Meriwest Credit Union Santa Clara CA | Quick Personal Loans & Checking

Introduction

Welcome to Meriwest, your trusted financial partner located at 2042 El Camino Real, Santa Clara, CA 95050. Since our establishment in 1961, we have been dedicated to serving our members with integrity and commitment. With a strong community presence, we are proud to support over 79,531 members while managing total assets of $2,113,086,591. At Meriwest, we believe that your financial success is our success. That's why we offer a range of services tailored to meet your needs from personal banking options like checking and savings accounts to auto loans and mortgages. Our robust lending portfolio includes over 24,123 loans and leases, ensuring that you have access to the funds you need for your goals. We understand the importance of trust in financial relationships. That's why our dedicated team works tirelessly to provide exceptional service and innovative solutions. Under the leadership of our CEO, Lisa Pesta, and Board President, Arthur Jue, we strive to maintain a member-centric approach that prioritizes your financial well-being. While members can visit us at our branch for assistance or inquiries, official correspondence should be sent to the same address: 2042 El Camino Real, Santa Clara, CA 95050. If you have any questions or need immediate support, feel free to call us at 408-365-6400. Join us today and experience the Meriwest difference where your financial journey matters! To learn more about our services or to open an account online, visit us at Meriwest. We look forward to helping you achieve your financial dreams!

Branch History & Mission

Advancing with Technology

In today's fast-paced world, we understand the importance of convenience. That's why we've embraced technology while maintaining a personal touch. Members can enjoy features like online banking and mobile applications that allow for easy account management from anywhere. Our branch also offers ATM access for quick cash withdrawals and balance checks.

Join Us

As we look ahead, Meriwest remains committed to growth and innovation while staying true to our roots in community service. We invite you to join us on this journey! Experience the benefits of membership with Meriwest where your financial well-being is our top priority. Visit us at 2042 El Camino Real, or contact us at 408-365-6400 for more information on how we can assist you today. While members can visit us at 2042 El Camino Real Santa Clara Ca 95050, official correspondence should be sent to 2042 El Camino Real, Santa Clara, CA 95050 if different. Together, let's build a brighter future!

Our Mission

At Meriwest, our mission is simple: to empower our members through personalized financial services while fostering a spirit of community support. We believe that banking should be about more than just transactions; it should be about building relationships and contributing positively to the lives of those we serve. From checking and savings accounts to auto loans and mortgages, our offerings are designed with your needs in mind. We take pride in being a member-focused organization that prioritizes transparency and accessibility. Our commitment extends beyond traditional banking; we actively engage in local initiatives and partnerships that uplift our community. We aim to create lasting impact through outreach programs and financial education workshops tailored for all ages.

Branch Location & Accessibility

Convenient Hours for Everyone

We understand that life can be busy, so we've tailored our hours to fit your schedule. Visit us Monday through Thursday from 9:00 a.m. to 5:00 p.m., and on Fridays from 9:00 a.m. to 6:00 p.m. For those who want to drop by on Saturdays, we're open from 9:00 a.m. until 1:00 p.m. Please note that we're closed on Sundays.

Easy Access and Parking

Getting to our branch is simple, with ample parking available for members. We prioritize accessibility, ensuring our location meets ADA standards with features like ramps and designated parking spaces. You can easily access all our services without any hassle.

Join Us Today!

We invite you to stop by or give us a call at (408) 365-6400. Our friendly team is ready to assist you with any questions or services you may need. Experience the difference at Meriwest today!

Services Tailored for You

At Meriwest, we offer a wide range of services designed for all your banking needs be it checking and savings accounts, auto loans, mortgage refinancing, or even business banking solutions. Plus, you'll find an ATM conveniently located on-site for quick cash withdrawals and balance checks whenever you need them. While members can visit us at 2042 El Camino Real Santa Clara Ca 95050, official correspondence should be sent to the same address since both locations are one and the same.

Member Eligibility

Joining the Meriwest community is not just about banking; it's about becoming part of a supportive family that truly cares about your financial well-being. To become a member at Meriwest, you need to meet some simple eligibility requirements that reflect our commitment to serving individuals and families in our local area. Whether you live, work, worship, or attend school in the communities we serve, you're likely eligible to join! If you want to know more about specific eligibility details, feel free to check out this resource. Once you're ready to take the next step, opening an account with us is straightforward and welcoming. You can start this journey by visiting our account opening page or simply give us a call at (408) 365-6400 if you have any questions. We're here to help you every step of the way as you unlock the benefits of being a member at Meriwest, located conveniently at 2042 El Camino Real Santa Clara Ca 95050. Come join us and see how we can help make your financial dreams a reality!

Business Banking & Commercial Services

Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $115 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $64 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $153,397,960, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly without worrying about payment processes. Our merchant services simplify transactions, allowing you to focus on what you do best serving your customers. Whether it's accepting credit cards or managing online payments, we provide the tools to enhance your business operations efficiently. At Meriwest, we're not just here to provide financial products; we're dedicated partners in your journey toward success. Visit us at 2042 El Camino Real Santa Clara Ca 95050 or call us at (408) 365-6400 to learn how we can support your business goals!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

For quick cash needs, our ATM & Cash Withdrawal Services are available at various locations including ours at Meriwest. You can easily withdraw cash or check your balance without stepping inside the branch. At Meriwest, we're here not just as a credit union but as your financial partner committed to helping you navigate life's financial journey smoothly. If you have any questions or wish to learn more about how our services can benefit you, please don't hesitate to contact us at (408) 365-6400 or visit us during our operating hours: - Monday-Thursday: 9:00 a.m. - 5:00 p.m. - Friday: 9:00 a.m. - 6:00 p.m. - Saturday: 9:00 a.m. - 1:00 p.m. - Sunday: Closed We look forward to serving you!

Auto Loans & Vehicle Financing

If you're in the market for a new car or need financing for a used vehicle, our Auto Loans & Vehicle Financing options are designed with you in mind. We provide competitive rates and flexible terms, making it easier for you to get behind the wheel without breaking the bank.

Business Banking

If you're a business owner, our Business Banking services include merchant services and business loans tailored to help your venture succeed. We understand the unique challenges businesses face and are committed to providing support that helps them thrive.

Credit Cards with Rewards

For those who love earning rewards while spending, our Credit Cards with Rewards program offers great benefits. You can earn points on purchases that can be redeemed for travel, merchandise, and more making your everyday spending work for you.

Digital Banking Solutions

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. With easy access to transactions, bill payments, and person-to-person payments, banking has never been easier or more convenient.

Mortgage Loans & Refinancing

Owning a home is a dream for many, and at Meriwest, we offer comprehensive Mortgage Loans & Refinancing services. Whether you're purchasing your first home or looking to refinance your existing mortgage for better rates, we guide you through every step of the process.

Personal Banking

We understand that managing finances is crucial for everyone, and that's why we offer Personal Banking services that include checking and savings accounts. Whether you're looking to open your first account or need a new one to better manage your finances, our friendly staff is here to help you find the right fit.

Personal Loans & Debt Consolidation

Life can bring unexpected expenses, which is why we provide Personal Loans & Debt Consolidation solutions. Our loans can help you manage debt more effectively, allowing you to focus on what really matters your peace of mind.

Digital & Online Banking

Key Features

We also provide E-Statements so you can access your account statements electronically, reducing clutter and keeping your financial documents organized. Say goodbye to paper statements and enjoy the ease of having all your important information at your fingertips. For those moments when you need to send money quickly, our Person-to-Person Transfers feature allows you to send funds directly to friends or family without hassle. Whether it's splitting a dinner bill or sending a gift, it's fast and easy. If you're always on the move, you'll appreciate our Mobile Application, which offers all the functionality of online banking right in your pocket. From mobile deposits to checking balances, managing your finances has never been easier. Security is paramount at Meriwest. We provide Electronic Signature Authorization, ensuring that your transactions are safe and secure. You can have peace of mind knowing that your sensitive information is protected while using our services. While we currently do not support Mobile Payments, we are always looking for ways to improve our offerings for members like you. In summary, whether you're at home or on the go, Meriwest provides accessible and easy-to-use digital banking solutions tailored for modern lifestyles. With secure online banking features available around the clock, you're always in control of your financial journey!

Financial Strength

Commitment to Growth

With $169,175,839 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7,715 in used auto loans and a total of $1,638,630,843 in loans and leases.

Growing Membership Base

With a total of 109,263 share accounts, we have built a strong and growing member base that trusts us with their finances. This trust allows us to keep expanding our services to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Meriwest is your trusted partner. Visit us at 2042 El Camino Real Santa Clara Ca 95050 or call 408-365-6400 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 219 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $543,090,834 in share certificates and $240,504,636 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members above all else. With non-member deposits at $20,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $193,309,189, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 915 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $119,029,236 in used vehicle loans and $71,218,012 in new vehicle loans already helping members get on the road. We also provide flexible terms and refinancing options if you want to lower your monthly payments or adjust your loan terms.

Business Financing

For business owners, our outstanding commercial loans totaling $153,397,960 provide the capital needed to grow and expand your business operations. Our team is ready to assist with tailored solutions that align with your business goals. At Meriwest, we're dedicated to empowering you financially. Visit us today or check out our website for more information on how we can support you in achieving your dreams through our various loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Card Loans

In addition to traditional loans, we also offer flexible terms on unsecured credit card loans. Although currently there are no unsecured credit card loans issued yet, our credit cards come with competitive rates and rewards programs once available.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $282,395,718, making it easier than ever to secure financing for your dream home. If you're considering refinancing your current mortgage, our team can guide you through the eligibility process.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing process guarantees fair and transparent offers. Users can trust that the information they receive reflects the most current rates and terms available in the market.

Benefits of Using LendMesh

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Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

MERIWEST CREDIT UNION - Santa Clara, CA