MERRIMACK VALLEY CREDIT UNION

Welcome to Merrimack Valley at our Central Plaza Branch, located at 2 Water St, Haverhill, MA 01830. For over 68 years, since our establishment in 1955, we have proudly served the financial needs of our community. With a commitment to providing exceptional service and building lasting relationships, we've grown to support more than 114,881 members. At Merrimack Valley, your financial well-being is our priority. We manage total assets of $2,235,232,675, ensuring that we can offer a wide range of products tailored just for you. From checking and savings accounts to auto loans and mortgages, we have solutions that fit every financial journey. Currently, we hold approximately $98,960,668 in deposits and have facilitated over 39,082 loans for our members. Our leadership team is dedicated to your success. Led by CEO John Howard and Board President Domenic Mazzocco, our experienced staff of 322 employees is here to guide you through all your banking needs. Whether you're looking for advice on personal finances or business banking services, we're here to help every step of the way. While you can visit us at our Haverhill branch for all your banking needs, please note that official correspondence should be sent to 500 Merrimack St, Lawrence, MA 01843. Our doors are open during convenient hours: Monday to Wednesday from 8:30 AM to 5:00 PM; Thursday and Friday from 8:30 AM to 6:00 PM; and Saturday from 8:30 AM to 1:00 PM. Join us today and discover how Merrimack Valley can help you achieve your financial goals! For more information or assistance, feel free to call us at 978-975-4095 or visit our website at www.mvcu.com. Your future starts here!

Becoming a member of Merrimack Valley is like stepping into a welcoming community that truly cares about your financial well-being. If you're looking to join, you'll be glad to know that membership is open to anyone who lives, works, worships, or attends school in the Merrimack Valley area. This means you can enjoy all the benefits of being part of a supportive network that prioritizes your needs. You can easily find detailed eligibility criteria by visiting http://www.mvcu.com/who-can-join . Opening an account at Merrimack Valley is straightforward and designed with you in mind. Whether you're interested in checking accounts, savings options, or loans, our friendly staff is here to guide you through the process. If you have any questions or need assistance, feel free to call us at (978) 975-4095, and we'll be more than happy to help! To get started on your journey with us today, check out the easy account opening process at https://apply.mvcu.com/apply.aspx?lenderref=mvcu101921 . Join us at 2 Water St Haverhill Ma 01830, and become part of something special!

At Merrimack Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial health, which demonstrates our commitment to serving you effectively. With a net worth of $224,051,444, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust position is backed by our net worth ratio of $1,002, which showcases a solid capital foundation. This means we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $484,130,832 in share certificates and $87,396,425 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,003,754, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $100,044,840 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; we have $13,168 in used auto loans and $1,620,372,859 in total loans and leases to support your financial goals across various sectors. Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 312 full-time employees and 10 part-time employees. This dedicated team ensures that our branches are always ready to serve you with knowledgeable support. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 230,436, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Merrimack Valley is your trusted partner. Visit us at 2 Water St Haverhill Ma 01830 or call (978) 975-4095 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

At Merrimack Valley, we understand that financial needs can vary widely. That's why we offer a diverse range of loan products designed to help you achieve your goals, whether you're looking to buy a new car, purchase a home, or manage everyday expenses. Located at 2 Water St, Haverhill, MA 01830, our team is ready to assist you with personalized service. You can reach us at 978-975-4095 for any questions or assistance. With over 39,082 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly popular. If you're looking to buy a new car, our auto loans offer some of the lowest rates in the industry, with over $174,207,699 in used vehicle loans and $53,493,925 in new vehicle loans already helping members get on the road. Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $174,072,400, ensuring you have the resources needed for your dream home. For those needing additional flexibility, we also provide unsecured credit card loans with a total of $18,650,189 in loans available. These cards come with flexible terms that can help you manage your finances effectively. Business owners can benefit from our outstanding commercial loans totaling $118,736,590, providing the capital needed to grow and expand your business. We're committed to supporting both personal and business financial needs. We encourage you to explore our refinancing options if you're looking to improve your current loan conditions or eligibility options for any of our loan products. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether you're planning for a big purchase or need support managing daily expenses, Merrimack Valley has the right loan product for you. Visit us today or call for more information!