Members First Credit Union Metro Tewksbury MA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Metro at 1527 Main St, Tewksbury, MA 01876! Since opening our doors in 1926, we have dedicated ourselves to serving our community with trust and reliability. With over 216,000 members, we're proud to be a cornerstone of financial support in Tewksbury and beyond. At Metro, we understand that your financial journey is unique. That's why we offer a range of services tailored just for you from personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards. Our total assets exceed $3.4 billion, reflecting our commitment to not just meeting but exceeding your expectations. Under the leadership of CEO Robert Cashman and Board President Mark Smoller, our team of 323 employees is here to help you achieve your financial goals. Whether you need assistance with loans over 68,000 loans and leases currently supported or are interested in exploring investment options, we have the expertise to guide you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 1527 Main St, Tewksbury, MA 01876-2043. We encourage you to reach out via phone at 877-696-3876 or explore our services online at metrocu.org. Join us today and discover how Metro can make a difference in your financial life!

Branch History & Mission

Community Connections

Metro is more than just a credit union; we are deeply rooted in the community. Our partnerships with local organizations reflect our dedication to giving back and creating positive change. We regularly participate in events that aim to improve lives and strengthen ties within Tewksbury.

Evolution of Metro

From our modest beginnings nearly a century ago, Metro has grown significantly. With total assets now exceeding $3.4 billion, we have expanded our services and offerings to meet the diverse needs of our membership. Today, we offer a range of personal banking solutions including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking services. Our branch is conveniently located near key landmarks in Tewksbury, making it easy for members to access our services. While visiting us at 1527 Main St., you can expect a warm welcome from our dedicated team who are here to assist you with your financial needs.

Join Us

With operating hours designed for your convenience Monday through Wednesday from 9 AM to 5 PM, Thursday and Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM it's easy to find time for your banking needs. You can reach us at (877) 696-3876 or visit our website at Metro for more information on how you can become part of our growing family. Join Metro today and experience firsthand the benefits of membership with a credit union that puts people before profit!

Our Mission

At Metro, our mission is clear: We strive to provide exceptional financial services while supporting the community that supports us. We believe in empowering individuals by offering tools that promote financial literacy and security. Our commitment goes beyond transactions; we actively engage in outreach initiatives to uplift local organizations and programs that foster growth and stability within Tewksbury and surrounding areas. We also prioritize accessibility by ensuring compliance with ADA standards and embracing digital advancements to enhance member experiences. Our online banking platform allows members to manage their finances conveniently from anywhere.

Branch Location & Accessibility

Welcome to Metro, your friendly neighborhood credit union located at 1527 Main St in Tewksbury, MA. This convenient spot is easy to find and accessible for everyone in the Middlesex County area. Whether you're coming from nearby landmarks like the Tewksbury Memorial High School or simply passing through Main Street, we're here to help meet your banking needs. While members can visit us at our branch address, official correspondence should be sent to the same location for your convenience: 1527 Main St, Tewksbury, MA 01876-2043. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and ample parking space to ensure a smooth visit for all. At Metro, we know that your time is valuable. That's why our lobby hours are tailored to fit your busy schedule: we're open Monday through Wednesday from 9 AM to 5 PM, and extend our hours on Thursday and Friday until 6 PM. On Saturdays, you can drop by from 9 AM to 1 PM for any banking needs you may have. For added convenience, we offer an ATM on-site so you can access cash anytime during operating hours. Although we currently do not have drive-thru banking services, our friendly staff is always ready to assist you inside the branch. If you have questions or need assistance with our services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, or business banking don't hesitate to reach out! You can call us at 877-696-3876 for support. We invite you to visit Metro today and experience a welcoming atmosphere where financial wellness is our priority!

Member Eligibility

Joining the family at Metro means becoming part of a supportive community that's dedicated to your financial well-being. To become a member, you simply need to meet a few straightforward eligibility criteria. If you live, work, worship, or go to school in the Tewksbury area, you're likely already qualified! Plus, if you have family members who are members, they can help you on your journey to membership. The advantages are numerous: from personalized service and competitive rates to a wide range of financial products designed just for you. Getting started is easy! You can find more detailed information about eligibility by visiting our website at . If you're ready to open an account or have any questions, feel free to call us at (877) 696-3876. We're here to help you every step of the way! Come visit us at 1527 Main St Tewksbury Ma 01876, and let's make your financial dreams a reality together.

Business Banking & Commercial Services

Lending Options to Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $180 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $485,540,313, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Smooth

In today's competitive market, having reliable merchant services is crucial. Imagine being able to process payments quickly and efficiently while focusing on what you do best running your business. Our merchant services provide the tools needed to accept various payment methods, ensuring that your customers have a smooth checkout experience. Located at 1527 Main St Tewksbury Ma 01876 in Tewksbury, MA, we're here to partner with you in achieving your business goals. Contact us today at (877) 696-3876 to learn more about how our business banking services can benefit you!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our ATMs are conveniently located to ensure easy access to your funds whenever you need them. Plus, basic ATM services such as withdrawals and balance checks make banking hassle-free. At Metro, we're not just about transactions; we're about building relationships with our members. If you have questions or need assistance, don't hesitate to reach out at (877) 696-3876 or visit us at 1527 Main St Tewksbury Ma 01876 in Tewksbury. We're here to help you every step of the way! Explore more about our offerings by visiting our website. Join us today for personalized service that puts you first!

Auto Loans and Vehicle Financing

If you're dreaming of a new car, our auto loans and vehicle financing solutions are here to assist. With competitive rates and flexible terms, buying or refinancing a vehicle has never been easier. Picture yourself driving off in that new car while knowing you got the best deal possible!

Business Banking Solutions

If you're a business owner, you'll appreciate our business banking services that include merchant services and business loans. We understand the unique challenges businesses face and are committed to helping you succeed with tailored financial solutions.

Credit Cards with Rewards

For those who enjoy shopping and travel, our credit cards come with rewards that let you earn points on everyday purchases. Whether it's cashback or travel perks, using our credit card can add value to your spending habits.

Mortgage Loans and Refinancing

Thinking about buying a home? Our mortgage loans can help turn that dream into reality. We also offer refinancing options if you're looking to lower your monthly payments or access cash from your home's equity. Our experienced staff will guide you through every step of the process, ensuring you feel confident in your decisions.

Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options. You can manage your accounts from anywhere at any time whether it's transferring funds between accounts or checking your balance on the go.

Personal Banking Services

Starting with personal banking, we offer checking and savings accounts designed for everyday needs. Imagine having an account that helps you manage your finances easily while earning interest on your savings! Our checking accounts come with features that make tracking your spending straightforward. For those moments when you need extra funds, our personal loans and debt consolidation options can help ease your financial burden.

Digital & Online Banking

Key Features

One of the standout features of our online banking service is the ability to access your accounts 24/7. You can check balances, view transaction history, and transfer funds anytime you need. Plus, with our electronic signature authorization, signing documents has never been easier or more secure. E-statements are available too, allowing you to manage your finances without the clutter of paper statements. It's not just eco-friendly; it also means you can access your financial information quickly and securely from anywhere. For those who enjoy using their mobile devices, our mobile application provides all these conveniences right in your pocket. With just a few taps, you can make person-to-person transfers effortlessly. Imagine splitting a bill with friends or sending money to family without needing cash or checks it's all possible with our app.

Security and Accessibility

Your security is our top priority. Our online banking system uses robust security measures to keep your information safe while providing a user-friendly experience. Managing your finances shouldn't be stressful; it should empower you. Our intuitive interface ensures that even if you're not tech-savvy, you'll find what you need quickly and easily. In summary, Metro's digital and online banking services are designed for accessibility and ease-of-use, giving you real-time control over your finances whenever you need it. Sign up today at https://www.metrocu.org/ and discover how effortless managing your money can be!

Financial Strength

Commitment to Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 319 full-time employees and 4 part-time employees who are always ready to assist you with knowledgeable service.

Growing Membership Base

Total Share Accounts stand at 356,472, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Metro is your trusted partner. Visit us at 1527 Main St Tewksbury Ma 01876 or call (877) 696-3876 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Centric Savings

Members' savings are secured through $920,324,417 in share certificates and $669,972,531 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $138,133,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment in Services

With $268,761,060 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is evident in the $27,984 in used auto loans and $2,978,446,625 in total loans and leases.

Strong Financial Health

With a net worth of $283,524,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $823 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $467,007,194 in used vehicle loans and $570,956,708 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, making it easier for you to choose the right option that fits your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $485,540,313 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business operations, our team is here to support you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $153,333,892, make buying or refinancing simple. We offer competitive rates and flexible terms that can accommodate different financial situations.

Refinancing Options

If you're considering refinancing any of your existing loans, we encourage you to speak with our knowledgeable staff. We can help you explore eligibility options that could lead to better rates or terms tailored just for you. At Metro, we pride ourselves on providing personalized service and transparent lending practices. If you have any questions about our loan offerings or would like assistance in choosing the right product for your needs, please don't hesitate to reach out! You can contact us at (877) 696-3876 during our operating hours: Monday - Wednesday from 9:00 AM - 5:00 PM, Thursday & Friday from 9:00 AM - 6:00 PM, and Saturday from 9:00 AM - 1:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you every step of the way as you navigate your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $12,193,070 in loans helping members manage their finances effectively. These cards come with no collateral requirements and provide an excellent way to handle unexpected expenses or consolidate debt.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing data from reputable institutions guarantees fair and transparent offers for consumers.

METRO CREDIT UNION