Meriwest Credit Union Sunnyvale CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Meriwest, your trusted partner in financial success, located at 563 E El Camino Real, Sunnyvale, CA 94087. Since our establishment in 1961, we have dedicated ourselves to serving the needs of our community with integrity and commitment. With a robust membership base of 79,531 individuals, we pride ourselves on being more than just a credit union; we are a community-focused institution that genuinely cares about your financial well-being. At Meriwest, we understand that navigating your financial journey can be challenging. That's why we offer a wide range of services tailored to meet your unique needs from personal banking options like checking and savings accounts to auto loans, mortgages, and business financing solutions. Our total assets exceed $2.11 billion, providing a solid foundation for our members' financial aspirations. Our leadership team is led by CEO Lisa Pesta and Board President Arthur Jue, who are passionate about fostering a supportive environment for all members. With over 220 employees dedicated to helping you achieve your goals, you can count on us for personalized service and expert advice. For those needing immediate assistance or wishing to learn more about our offerings, feel free to reach out at (408) 365-6370 or visit us online at www.meriwest.com. While you're welcome to stop by our branch for any inquiries, official correspondence should be sent to the same address: 563 E El Camino Real, Sunnyvale, CA 94087-1942. Join us at Meriwest and experience the difference of a credit union that prioritizes its members and the community it serves. Your financial journey starts here!

Branch History & Mission

At Meriwest, we have a rich legacy that spans over six decades, rooted in our commitment to serving the community of Sunnyvale, CA. Since our doors opened in 1961 at 563 E El Camino Real, we have grown alongside our members and the local economy. Today, we proudly serve over 79,000 members and manage total assets of approximately $2.11 billion. Our mission is clear: to provide exceptional financial services while uplifting our community. We believe in making banking accessible for everyone, which drives us to offer a range of products including checking and savings accounts, auto loans, mortgages, and business banking solutions. We are dedicated to fostering financial wellness by ensuring that our services are not only competitive but also tailored to meet the needs of our diverse membership. While members can visit us at our branch address, official correspondence should be sent to 563 E El Camino Real, Sunnyvale, CA 94087-1942. Our operating hours are designed with convenience in mind: Monday through Thursday from 9 a.m. to 5 p.m., Friday from 9 a.m. to 6 p.m., and Saturday from 9 a.m. to 1 p.m., making it easy for you to connect with us when you need assistance. Meriwest has always been about more than just transactions; it's about building relationships. We actively participate in community outreach programs and partner with local organizations to support initiatives that make a difference in people's lives. Our shared service center is one such example of how we extend our reach beyond traditional banking, providing essential services even when members are away from their home branch. In line with modern banking needs, we offer digital solutions like online banking and mobile applications that prioritize your convenience while ensuring ADA compliance for all members. This commitment allows us to deliver customer-centric experiences that resonate with today's fast-paced lifestyle. As we look toward the future, we invite you to join the Meriwest family. Experience firsthand the benefits of being part of a credit union that truly values its members and strives for excellence every day. Together, let's build a brighter financial future right here in Sunnyvale!

Branch Location & Accessibility

Welcome to Meriwest, your trusted financial partner located right in the heart of Sunnyvale! Our branch, known as the Sunnyvale Financial Center, is conveniently situated at 563 E El Camino Real, making it easy for you to access our services. Whether you're visiting us for personal banking, auto loans, or any other financial needs, we are here to assist you. While members can visit us at 563 E El Camino Real, official correspondence should be sent to the same address. Our branch is nestled in a vibrant area close to local shops and eateries, making it a breeze to stop by while you're out and about. Plus, with ample parking available, you can visit us hassle-free. Accessibility is important to us. Our branch is designed to accommodate everyone, including ADA-compliant features to ensure that all members can navigate our space comfortably. We also offer ATM services for those who prefer quick cash withdrawals without entering the branch. Our operating hours are quite friendly too! You can visit us Monday through Thursday from 9 a.m. to 5 p.m., Fridays from 9 a.m. to 6 p.m., and Saturdays from 9 a.m. to 1 p.m. We are closed on Sundays, allowing our staff time for rest and rejuvenation so they can serve you better during the week. At Meriwest, we pride ourselves on providing comprehensive services that cater to your needs be it checking and savings accounts, vehicle financing options, or even business banking solutions. If you have questions or need assistance while planning your visit, don't hesitate to call us at 408-365-6370. We invite you to come by and discover how Meriwest can help you achieve your financial goals!

Member Eligibility

Joining the Meriwest community is an exciting step towards a brighter financial future! At our branch located at 563 E El Camino Real, Sunnyvale, CA 94087, we believe that everyone deserves access to great financial services. To become a member, you simply need to meet a few friendly eligibility requirements. Generally, anyone who lives or works in the area can join, and we warmly welcome family members of current members too. This means that if you're looking for a supportive place to manage your finances, you're in the right spot! Once you confirm your eligibility, opening an account with us is straightforward and convenient. You can get started online by visiting our account opening page at https://www.mymeriwest.com/dbank/live/app/register . If you have any questions or need assistance, don't hesitate to reach out at 408-365-6370. For more detailed information on membership criteria, please check out our eligibility page at . We can't wait to have you as part of the Meriwest family!

Business Banking & Commercial Services

Real-World Merchant Services

In addition to loans, our merchant services help you handle everyday transactions smoothly. Imagine being able to accept payments from customers easily, whether they're using cards or mobile wallets. This not only speeds up your sales process but also enhances customer satisfaction. Visit us at 563 E El Camino Real Sunnyvale Ca 94087 in Sunnyvale, CA, or give us a call at (408) 365-6370 to learn more about how we can support your business's financial needs!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $115 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $64 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $153,397,960, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenience at Your Fingertips

We also recognize the importance of accessibility. With one ATM available at our location and basic shared branch transactions for deposits and withdrawals from partner credit unions, accessing your funds is easy wherever you are. Plus, our commitment to basic ATM access ensures you can withdraw cash or check balances whenever needed. At Meriwest, we strive to create an environment where members feel valued and supported in their financial journeys. For more information about any of our services or to speak with one of our friendly team members, give us a call at (408) 365-6370 or visit us during our operating hours: Monday-Thursday from 9 a.m.-5 p.m., Friday from 9 a.m.-6 p.m., and Saturday from 9 a.m.-1 p.m. Ready to take the next step? Explore all that we have to offer by visiting us at Sunnyvale Financial Center, where your financial well-being is our top priority!

Financing Your Dreams

When it comes to vehicles, we know how important it is to find the right financing option. That's why we offer auto loans and vehicle financing with competitive rates that fit your budget. Picture driving off in your dream car while enjoying affordable monthly payments! Additionally, if you're looking to buy a home or refinance your existing mortgage, our mortgage loans and refinancing services are designed to make the process smooth and straightforward.

Personal Banking Made Simple

Starting with personal banking, we offer checking and savings accounts that help you manage your everyday finances easily. Imagine having your funds just a click away through our online and mobile banking services. You can check balances, transfer money, and pay bills without stepping foot into a branch. For those who need a little extra cash for big purchases or projects, our personal loans and debt consolidation options can provide the support you need to achieve your financial goals.

Rewarding Credit Options

If you're considering credit cards, we have options that come with rewards designed to benefit you for everyday spending. Whether it's cashback on groceries or travel perks, our credit cards with rewards add value to your purchases.

Supporting Your Business

For local business owners, we provide essential services such as merchant services and business loans. These offerings can help streamline operations and support growth. We understand that running a business comes with its challenges; that's why we're here to assist you in achieving success.

Digital & Online Banking

Key Services Available

With our online banking platform, you can easily check balances, pay bills, and transfer money all at your fingertips. Enjoy the freedom of 24/7 online banking services that allow you to handle your financial needs on your schedule. Plus, our electronic signature authorization makes it simple to sign documents securely without needing to visit a branch. We understand that staying organized is essential, which is why we offer e-statements. With this feature, you can access your statements anytime without the clutter of paper. Going green has never been easier!

Mobile Banking Convenience

For those who prefer banking on the go, our mobile application provides a user-friendly experience right from your smartphone. You can make person-to-person transfers effortlessly, ensuring that sending money to friends or family is just a few taps away. Unfortunately, we currently do not support mobile payments; however, our app still gives you everything you need for effective account management. At Meriwest, we believe in making banking accessible for everyone. Our digital services are designed with you in mind easy to use and secure, so you can focus on what truly matters in life. Whether you're at home or out and about, managing your finances is as easy as logging into your account. Embrace the benefits of modern banking today with Meriwest!

Financial Strength

Growing Trust Among Members

We have established trust among our growing member base with 109,263 total share accounts. This reflects the confidence that many individuals place in us for their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Meriwest is your trusted partner. Visit us at 563 E El Camino Real Sunnyvale Ca 94087 or call (408) 365-6370 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Your savings are secured through $543,090,834 in share certificates and $240,504,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 219 full-time employees and 1 part-time employees ready to assist you with their expertise.

Reinvestment for Future Growth

With $169,175,839 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $7,715 in used auto loans and $1,638,630,843 in total loans and leases.

Solid Financial Health

With a net worth of $193,309,189, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to sound management practices is reflected in our net worth ratio of $915, demonstrating a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $119,029,236 in used vehicle loans and $71,218,012 in new vehicle loans already helping members get on the road. We make financing simple and straightforward so you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $153,397,960 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your existing business, we have tailored solutions to support your entrepreneurial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $282,395,718, make buying or refinancing simple. Our team is here to guide you through every step of the process, ensuring you find the right fit for your budget and lifestyle.

Refinancing Options

If you're considering refinancing any of your existing loans, our team is ready to discuss eligibility options that may help lower your monthly payments or adjust your loan terms to better suit your current financial situation. At Meriwest, located at 563 E El Camino Real Sunnyvale Ca 94087 in Sunnyvale, CA, we're committed to providing personalized service and competitive rates. If you have any questions about our loan products or would like assistance with your application, don't hesitate to give us a call at (408) 365-6370. For more insights into our performance data and financial information, please visit the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial objectives!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and features that allow you to take control of your spending.

Loan Aggregator

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MERIWEST CREDIT UNION - Sunnyvale, CA