Merrimack Valley Credit Union Tewksbury MA | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Merrimack Valley, your trusted credit union located at 345 Main St, Tewksbury, MA 01876. Since opening our doors in 1955, we have been committed to serving our community with integrity and reliability. With a strong membership base of over 116,000 members, we are proud to offer a wide range of financial services tailored to meet your needs. At Merrimack Valley, we understand that financial well-being is essential for you and your family. Our total assets exceed $2.19 billion, ensuring that we have the resources to support our members effectively. We currently hold approximately $48.6 million in deposits, which reflects the trust our members place in us every day. Under the leadership of CEO John Howard and Board President Domenic Mazzocco, our dedicated team of 315 employees is here to guide you through various financial products, including auto loans, mortgages, and personal loans. We believe in making banking accessible and convenient; that's why we also offer online and mobile banking services. While you can visit us at our branch for any inquiries or assistance, please note that official correspondence should be sent to our mailing address: 345 Main St, Tewksbury, MA 01876-1745. Explore how we can help you achieve your financial goals by visiting our website at Merrimack Valley Credit Union or give us a call at 978-654-4279. Join us on this journey towards financial success and let us be part of your story!

Branch History & Mission

Commitment to Innovation

As part of our ongoing commitment to serve you better, we've embraced digital advancements that make banking easier and more accessible. With options like online banking, mobile payments, and e-statements, managing your finances has never been simpler. While members can visit us at 345 Main St, official correspondence should be sent to 345 Main St, Tewksbury, MA 01876-1745 if needed. For those who prefer face-to-face interactions, you can find us open during convenient hours: Monday through Wednesday and Friday from 8:30 AM to 5:00 PM, Thursday until 5:30 PM, and Saturday until noon.

Join Us Today!

We invite you to experience the benefits of becoming part of the Merrimack Valley family. Let us help you achieve your financial goals while building a stronger community together. Visit us today or call us at 978-654-4279 for more information on how you can join and benefit from all that we offer!

Our Journey

Since opening our doors nearly seven decades ago, Merrimack Valley has seen remarkable growth and change. We've evolved with the needs of our members, expanding our services while maintaining our commitment to the community. Today, we proudly manage total assets of over $2.19 billion, enabling us to offer a wide range of financial products from personal checking accounts to auto loans and business financing.

Our Mission

Our mission is simple yet powerful: to empower our members and support our community. We believe that access to quality financial services should be available to everyone. Whether you are looking for a safe place to save your money or need assistance with a loan, we are here for you. Our dedicated team works hard every day to provide personalized service that meets your unique needs. In addition to our financial services, we are deeply invested in community outreach. From local sponsorships to volunteer work, we strive to make a positive impact in Tewksbury and beyond.

Branch Location & Accessibility

Convenient Access and Amenities

At our Tewksbury location, we prioritize your convenience. We have ample parking available right outside our doors, ensuring that you can visit us without any hassle. The branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps for those who may need them.

Operating Hours That Fit Your Schedule

We understand that life can get busy, which is why we offer flexible banking hours to accommodate your needs. You can visit us Monday through Wednesday and Friday from 8:30 AM to 5:00 PM, with extended hours on Thursday until 5:30 PM. We also welcome you on Saturday mornings from 8:30 AM to noon perfect for those weekend errands!

Services Tailored Just for You

When you step into our branch, you'll discover a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're here to help you every step of the way. Plus, enjoy the convenience of ATM access for quick cash withdrawals or balance checks during off-hours. If you ever need assistance or have questions about our offerings, don't hesitate to reach out! You can give us a call at 978-654-4279. We're more than happy to assist you.

Visit Us Today!

We invite you to come by and experience the friendly service that Merrimack Valley is known for. Whether you're looking to open a new account or simply want to learn more about what we offer, our team is ready and waiting for you at 345 Main St in Tewksbury. We look forward to welcoming you soon!

Member Eligibility

Becoming a member of Merrimack Valley feels like joining a caring community where your financial well-being is our top priority. At our branch located at 345 Main St, Tewksbury, MA 01876, we welcome anyone who lives, works, or worships in the area, as well as their family members. This means that if you have a connection to our local community, you're likely eligible to join us! Enjoy the benefits of membership which include access to a variety of personal and business banking services tailored just for you. To get started on your journey with us, simply check out the detailed eligibility criteria at this link. Once you're ready to open an account, you can easily apply online by visiting this page or give us a call at 978-654-4279 if you have any questions. We look forward to welcoming you into the Merrimack Valley family!

Business Banking & Commercial Services

Financing Your Vision

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $197 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $50 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $114,934,233, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we offer merchant services designed to simplify transactions and enhance customer experiences. Imagine being able to accept payments easily, whether it's through credit cards or mobile payments. Our services allow you to focus on what matters most growing your business while we handle the transaction details. Visit us at 345 Main St Tewksbury Ma 01876 in Tewksbury, MA, or call us at (978) 654-4279 to learn more about how we can support your business journey!

Comprehensive List Of Services

Banking at Your Fingertips

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking features let you manage your accounts anytime, anywhere. Need cash? You can easily access funds through our ATM & Cash Withdrawal Services available right at our branch.

Community Focused Service

At Merrimack Valley, we believe in building relationships with our members. If you have any questions or need assistance with any of our services, don't hesitate to call us at 978-654-4279. Our friendly staff is ready to help you navigate your financial journey. We invite you to explore all that we have to offer and see how we can make banking easier and more rewarding for you. To learn more about opening an account or specific services, visit us online at Merrimack Valley or stop by our branch today!

Financing Your Dreams

For those in the market for a new vehicle or home, we offer competitive Auto Loans & Vehicle Financing as well as Mortgage Loans & Refinancing options. Picture yourself driving away in your dream car or moving into the home you've always wanted our loan officers are here to guide you through every step of the process.

Personal Banking Made Easy

Whether you're looking to open a checking or savings account, our personal banking options are tailored for everyone from students just starting out to families managing their budgets. Imagine being able to easily manage your day-to-day expenses while also saving for future goals. With us, that's not just a dream; it's a reality.

Rewarding Credit Solutions

Want to make your purchases even more rewarding? Our Credit Cards with Rewards allow you to earn points on everyday spending. Use them for groceries, gas, or dining out every swipe brings you closer to exciting rewards.

Simplifying Personal Needs

If life throws unexpected expenses your way, our Personal Loans & Debt Consolidation services can provide the support you need. Whether it's consolidating debt or covering an emergency expense, our straightforward lending options give you peace of mind.

Supporting Local Businesses

For local entrepreneurs, we have tailored solutions under our Business Banking services which include Merchant Services and Business Loans. Whether you're starting a new venture or expanding an existing one, we're committed to supporting local businesses like yours.

Digital & Online Banking

Key Features for Your Convenience

Stay on top of your financial game with features like E-Statements, which let you access your account statements anytime without the clutter of paper. Plus, if you're looking to send money quickly, our person-to-person transfers make sharing funds with friends or family as easy as sending a text. We also know that mobile technology is essential today. That's why we provide a robust mobile application that lets you handle transactions right from your smartphone. And with the added benefit of mobile payments, you can make purchases directly from your device without the need for cash or cards.

Safety and Accessibility

Your security is our top priority. While we don't currently offer electronic signature authorization, rest assured that our systems are designed with the latest security measures to keep your information safe. At Merrimack Valley, we aim to empower you to take control of your finances with ease. With real-time account management and user-friendly features, banking has never been easier or more accessible. Join us today and experience the future of banking!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 232,148, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Merrimack Valley is your trusted partner. Visit us at 345 Main St Tewksbury Ma 01876 or call (978) 654-4279 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Savings

Members' savings are secured through $464,195,979 in share certificates and $92,221,442 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,843,093, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 305 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $96,932,529 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $13,146 in used auto loans and $1,583,810,130 in total loans and leases.

Solid Financial Health

With a net worth of $220,939,133, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,009 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $176,952,805 in used vehicle loans and $44,409,050 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we have financing solutions tailored just for you.

Business Financing

For business owners, our outstanding commercial loans totaling $114,934,233 provide the capital needed to grow and expand. We understand that businesses require unique financial solutions, and our team is ready to work with you to find the right fit. At Merrimack Valley, we are committed to providing transparent and supportive lending options for all your financial needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're looking for a personal loan or need assistance with financing your next vehicle or home purchase, we're here to help you take that next step toward financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $170,913,579, make buying or refinancing simple. We aim to guide you through the process with competitive rates and personalized service. If you're considering refinancing your current mortgage, ask us about eligibility options that may suit your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $17,082,682 in loans helping members manage their finances effectively. Our credit cards come with various benefits to help you make purchases confidently while managing your budget.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to sourcing verified data means that users can trust the loan options they see are legitimate and reliable.

MERRIMACK VALLEY CREDIT UNION - Tewksbury, MA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans