MERRIMACK VALLEY CREDIT UNION

Welcome to Merrimack Valley, your trusted credit union located at 600 Main St, Waltham, MA 02452. Since our establishment in 1955, we have dedicated ourselves to serving our community with a personal touch and financial expertise. With a current membership of over 116,000, we pride ourselves on being more than just a financial institution; we're a part of your journey towards financial stability and growth. At Merrimack Valley, we understand that every member has unique needs. That's why we offer a diverse range of services, including personal banking options like checking and savings accounts, auto loans, mortgage financing, and business banking solutions. Our total assets stand impressively at $2,190,729,043, with total deposits reaching $48,648,750. We also manage total loans amounting to 38,650, reflecting our commitment to empowering our members through accessible credit. Under the leadership of CEO John Howard and Board President Domenic Mazzocco, our team is here to support you every step of the way. We have grown our workforce to include 315 dedicated employees, all focused on ensuring your experience with us is exceptional. Whether you're visiting us in person or engaging through our online platforms, we're committed to providing you with reliable service. While members can visit us at our Waltham branch, official correspondence should be sent to the same address: 600 Main St, Waltham, MA 02452-5581. Feel free to reach out via phone at 781-736-9965 or explore more about our offerings on our website at mvcu.com. Join us today and discover how Merrimack Valley can help you achieve your financial goals!

At Merrimack Valley, we believe that everyone deserves a place where they can feel supported and empowered in their financial journey. Becoming a member is simple and welcoming, and we invite you to join our community! If you live, work, or go to school in our area, you're likely eligible to become a member. We also welcome those who have family members already part of our credit union. For more specific details on eligibility criteria, feel free to visit our eligibility page. Once you're ready to take the next step, opening an account at Merrimack Valley is a breeze! Just head over to our account opening page to get started. If you have any questions or need assistance, don't hesitate to reach out to us at (781) 736-9965. Join us at 600 Main St Waltham Ma 02452 today and discover the benefits of being part of the Merrimack Valley family!

At Merrimack Valley, we understand the heartbeat of your business. Whether you're just starting out or looking to expand, our tailored commercial services can help you achieve your goals. Imagine walking into your dream location, equipped with the funds to renovate and grow. That's where our commercial loans come in. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $197 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $50 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $114,934,233, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that simplify payment processing for you. Picture this: a busy Saturday at your store, and thanks to our easy-to-use payment solutions, you're able to serve customers quickly and efficiently, ensuring they leave happy and ready to return. Located at 600 Main St Waltham Ma 02452 in Waltham, MA, we're here to partner with you on your journey. Let's take the next step together! For more details, call us at (781) 736-9965 or visit us online at our website.

At Merrimack Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that allows us to serve you better every day. Our financial health is evident in our net worth of $220,939,133. This solid figure enables us to offer better rates, lower fees, and enhanced member services. Additionally, our net worth ratio of 1009 demonstrates a robust capital foundation. This means we can continue providing loans and competitive savings rates without interruption even during uncertain economic times. Members' savings are secured through $464,195,979 in share certificates and $92,221,442 in money market shares, offering stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,843,093, we ensure that our resources focus on benefiting you through better loan rates and exclusive perks. With $96,932,529 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our commitment to lending is reflected in the $1,583,810,130 in total loans and leases we provide supporting our members' financial goals across various sectors. Our operational efficiency shines through with a net income of $0, indicating that while we may not be generating profits at this moment, it allows us to focus entirely on enhancing member services without compromising quality. We are proud to have 305 full-time employees and 10 part-time employees ready to assist you with knowledgeable service. In total, we manage 232,148 share accounts, showcasing a strong and growing member base that trusts us with their finances. Our net shares currently stand at $0, reflecting our commitment to ensuring all funds are utilized effectively for lending and investment purposes. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Merrimack Valley is your trusted partner. Visit us at 600 Main St Waltham Ma 02452 or call 781-736-9965 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

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