Members First Credit Union Metro Lynn MA | Best Auto Loans & Business Banking

Introduction

Welcome to Metro at our Lynn branch, located at 475 Western Ave, Lynn, MA 01904. Since our establishment in 1926, we have proudly served the community with a commitment to building strong financial futures for our members. With over 216,000 members and total assets reaching an impressive $3.44 billion, we are dedicated to providing personalized banking solutions tailored to meet your needs. At Metro, we understand that trust is earned through reliability and transparency. Our team, led by CEO Robert Cashman and Board President Mark Smoller, works tirelessly to ensure our members feel valued and supported in their financial journeys. We offer a variety of services, including checking and savings accounts, auto loans, mortgages, and business banking solutions all designed to help you achieve your financial goals. Our branch is equipped with modern conveniences such as ATM access and drive-thru services for quick transactions. Whether you're looking to open a new account or need assistance with a loan our friendly staff is here to help. While members can visit us at the branch for all their banking needs, official correspondence should be sent to the same address: 475 Western Ave, Lynn, MA 01904-3317. With total deposits amounting to $88,435,184 and a net worth of $283,524,463, we are financially sound and ready to assist you with your borrowing needs. Our total loans issued stand at 68,862, reflecting our commitment to supporting the local community through accessible financing options. We invite you to connect with us! Call us at 877-696-3876 during our lobby hours Monday through Wednesday from 9:00 AM to 5:00 PM; Thursday and Friday from 9:00 AM to 6:00 PM; or Saturday from 9:00 AM to 1:00 PM. Discover how Metro can make a difference in your financial life today! For more information about our services or to explore what we offer online, visit us at metrocu.org.

Branch History & Mission

Community Focus

Metro is more than just a financial institution; we are deeply committed to giving back to the communities we serve. Through various outreach programs and partnerships with local organizations, we strive to make a positive impact on the lives of those around us. As we look toward the future, we invite you to join us on this journey. Experience firsthand how Metro can help you achieve your financial dreams while being part of a supportive community. Together, let's build a brighter tomorrow! If you're ready to take the next step or have questions about our services, don't hesitate to call us at 877-696-3876 or visit our website at Metro.

Our Mission

Our mission is clear: to provide exceptional financial services that empower our members and enhance their lives. At Metro, we believe in supporting not just individual financial goals but also the broader community. This commitment is evident in our diverse offerings from personal banking solutions like checking and savings accounts to auto loans and mortgage options. We strive to create an inclusive environment where everyone feels welcome and valued. We prioritize accessibility through ADA compliance and are proud to offer digital banking services such as online banking and mobile applications. Our branch provides ATM access for convenience and features drive-thru banking for quick transactions. While members can visit us at 475 Western Ave for all their banking needs, official correspondence should be sent to our mailing address: 475 Western Ave, Lynn, MA 01904-3317.

Branch Location & Accessibility

A Range of Services Just for You

At our Lynn branch, we offer a variety of personal banking services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Plus, our friendly staff is always ready to help you navigate our online and mobile banking options. Feel free to give us a call at 877-696-3876 if you have any questions or need assistance before your visit. We look forward to welcoming you at Metro's Lynn branch where community banking meets convenience!

Banking Hours That Fit Your Schedule

We understand that your time is valuable. That's why our operating hours are tailored to fit your busy lifestyle. Visit us Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday and Friday from 9:00 AM to 6:00 PM, and Saturdays from 9:00 AM to 1:00 PM. Whether it's a mid-week errand or a weekend visit, we're here when you need us.

Convenient Access

At Metro, we prioritize your convenience. Our branch features ample parking and is designed with accessibility in mind, including ADA-compliant entrances and ramps. If you prefer banking on the go, we offer both ATM services and drive-thru banking for quick transactions without leaving your car.

Member Eligibility

At Metro, we believe that everyone deserves to be part of a supportive financial community. If you're looking to join us, becoming a member is straightforward and welcoming! Generally, anyone who lives, works, or attends school in our local area can become a member. This means if you're part of the vibrant Lynn community or surrounding areas, we'd love to have you with us. Membership brings many advantages, from personalized banking services to access to competitive loan rates and special member-only offers. To learn more about the specific eligibility criteria and ensure you fit the requirements, feel free to visit our detailed page at . If you're ready to take the next step towards membership or have any questions, don't hesitate to give us a call at (877) 696-3876. We're here to help make your experience as smooth as possible!

Business Banking & Commercial Services

Merchant Services that Matter

Imagine having the tools you need to accept payments easily and efficiently. Our merchant services provide that convenience. With features like point-of-sale systems and online payment options, you can focus on what matters most running your business. We ensure you have reliable solutions so you can keep serving your customers without missing a beat. Located at 475 Western Ave Lynn Ma 01904, Lynn, MA, our dedicated team is here to help you navigate your financial journey. For inquiries or to learn more about how we can assist your business, call us at (877) 696-3876. Let's work together to make your vision a reality!

Tailored Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $180 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $485,540,313, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans and Vehicle Financing

Need a new car? Our Auto Loans & Vehicle Financing can make the process smooth and straightforward. We offer competitive rates and flexible terms, so you can drive off in your dream vehicle without the stress of complicated financing.

Business Banking Services

For local entrepreneurs, our Business Banking services include everything from Merchant Services to Business Loans. We know how important it is to keep your business running smoothly, so we offer tailored solutions designed just for you.

Convenient Access Anytime

At Metro, convenience is key. We provide easy access through our ATM & Cash Withdrawal Services, allowing you to withdraw cash or check balances whenever needed. Plus, with our Basic Drive-Thru Banking option for deposits and withdrawals, getting your banking done has never been easier. Whether you're visiting us at our branch or accessing our services online, we're committed to making banking work for you. If you're ready to explore what we have to offer or have any questions about our services, don't hesitate to reach out! Call us today at (877) 696-3876 or visit our website at https://www.metrocu.org/ . Let us help you navigate your financial journey!

Home Financing Made Easy

Owning a home is a significant milestone, and our Mortgage Loans & Refinancing options are here to support you every step of the way. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, our experienced team is ready to guide you through the process.

Personal Banking Solutions

We understand that managing finances can sometimes feel overwhelming. That's why we offer Personal Banking options like Checking & Savings Accounts designed to suit your lifestyle. Imagine effortlessly tracking your spending with an easy-to-use checking account or saving for your future with a high-yield savings account. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere, giving you peace of mind.

Personal Loans for Every Need

Sometimes life throws unexpected expenses your way. With our Personal Loans & Debt Consolidation services, you can tackle those challenges head-on. From home repairs to medical bills, we provide personalized loans that fit your unique situation.

Rewarding Credit Card Options

Our Credit Cards with Rewards not only help you make purchases but also allow you to earn rewards on everyday spending. Enjoy benefits that turn your shopping into savings!

Digital & Online Banking

E-Statements and Mobile Application

Say goodbye to paper clutter! We offer e-statements for quick and easy access to your account statements right in your inbox. You can view them anytime, reducing paper waste and keeping everything organized. If you prefer managing your finances on a mobile device, our user-friendly mobile application is here for you. Whether you're at home or out running errands, you'll have all the banking features you need right at your fingertips.

Online Banking Services

With our 24/7 online banking services available at https://www.metrocu.org/ , you can check your balances, transfer funds, and pay bills anytime, day or night. Imagine being able to manage your money without needing to visit a branch! Plus, with our electronic signature authorization feature, signing documents has never been easier or more secure.

Person-to-Person Transfers

Need to send money to a friend or family member? Our person-to-person transfer service makes it simple. Just a few taps on your phone or clicks on your computer, and the funds will be transferred quickly and securely.

Security You Can Trust

We prioritize your security with advanced measures in place for all our digital services. You can rest assured that your personal information is safe while you enjoy the ease of online banking. In summary, Metro offers a variety of digital banking options designed to fit your lifestyle. From accessing e-statements to using our mobile app and enjoying seamless person-to-person transfers, managing your finances has never been easier! For more information about our services, visit us at https://www.metrocu.org/ today!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Metro is your trusted partner. Visit us at 475 Western Ave Lynn Ma 01904 or call (877) 696-3876 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $920,324,417 in share certificates and $669,972,531 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $138,133,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 319 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 356,472, showing a strong and growing member base that trusts us with their finances.

Reinvesting in Your Future

With $268,761,060 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $27,984 in used auto loans and $2,978,446,625 in total loans and leases.

Solid Financial Health

With a net worth of $283,524,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $823 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For those considering business ventures, our outstanding commercial loans totaling $485,540,313 provide the capital needed to grow and expand your business. Additionally, we have credit lines available for various purposes, amounting to $1,505,760,559. At Metro, we're dedicated to making borrowing straightforward and accessible. If you're interested in refinancing options or checking your eligibility for any of these products, don't hesitate to reach out. Our knowledgeable team is here to assist you every step of the way. For inquiries or more information about our loan offerings, feel free to contact us at (877) 696-3876 or visit us at our branch located at 475 Western Ave Lynn Ma 01904 in Lynn, MA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards your financial future!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $467,007,194 in used vehicle loans and $570,956,708 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a pre-owned option, we have flexible terms that can fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $153,333,892, make buying or refinancing simple. We provide tailored solutions for first-time buyers as well as those looking to refinance their existing mortgages. Let us guide you through the process and help you secure the right loan for your needs.

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. We also offer flexible terms on unsecured credit card loans, with a total of $12,193,070 in loans helping members manage their finances effectively. These cards come with competitive rates and are designed to give you the purchasing power you need without unnecessary stress.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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METRO CREDIT UNION - Lynn, MA