MERRIMACK VALLEY CREDIT UNION

Welcome to Merrimack Valley, your trusted community credit union located at 100 Macy St, Amesbury, MA 01913. Since our establishment in 1955, we've been dedicated to empowering our members with exceptional financial services and a commitment to community well-being. With over 116,000 members, we pride ourselves on being more than just a financial institution; we are a vital part of the Amesbury community. At Merrimack Valley, our total assets exceed $2.19 billion, reflecting our strong financial health and ability to support our members' needs. We understand that life can bring unexpected challenges, which is why we offer a range of services from personal checking accounts to auto loans and mortgages. Our members have entrusted us with $48,648,750 in deposits, knowing their funds are secure and accessible. Led by our CEO John Howard and Board President Domenic Mazzocco, our team of 315 dedicated employees works tirelessly to provide personalized service. We are proud of our ability to foster relationships built on trust and transparency. Whether you're looking for assistance with a loan or advice on savings strategies, we're here to help you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to the same address: 100 Macy Street, Amesbury, MA 01913-4315. For any inquiries or assistance, feel free to reach us at 978-388-0959 during our business hours: Monday through Thursday from 8:00 AM to 4:00 PM and Friday from 8:00 AM to 5:00 PM. Join us today at Merrimack Valley, where your financial success is our mission. Explore more about what we offer by visiting our website or stop by for a chat we're excited to meet you!

Becoming a member of Merrimack Valley is like stepping into a welcoming community where your financial well-being is our priority. To join us at our Amesbury location, simply visit us at 100 Macy St Amesbury Ma 01913. If you're someone who lives or works in the area, or even if you have family members who are already part of our credit union, you're likely eligible for membership! We believe that everyone deserves access to personalized financial services and resources that can help them thrive. For more detailed information on eligibility criteria, feel free to check out our page at http://www.mvcu.com/who-can-join . Opening an account with Merrimack Valley is a breeze! You can start your journey with us online by visiting https://apply.mvcu.com/apply.aspx?lenderref=mvcu101921 , or give us a call at (978) 388-0959 for assistance. We're here to make the process smooth and straightforward because we want you to feel right at home from day one. Join us today and experience the advantages of being part of our supportive financial family!

At Merrimack Valley, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to ensuring that your financial needs are met with the utmost care and professionalism. With a net worth of $220,939,133, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1009 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $464,195,979 in share certificates and $92,221,442 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,843,093, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $96,932,529 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $13,146 in used auto loans and an impressive total of $1,583,810,130 in loans and leases. This capacity supports our members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 305 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares available for lending and investments stand at $0, reinforcing our focus on utilizing resources for the benefit of our members. Total Share Accounts reach an impressive 232,148, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Merrimack Valley is your trusted partner. Visit us at 100 Macy St Amesbury Ma 01913 or call 978-388-0959 to learn more about how we can help you achieve your financial goals.