Members First Credit Union Metro Medford MA | Best Auto Loans & Personal Banking

Introduction

Welcome to Metro, your trusted credit union located at 1 Salem St, Medford, MA 02155. Since our establishment in 1926, we have been committed to serving the community with reliable financial solutions tailored to meet your needs. With a total membership of 216,366, we pride ourselves on fostering strong relationships and providing personalized service. At Metro, we understand that financial decisions can be challenging. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking options. Our assets total an impressive $3,443,279,071, ensuring that we have the resources to support our members effectively. Under the leadership of CEO Robert Cashman and Board President Mark Smoller, our dedicated team of 323 employees is here to guide you every step of the way. We strive to make banking accessible and convenient for everyone in Medford and beyond. Whether you're looking to open a new account or need assistance with a loan, you can count on us for expert guidance. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to 1 Salem St, Medford, MA 02155-3205. Feel free to reach out at 877-696-3876 if you have any questions or need support. Join us today at Metro and experience the difference that a member-focused credit union can make in your financial journey! For more information about our services and offerings, visit us online at Metro Credit Union.

Branch History & Mission

A Member-Centric Approach

In today's fast-paced world, we've embraced technology while ensuring accessibility for everyone. Our digital banking options allow members to manage their finances online or through mobile applications easily. We prioritize ADA compliance and customer-centric initiatives to ensure all members can access our services comfortably. While you can visit us at 1 Salem St, official correspondence should be sent to 1 Salem St, Medford, MA 02155-3205. For those who prefer in-person visits, we offer convenient operating hours: Monday through Wednesday from 9 AM to 5 PM; Thursday and Friday from 9 AM to 6 PM; and Saturday from 9 AM to 1 PM.

Commitment to Community

Metro is not just about banking; it's about building relationships. We understand that our strength comes from the communities we serve. Through partnerships with local organizations and initiatives aimed at improving financial literacy, we strive to make a positive impact beyond traditional banking services. Our commitment to community outreach ensures that we are here not only as a financial institution but as a supportive neighbor.

Join Us Today

As we look towards the future, Metro remains dedicated to supporting your financial journey with transparency and trust. We invite you to become part of our family experience the benefits of membership where your needs come first. Whether you're looking for personal banking solutions or business support, we're here for you every step of the way. For more information or assistance, call us at 877-696-3876 or visit us online at Metro Credit Union. Together, let's build a stronger community!

Our Evolution

Since our inception, Metro has focused on providing accessible and reliable financial services. With total assets now exceeding $3.4 billion, we have continually adapted to meet the needs of our community. Our mission is simple yet profound: to empower our members through personalized financial solutions while fostering a spirit of community and collaboration. As we celebrate nearly a century of service, we reflect on the milestones that have shaped us expanding our offerings to include everything from checking and savings accounts to auto loans, mortgages, and business financing.

Branch Location & Accessibility

Welcome to Metro located at 1 Salem St Medford Ma 02155 in the vibrant community of Medford, MA! We are proud to be a part of this wonderful area, conveniently situated near popular spots like the bustling Medford Square, making it easy for you to stop by whether you're running errands or enjoying a day out. At our branch, we prioritize your access and comfort. Parking is available nearby, ensuring that you can quickly hop in and out without any hassle. Our facility is designed with accessibility in mind, featuring ramps and ADA-compliant entrances so that everyone can visit us with ease. We understand how busy life can get, which is why we offer flexible operating hours. You can visit us from 9 AM to 5 PM Monday through Wednesday, 9 AM to 6 PM on Thursday and Friday, and even on Saturday from 9 AM to 1 PM. This means you can find a time that works best for you! For your convenience, our location also features an ATM for quick cash withdrawals and balance checks. While we don't currently have drive-thru banking available, our team is ready and waiting inside to assist you with all your financial needs. If you're looking for personal banking solutions like checking and savings accounts, auto loans, mortgages, or credit cards with rewards, you've come to the right place! Our knowledgeable staff is here to guide you every step of the way. While members can visit us at 1 Salem St Medford Ma 02155, official correspondence should be sent to 1 Salem St, Medford, MA 02155-3205. If you have any questions or need assistance before your visit, feel free to give us a call at (877) 696-3876. Come see us today at Metro we're excited to serve you!

Member Eligibility

Joining the Metro family is more than just opening an account; it's about becoming part of a caring community that supports your financial journey. To become a member at Metro, you need to meet a few simple eligibility criteria. Generally, individuals who live, work, or worship in the area are welcome to apply. If you're curious about specific requirements or if you're unsure whether you qualify, I encourage you to check out our detailed eligibility guidelines at . The process of becoming a member is straightforward and welcoming. Once you know you're eligible, opening an account is just a step away! You can easily reach out to us at (877) 696-3876 for any questions or assistance. Our team is here to help guide you through every step of the way. We're excited to have you join us at our branch located at 1 Salem St Medford Ma 02155 and look forward to supporting your financial needs with a range of services designed for you!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Imagine a local bakery wanting to expand its operations to include a café. With our commercial loans, that dream can become a reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $180 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $485,540,313, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Transactions

Our merchant services make it easier for you to manage daily transactions. Picture a busy retail store streamlining its payment process customers can pay easily, and you get access to funds quickly. These services not only simplify transactions but also help you track sales effectively, allowing you to focus on what matters most: serving your customers. Located at 1 Salem St Medford Ma 02155 in Medford, MA, we're here to support your business aspirations. Reach out today at (877) 696-3876 and let's discuss how we can help your business thrive!

Comprehensive List Of Services

Always Here For You

At Metro, we believe in being there for our members not only through our wide range of services but also by ensuring ease of access whenever needed. If you have questions or need assistance, feel free to call us at (877) 696-3876 or visit us during our operating hours: Monday through Wednesday from 9 am - 5 pm, Thursday and Friday from 9 am - 6 pm, and Saturday from 9 am - 1 pm. We invite you to discover how our services can enhance your financial journey! Whether you're planning for the future or navigating today's challenges, we're here to help. Visit us at Medford today!

Business Banking Solutions

For business owners, we understand that managing finances can be challenging. That's why we offer comprehensive Business Banking services, including merchant services and business loans tailored to help you grow your enterprise. We're here to support local businesses in achieving their goals.

Credit Card Benefits

Explore our Credit Cards with Rewards, perfect for those who want to earn while they spend. Enjoy cash back on everyday purchases or travel points that can take you on new adventures. It's all about making your money work harder for you!

Digital Access

In today's fast-paced world, convenience matters more than ever. With our robust Online & Mobile Banking services, you can access your accounts anytime, anywhere. Manage your transactions, pay bills, and transfer funds with just a few taps on your smartphone or computer. Plus, our ATM & Cash Withdrawal Services ensure that getting cash is quick and easy when you need it.

Loans Made Easy

If you're in the market for a new vehicle or looking to refinance your home, Auto Loans & Vehicle Financing and Mortgage Loans & Refinancing are just some of the ways we can support you. Our loan products are tailored to meet your specific needs, ensuring you get competitive rates and terms that work for you. We also provide Personal Loans & Debt Consolidation options, which can help simplify your financial situation by combining multiple debts into one manageable payment.

Personal Banking

For individuals, we offer Personal Banking solutions that include checking and savings accounts designed to help you manage your daily finances with ease. Our accounts come with no hidden fees and flexible options that fit your lifestyle. Imagine having a checking account where you can easily track your spending and a savings account that helps you grow your money over time.

Digital & Online Banking

Key Features of Our Online Banking

With our robust online banking platform available at https://www.metrocu.org/ , you can access your account 24/7. This means you can check balances, transfer money, and pay bills whenever it suits you. If you prefer paperless statements, we offer e-statements that allow you to view your account activity anytime without cluttering your mailbox. Plus, our electronic signature authorization feature lets you handle important documents quickly and securely, saving you time and hassle.

Mobile Banking Made Easy

For those who are always on the move, our mobile application is here to help. You can download it easily and enjoy features like person-to-person transfers, so sending money to friends or family is just a few taps away. Even if you're out shopping, our mobile app keeps you connected with real-time account management. Although we currently don't support mobile payments, we're committed to enhancing your banking experience by focusing on what matters most security and ease of use. In addition to these features, our dedicated team is always ready to assist you through our customer service line at (877) 696-3876. We pride ourselves on making banking straightforward and accessible for all members. Experience the future of banking today with Metro where your financial needs meet modern technology!

Financial Strength

Growing Membership Base

We are proud of our strong community presence with a total of 356,472 share accounts. This shows the trust our growing member base places in us with their finances. Our net shares available for lending stand at $0, highlighting our ability to support various member needs effectively. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Metro is your trusted partner. Visit us at 1 Salem St Medford Ma 02155 or call (877) 696-3876 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Savings

Members' savings are secured through $920,324,417 in share certificates and $669,972,531 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $138,133,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 319 full-time employees and 4 part-time employees who are dedicated to providing excellent service.

Reinventing Banking Services

Our commitment to you is reflected in our $268,761,060 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We also have $27,984 in used auto loans and $2,978,446,625 in total loans and leases, demonstrating our capacity to support your financial goals across various sectors.

Solid Financial Health

With a net worth of $283,524,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $823 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

We also offer various credit lines totaling $1,505,760,559, giving you access to funds when you need them most. Plus, if you're considering refinancing any existing loans, we can help assess your options to ensure you're getting the best deal possible. At Metro, we are committed to supporting our members with tailored financial solutions that fit their unique situations. For more information on how we can assist you or to discuss eligibility options, feel free to reach out at (877) 696-3876. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $467,007,194 in used vehicle loans and $570,956,708 in new vehicle loans already helping members get on the road. Whether you're purchasing a new model or a reliable used vehicle, our flexible terms make financing easier than ever.

Business Financing

For business owners, our outstanding commercial loans totaling $485,540,313 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your current operations, our team is here to support your business journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $153,333,892, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through the process.

Unsecured Credit Card Loans

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $12,193,070 in loans helping members manage their finances effectively. This can be an excellent option for those looking to consolidate debt or cover unexpected costs.

Loan Aggregator

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Take Action Today

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METRO CREDIT UNION