Merrimack Valley Credit Union Tewksbury MA | Quick Personal Loans & Rewards Cards

Introduction

Welcome to Merrimack Valley, your trusted financial partner located at 50 Apple Hill Dr, Tewksbury, MA 01876. Since our establishment in 1955, we have been dedicated to serving our community and supporting our members with a range of financial services tailored to meet their needs. With over 116,000 members and total assets exceeding $2.19 billion, we take pride in being a cornerstone of financial wellness in the area. At Merrimack Valley, we understand that each member's journey is unique. That's why we offer personalized services such as auto loans, mortgages, personal loans, and business banking solutions. Our commitment to you is reflected in our impressive figures: with total deposits amounting to $48,648,750 and a net worth of $220,939,133, we are well-equipped to help you achieve your financial goals. While you can visit us at our branch for all your banking needs, please note that any official correspondence should be sent to the same address: 50 Apple Hill Dr, Tewksbury, MA 01876-1140. If you have questions or need assistance, don't hesitate to reach out at 781-736-9900. Led by our CEO John Howard and Board President Domenic Mazzocco, our team of 315 employees is here to provide exceptional service every step of the way. We invite you to explore more about what we offer by visiting our website at www.mvcu.com. Whether you're looking for guidance on loans or simply want to open an account, we're excited to assist you on your financial journey!

Branch History & Mission

Commitment to Community

At Merrimack Valley Credit Union, we understand that our success is intertwined with the well-being of those we serve. That's why we've partnered with local organizations and initiated various outreach programs aimed at enhancing education and support within Tewksbury and beyond. Our dedication extends beyond banking; it's about building lasting relationships with our members and giving back to the community. While members can visit us at 50 Apple Hill Dr, official correspondence should be sent to 50 Apple Hill Dr, Tewksbury, MA 01876-1140.

Join Us

We invite you to experience the difference at Merrimack Valley Credit Union. Whether you're looking for personal banking options like checking accounts or loans, or business banking solutions tailored for local entrepreneurs, we are here for you every step of the way. Discover how membership can benefit you by visiting us or checking out more details on our website at Merrimack Valley Credit Union. Join us today and be part of a community-focused credit union dedicated to your financial success! If you have any questions or need assistance, feel free to call us at 781-736-9900.

Our Journey

Starting in a small office, the vision behind Merrimack Valley Credit Union was simple yet profound: to create a member-focused financial institution that prioritizes the needs of its community. As we expanded, so did our commitment to innovation and accessibility. Today, our branch located at 50 Apple Hill Dr, Tewksbury, MA 01876, stands as a testament to this mission. Though we do not currently offer ATM or drive-thru services, we ensure that our members receive personalized attention during our operating hours on Thursdays from 9:00 am to 2:00 pm. With total assets exceeding $2.19 billion, we have continually reinvested in our offerings while maintaining a strong focus on community outreach. Our mission is clear: to provide exceptional financial services while fostering a sense of belonging among our members. We believe that when our members thrive, so does the entire community.

Branch Location & Accessibility

Welcome to the Merrimack Valley branch located at 50 Apple Hill Dr in Tewksbury, MA! Our branch is easily accessible and perfectly situated for your banking needs. Just a stone's throw from local landmarks, including the scenic Tewksbury State Hospital and the bustling area of Tewksbury Plaza, you'll find us in a convenient spot that makes it easy to pop in during your day. While our main address is 50 Apple Hill Dr, you can send any official correspondence to the same address: 50 Apple Hill Dr, Tewksbury, MA 01876-1140. Our branch offers ample parking right outside, ensuring that your visit is as stress-free as possible. We are also committed to accessibility; our location features ADA-compliant facilities, including ramps for those who need them. We're open every Thursday from 9:00 AM to 2:00 PM, making it easy for you to stop by when it suits you best. Unfortunately, we currently do not have ATM services or drive-thru banking available at this location. However, we offer a variety of personal banking services such as checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. If you have questions or need assistance while visiting, don't hesitate to reach out! You can call us at 781-736-9900. We look forward to welcoming you to the Merrimack Valley branch soon!

Member Eligibility

At Merrimack Valley, we believe that becoming a member is more than just opening an account; it's about joining a community that cares about your financial well-being. If you're looking to become part of our family, you'll be happy to know that eligibility is open to anyone who lives, works, or attends school in the areas we serve. This includes those connected to certain organizations and associations, making it easier for you to find a place with us. We strive to keep things simple and welcoming, so if you have any questions or want to learn more about our membership criteria, feel free to check out the details at http://www.mvcu.com/who-can-join . Opening an account with us is straightforward! Just visit our website at https://apply.mvcu.com/apply.aspx ?lenderref=mvcu101921 to get started on your journey with Merrimack Valley. If you prefer speaking directly with someone, don't hesitate to call us at (781) 736-9900. We're here to help you every step of the way as you take this exciting step towards better banking!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $197 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $50 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $114,934,233, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments from customers effortlessly while managing your cash flow efficiently. Our merchant services help businesses like yours streamline transactions, enabling you to focus on what matters most growing your business. From credit card processing to point-of-sale solutions, we offer tools that fit your needs and enhance customer satisfaction. Located at 50 Apple Hill Dr Tewksbury Ma 01876 in Tewksbury, MA, we invite you to explore how our tailored financial solutions can empower your business journey. Connect with us at (781) 736-9900 to learn more about what we can do for you!

Comprehensive List Of Services

Business Banking Services

For our business members, we know how important it is to have reliable banking solutions. Our business banking services include merchant services and business loans designed to support your growth ambitions. Whether you're launching a startup or expanding an existing venture, we are here to assist every step of the way.

Convenient Digital Access

At Merrimack Valley, convenience is key. Our online and mobile banking platforms allow you to manage your finances anytime, anywhere. With features like mobile payments, e-statements, and person-to-person transfers, staying on top of your finances has never been easier. You can check balances, transfer money, or pay bills right from your smartphone.

Credit Options Tailored for You

Our credit cards come with rewarding benefits that enhance your purchasing power while providing cashback or points towards future purchases. This means every time you shop, you're earning rewards that can lead to exciting opportunities down the line.

Personal Banking Solutions

When it comes to personal banking, we have you covered with checking and savings accounts that fit your lifestyle. Whether you're saving for a new car or planning a dream vacation, our accounts offer competitive interest rates and low fees. For those looking to finance their next vehicle, our auto loans and vehicle financing options are straightforward and affordable. Imagine driving off the lot in your new car without breaking the bank! If home ownership is on your mind, our mortgage loans and refinancing options make the process smoother than ever. We also provide personal loans and debt consolidation services that can help alleviate financial stress by combining multiple payments into one manageable monthly installment.

Support When You Need It

If you have any questions or need assistance with any of our services, don't hesitate to reach out! Our friendly team is just a phone call away at 781-736-9900 during our lobby hours on Thursdays from 9:00 AM to 2:00 PM. As you navigate through your financial journey, remember that Merrimack Valley is committed to helping you succeed with comprehensive services tailored just for you. Discover all that we have to offer today by visiting us at 50 Apple Hill Dr or exploring more online at mvcu.com. We look forward to serving you!

Digital & Online Banking

Key Services

With our online banking platform available at https://www.mvcu.com/ , you can easily check your account balances, transfer funds, and pay bills anytime, day or night. Our 24/7 online banking services ensure that you always have access to your financial information when you need it most. For those who prefer mobile banking, our user-friendly mobile application allows you to manage your accounts from the palm of your hand. You can even make mobile payments with just a few taps, making shopping and bill payments quick and hassle-free.

Security and Accessibility

Security is our top priority. While we currently do not support electronic signature authorization, our systems are designed to keep your information safe as you bank online. Plus, with the availability of e-statements, you can easily access your financial documents without the clutter of paper. Need to send money to a friend? Our person-to-person transfer feature makes it easy to send money quickly and securely. It's perfect for splitting bills or sending gifts without any hassle. In today's fast-paced world, having easy access to your finances is crucial. At Merrimack Valley, we're committed to providing you with all the tools you need for real-time account management. We invite you to explore our digital banking options today!

Financial Strength

Commitment to Growth

With $96,932,529 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $13,146 in used auto loans and $1,583,810,130 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 232,148, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Merrimack Valley is your trusted partner. Visit us at 50 Apple Hill Dr Tewksbury Ma 01876 or call (781) 736-9900 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $464,195,979 in share certificates and $92,221,442 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,843,093, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 305 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $220,939,133, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,009 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

In addition to our loan products, we provide various services such as online banking and mobile payments to ensure you have easy access to your accounts anytime. If you're interested in refinancing or want to learn about eligibility options for any of our loans, please don't hesitate to reach out. For more information about our loan offerings or if you have questions regarding your specific financial needs, feel free to contact us at 781-736-9900 or visit us at our branch located at 50 Apple Hill Dr, Tewksbury MA 01876. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you navigate your financial journey with confidence!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $176,952,805 in used vehicle loans and $44,409,050 in new vehicle loans already helping members get on the road. Whether you are looking for financing for a new or used vehicle, we've got options that can help make your dream car a reality.

Business Loans

For business owners, our outstanding commercial loans totaling $114,934,233 provide the capital needed to grow and expand your business. Whether you're starting a new venture or looking to enhance an existing one, we have solutions that cater to your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $170,913,579, make buying or refinancing simple. We provide personalized support throughout the process to ensure you feel confident in your investment.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $17,082,682 in loans helping members manage their finances effectively. These cards come with competitive rates and rewards that can benefit your day-to-day spending.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to compliance ensures that users receive fair and transparent offers every time they use the platform.

MERRIMACK VALLEY CREDIT UNION