Metro CU Elkhorn NE Credit Union | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Metro Cu, your trusted financial partner located in the heart of Elkhorn, Nebraska. Since our establishment in 1951, we have been dedicated to serving our community with a personal touch that larger banks often overlook. Our branch at 940 N 204Th Ave Ste 270, Elkhorn, NE 68022 is more than just a place to conduct transactions; it's a hub for financial growth and support for our 43,988 members. At Metro Cu, we take pride in our strong financial foundation, boasting total assets of $584,105,296 and total deposits reaching $167,343,379. With a commitment to your financial well-being, we offer a variety of services including personal banking, auto loans, mortgages, and business banking solutions. Our focus on member satisfaction is reflected in our net worth of $70,314,252 and cash on hand amounting to $12,123,991, ensuring that we are always here when you need us. Our leadership team is guided by CEO Michael McDermott and Board President John White, both of whom prioritize community engagement and transparency. Whether you're looking for assistance with loans or simply need advice on managing your finances better, our knowledgeable staff of 112 employees is ready to help. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 940 N 204th Ave Ste 270, Elkhorn, NE 68022. You can easily reach us by phone at 800-301-8549, or explore our services online at www.metrofcu.org. Join us at Metro Cu today and experience the difference a member-focused credit union can make in your financial journey!

Branch History & Mission

Community Impact

Our impact extends beyond just providing financial products; we actively engage with local organizations and initiatives aimed at improving the lives of those in Elkhorn. Through partnerships and community outreach efforts, we work tirelessly to uplift those around us. As we look toward the future, we invite you to join us on this journey. Experience the benefits of being a part of Metro Cu a credit union where members come first. Whether you need assistance with loans or simply want to learn more about how we can help you achieve your financial goals, reach out to us at 800-301-8549 or visit our website at Metro FCU. Together, let's build a brighter future for ourselves and our community!

Our Journey

Metro Cu was founded with the mission to provide financial services that empower our members and foster community growth. Over the years, we have achieved significant milestones that reflect our dedication to this mission. Our branch is conveniently located at 940 N 204th Ave Ste 270 in Elkhorn, making it accessible to all who seek assistance with their financial needs. With amenities such as drive-thru banking and ATM availability, we ensure that our members receive service that fits their busy lifestyles. While members can visit us at our branch address for personal banking services including checking and savings accounts, auto loans, mortgage financing, and credit cards official correspondence should be sent to the same address: 940 N 204th Ave Ste 270, Elkhorn, NE 68022.

Our Mission

At Metro Cu, our mission is simple yet powerful: to provide our members with quality financial services while supporting the growth and well-being of our community. We believe in building lasting relationships based on trust and transparency. Our team is dedicated to offering personalized solutions that meet the unique needs of each member. We also recognize the importance of digital advancements in today's world. Our commitment to innovation includes online and mobile banking options that make managing finances easier than ever. Furthermore, we take pride in being ADA compliant and ensuring that all members have access to essential services.

Branch Location & Accessibility

Welcome to Metro Cu! Nestled at 940 N 204Th Ave Ste 270 Elkhorn Ne 68022 in the charming community of Elkhorn, NE, our branch is designed with your convenience in mind. Whether you're stopping by for a quick transaction or need assistance with your banking needs, we are here to help. Located just a short drive from local landmarks, such as the nearby parks and shopping centers, our location offers easy access for all members. We have ample parking available, making it simple for you to visit us without any hassle. Plus, our facility is equipped with ADA-compliant features, ensuring that everyone can access our services comfortably. Our friendly team is ready to welcome you during our operating hours from 7:30 AM to 6:00 PM on weekdays. If you prefer banking from the comfort of your car, take advantage of our convenient drive-thru service. Additionally, we offer ATM access for quick cash withdrawals and balance checks whenever you need them. While members can visit us at 940 N 204Th Ave Ste 270 Elkhorn Ne 68022, official correspondence should be sent to 940 N 204th Ave Ste 270, Elkhorn, NE 68022 if it's different. Don't hesitate to reach out; give us a call at (800) 301-8549 for any inquiries or assistance. We invite you to stop by and experience the personalized service that Metro Cu has to offer. Your financial well-being is our priority, and we're excited to serve you!

Member Eligibility

At Metro Cu, we believe that everyone deserves a financial partner who truly cares about their needs. Becoming a member is simple and welcoming. If you live, work, or worship in the Elkhorn area, you're likely eligible to join our community! We also open our doors to those with family members already part of Metro Cu. This means you could enjoy the benefits of membership alongside your loved ones. Being part of our credit union not only gives you access to personalized financial services but also connects you to a supportive network that prioritizes your success. To get started on your journey with us, all you need to do is check out our eligibility details at https://www.metrofcu.org/resources/blog/metro-blog/2025/01/31/annual-membership-meeting for the most up-to-date information. When you're ready to open an account, it's as easy as visiting https://my.metrofcu.org/quickapply or giving us a call at (800) 301-8549. We're here to guide you every step of the way, so come see us at 940 N 204Th Ave Ste 270 Elkhorn Ne 68022 and discover what makes Metro Cu feel like home!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that adapt to your needs.

Merchant Services for Everyday Transactions

Managing cash flow is crucial for any business. Our merchant services make it easier for you to accept payments from customers, whether they prefer credit cards or digital transactions. Imagine a bustling café where customers can quickly pay their bills using their smartphones, enhancing their experience while ensuring you get paid promptly. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses in the Elkhorn, NE area. Visit us at 940 N 204Th Ave Ste 270 Elkhorn Ne 68022 or give us a call at (800) 301-8549 to learn more about how we can help your business grow!

Comprehensive List Of Services

Business Banking Support

For business owners, our business banking services, including merchant services and business loans, ensure that you have the tools necessary for growth. We are committed to helping local businesses thrive by providing the financial solutions they need.

Convenient Access

At Metro Cu, we know convenience matters. That's why we provide ATM and cash withdrawal services so you can get cash when needed without hassle. Our basic drive-thru service allows for quick deposits and withdrawals right from your car perfect for those busy days!

Digital Banking Features

With our online and mobile banking, accessing your accounts has never been easier. You can deposit checks electronically, transfer funds between accounts, or even send money to friends using person-to-person transfers all from the palm of your hand. To learn more about how we can help you achieve your financial goals or if you have any questions about our services, don't hesitate to reach out! Call us at (800) 301-8549 or visit us at https://www.metrofcu.org . Join our community today at Metro Cu your partner in financial success!

Flexible Personal Loans

Life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation services. Whether it's for home repairs, medical bills, or consolidating existing debts into one manageable payment, we're here to assist you through it all.

Home Sweet Home

For those eyeing home ownership or wanting to refinance their existing mortgage, our mortgage loans are designed with flexibility in mind. You can choose from various terms and rates that make sense for your financial situation. Let us help you turn the key to your new front door!

Personal Banking Solutions

We understand that managing finances can be challenging. That's why we offer personal banking services like checking and savings accounts designed to help you save effectively and spend wisely. Imagine having easy access to your funds whenever you need them through our online and mobile banking platforms, which let you check balances, transfer money, and pay bills at your convenience.

Rewarding Credit Cards

Make everyday purchases rewarding with our credit cards that come with perks! Enjoy cash back or points on every purchase while managing your expenses effectively. It's a simple way to earn rewards while spending on what you already buy.

Vehicle Financing Made Easy

If you're considering purchasing a new car, our auto loans and vehicle financing options provide competitive rates that can fit any budget. Picture driving off in your dream car without breaking the bank! We also offer refinancing options if you're looking to lower your current payments.

Digital & Online Banking

At Metro Cu, we understand that managing your finances should be easy and secure. That's why we offer a robust suite of digital and online banking services designed to give you control over your money, anytime and anywhere. With our 24/7 online banking services available at https://www.metrofcu.org/ , you can check your balances, pay bills, and transfer money without stepping foot in a branch. Need to send money to a friend or family member? Our person-to-person transfer feature makes it quick and simple to share funds with just a few taps on your phone or computer. For those who prefer the convenience of mobile banking, our user-friendly mobile application is ready for download. It allows you to manage your accounts on the go, providing real-time updates at your fingertips. Plus, with electronic signature authorization available, signing documents has never been easier no more printing or mailing paperwork! Say goodbye to paper statements! With e-statements available, you can view your account statements securely online. This not only helps reduce clutter but also enhances your security by minimizing the risk of sensitive information falling into the wrong hands. While you enjoy these features, rest assured that your information is safe with us. We prioritize security in every transaction, so you can bank with peace of mind. Whether you're at home or out and about, Metro Cu provides all the tools you need for effective financial management right from the comfort of your device. Experience the freedom of modern banking today!

Financial Strength

At Metro Cu, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on maintaining a solid foundation to support your financial needs, ensuring you can bank with confidence. With a net worth of $70,314,252, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,204 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $184,191,883 in share certificates and $67,467,713 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $70,314,252 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is reflected in our $7,794 in used auto loans and $347,200,294 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 109 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 104,827, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Metro Cu is your trusted partner. Visit us at 940 N 204Th Ave Ste 270 Elkhorn Ne 68022 or call (800) 301-8549 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $110,455,188 in used vehicle loans and $35,883,733 in new vehicle loans already helping members get on the road. We cater to both new and used vehicles, ensuring you have options that fit your budget and preferences.

Credit Lines

For those who need extra flexibility in their finances, our credit lines totaling $72,779,633 provide an excellent solution. You can access funds as needed without the hassle of applying for a new loan each time. At Metro Cu, we're committed to providing financial solutions that are easy to understand and accessible. If you're considering refinancing or want more information on eligibility options, our knowledgeable staff is ready to assist you. Feel free to call us at (800) 301-8549 or visit us at our branch located at 940 N 204Th Ave Ste 270 Elkhorn Ne 68022 in Elkhorn, NE. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Come see how we can help you achieve your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $63,534,464, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our team is here to guide you through each step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,982,061 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to support your everyday spending while keeping costs manageable.

Loan Aggregator

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Metro Cu