061 in loans helping members manage their finances effectively. Our credit cards come with features designed to reward you for your everyday purchases while ensuring you have access to funds when needed.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. Each lender is vetted to confirm that they provide legitimate and competitive rates.

Metro Cu