MERRIMACK VALLEY CREDIT UNION

Welcome to the Merrimack Valley branch of your trusted credit union, located at 500A Merrimack St, Lawrence, MA 01843. Established in 1955, our branch has proudly served the community for decades, fostering financial growth and support for our 114,881 members. With total assets amounting to an impressive $2,235,232,675, we are committed to providing you with reliable banking services tailored to your needs. At Merrimack Valley, we understand that each member's financial journey is unique. That's why we offer a range of services including personal banking accounts, auto loans, mortgage options, and business financing. Our friendly team is here to guide you through every step of the process. Whether you're looking to open a new account or explore loan options totaling over 39,082, we've got you covered! While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address at 500 Merrimack St, Lawrence, MA 01843. Our dedicated CEO, John Howard, alongside Board President Domenic Mazzocco, leads a team of 322 employees who are passionate about helping you achieve your financial goals. Our commitment extends beyond just numbers; it's about building lasting relationships within the community. With total deposits reaching $98,960,668 and a net worth of $224,051,444, we pride ourselves on being a stable and secure choice for your banking needs. Plus, with over $12,854,316 in cash on hand, we're always ready to assist you when it matters most. If you have any questions or need assistance, feel free to call us at 978-975-4095. We invite you to explore all that Merrimack Valley has to offer by visiting our website at www.mvcu.com. Come see how we can support your financial future today!

Joining the Merrimack Valley community means becoming part of a family that supports your financial journey. At Merrimack Valley, we welcome anyone who lives, works, worships, or attends school in our local area. This means that if you're connected to our vibrant community in any way, you're likely eligible to become a member! Not only will you gain access to a wide range of services tailored just for you, but you'll also enjoy the benefits of lower fees and competitive rates that come with being part of a credit union. If you're curious about the specific eligibility details, feel free to check out more information at http://www.mvcu.com/who-can-join . Opening an account is a breeze! You can start your journey with us by visiting https://apply.mvcu.com/apply.aspx?lenderref=mvcu101921 . If you have any questions or need assistance, don't hesitate to reach out at (978) 975-4095. We're here to help you every step of the way as you embark on this rewarding membership experience at Merrimack Valley, located conveniently at 500A Merrimack St Lawrence Ma 01843.

At Merrimack Valley, we understand that convenience and security are essential for our members. That's why we offer a comprehensive suite of digital and online banking services designed to make your financial management easy and accessible anytime, anywhere. With our 24/7 Online Banking Services available at https://www.mvcu.com/ , you can monitor your accounts, pay bills, and transfer funds with just a few clicks. No need to wait for business hours; your banking is always at your fingertips! Plus, our mobile application allows you to take your banking on the go, making it simple to manage your finances from the comfort of your home or while you're out and about. We also offer E-Statements, which means you can access your account statements electronically, reducing paper clutter while keeping your financial information secure. Enjoy peace of mind knowing that your documents are stored safely online. If you need to make payments quickly, our Mobile Payments Feature lets you send money directly from your mobile device perfect for those last-minute gifts or splitting bills with friends. For added flexibility, our Person-to-Person Transfers allow you to easily send money to family or friends without the hassle of checks or cash. And if you ever need to sign documents, our electronic signature authorization service ensures that everything can be handled swiftly and securely. At Merrimack Valley, we're committed to providing user-friendly features that prioritize your security and convenience. Whether you're checking balances or transferring funds, managing your accounts has never been easier. Join us today and experience the simplicity of digital banking tailored just for you!

At Merrimack Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial health with you, highlighting the strength and reliability that make us your trusted partner in achieving your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $224,051,444, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,002 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $484,130,832 in share certificates and $87,396,425 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,003,754, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $100,044,840 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial needs is evident as we offer $13,168 in used auto loans and have a total of $1,620,372,859 in loans and leases available to assist you across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 312 full-time employees and 10 part-time employees who are always ready to serve you with a knowledgeable, committed team. Net Shares available for lending and investments stand at $0, while our growing member base is demonstrated by the total number of share accounts: 230,436. This shows that more people are trusting us with their finances every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Merrimack Valley is your trusted partner. Visit us at 500A Merrimack St Lawrence Ma 01843 or call (978) 975-4095 to learn more about how we can help you achieve your financial goals.