Members First Credit Union Metro Chelsea MA | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Metro, your trusted partner in financial success since 1926! Located at 200 Revere Beach Pkwy, Chelsea, MA 02150, we pride ourselves on being more than just a credit union; we are a community committed to serving our members. With a robust membership base of over 216,000, we work diligently to offer personalized banking solutions tailored to meet your needs. At Metro, our total assets stand impressively at $3,443,279,071, reflecting our stability and trustworthiness. We understand the importance of your hard-earned money, which is why we have cultivated an environment where you can safely deposit your funds. Our total deposits currently amount to $88,435,184, ensuring that your finances are in capable hands. Under the leadership of our dedicated CEO Robert Cashman and Board President Mark Smoller, we strive to provide exceptional service and innovative financial products. With a passionate team of 323 employees, we're here to assist you with everything from personal banking services including checking and savings accounts to auto loans and mortgage refinancing. We recognize that every member has unique financial goals. That's why we offer various services such as credit cards with rewards, business banking options, and online banking features for your convenience. Whether you prefer visiting us in person or managing your accounts online, Metro is designed to fit your lifestyle. While you can reach us directly at 877-696-3876 for any inquiries or assistance, feel free to explore our website at Metro Credit Union for more information about our offerings and how we can help you achieve your financial dreams. Join us on this journey towards better financial health because at Metro, you're not just a member; you're family!

Branch History & Mission

At Metro, we take pride in our rich legacy and commitment to serving the community of Chelsea, MA. Established in 1926, our branch has been a trusted financial partner for nearly a century. Located at 200 Revere Beach Pkwy, Chelsea, MA 02150, we have witnessed the growth and changes in our community while remaining dedicated to providing exceptional service. Over the years, Metro has evolved significantly. We have grown from a small credit union into a robust institution with over 216,000 members and total assets exceeding $3.4 billion. Our mission is straightforward yet powerful: to empower our members through personalized financial services while fostering community support and engagement. We believe that by helping individuals achieve their financial goals, we contribute to the overall prosperity of our community. Our branch operates with a customer-centric philosophy. Whether you are looking for personal banking options like checking and savings accounts, auto loans, or mortgage financing, we are here to help. Our drive-thru services make banking convenient for those on the go, while our ATM availability ensures access to funds around the clock. At Metro, we are more than just a credit union; we are an integral part of Chelsea's fabric. We actively engage in community outreach efforts and partnerships that enrich lives and support local initiatives. By working together with local organizations and businesses, we strive to create lasting positive impacts within our neighborhoods. Our operating hours are designed with your needs in mind: Monday to Wednesday from 9:00 AM to 5:00 PM, Thursday and Friday until 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. While members can visit us at 200 Revere Beach Pkwy, official correspondence should be sent to 200 Revere Beach Pkwy, Chelsea, MA 02150-1608. We also embrace digital advancements that make banking easier for everyone. With online banking options available, members can manage their finances anytime from anywhere. Our ADA compliance ensures that everyone in our community can access our services without barriers. As you consider your financial journey, we invite you to join Metro Credit Union. Experience firsthand how we can help you achieve your goals while being part of a community-focused organization that truly cares. For any inquiries or assistance, feel free to contact us at 877-696-3876 or visit our website at Metro Credit Union. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Access

At Metro, we understand that accessibility is key. Our location features ample parking and is designed to be welcoming for all members, including those with mobility challenges. You'll find ADA-compliant ramps and easy entry points that make visiting us a breeze. While our physical address is perfect for your banking needs, please note that any official correspondence should be sent to our mailing address at 200 Revere Beach Pkwy, Chelsea, MA 02150-1608.

Operating Hours

We are committed to providing flexible hours for your convenience. Our lobby hours are Monday through Wednesday from 9:00 AM to 5:00 PM, and Thursday and Friday from 9:00 AM to 6:00 PM. For those busy Saturdays, our drive-thru is open from 9:00 AM until 1:00 PM, so you can easily take care of transactions on the go.

Services and Features

At Metro Credit Union, we offer a range of services designed just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need a quick cash withdrawal? Our ATM is available for your convenience, along with basic drive-thru banking services for simple transactions. If you have any questions or need assistance, feel free to give us a call at 877-696-3876. We're here to help!

Visit Us Today!

We're excited to welcome you at Metro Credit Union! Stop by our branch in Chelsea or reach out by phone if you have any inquiries. Experience firsthand how we can support your financial journey today!

Member Eligibility

Becoming a member of Metro is like joining a family that genuinely cares about your financial well-being. Located at 200 Revere Beach Pkwy Chelsea Ma 02150, we welcome anyone who lives, works, or worships in the area, as well as family members of our existing members. This inclusive approach means that you can easily become part of our community and enjoy the many benefits we offer, from personalized banking services to competitive loan rates. To find out more about the specific eligibility criteria. If you're ready to take the next step toward membership or have any questions, don't hesitate to reach out to us at (877) 696-3876. Joining Metro not only opens up a world of financial resources but also connects you with a supportive network that's dedicated to helping you succeed.

Business Banking & Commercial Services

Business Loan Options

Imagine having the capital to expand your operations, invest in new technology, or hire additional staff. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $180 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $485,540,313, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Alongside our loan offerings, we provide robust merchant services that simplify payment processing for your business. Whether you run a retail shop or a service-oriented company, our solutions allow you to accept payments easily and efficiently. This means more time focusing on what you do best serving your customers and growing your brand. Visit us at 200 Revere Beach Pkwy Chelsea Ma 02150 in Chelsea, MA, or call us at (877) 696-3876 to learn more about how we can support your business goals!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Need a new set of wheels? Our Auto Loans & Vehicle Financing options can help make your dream car a reality. With competitive rates and flexible terms, we ensure that financing your vehicle is straightforward and stress-free. Picture yourself driving off the lot knowing you've made a smart financial choice.

Business Banking

If you're a business owner, our Business Banking services can help take your venture to the next level. We provide Merchant Services and Business Loans designed to streamline operations and support growth. By partnering with us, you'll have access to tools and resources that can enhance your business's financial health.

Convenient Access

At Metro, convenience is key. We offer ATM & Cash Withdrawal Services, along with basic drive-thru banking for deposits and withdrawals, making it easy for you to manage your money without stepping inside the branch if you prefer not to. Plus, our online banking capabilities mean you can handle most transactions from the comfort of your home. We invite you to explore all that Metro has to offer by visiting us at 200 Revere Beach Pkwy Chelsea Ma 02150 or giving us a call at (877) 696-3876. Let us help you navigate your financial journey today! For more information about our services, please visit our website at Chelsea.

Mortgage Loans & Refinancing

For those looking to buy a home or refinance their existing mortgage, our Mortgage Loans & Refinancing services are here to guide you through this significant investment. We offer various loan products tailored to fit different budgets and needs. Our team will work closely with you to find the best solution for your unique situation.

Personal Banking

We understand that managing personal finances can sometimes feel overwhelming. That's why we offer Personal Banking solutions like checking and savings accounts designed with you in mind. Imagine having easy access to your funds through our online and mobile banking platforms, allowing you to check balances, transfer money, or pay bills from anywhere. Our Credit Cards with Rewards also give you the opportunity to earn while you spend, making everyday purchases even more rewarding.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation options come in handy. Whether you're looking to cover medical bills or consolidate existing debt into one manageable payment, we're committed to finding a solution that works for you.

Digital & Online Banking

Key Services Offered

Our online banking platform is accessible 24/7 through https://www.metrocu.org/, allowing you to check balances, pay bills, and transfer funds whenever it suits you. You can also take advantage of person-to-person transfers, making it simple to send money to friends or family with just a few clicks. For those who prefer mobile access, our dedicated mobile application provides a user-friendly experience right from your smartphone. You can perform most banking tasks in the palm of your hand, ensuring you're always connected to your accounts.

Security and Ease of Use

Your security is our top priority. With features like electronic signature authorization, you can complete transactions safely from anywhere without the hassle of paperwork. Plus, e-statements are available for easy access to your account details without worrying about cluttering your mailbox. While we currently do not offer mobile payments, our focus remains on providing secure and efficient banking solutions that meet your needs. At Metro, we strive to make every aspect of banking straightforward and accessible. In conclusion, whether you're managing daily transactions or planning for future goals, our digital and online banking services at Metro keep you in control of your finances while ensuring peace of mind.

Financial Strength

Commitment to Growth

With $268,761,060 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $27,984 in used auto loans and $2,978,446,625 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts stand at 356,472, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Metro is your trusted partner. Visit us at 200 Revere Beach Pkwy Chelsea Ma 02150 or call (877) 696-3876 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $2,193,243 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 319 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $920,324,417 in share certificates and $669,972,531 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $138,133,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $283,524,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.23% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're considering refinancing any of our loan products or want more information about eligibility options, please don't hesitate to reach out. You can contact us at (877) 696-3876, or visit us at our branch located at 200 Revere Beach Pkwy Chelsea Ma 02150 in Chelsea, MA. Our team is dedicated to helping you navigate your financial options with confidence. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Metro, we believe that everyone deserves access to quality financial services that meet their unique needs. Let us help you take the next step toward achieving your financial aspirations today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $467,007,194 in used vehicle loans and $570,956,708 in new vehicle loans already helping members get on the road. We provide financing solutions for both new and used vehicles, ensuring that you can find the right fit for your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $485,540,313 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our loan products can support your business goals.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $12,193,070 in loans helping members manage their finances effectively. These cards come with rewards and benefits designed to enhance your purchasing power while keeping your finances in check.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $153,333,892, make buying or refinancing simple. We are here to guide you through every step of the process, offering personalized service and support along the way.

Loan Aggregator

Benefits of Using LendMesh

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METRO CREDIT UNION - Chelsea, MA

Compare Loan Rates Near You

Loan rates in Chelsea, MA (02150)

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access

Operating Hours

Services and Features

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking

Convenient Access

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Services Offered

Security and Ease of Use

Financial Strength

Commitment to Growth

Growing Member Base

Operational Efficiency

Secure Savings Options

Strong Financial Health

Loan Offering

Additional Information

Auto Loans

Commercial Loans

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

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