Merrimack Valley Credit Union Methuen MA | Low Mortgage Rates & Auto Loans

Introduction

At Merrimack Valley, we believe in building strong relationships with our members and community. Since opening our doors in 1955, we have been dedicated to providing personalized financial services that help you achieve your goals. Located at 436 Broadway, Methuen, MA 01844, our Methuen Branch is more than just a credit union; it's a hub for financial growth and support for our 116,084 members. Our commitment to excellence shines through in our impressive financial standing. With total assets of over $2.19 billion and total deposits amounting to $48,648,750, we ensure that your savings are safe and accessible. We're proud to offer a variety of services including personal banking, auto loans, mortgages, and business banking solutions tailored to meet your needs. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to our mailing address: 500 Merrimack St, Lawrence, MA 1843. Under the leadership of CEO John Howard and Board President Domenic Mazzocco, we strive to create an environment where every member feels valued. Our team of 315 employees is here to assist you with any questions or concerns. Whether you're looking for a loan or need help managing your finances, we are here for you. With total loans exceeding 38,650 and a net worth of $220,939,133, we have the resources to support your financial journey. Plus, with cash on hand totaling $11,476,364, we're well-equipped to provide quick responses to your financial requests. We invite you to explore what Merrimack Valley can do for you! Feel free to call us at 978-975-4095 or visit our website at www.mvcu.com for more information about our services or how you can become a member today!

Branch History & Mission

Welcome to Merrimack Valley, a cornerstone of financial support in Methuen, MA. Since we first opened our doors in 1955, we have been dedicated to providing our members with not just financial services but also a sense of community and belonging. Our journey began with a small group of visionaries who wanted to create a better banking experience for the people of this vibrant city. Today, we're proud to serve over 116,000 members, offering a wide range of services designed to meet their needs. Located at 436 Broadway, Methuen, MA 01844, our branch is easily accessible and close to local landmarks that many residents cherish. Whether you're visiting us for personal banking or exploring options for auto loans, you will find our friendly team ready to assist you. For official correspondence, please note that our mailing address is 500 Merrimack St, Lawrence, MA 1843. Our mission is simple yet powerful: we aim to empower our members through sound financial practices and community involvement. We believe that everyone deserves access to high-quality financial products and services, which is why we offer everything from checking accounts and auto loans to mortgages and business banking solutions. As part of this commitment, we are dedicated to enhancing the financial literacy of our community through educational programs and resources. As we've grown over the decades, we have embraced advancements in technology while ensuring that our services remain user-friendly and accessible. Our online banking platform allows members to manage their finances conveniently from anywhere. With features like mobile payments and person-to-person transfers, we make it easier than ever for you to stay connected with your money. At Merrimack Valley, we also take pride in giving back to the community. Our partnerships with local organizations help us support initiatives that improve the quality of life for all residents. From sponsoring local events to offering scholarships for students pursuing higher education, we strive to make a positive impact on those around us. We invite you to experience the Merrimack Valley difference. Whether you're looking for reliable banking options or want to get involved in community activities, we're here for you every step of the way. Come visit us during our operating hours Monday and Tuesday from 9 AM to 5 PM; Wednesday from 12 PM to 5 PM; Thursday and Friday from 9 AM to 6 PM; and Saturday from 9 AM to 12 PM or give us a call at 978-975-4095. Join us today and discover how being part of Merrimack Valley can enrich your life!

Branch Location & Accessibility

A Hub for Your Banking Needs

As part of the Merrimack Valley Credit Union family, we provide a range of financial services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, our knowledgeable staff is here to help you navigate your financial journey. If you have any questions or need assistance, don't hesitate to call us at 978-975-4095. We invite you to visit us today; let's work together towards achieving your financial goals!

Convenient Access and Amenities

At our Methuen branch, we prioritize accessibility for all members. Our location is ADA compliant, featuring ramps and accessible parking options. Whether you're visiting for personal banking or business services, you'll find our facility welcoming and user-friendly. We know your time is valuable, which is why we offer a variety of services to meet your needs. Enjoy easy access to our ATM for quick cash withdrawals and balance checks. While we don't have a drive-thru option, our lobby hours are designed with your convenience in mind: we're open Monday and Tuesday from 9 AM to 5 PM, Wednesday from noon to 5 PM, Thursday and Friday from 9 AM to 6 PM, and Saturday from 9 AM to noon.

Member Eligibility

Joining the Merrimack Valley is like stepping into a warm and welcoming community where your financial needs truly matter. To become a member of our branch, located at 436 Broadway, Methuen, MA 01844, you simply need to meet some friendly eligibility criteria. If you live, work, worship, or attend school in the area or if you have family members who are already part of our credit union, you're likely eligible! We believe in making banking accessible and beneficial for everyone, so we encourage you to check out the full details of our eligibility requirements at this link. Once you know you qualify, opening an account with us is a breeze! You can start your journey towards better financial health right from home by visiting our account opening page here. If you have any questions or just want to chat about membership benefits, feel free to give us a call at 978-975-4095. We're excited to welcome you into our community!

Business Banking & Commercial Services

At Merrimack Valley, we understand that running a business comes with its own set of challenges and opportunities. That's why we're dedicated to providing tailored financial solutions that help your business thrive. Imagine having access to funds that allow you to invest in new equipment, hire more staff, or expand your services. Our commercial loans are designed with your growth in mind. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $197 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $50 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $114,934,233, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services simplify everyday transactions. Whether you're accepting credit cards or managing payroll, our solutions make it easier for you to focus on what you do best running your business. Visit us at 436 Broadway Methuen Ma 01844 in Methuen, MA, or call us at (978) 975-4095 to discover how we can help your business flourish.

Comprehensive List Of Services

Business Banking Services

Running a business is no small feat. That's why we provide specialized business banking services that include merchant services and business loans. These tools are designed to help local entrepreneurs like you thrive in today's competitive market.

Digital Banking Features

In today's fast-paced world, convenience is key. That's where our online and mobile banking services shine. With easy access to your accounts anytime and anywhere, managing your finances has never been easier. You can quickly check balances, transfer funds, or make payments right from your smartphone or computer. Plus, our ATM services allow for hassle-free cash withdrawals and balance checks whenever you need them.

Member Support

At Merrimack Valley, we pride ourselves on being there for our members every step of the way. If you have questions about any of our services or need assistance with your account, don't hesitate to reach out! Give us a call at 978-975-4095 during our operating hours: Monday & Tuesday 9 AM - 5 PM, Wednesday 12 PM - 5 PM, Thursday & Friday 9 AM - 6 PM, and Saturday 9 AM - 12 PM. We invite you to visit us at Methuen Branch and explore how we can assist you in achieving your financial dreams. Join us today and experience the difference that personalized service makes! For more information about joining or opening an account with us, visit our website or check out how to join. Let's take this journey together!

Personal Banking Solutions

Managing your money should be simple and accessible. At Merrimack Valley, we offer a variety of personal banking options, including checking and savings accounts designed to help you achieve your financial goals. If you're planning to purchase a vehicle, our auto loans provide competitive rates and flexible terms, making it easier for you to hit the road in style. We also offer mortgage loans and refinancing options that can help you secure your dream home or lower your monthly payments. For those unexpected expenses or projects around the house, our personal loans and debt consolidation services can be just what you need. Additionally, with our credit cards that come with rewards, you can earn while you spend!

Digital & Online Banking

Key Features

Our online banking platform, available at https://www.mvcu.com/, allows you to access your accounts 24/7. You can check balances, transfer funds, and pay bills without ever stepping foot in a branch. With our user-friendly mobile application, banking has never been easier. You can even make mobile payments with just a few taps on your phone, ensuring quick and hassle-free transactions. For those who prefer electronic statements, we've got you covered! E-statements are available for all members, making it easy to keep track of your financial activities while being environmentally friendly. Plus, if you need to send money to friends or family, our person-to-person transfer feature simplifies this process with ease.

Security and Accessibility

We prioritize your security with robust measures in place, so you can bank with peace of mind. While we currently do not support electronic signature authorization, our other digital features ensure that your transactions are safe and secure. Our online banking services provide real-time account management, meaning you can see your transactions as they happen. This level of accessibility gives you greater control over your finances and helps you make informed decisions quickly. Whether you're looking to manage everyday expenses or plan for the future, Merrimack Valley's digital banking solutions make it easy for you to stay connected with your money anytime, anywhere. Join us today and experience banking that fits into your life!

Financial Strength

At Merrimack Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a strong commitment to your financial well-being, we ensure that our credit union is built on solid foundations. With a net worth of $220,939,133, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This financial strength is complemented by our net worth ratio of $1,009, which demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $464,195,979 in share certificates and $92,221,442 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,843,093, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $96,932,529 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $13,146 in used auto loans and $1,583,810,130 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 305 full-time employees and 10 part-time employees who are dedicated to serving you with expertise and commitment. Net Shares available for lending and investments stand at $0. Additionally, with a total of 232,148 share accounts, we have built a strong member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Merrimack Valley is your trusted partner. Visit us at 436 Broadway Methuen Ma 01844 or call (978) 975-4095 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $176,952,805 in used vehicle loans and $44,409,050 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles, ensuring you can find a plan that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $114,934,233 provide the capital needed to grow and expand your business. We believe in supporting local businesses and helping them thrive within our community. If you're considering refinancing any existing loans or exploring eligibility options, our team can assist you with personalized advice tailored to your situation. You can reach us at (978) 975-4095 for more information about our loan products or visit us at 436 Broadway Methuen Ma 01844, Methuen, MA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $170,913,579, make buying or refinancing simple. Our team is dedicated to guiding you through the mortgage process so that you can focus on what really matters your new home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $17,082,682 in loans helping members manage their finances effectively. This option is perfect for those who need a bit more flexibility in their spending without tying up collateral.

Loan Aggregator

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