Metro Community Credit Union Huntington WV | Affordable Auto Loans & Business Banking

Introduction

Welcome to Metro Community, your trusted partner in financial well-being since 1953. Nestled in the heart of Huntington, WV, at 215 18th St, we are proud to serve our community with dedication and care. With a robust membership of 4,633 individuals, we understand that banking is more than just numbers; it's about building lasting relationships. At Metro Community, we prioritize your financial needs with a total of $44,032,998 in assets and $1,523,434 in deposits. Our goal is to empower you through various services including personal banking, auto loans, and credit cards with rewards. We are here to help you navigate your financial journey whether you're buying your first car or planning for retirement. With a strong leadership team led by CEO Robert Whitley and Board President William Bartlett, we are committed to providing exceptional service and support. Our team of 12 employees is always ready to assist you during our operating hours: Monday through Thursday from 8:00 AM to 5:00 PM and Friday from 7:00 AM to 6:00 PM. While members can visit us at our branch address, official correspondence should be sent to P O Box 5438, Huntington, WV 25703. We invite you to explore our website at Metro Community FCU for more information on how we can serve you better. Join us today and experience the difference of being part of a community-focused credit union! Give us a call at 304-697-4652 we're excited to assist you with all your financial needs!

Branch History & Mission

At Metro Community, we take pride in our rich history and unwavering commitment to serving the Huntington community. Established in 1953, our branch has grown from a small local credit union into a vital financial institution that now proudly serves over 4,600 members. Located at 215 18th St, Huntington, WV 25703, we are just a stone's throw away from significant landmarks, making us easily accessible for all your banking needs. Over the years, Metro Community has made great strides in enhancing our services and expanding our reach. From humble beginnings, we have evolved to manage total assets of nearly $44 million, ensuring that we have the resources needed to support our members effectively. Our dedicated team of 12 employees is here to provide personalized service, whether you're looking for checking and savings accounts or more specialized loans like auto financing and mortgages. Our mission at Metro Community is clear: we aim to empower individuals and families by providing reliable financial services while fostering a sense of community. We believe that everyone deserves access to quality financial products that can help them achieve their dreams. This commitment extends beyond just banking; we actively engage in outreach efforts within Huntington to support local initiatives and uplift those around us. While members can visit us at 215 18th St, official correspondence should be sent to P.O. Box 5438, Huntington, WV 25703. In addition to our branch operations, we offer convenient ATM services and drive-thru banking for quick transactions making it easier than ever for you to manage your finances on your schedule. As part of our dedication to modern banking solutions, we provide online and mobile banking options so you can access your accounts anytime, anywhere. Our focus on customer service is evident through our efforts to ensure ADA compliance and enhance user experience across all platforms. We invite you to join Metro Community and experience firsthand the benefits of being part of a member-focused credit union. Whether you're looking for personal banking solutions or business services like merchant accounts and business loans, we're here to help you succeed. Explore what we have to offer today by visiting our website or calling us at 304-697-4652. Welcome home to Metro Community!

Branch Location & Accessibility

Accessibility Features

At Metro Community, we prioritize accessibility for all our members. Our branch is designed with ADA compliance in mind, ensuring that everyone can navigate our space comfortably. There's ample parking available, and we have ramps for easy entry into the building.

Operating Hours

We are here for you during convenient hours: Monday through Thursday from 8:00 AM to 5:00 PM and Friday from 7:00 AM to 6:00 PM. Whether you're coming in early or prefer a later visit on Fridays, we aim to accommodate your schedule.

Services Offered

As a member of Metro Community, you can enjoy a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered! Need quick cash? Our ATM is available on-site for your convenience. Plus, our drive-thru service allows you to handle basic transactions like deposits and withdrawals without leaving your car. If you're looking for a welcoming place that puts its members first, come visit us today! If you have any questions or need assistance before your visit, feel free to give us a call at 304-697-4652. We look forward to serving you!

Member Eligibility

At Metro Community, we believe that everyone deserves a chance to be part of a caring community, and becoming a member is easier than you might think! If you're in the Huntington area or work for one of our partner organizations, you may already qualify for membership. We welcome individuals who live, work, worship, or attend school in Cabell County and its surrounding regions. This means you can join us and enjoy all the benefits we offer from competitive loan rates to personalized financial advice. For more specific eligibility details, feel free to check out our website at . Joining Metro Community is a straightforward process. Simply visit us at our branch located at 215 18Th St Huntington Wv 25703 or apply online by following this link: http://www.metrocommunityfcu.com/apply-now . If you have any questions along the way, don't hesitate to call us at (304) 697-4652 we're here to help! Embrace the opportunity to be part of something special with us at Metro Community; your journey toward better financial health starts here!

Business Banking & Commercial Services

Financing Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Life Easier

In addition to loans, we offer merchant services that streamline your operations. Imagine being able to accept payments anytime, anywhere whether you're at a trade show or running day-to-day sales. Our services ensure you can focus on what matters most: growing your business and serving your customers effectively. Visit us at 215 18Th St Huntington Wv 25703 in Huntington, WV, or call us at (304) 697-4652 to learn more about how we can help your business reach its full potential!

Comprehensive List Of Services

Accessible Branch Services

At Metro Community, we also pride ourselves on offering basic drive-thru banking for deposits, withdrawals, and simple transactions ideal for members who prefer not to enter the branch. If you need immediate cash access or want to handle quick transactions without hassle, our drive-thru service has you covered. For any inquiries or if you're ready to explore these services further, feel free to reach out! You can contact us at (304) 697-4652 or visit us at 215 18Th St Huntington Wv 25703 during our operating hours: Monday through Thursday from 8:00 AM to 5:00 PM and Friday from 7:00 AM to 6:00 PM. Join us at Metro Community today, where your financial well-being is our top priority! For more details on how to become a member or open an account, visit us online at Metro Community Federal Cu.

Business Banking Support

If you're a business owner, we have tailored services just for you! Our business banking options, including merchant services and business loans, are aimed at helping local businesses thrive. We know how challenging it can be to secure funding; that's why we're here to support your journey every step of the way.

Convenient Digital Banking

In today's fast-paced world, convenience matters more than ever. With our online and mobile banking, managing your accounts is just a click away. You can check balances, transfer money, and pay bills from the comfort of your home or on-the-go using our user-friendly app. We also provide ATM services for quick cash withdrawals and balance checks making sure that accessing your funds is simple no matter where you are.

Empowering Financial Growth

For those needing extra cash, we provide personal loans and debt consolidation solutions. This way, you can combine multiple debts into one manageable payment, making it easier to regain control of your finances. Plus, don't forget about our credit cards with rewards, which let you earn points or cash back on everyday purchases who doesn't love getting rewarded for spending?

Personal Banking Solutions

Whether you're opening your first checking account or looking to save for a big purchase, our personal banking services are designed with you in mind. We offer checking and savings accounts that help you manage your money efficiently. Imagine having the ability to set aside funds effortlessly while still enjoying easy access when life's unexpected expenses arise. When it comes to larger purchases like a car or home, our auto loans and vehicle financing options can help turn your dreams into reality. Picture yourself driving off in that new vehicle without the stress of high-interest rates weighing you down. Additionally, our mortgage loans and refinancing services are perfect for anyone looking to buy a home or lower their current mortgage payments.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and packed with features that help you manage your money with confidence. You can view your account balances, check transaction history, and transfer funds all at the click of a button. Plus, if you're on the go, our mobile application makes banking even easier. You can download it to make payments, check your balance, and more all from the palm of your hand. With electronic signature authorization, you can sign documents quickly and securely without needing to visit a branch. It's just one of the ways we make banking simpler for you! Additionally, e-statements are available to help you keep track of your finances while saving paper.

Stay Connected

Need to send money to a friend or family member? Our person-to-person transfer feature lets you do that instantly and hassle-free. And if you're looking to streamline your payments, our mobile payments feature allows you to pay directly from your phone at participating merchants. At Metro Community, we prioritize security in all our digital banking services so you can bank with peace of mind. Join us today and experience the convenience of modern banking at 215 18Th St Huntington Wv 25703 or visit us online at https://www.metrocommunityfcu.com/ !

Financial Strength

Efficient Operations

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share and Deposit Accounts: 6,714, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Metro Community is your trusted partner. Visit us at 215 18Th St Huntington Wv 25703 or call (304) 697-4652 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $2,974,147 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial goals more effectively.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $536 in used auto loans and $27,973,553 in total loans and leases. This means we have the resources available when you need them most.

Member Savings Security

Members' savings are secured through $3,831,772 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Strong Financial Position

With a net worth of $4,090,647, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $929 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,207,463 in used vehicle loans and $3,871,270 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the right fit for your budget. With flexible terms and competitive interest rates, our auto loans are designed to make your car-buying experience as smooth as possible.

Credit Lines and Unsecured Credit Cards

In addition to our auto and mortgage loans, we also offer total credit lines amounting to $1,500,000. This provides you with flexible access to funds whenever you need them. We also have flexible terms on unsecured credit card loans, with a total of $313,594 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit your everyday purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,505,514, make buying or refinancing simple. We aim to provide you with personalized support throughout the mortgage process so that you feel confident every step of the way. If you're considering refinancing your existing mortgage, we can help explore eligibility options that might save you money.

Your Path Forward

No matter what financial path you're on, Metro Community is here to assist you with tailored loan offerings. If you're unsure about which loan is best for you or need help navigating the application process, don't hesitate to reach out. You can contact us at 304-697-4652 or visit us at 215 18th St, Huntington WV 25703 during our operating hours from Monday through Thursday 8:00 am to 5:00 pm and Friday 7:00 am to 6:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Take a step towards realizing your financial dreams today!

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. Each listed rate reflects the most current information available, making it easier for you to find competitive options.

Benefits of Using LendMesh

One of the key advantages of using LendMesh is the verified data it provides. Loan offers are sourced from legitimate financial institutions, ensuring full transparency in your search. Additionally, there are no sponsored listings; lenders are not prioritized based on paid promotions, which means you can trust that the results are unbiased. LendMesh also offers real-time rate comparisons. As loan rates fluctuate frequently, having up-to-date information allows users to make timely and informed choices about their borrowing needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and user-friendly the platform is. To explore your options further, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

METRO COMMUNITY FEDERAL CREDIT UNION