Messiah Baptist Church East Orange NJ Credit Union

Introduction

At Messiah Baptist Church, we believe that financial empowerment is a vital part of community growth. Located at 13 Oak St 17, East Orange, NJ 07018, our credit union has been serving members since 1973. Over the years, we've built a strong foundation based on trust and commitment to our community, proudly supporting 172 members with a total asset base of $522,577. With a focus on personalized service, our dedicated team is here to help you navigate your financial journey. Whether you're looking to secure a loan or save for the future, we offer a variety of products tailored to meet your needs. Currently, we manage $164,571 in deposits and have issued 21 loans, ensuring that our members can access the funds they need when they need them. As we grow together, we remain committed to transparency and integrity. Our CEO, Eddie Daniels, along with Board President Dana Owens, lead our team in fostering an environment where every member feels valued and heard. You can always reach us at 973-676-7374 for any inquiries or support. While members can visit us at our branch address, official correspondence should be sent to our mailing address: 13 - 17 Oak Street, East Orange, NJ 7018. We invite you to explore what we have to offer by visiting our website at www.mbcfcu.org. Join us in building a brighter financial future together!

Branch History & Mission

At Messiah Baptist Church in East Orange, NJ, we take pride in our rich history and unwavering mission to serve our community. Established in 1973, our branch has grown from humble beginnings into a vital financial resource for our members, currently boasting a total membership of 172 individuals. Over the years, we have accumulated total assets amounting to $522,577, which reflects our commitment to sound financial practices and community support. Located at 13 Oak St 17, East Orange, NJ 07018, our branch is easily accessible and close to local landmarks that make it a convenient stop for both banking needs and community engagement. While members can visit us at this address, official correspondence should be sent to 13 - 17 Oak Street, East Orange, NJ 7018. Our mission is simple yet profound: to provide exceptional financial services while uplifting our community through various outreach programs. We believe that everyone deserves access to quality banking services that empower them toward financial stability. We strive to offer services tailored to meet the needs of our members and ensure they feel supported every step of the way. In keeping with this mission, we maintain operating hours on Sunday from 8:30 AM to 1:00 PM and Wednesday from noon to 2:00 PM and 6:00 PM to 7:00 PM. While we do not currently offer ATM services or drive-thru banking, our dedicated team is always ready to assist you in person. Messiah Baptist Church actively participates in community outreach efforts that reflect our commitment to social responsibility. We work alongside local organizations to provide resources and support for those in need. Our focus on community well-being sets us apart as more than just a financial institution; we aim to be a cornerstone of support for all residents. As we look towards the future, we invite you to join us at Messiah Baptist Church. Experience the benefits of becoming a member of our credit union where your financial goals are prioritized. Together, we can create a stronger community rooted in trust and mutual support. Reach out today by calling us at 973-676-7374 or visiting our website at messiahbaptist.org for more information on how you can become part of our family!

Branch Location & Accessibility

Welcome to the Messiah Baptist Church branch, conveniently located at 13 Oak St 17 in East Orange, NJ. Nestled in the heart of Essex County, our credit union is easy to reach and offers a welcoming environment for all members. Whether you're just around the corner or coming from further away, you'll find our location accessible and inviting. If you need to send official correspondence, please note that our mailing address is slightly different: 13 - 17 Oak Street, East Orange, NJ 7018. Feel free to visit us during our lobby hours on Sundays from 8:30 AM to 1:00 PM or Wednesdays from noon until 2:00 PM and again from 6:00 PM to 7:00 PM. We're here to assist you with your banking needs! Our branch is situated near local landmarks, making it easy to find while you're out and about. With ample parking available, visiting us is hassle-free. Plus, we've ensured that our facility meets accessibility standards, so everyone can enjoy a comfortable banking experience. Although we currently do not offer ATM services or drive-thru banking at this location, we provide essential banking services tailored for your convenience. If you have any questions or need assistance, don't hesitate to call us at 973-676-7374. We invite you to stop by and discover how Messiah Baptist Church can help meet your financial needs!

Member Eligibility

At Messiah Baptist Church, we believe in creating a warm and welcoming community for all our members. Joining us is simple and rewarding! To become a member, you'll need to meet some basic eligibility criteria. Typically, this includes being associated with our community or meeting certain qualifications that reflect our values. If you're curious about the specifics, we invite you to explore the detailed eligibility information available at . Once you've confirmed your eligibility, opening an account is a breeze! Our friendly staff is here to guide you through each step of the process so that you can start enjoying all the benefits of membership, including personalized service and access to tailored financial products. If you have any questions or need assistance, don't hesitate to reach out at (973) 676-7374. We're excited to welcome you to the Messiah Baptist Church family at 13 Oak St 17 East Orange Nj 07018!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Our tailored loan options make it easier for local entrepreneurs to secure the financing they need to thrive. If you're not yet a member, don't worry! We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that cater to various needs.

Merchant Services

In addition to loans, we offer essential merchant services that simplify transactions for your business. Imagine having a reliable partner who ensures you can accept payments smoothly, freeing you up to focus on what you do best running your business. Our services help streamline payment processes so you can keep your cash flow healthy. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Join us at Messiah Baptist Church, located at 13 Oak St 17 East Orange Nj 07018, and let's take your business to the next level together! For more information, call us at (973) 676-7374.

Comprehensive List Of Services

Banking Services Designed for You

Understanding that managing your finances can sometimes be overwhelming, we offer a variety of services to simplify your experience. While our primary focus is on ATM Services Only, this essential feature allows you to access your funds quickly and easily whenever you need them. Whether you're withdrawing cash for everyday expenses or checking your account balance, our ATMs are designed for ease of use and accessibility.

Call to Action

We invite you to visit us at Messiah Baptist Church in East Orange or reach out by phone. Explore how our ATM services can assist you in managing your finances effectively. Together, let's work towards achieving your financial aspirations!

Convenience at Your Fingertips

In today's fast-paced world, digital banking features are crucial. Although we currently have limited online services, we prioritize keeping our members informed about their options and ensuring that accessing your account is as straightforward as possible. If you have questions or need assistance, don't hesitate to call us at 973-676-7374 during our operating hours: Sunday from 8:30 AM to 1:00 PM and Wednesday from noon to 2:00 PM and 6:00 PM to 7:00 PM.

Member-Centric Approach

At Messiah Baptist Church, we understand the importance of building a relationship with our members. Our team is dedicated to offering personalized support and guidance based on your individual financial goals. Whether you're saving for a big purchase or planning for the future, we're here to help navigate your options.

Digital & Online Banking

Accessibility and Real-Time Management

Managing your finances should never feel like a hassle. While features such as mobile payments and person-to-person transfers are not offered at this time, we're always looking for ways to enhance member experience. Our team is dedicated to exploring new technologies that will make banking even easier for you. Even without these features, rest assured that our staff is here to help. If you have questions or need assistance, don't hesitate to reach out at (973) 676-7374 during our operating hours. In summary, while Messiah Baptist Church may not yet offer extensive digital banking services, we're committed to evolving and meeting the needs of our members. Stay connected with us through our website at https://www.messiahbaptist.org/ for updates on upcoming features and services designed just for you!

Key Features

Although Messiah Baptist Church does not offer mobile applications or electronic signature authorization right now, we remain committed to providing a secure environment for all members. We prioritize safety, ensuring that your personal and financial data is protected every step of the way. We also encourage our members to consider alternatives like e-statements for accessing account information more efficiently. Although e-statements are not available currently, they can provide an eco-friendly solution in the future, helping you reduce paper clutter while keeping track of your financial activities.

Financial Strength

Commitment to Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment is further demonstrated with $35,401 in undivided earnings, which we reinvest into innovative banking tools and stronger lending options to serve you better.

Growing Member Base

With a total of 172 share accounts, we have a strong and growing member base that trusts us with their finances. This growing community reflects the confidence that individuals like you have placed in us as your trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Messiah Baptist Church is your trusted partner. Visit us at 13 Oak St 17 East Orange Nj 07018 or call (973) 676-7374 to learn more about how we can help you achieve your financial goals.

Lending Capacity

With $6 in used auto loans and $293,972 in total loans and leases, our lending capacity supports members' financial goals across various sectors. This reflects our ability to assist you with your financing needs effectively.

Member-Focused Savings

Members' savings are secured through $67,500 in share certificates, offering stable and rewarding financial growth opportunities. Although we have no money market shares at this time, our focus remains on delivering the best value for your savings.

Operational Efficiency

Our $8,784 showcases our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. The foundation of our success lies not only in numbers but also in the dedication of our team. We take pride in having 0 full-time employees and 0 part-time employees available to serve you with knowledge and commitment.

Strong Financial Health

With a net worth of $51,685, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $989 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $121,880 in used vehicle loans and $80,074 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier for you to drive away with the vehicle you need.

Credit Lines

Need quick access to cash? Our credit lines are designed for those who want flexibility. With a total of $25,000 available, you can use these funds as needed without having to apply for a new loan each time. At Messiah Baptist Church, we prioritize transparency and support in all our lending processes. If you're interested in refinancing options or checking your eligibility for any of our loan products, feel free to give us a call at (973) 676-7374. For more detailed insights into our offerings and performance data, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to assisting you with your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently don't have Junior Lien 1-4 Family Residential Properties loans available totaling $0, we encourage you to reach out for information on future offerings and eligibility options that may suit your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This product can be an excellent way to handle unexpected expenses or build your credit score responsibly.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers when comparing loans.

MESSIAH BAPTIST CHURCH FEDERAL CREDIT UNION