Merrimack Valley Credit Union Taunton MA | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Merrimack Valley, your trusted financial partner located at 400 John Quincy Adams Rd, Taunton, MA 02780. Established in 1955, our credit union has proudly served the community for decades, building a strong foundation of trust and reliability. With over 114,881 members and total assets exceeding $2.23 billion, we are committed to providing personalized financial services that cater to your unique needs. At Merrimack Valley, we believe in the power of community. Our dedicated team of 322 employees is here to help you navigate your financial journey, whether you're looking for a new auto loan, mortgage refinancing, or simple checking and savings accounts. Under the leadership of our CEO, John Howard, and Board President, Domenic Mazzocco, we strive to foster relationships that go beyond transactions. Our branch is not just a place for banking; it's a hub for support and growth. With total deposits of $98,960,668 and a net worth of $224,051,444, we ensure that your money is safe while also working hard to provide you with competitive rates on loans and savings. We currently offer a variety of services including personal banking solutions and business loans designed to empower our members. For any official correspondence, please note that while you can visit us at the branch address mentioned above, you can also reach us through our mailing address: 400 John Quincy Adams Rd, Taunton, MA 02780-1036. If you have any questions or would like to learn more about how we can help you achieve your financial goals, don't hesitate to call us at 781-736-9900. Explore our website at www.brightbridge.com for more information on memberships and services. We invite you to be part of our community-focused approach where your success is our priority!

Branch History & Mission

Community Engagement and Services

We take pride in our commitment to community engagement. Whether it's through partnerships with local businesses or supporting initiatives aimed at enhancing financial literacy among residents, we are dedicated to making a positive impact in Taunton and beyond. Our branch offers ATM availability for your convenience but does not feature drive-thru services. Join us today and discover how Merrimack Valley can help you achieve your financial goals while being part of something bigger a thriving community committed to support and growth. For more information or to become a member, please give us a call at 781-736-9900 or visit us online at Merrimack Valley. Together, let's build a brighter financial future!

Our Mission

At Merrimack Valley, our mission is clear: we strive to provide excellent financial services while fostering community growth and support. We believe that strong financial health can lead to stronger communities. This guiding principle shapes everything we do, from offering competitive loan rates to engaging in meaningful outreach programs that benefit local organizations. Our team at the Taunton branch is here to ensure your banking experience is as straightforward and beneficial as possible. Our operating hours are Thursday from 9:00 AM to 2:30 PM, making it convenient for you to drop by for assistance or inquiries. While members can visit us at our physical location, official correspondence should be sent to our mailing address at 400 John Quincy Adams Rd, Taunton, MA 02780-1036.

Branch Location & Accessibility

Accessibility Features

We take pride in ensuring our location is accessible for everyone. Our branch features ADA-compliant entrances and pathways, including ramps for those with mobility challenges. If you need assistance during your visit, our staff is always ready to help.

Convenient Location

Situated just off major roads, our branch is easy to find and is close to local landmarks that enhance your visit. While you're here, you can explore the nearby parks or grab a bite at one of the local eateries. We understand that your time is valuable, so we strive to make your banking experience as smooth as possible.

Get in Touch

If you have any questions or would like more information about what we offer, don't hesitate to reach out! Call us at 781-736-9900. We look forward to seeing you soon at Merrimack Valley!

Operating Hours & Services

Our lobby hours are set for Thursdays from 9:00 AM to 2:30 PM. During these hours, we offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. You can also enjoy online and mobile banking options for added convenience. For those on the go, we have ATM availability to facilitate cash withdrawals and balance checks whenever you need them. Please note that while we currently do not have drive-thru service or shared service centers available at this location, our dedicated team is here to assist you inside the branch. While members can visit us at 400 John Quincy Adams Rd, official correspondence should be sent to our mailing address at 400 John Quincy Adams Rd, Taunton, MA 02780-1036.

Member Eligibility

Becoming a member of Merrimack Valley is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the Taunton area, you're likely eligible to join us! We welcome individuals from various backgrounds, making it easy for you to find a place here. Once you're part of our community, you can enjoy a range of benefits tailored to help you thrive whether that's lower loan rates or personalized financial advice. To get all the details on eligibility and see if you qualify, please visit our website at http://www.mvcu.com/who-can-join . When you're ready to take the next step, opening an account is simple! Just head over to https://apply.mvcu.com/apply.aspx ?lenderref=mvcu101921 or give us a call at (781) 736-9900. We're excited to have you join us at Merrimack Valley, located conveniently at 400 John Quincy Adams Rd Taunton Ma 02780.

Business Banking & Commercial Services

Financing That Fuels Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $176 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $54 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $118,736,590, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we offer merchant services that help streamline your operations. Imagine effortlessly accepting payments from customers whether they're shopping online or at your physical location. Our solutions ensure you can focus on what you do best running your business while we handle the payment processing. If you're ready to take the next step toward achieving your business goals, visit us at 400 John Quincy Adams Rd Taunton Ma 02780 in Taunton, MA, or give us a call at (781) 736-9900. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Business Banking

Running a business comes with its own set of challenges. Our business banking solutions include merchant services and business loans designed to support your growth. We're here to help you navigate financial decisions that impact your business's success.

Convenience at Your Fingertips

We pride ourselves on offering digital banking features that enhance convenience for all members. With ATM access available, withdrawing cash or checking balances is as simple as a few taps on your phone or card. Our online platform allows you to manage accounts easily, while mobile payments ensure that you're always ready for whatever life throws your way.

Final Thoughts

At Merrimack Valley, we believe that effective banking should be accessible and supportive of your lifestyle. With our comprehensive suite of services from personal banking options to business solutions we're here to help you achieve your financial goals. If you have questions or need assistance, don't hesitate to reach out at (781) 736-9900. Visit us today at 400 John Quincy Adams Rd Taunton Ma 02780 in Taunton, MA, and discover how we can serve you better!

Loans and Credit Cards

For those looking to consolidate debt or finance personal projects, our personal loans offer straightforward terms with no hidden fees. Plus, with our credit cards that come with rewards, every purchase gets you closer to something special be it travel points or cash back.

Personal Banking

When it comes to personal banking, we understand that each member has unique financial goals. That's why we offer checking and savings accounts designed to help you manage your money effectively. With features like online and mobile banking, accessing your funds has never been easier. You can check balances, transfer money, and pay bills from anywhere at any time. If you're considering buying a car or need financing for other purchases, our auto loans and vehicle financing options are here to support you. We provide competitive rates and flexible terms to fit your budget. Additionally, if home ownership is on your mind, our mortgage loans and refinancing services will guide you through the process smoothly.

Digital & Online Banking

Key Features

If you prefer using your smartphone, our Mobile Application is available for download, putting banking right in your pocket. With features like Mobile Payments, you can make purchases directly from your phone no cash or cards needed! Plus, our Person-to-Person Transfers allow you to send money quickly to friends and family with ease. For those who want to go paperless, we offer E-Statements, giving you a secure way to view your account statements electronically. It's not only good for the environment but also means you can access them anytime without digging through piles of paperwork. While security is always a priority for us, we also make sure that our services are convenient. Unfortunately, we do not currently offer Electronic Signature Authorization, but rest assured that all transactions are protected with robust security measures to keep your information safe. In today's fast-paced world, being able to manage your finances on the go is essential. At Merrimack Valley, we're committed to providing you with the tools you need for real-time account management and peace of mind. Join us today at https://www.mvcu.com/ and experience the convenience of modern banking!

Financial Strength

A Growing Community

Our strength is reflected in the trust of our members. With 230,436 total share accounts, we have built a strong and growing member base that relies on us for their financial needs. Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Merrimack Valley is your trusted partner. Visit us at 400 John Quincy Adams Rd Taunton Ma 02780 or call (781) 736-9900 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Committed Workforce

We also take pride in having 312 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. This dedicated workforce is here to assist you with all your banking needs.

Investment in Your Future

With $100,044,840 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,168 in used auto loans and $1,620,372,859 in total loans and leases.

Member-Focused Savings

Members' savings are secured through $484,130,832 in share certificates and $87,396,425 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,003,754, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $224,051,444, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,002 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $174,207,699 in used vehicle loans and $53,493,925 in new vehicle loans already helping members get on the road. We also provide refinancing options to ensure you find the best deal possible.

Business Loans

For business owners, our outstanding commercial loans totaling $118,736,590 provide the capital needed to grow and expand your business. At Merrimack Valley, we pride ourselves on transparency and accessibility in our lending processes. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're interested in learning more about eligibility or starting your application process, please visit our website or contact us directly. Explore how we can support your financial journey today!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $18,650,189 in loans helping members manage their finances effectively. This gives you the freedom to make purchases without worrying about high-interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $174,072,400. With competitive rates and flexible terms, owning a home has never been more attainable.

Loan Aggregator

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Real-Time Rate Comparisons

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Verified Data

Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they receive is accurate and up-to-date, allowing them to compare options without hidden surprises.

MERRIMACK VALLEY CREDIT UNION - Taunton, MA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans