Members First Credit Union Metro Boston MA | Top Checking & Business Loans

Introduction

Welcome to Metro, your trusted financial partner located at 922 Commonwealth Ave, Boston, MA 02215. Established in 1926, we have proudly served our community for nearly a century, fostering a culture of trust and commitment to our members. With over 216,000 members and total assets exceeding $3.4 billion, we are here to support you with a wide range of financial services tailored to meet your needs. At Metro, we understand the importance of having reliable banking options right at your fingertips. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgages, we've got you covered. Our dedicated team works hard to ensure that your experience is both welcoming and efficient. Under the leadership of CEO Robert Cashman and Board President Mark Smoller, our branch has grown into a vital part of the Boston community. We take pride in our total deposits of $88,435,184 and cash in hand amounting to $8,468,026, which allows us to provide robust loan options for our members. Currently, we manage over 68,862 loans and leases, ensuring that we can help finance your dreams be it a new car or a home. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 922 Commonwealth Ave, Boston, MA 02215-1204. We invite you to explore everything Metro has to offer by visiting our website at metrocu.org. If you have any questions or need assistance, don't hesitate to call us at 877-696-3876. Our friendly staff is ready to help during lobby hours from Monday to Friday and on Saturdays as well. Join us today and experience the Metro difference a credit union that's truly committed to serving you!

Branch History & Mission

Join Us

As we look towards the future, we're excited about the opportunities ahead. We invite you to join the growing family at Metro. Experience first-hand how our member-centered approach makes a difference in your financial journey. Whether you're looking for personal banking solutions or business financing options, we're here for you every step of the way. For more information or assistance, please call us at (877) 696-3876 or visit our website at Comm Ave. Together, let's build a brighter financial future!

Our Journey

From our humble beginnings, Metro has evolved into a trusted financial partner for families and businesses alike. We started with a simple mission: to provide accessible and affordable financial services to our members. As we expanded our offerings from personal banking to business loans we remained committed to our core values of service, community support, and member satisfaction. Throughout the years, we've embraced advancements in technology while ensuring that we remain approachable and community-focused. With options like online banking and mobile applications now available, we strive to make banking easier for everyone. Our branch features an ATM for quick cash access, providing convenience to busy members.

Our Mission

At Metro, our mission is clear: we aim to empower individuals and families by providing tailored financial solutions that foster growth and stability. We believe that when you succeed, our entire community thrives. This commitment extends beyond banking; we actively engage in local outreach efforts, partnering with schools, charities, and organizations to promote financial literacy and well-being. While members can visit us at 922 Commonwealth Ave Boston Ma 02215, official correspondence should be sent to 922 Commonwealth Ave, Boston, MA 02215-1204. Our operating hours are designed to accommodate your schedule Monday through Wednesday from 8:30 AM to 5:00 PM, Thursday from 8:30 AM to 6:00 PM, Friday from 8:30 AM to 5:00 PM, and Saturday from 9:00 AM to 1:00 PM.

Branch Location & Accessibility

Accessibility Features

At Metro, we believe that banking should be accessible to everyone. Our branch is fully ADA compliant, featuring ramps and wide entrances to ensure ease of access for all members. Ample parking is available nearby, so you can visit us without any hassle.

Contact Us

If you have any questions or need assistance, feel free to call us at 877-696-3876. Our team is here to help you every step of the way! While members can visit us at 922 Commonwealth Ave for all your banking needs, official correspondence should be sent to the same address. We look forward to welcoming you at Metro! Stop by soon and discover how we can support your financial journey.

Operating Hours and Services

We know your time is valuable. That's why our lobby hours are designed to fit your busy schedule. Join us Monday through Wednesday from 8:30 AM to 5:00 PM, Thursday until 6:00 PM, and Friday until 5:00 PM. We're also open on Saturdays from 9:00 AM to 1:00 PM for those who need a little extra time during the week! Metro offers a wide range of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts, vehicle financing, mortgage loans, or credit cards with rewards, we have you covered. Plus, with our ATM available on-site, cash withdrawals and balance checks are quick and easy.

Member Eligibility

At Metro, we believe that everyone deserves the chance to be part of a supportive community that prioritizes your financial well-being. Becoming a member is easier than you might think! If you live, work, or go to school in the area around our branch at 922 Commonwealth Ave Boston Ma 02215, you're likely eligible to join us. We welcome individuals from all walks of life, and our membership is designed to make banking accessible and beneficial for everyone. Once you're ready to take this exciting step, opening an account with us is straightforward. You can visit our website for more details on how to start your journey with Metro. If you have any questions or need assistance, don't hesitate to call us at (877) 696-3876. For more detailed information about eligibility criteria, feel free to check out our resource page at . We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer practical merchant services that make everyday transactions easier. Imagine being able to process payments seamlessly while tracking sales data in real-time our merchant solutions allow you to do just that. This means more time focusing on what you do best: running your business. Located at 922 Commonwealth Ave Boston Ma 02215 in Boston, MA, we're here to support your journey every step of the way. Reach out at (877) 696-3876 or visit us online at https://www.metrocu.org/ to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $180 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $485,540,313, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

When it comes to purchasing a new car, our Auto Loans & Vehicle Financing options are here to help make your dream ride a reality. Picture yourself driving off in that new vehicle without the stress of complicated financing. Our competitive rates and flexible terms ensure that you'll find a loan that fits comfortably within your budget.

Business Banking

For entrepreneurs and business owners, we offer comprehensive Business Banking solutions including merchant services and business loans. Imagine simplifying payroll processes or accessing capital to grow your business all while receiving personalized service from our team.

Convenient Access

At Metro, convenience is key. We have ATM & Cash Withdrawal Services available for easy access to your funds anytime you need them. Plus, with our basic ATM access capabilities like balance checks and withdrawals, managing your money on the go has never been easier. In today's fast-paced world, we know that digital banking features are crucial. That's why we provide robust online and mobile banking services that allow you to manage your accounts anywhere at any time. If you're ready to explore how we can help you achieve your financial goals or if you have questions about any of our services, don't hesitate to reach out! Call us at (877) 696-3876 or visit us at Comm Ave today. Your journey toward better financial health starts here!

Credit Cards with Rewards

With our Credit Cards with Rewards, every purchase brings added benefits! Whether it's cashback on groceries or points towards travel experiences, you'll be rewarded just for using your card. This means you get more out of your everyday spending.

Mortgage Loans & Refinancing

Thinking about buying a home? Our Mortgage Loans & Refinancing services provide the guidance and support you need throughout the process. From first-time homebuyers to those looking to refinance an existing mortgage, our knowledgeable staff will assist you every step of the way, helping to simplify what can often be a daunting experience.

Personal Banking

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking services that include checking and savings accounts designed to help you save and grow your money effortlessly. Imagine having a savings account that not only helps you stash away funds but also earns interest over time. With our user-friendly online and mobile banking platforms, you can easily check balances, transfer funds, or set up automatic savings.

Personal Loans & Debt Consolidation

Life throws unexpected expenses at us all the time. That's where our Personal Loans & Debt Consolidation services come into play. If you're facing unmanageable debt or need extra cash for a big purchase, we can help create a plan that's right for you, allowing you to regain control over your finances.

Digital & Online Banking

Key Features

To keep your information safe, we offer electronic signature authorization, allowing you to sign documents securely online. This means less paperwork and more time for what matters most to you. You can also opt for e-statements, which not only help the environment but also give you instant access to your account statements whenever you need them. If you're always on the go, our mobile application is perfect for you. It's user-friendly and packed with features that let you manage your finances right from your smartphone. While we currently do not support mobile payments, our app still provides essential functionalities for everyday banking. Managing your money has never been easier or more secure. Whether you're at home or out and about, Metro ensures that your financial needs are met quickly and efficiently. Join us today and experience the freedom of digital banking!

Financial Strength

Committed Team

We also take pride in having 319 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Membership Base

Total Share and Deposit Accounts: 356,472, showing a strong and growing member base that trusts us with their finances. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Metro is your trusted partner. Visit us at 922 Commonwealth Ave Boston Ma 02215 or call (877) 696-3876 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $920,324,417 in share certificates and $669,972,531 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $138,133,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Our Community

With $268,761,060 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $27,984 in used auto loans and $2,978,446,625 in total loans and leases.

Solid Financial Health

With a net worth of $283,524,463, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $823 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $467,007,194 in used vehicle loans and $570,956,708 in new vehicle loans already helping members get on the road. We make it easy for you to finance the vehicle you need with flexible terms that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $485,540,313 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your ambitions with customized lending solutions. At Metro, we believe in empowering our members through accessible financing options. If you're considering refinancing or exploring eligibility options, our team is here to guide you through the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how we can assist you today! Visit us or call us at (877) 696-3876 to learn more about our loan offerings and how they can benefit you.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $153,333,892, make buying or refinancing simple. We provide competitive rates and personalized service to ensure that you find the right mortgage solution for your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $12,193,070 in loans helping members manage their finances effectively. These cards come with various benefits designed to suit your spending habits while allowing you to maintain control over your finances.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh guarantees accurate loan comparisons through reliable data sourcing. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means users receive fair and transparent offers that reflect current market conditions.

METRO CREDIT UNION