Members First Credit Union Metro Peabody MA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Metro, your trusted financial partner in the heart of Peabody, MA! Located at 68 Main St, our branch has been serving the community since 1926. With over 216,000 members, we take pride in providing personalized banking services tailored to meet your needs. At Metro, we understand that financial decisions can shape your future. That's why we offer a comprehensive range of services, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our total assets stand strong at an impressive $3.44 billion, ensuring that we have the resources to support you effectively. Our commitment to the community is reflected not just in our services but also in our leadership. Under the guidance of CEO Robert Cashman and Board President Mark Smoller, we strive to create a welcoming environment where everyone feels valued. Our dedicated team of 323 employees is here to assist you with any inquiries or banking needs you may have. While members can visit us at 68 Main St, official correspondence should be sent to our mailing address: 68 Main St, Peabody, MA 01960-5552. We encourage you to reach out via phone at 877-696-3876 for any questions or assistance. With total deposits of $88.4 million and a net worth of $283.5 million, you can trust that your funds are secure with us. Our strong financial standing is further emphasized by our liquidity, with $8.5 million cash on hand ready to serve your needs. Join us today and experience a credit union that prioritizes you! Visit our website at metrocu.org for more information about our services and how we can help you achieve your financial goals. We look forward to welcoming you into the Metro family!

Branch History & Mission

Innovation and Accessibility

As times change, so do we. Our branch embraces digital advancements that enhance your banking experience. With options like online banking, mobile applications, and e-statements, managing your finances has never been easier or more secure. We also ensure ADA compliance so all members can access our services comfortably. We understand the importance of convenience in today's fast-paced world. That's why we offer ATM availability right here in Peabody making cash withdrawals easy and accessible whenever you need them.

Join Us

The legacy of Metro is built on trust, service, and community spirit. If you're looking for a financial partner that truly cares about you and your aspirations, we invite you to become a member today. Experience firsthand the benefits of joining a credit union that prioritizes your needs while giving back to the community we call home. For any inquiries or assistance, feel free to reach out at 877-696-3876. Together, let's build a brighter financial future!

Our Mission

At Metro, our mission goes beyond just providing financial services; we aim to empower individuals and families within our community. We believe that everyone deserves access to quality financial products tailored to their needs. From personal banking services like checking and savings accounts to auto loans, mortgages, and business banking solutions, we strive to offer diverse options that foster financial wellness. Our commitment extends into the community as well. We actively engage in outreach efforts that support local initiatives and partnerships aimed at improving the quality of life in Peabody. This dedication is what drives us every day to not only serve but also uplift those around us.

Branch Location & Accessibility

Easy Access and Parking

We understand that accessibility is important for our members. Our branch features ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. Parking is available nearby, allowing you to access our services without hassle. While members can visit us at 68 Main St, official correspondence should be sent to the same address: 68 Main St, Peabody, MA 01960-5552.

Operating Hours Designed for You

At Metro, we value your time. That's why our lobby hours are designed with your schedule in mind. We're open Monday through Wednesday from 9:00 AM to 5:00 PM, and Thursday and Friday from 9:00 AM to 6:00 PM. If you're looking for Saturday service, stop by between 9:00 AM and 1:00 PM!

Services Tailored to Your Needs

Whether you need personal banking services like checking and savings accounts, auto loans, or even mortgage options, we've got you covered. Our ATM is available for quick cash withdrawals and balance checks whenever you need it. Although we don't have drive-thru banking at this location, our staff is always ready to serve you inside the branch. If you're ever unsure about what services are right for you or if you have any questions, feel free to give us a call at 877-696-3876. We're here to help! So why wait? Visit us at Metro in Peabody today and experience friendly service tailored just for you!

Member Eligibility

Becoming a member of Metro is like joining a family where everyone supports one another. We warmly welcome individuals who live, work, or worship in the community surrounding our branch at 68 Main St Peabody Ma 01960. This means if you're part of our local area, you're likely eligible to enjoy the benefits of membership. Not only do our members have access to a wide range of financial products and services, but they also join a community that prioritizes their financial well-being. To learn more about specific eligibility criteria and ensure you qualify, we encourage you to visit this link. Opening an account with us is straightforward and friendly just reach out to us at (877) 696-3876 for assistance or questions! We look forward to welcoming you into the Metro family, where your financial goals are our priority.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $180 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $485,540,313, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide merchant services designed to streamline transactions for your business. Imagine reducing wait times for your customers while ensuring secure payments our merchant services make this possible. Whether you run a bustling café or a retail store, our solutions can help you manage payments efficiently, allowing you to focus on what matters most: growing your business. For more information about how we can assist you with business banking needs, visit us at 68 Main St Peabody Ma 01960 or give us a call at (877) 696-3876. Let's take your business to the next level together!

Comprehensive List Of Services

Business Banking Options

For entrepreneurs and small business owners, we provide essential business banking services, including merchant services and business loans. We know that running a business can be challenging, so let us support you in streamlining operations and securing funding to grow.

Credit Card Benefits

Our credit cards with rewards offer great perks that can benefit you every time you shop. Enjoy cashback on purchases or earn points towards travel whatever fits your lifestyle best!

Digital Banking Convenience

In today's fast-paced world, convenience matters more than ever. At Peabody, we pride ourselves on offering robust online and mobile banking options so that you can manage your finances anytime, anywhere. Whether it's checking balances, transferring funds, or paying bills from your phone or computer, we've got you covered. And if you need cash quickly, enjoy easy access through our ATM and cash withdrawal services available around town. With basic ATM access for withdrawals and balance checks, you'll never be far from your funds.

Get in Touch

Ready to explore all these fantastic services? Reach out to us at (877) 696-3876 or visit us at 68 Main St Peabody Ma 01960 in Peabody, MA during our convenient hours: Monday through Wednesday from 9:00 AM to 5:00 PM; Thursday and Friday until 6:00 PM; and Saturday from 9:00 AM to 1:00 PM. Your financial well-being is important to us at Metro. Join our community today and let's embark on this journey together!

Personal Banking Solutions

For those managing everyday expenses, we offer various checking and savings accounts designed to help you save while accessing your money when needed. Imagine being able to easily deposit your paycheck and watch your savings grow with competitive interest rates. When it comes to financing your next vehicle, our auto loans and vehicle financing options make it simple and affordable. We understand how important reliable transportation is for our members, and we're here to help you get behind the wheel without breaking the bank. If you're considering buying a home or refinancing an existing mortgage, our mortgage loans and refinancing services provide tailored solutions that fit your budget. Picture owning your dream home sooner than you thought possible with our helpful guidance throughout the process. Additionally, for those unexpected expenses or big purchases, our personal loans and debt consolidation options can ease financial burdens. Whether it's a medical bill or a family vacation, we want to help you achieve peace of mind.

Digital & Online Banking

Key Features

We provide electronic signature authorization to streamline processes like loan applications or account openings. No more paper forms just sign electronically and get things done quickly and securely. Keep track of your finances with our e-statements feature. You can view and download your statements whenever you need them, helping you stay organized without the clutter of paper. For those who enjoy mobile banking, our mobile application allows you to bank directly from your smartphone. You can also make person-to-person transfers with ease, making it simple to send money to friends or family without any hassle. While we currently do not support mobile payments, our focus remains on providing a secure environment for all your transactions. Rest assured that your information is protected as you engage in online banking with us. At Metro, we are committed to making banking easier for you while ensuring that security is always a top priority. Join us today, and experience the convenience of modern banking!

Financial Strength

Commitment to Innovation

With $268,761,060 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports members' financial goals with $27,984 in used auto loans and $2,978,446,625 in total loans and leases.

Growing Member Trust

Our community trust is demonstrated by a total of 356,472 share accounts, showing a strong and growing member base that believes in us. Our net shares (funds available for lending and investments) stand at $0, further showcasing our ability to support your financial needs effectively. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Metro is your trusted partner. Visit us at 68 Main St Peabody Ma 01960 or call (877) 696-3876 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Your savings are secured through $920,324,417 in share certificates and $669,972,531 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $138,133,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 319 full-time employees and 4 part-time employees who are dedicated to serving you with knowledge and commitment.

Strong Financial Health

With a net worth of $283,524,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is reflected in our net worth ratio of $823, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $467,007,194 in used vehicle loans and $570,956,708 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car-buying experience as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $485,540,313 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in your current business, we are committed to supporting local businesses with tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $153,333,892, make buying or refinancing simple. Whether you are purchasing your first home or looking to refinance an existing mortgage, our team is here to guide you through the process and find the best solution for your situation.

Refinancing Options

If you're interested in refinancing any existing loans, we have options available that could help lower your monthly payments or reduce the total interest paid over time. Speak with our loan specialists today for more information on how you can benefit from refinancing. At Metro, our dedicated team is ready to assist you with any questions regarding eligibility or the application process. You can reach us at (877) 696-3876 during our operating hours: Monday - Wednesday from 9:00 AM - 5:00 PM, Thursday & Friday from 9:00 AM - 6:00 PM, and Saturday from 9:00 AM - 1:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Join us today at 68 Main St Peabody Ma 01960 in Peabody, MA, and let's work together towards achieving your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $12,193,070 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to fit your lifestyle while offering easy access to funds when you need them.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures that users receive fair and transparent offers. With accurate data at your fingertips, you can trust that you're making informed decisions about your financial future.

METRO CREDIT UNION