Members First Credit Union Metro Arlington Heights IL | Low Mortgage Rates & Affordable Auto Loans

Introduction

Welcome to Metro, your trusted financial partner located at 2440 E Rand Rd, Arlington Heights, IL 60004. Established in 1973, we have proudly served our community for over 50 years, building strong relationships with our 3,261 members. As a cornerstone of the Arlington Heights community, we are dedicated to providing exceptional financial services tailored to meet your needs. At Metro, we understand that financial health is vital to your personal and professional success. That's why we manage assets totaling an impressive $69,978,541, ensuring that we can support you with competitive rates and comprehensive products. With $6,312,265 in deposits and a net worth of $6,355,986, you can rest assured knowing your money is secure with us. Our team of 13 employees, led by our CEO Salvatore Fragale and Board President Donna Wilson, is here to assist you every step of the way. Whether you're looking for auto loans, mortgage refinancing, or business banking solutions, we have the expertise to guide you through it all. Our commitment to excellent member service is reflected in our diverse offerings, which include personal banking options like checking and savings accounts as well as credit cards with rewards. While members can visit us at our branch location on Rand Road, official correspondence should be directed to the same address for your convenience. If you have any questions or need assistance, don't hesitate to reach out at (847) 670-0456 or explore our services online at www.metrocu.org. We invite you to become part of the Metro family today! Let us help you achieve your financial goals with personalized service and reliable support. Visit us during our operating hours: Monday through Friday from 8 AM to 5 PM and Saturday from 8 AM to 1 PM. We look forward to serving you!

Branch History & Mission

Our Mission

Metro's mission is straightforward yet impactful: to provide reliable financial services while supporting the local community. We aim to empower our members by helping them achieve their financial goals through personalized service and innovative solutions. Our focus extends beyond banking; we strive to foster a sense of community by participating in local outreach efforts and forming partnerships that enhance the lives of those we serve. While members can visit us at our branch location on E Rand Rd, official correspondence should be sent to 2440 E Rand Rd, Arlington Heights, IL 60004-5802. We are easily accessible and proud to offer amenities like an ATM and drive-thru banking for your convenience. Our operating hours are tailored for your needs: Monday through Friday from 8 AM to 5 PM and Saturday from 8 AM to 1 PM. Whether you want to handle transactions quickly through the drive-thru or have a more detailed conversation inside the branch, we're here for you. As we look towards the future, we remain committed to advancing our digital capabilities while ensuring ADA compliance so that all members feel welcome and supported. We invite everyone in Arlington Heights and surrounding areas to join us on this journey. Experience firsthand how Metro can help you build a brighter financial future. Visit us today or call us at 847-670-0456 to learn more about becoming a member!

Branch Location & Accessibility

Convenient Access and Facilities

At Metro, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can navigate our space with ease. Ample parking is available right outside our doors, so you won't have to worry about finding a spot when you visit us. Our operating hours are designed to fit your busy schedule. We're open Monday through Friday from 8 AM to 5 PM and on Saturdays from 8 AM to 1 PM. This way, you can easily drop by after work or during the weekend for your banking needs.

Services Tailored for You

Metro offers a wide range of services to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are committed to helping you manage your finances effectively. Need cash quickly? Enjoy the convenience of our ATM services, available right at our branch. If you're in a hurry, take advantage of our drive-thru banking for quick deposits and withdrawals. While members can visit us at 2440 E Rand Rd, official correspondence should be sent to the same address: 2440 E Rand Rd, Arlington Heights, IL 60004-5802.

We’re Here for You!

If you have any questions or need assistance with your banking experience, feel free to call us at 847-670-0456. Our dedicated team is ready to help you with personalized service that puts your needs first. We invite you to visit us soon at Metro where community meets convenience!

Member Eligibility

At Metro, we believe that everyone deserves a place to feel valued and supported, and becoming a member is your first step into our welcoming community. To join us, you simply need to meet a few eligibility criteria that are designed to be inclusive. Whether you live, work, or worship in the area, you may qualify for membership. If you're curious about the specifics, we encourage you to check out our detailed eligibility information at . Opening an account with us is a breeze! You can start this process online by visiting https://mcu.org/apply-for-a-loan/ or give us a call at (847) 670-0456 if you have any questions. Our friendly team is always here to help guide you through the steps of becoming a member at Metro, located conveniently at 2440 E Rand Rd Arlington Heights Il 60004. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to our lending options, we offer comprehensive merchant services that simplify how you manage transactions. From credit card processing to mobile payment solutions, our services help streamline your operations. Picture this: a customer walks into your shop and pays with their phone quick, easy, and efficient. That's the kind of convenience we provide. Located at 2440 E Rand Rd Arlington Heights Il 60004 in Arlington Heights, IL, we invite you to visit us or give us a call at (847) 670-0456 to learn more about how our business banking solutions can empower your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no outstanding commercial loans, we are eager to assist local entrepreneurs in their journey. Our team can guide you through the process of securing a loan tailored to your specific needs. Imagine having access to funds that allow you to purchase new equipment, hire additional staff, or even open a new location. With our competitive rates and flexible terms, we aim to turn your business aspirations into reality.

Comprehensive List Of Services

ATM Access and Drive-Thru Services

Need cash quickly? Enjoy easy access through our ATM services, allowing withdrawals and balance checks at your convenience. If you're on the go, take advantage of our basic drive-thru banking, where you can complete simple transactions without leaving your car. With all these comprehensive services available at our branch located at 2440 E Rand Rd Arlington Heights Il 60004, reaching out has never been easier! Feel free to call us at 847-670-0456 for any inquiries or assistance. At Metro, we are dedicated to helping you achieve your financial dreams with personalized service and support every step of the way. Whether you're just starting out or looking for advanced solutions, we have something for everyone. Ready to experience everything we have to offer? Visit us today or explore more about opening an account by following this link: Open an Account. Your journey towards financial stability starts here!

Business Banking Support

For local business owners, we offer dedicated business banking services including merchant services and business loans. We understand the challenges of running a business, and we're here to provide the financial backing necessary for growth and success.

Credit Cards and Rewards

Who doesn't love rewards? With our credit cards that come with rewards, you can earn points on your everyday purchases. Think about getting cash back or travel points every time you swipe your card making it easier to enjoy life's little pleasures while managing your finances wisely.

Online and Mobile Banking Convenience

In today's fast-paced world, convenience matters. That's why at Metro, we provide robust online and mobile banking features that let you manage your finances anytime, anywhere. Check balances, transfer funds, or pay bills effortlessly from your smartphone or computer.

Personal Banking Solutions

Navigating your finances can be simple and stress-free with our personal banking options. We offer various checking and savings accounts that cater to different lifestyles and spending habits. For those looking to purchase a new car or refinance an existing vehicle, our auto loans and vehicle financing options are competitive and easy to access. Imagine driving off in your dream car without breaking the bank! If you're considering buying a home or refinancing your mortgage, we've got you covered with flexible mortgage loans that fit your budget. Additionally, our personal loans and debt consolidation services can help you manage expenses more effectively, giving you peace of mind.

Digital & Online Banking

Key Features of Our Digital Banking Services

With just a few clicks, you can access your accounts anytime through our online banking platform at https://www.metrocu.org/ . This service is available 24/7, so whether it's early morning or late at night, you can check balances, pay bills, and transfer money without stepping foot in a branch. One of the great perks of banking with us is the option for e-statements. Go green and receive your account statements electronically, which not only saves paper but also makes it easier to keep track of your finances. Plus, our mobile application ensures that all these features are right in your pocket. You can download it today and enjoy smooth navigation and real-time updates about your accounts.

User-Friendly and Secure

Security is a top priority for us. Our online services are designed to keep your information safe while providing user-friendly access to your financial data. Although we don't currently offer electronic signature authorization, you can still manage transactions securely with confidence. Need to send money quickly? Our person-to-person transfer feature makes it simple to send funds to friends or family without hassle. Additionally, if you love using mobile payments, you'll be pleased to know that this feature is available too making shopping faster and more convenient than ever. At Metro, we aim to empower you with tools that simplify managing your money while ensuring everything remains secure. Join us today by visiting https://www.metrocu.org/ and experience the ease of digital banking tailored just for you!

Financial Strength

Committed Team

We also take pride in having 11 full-time employees and 2 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Growing Member Base

Our strength is further highlighted by the fact that we have 5,894 share accounts. This shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Metro is your trusted partner. Visit us at 2440 E Rand Rd Arlington Heights Il 60004 or call (847) 670-0456 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Reinvestment for Growth

With $5,565,148 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is reflected in our lending capacity: with $1,111 in used auto loans and $38,079,955 in total loans and leases, we support our members' financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $9,200,198 in share certificates and $8,552,598 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members; with non-member deposits at $0, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Position

With a net worth of $6,355,986, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $908 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,592,771 in used vehicle loans and $5,021,318 in new vehicle loans already helping members get on the road. We're here to assist you with financing options whether you're looking for something brand new or a reliable used vehicle.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,153,511 in loans helping members manage their finances effectively. Our credit cards come with rewards and features that can suit different spending habits, providing added value while you shop.

Credit Lines

If you're looking for extra financial flexibility, our total credit lines amounting to $6,275,917 can help cover unexpected expenses or larger purchases without the need for a traditional loan.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,657,474, make buying or refinancing simple. We offer various mortgage products that can fit your budget and help you achieve your dream of owning a home.

Refinancing Options

If you're considering refinancing an existing loan, we provide options that could potentially lower your monthly payments or reduce your interest rate. This can be particularly beneficial if you've improved your credit score since taking out your original loan. For any inquiries about our loan products or to discuss eligibility options, feel free to reach out at (847) 670-0456. Our dedicated team is ready to assist you with personalized service. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today at our branch located at 2440 E Rand Rd Arlington Heights Il 60004 in Arlington Heights, IL, or explore more about what we offer online at https://www.metrocu.org/ . We're committed to helping you navigate your financial journey successfully!

Loan Aggregator

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METRO FEDERAL CREDIT UNION - Arlington Heights, IL