Merrimack Valley Credit Union Bridgewater MA | Best Auto Loans & Business Banking

Introduction

Welcome to Merrimack Valley, your trusted financial partner located at 75 Main St, Bridgewater, MA 02324. Since our establishment in 1955, we have proudly served a growing community of over 116,000 members, helping them achieve their financial goals with personalized service and a wide range of products. Our total assets exceed $2.19 billion, showcasing our commitment to stability and growth. At Merrimack Valley, we understand the unique needs of our members. Whether you're looking for a new auto loan among our 38,650 loans and leases or want to open a checking account, we have tailored solutions to fit your lifestyle. With total deposits of $48,648,750 and a net worth of $220,939,133, we are well-equipped to support your financial journey. Our dedicated team, led by CEO John Howard and Board President Domenic Mazzocco, is here to ensure you receive exceptional service every step of the way. We employ 315 skilled professionals who are passionate about helping you navigate your financial decisions confidently. While members can visit us at our branch location, official correspondence should be sent to: 75 Main Street, Bridgewater, MA 02324-1406. Have questions? Feel free to reach out at 508-697-8101 or explore our services online at Merrimack Valley Credit Union. Join us today and experience the difference that comes from being part of a credit union that truly cares about its community!

Branch History & Mission

Modern Banking with a Personal Touch

While we embrace technology offering online banking options, mobile payments, and ATM services we never lose sight of the personal relationships we build with our members. Our drive-thru banking service provides additional convenience for those on the go. Despite advancements in digital tools, our commitment to being accessible remains unwavering. For any official correspondence or inquiries beyond visiting us at 75 Main St Bridgewater Ma 02324, please send mail to 75 Main Street, Bridgewater, MA 02324-1406. If you have questions or need assistance, don't hesitate to call us at (508) 697-8101. Join us today at Merrimack Valley and experience firsthand how we can help you achieve your financial goals while supporting our vibrant community. Together, let's continue this journey towards growth and prosperity!

Our Mission

At Merrimack Valley, our mission is clear: to provide accessible financial services that empower individuals and strengthen communities. We aim not only to facilitate banking transactions but also to foster a supportive environment where every member feels valued. We offer a range of personal and business banking solutions, including checking accounts, auto loans, mortgages, credit cards with rewards, and more. We believe that being part of a community means giving back. That's why we actively engage in outreach programs and partnerships that uplift our neighbors in Bridgewater. Whether it's supporting local events or providing financial education workshops, we are dedicated to making a positive impact.

Branch Location & Accessibility

Convenient Access

We understand how important accessibility is for our members. That's why our branch features ADA-compliant facilities, including ramps for easy entry and ample parking to accommodate all visitors. If you prefer a bit of extra convenience, we also offer drive-thru banking services for quick transactions without leaving your car.

Operating Hours

Our doors are open Monday through Friday from 9:00 AM to 5:00 PM, providing you with plenty of time during the week to visit us. You can always reach out to us at 508-697-8101 if you have any questions or need assistance outside of these hours.

Services Available

At our Bridgewater branch, we pride ourselves on offering a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage options, our friendly staff is ready to assist you with all your banking requests. We also have ATM access available for those who prefer self-service banking options. While members can visit us at 75 Main St, official correspondence should be sent to 75 Main Street, Bridgewater, MA 02324-1406. We invite you to come by and experience our welcoming atmosphere firsthand. Whether you're an existing member or looking to join our credit union family, we can't wait to assist you!

Member Eligibility

At Merrimack Valley, we believe that everyone deserves a chance to be part of a supportive community. If you're looking to join us, you'll find it quite easy! Membership is open to anyone who lives, works, or worships in the areas we serve, along with family members of existing members. This inclusivity allows us to foster strong connections and support our local community. To learn more about the specific eligibility criteria, feel free to check out our detailed guidelines at http://www.mvcu.com/who-can-join . Once you know you're eligible, opening an account is a breeze! You can start your journey with us by visiting our account opening page here: https://apply.mvcu.com/apply.aspx?lenderref=mvcu101921 . If you have any questions or need assistance, don't hesitate to give us a call at (508) 697-8101. We're excited to welcome you into the Merrimack Valley family at 75 Main St Bridgewater Ma 02324!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $197 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $50 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $114,934,233, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced environment, having reliable payment processing is crucial. Our merchant services allow you to accept payments easily, whether you're running a retail shop or a service-based business. Imagine a busy Saturday at your café your customers can pay quickly and securely, allowing you to focus on what really matters: delivering great service. Come visit us at 75 Main St Bridgewater Ma 02324 in Bridgewater, MA, or give us a call at (508) 697-8101 to discover how our Business Banking & Commercial Services can help your business succeed!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options can help make that dream a reality. With competitive rates and terms that work for you, getting behind the wheel has never been easier. Plus, we make the application process straightforward, so you can focus on choosing the perfect vehicle.

Business Banking

We also cater to small business owners with our Business Banking services. From Merchant Services that simplify transactions to accessible Business Loans, we're committed to helping your business thrive. Imagine having a trusted partner in managing your finances so you can concentrate on growing your enterprise.

Credit Cards with Rewards

Our Credit Cards with Rewards are designed to add value to your spending. Enjoy cash back on purchases or earn points toward future travel whatever fits your lifestyle best! It's like getting rewarded for something you already do: spending wisely.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking platforms that allow you to manage your accounts anytime, anywhere. With features like ATM and cash withdrawal services available at numerous locations, accessing your money is quick and easy.

Drive-Thru and ATM Access

For members who prefer face-to-face interactions for simple transactions, our basic drive-thru banking allows for deposits and withdrawals without leaving your vehicle. Additionally, our ATMs provide quick access for balance checks and cash withdrawals whenever you need it. At Merrimack Valley, we strive to create a welcoming environment where members feel valued and supported in their financial decisions. If you're ready to explore these services further or have any questions, don't hesitate to reach out! Call us at 508-697-8101 or visit us online at www.mvcu.com today!

Mortgage Loans & Refinancing

Homeownership is within reach with our Mortgage Loans & Refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we're here to guide you through every step. Picture settling into your new home while enjoying manageable monthly payments.

Personal Banking

For those seeking personal banking solutions, we offer various Checking & Savings Accounts designed to fit different lifestyles and savings goals. Imagine having easy access to your funds while earning interest on your savings. Whether you're saving for a vacation or simply managing day-to-day expenses, our accounts provide the flexibility you need.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our Personal Loans & Debt Consolidation options can provide relief. We understand that life can throw curveballs, and having access to funds when you need them can make all the difference.

Digital & Online Banking

Key Services

Our online banking platform is available 24/7 at https://www.mvcu.com/ , allowing you to check balances, pay bills, and transfer funds at your convenience. If you're on the go, don't forget about our mobile application! It provides the same robust features right from your smartphone, putting complete control in your hands. Need to send money to a friend or family member? With our person-to-person transfer feature, sending funds is as easy as a text message. Plus, if you prefer going paperless, e-statements are available for those who want to streamline their monthly account reviews.

Security and Convenience

Your security is our top priority. Our online services include strong encryption measures to protect your personal information. While we currently do not offer electronic signature authorization, rest assured that all transactions made through our platform are secure and monitored closely. Whether you're making mobile payments or managing your budget from home, we aim to provide a user-friendly experience that suits your lifestyle. With real-time updates on your account activity, you'll always know where you stand financially. At Merrimack Valley, we're committed to making banking accessible and straightforward for all our members. Experience the ease of digital banking today!

Financial Strength

A Reliable Team

We also take pride in having 305 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share and Deposit Accounts: 232,148, showing a strong and growing member base that trusts us with their finances.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Merrimack Valley is your trusted partner. Visit us at 75 Main St Bridgewater Ma 02324 or call 508-697-8101 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Services

With $96,932,529 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,583,810,130 in total loans and leases and $13,146 in used auto loans.

Member-Focused Savings Options

Members' savings are secured through $464,195,979 in share certificates and $92,221,442 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,843,093, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Strong Financial Health

With a net worth of $220,939,133, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1009 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have over $176,952,805 in used vehicle loans and $44,409,050 in new vehicle loans already helping members get on the road. With flexible terms and competitive interest rates, financing your next vehicle has never been easier.

Business Loans

For business owners, our outstanding commercial loans totaling $114,934,233 provide the capital needed to grow and expand your ventures. Whether you're starting fresh or looking to expand operations, we are here to support you. Additionally, if you're interested in refinancing options or checking your eligibility for any of our loan products, please visit our website for more information or contact us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Merrimack Valley Credit Union, we're committed to providing personalized service and solutions tailored to help you succeed financially.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Property loans totaling $170,913,579, helping you secure your dream home without unnecessary hassle.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also provide flexible terms on unsecured credit card loans, with a total of $17,082,682 in loans helping members effectively manage their finances. Enjoy the convenience of cashless transactions while keeping your budget in check.

Loan Aggregator

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MERRIMACK VALLEY CREDIT UNION