Meriwest Credit Union Mountain View CA | Affordable Auto Loans & Business Banking

Introduction

At Meriwest, we believe in building a strong financial foundation for our members and the community. Located at 580 N Rengstorff Ave Ste A, Mountain View, CA 94043, our branch is more than just a place to manage your money it's a hub for financial empowerment and community support. Established in 1961, we've proudly served over 79,531 members, helping them achieve their financial goals with personalized service and an array of products tailored to their needs. With total assets of $2,113,086,591 and total deposits reaching $126,069,139, we are committed to ensuring your savings are secure while providing you access to competitive loans. Our total loans amount to 24,123, showcasing our dedication to supporting individuals and businesses in their financial journeys. Led by our CEO Lisa Pesta and Board President Arthur Jue, our team of 220 employees works tirelessly to create a welcoming environment where you can feel confident about your financial choices. We understand that banking is not just about transactions; it's about relationships built on trust. While members can visit us at the branch for all their banking needs, official correspondence should be sent to our mailing address at PO Box 530953, San Jose, CA 95153-5353. Whether you are looking for checking and savings accounts, auto loans, or business banking services, we invite you to explore what we have to offer. Join us as we continue to foster a sense of community while putting our members first. For any inquiries or assistance, don't hesitate to reach out at (877) 637-4937 or visit us online at Meriwest. Your financial future starts here!

Branch History & Mission

Community Engagement

As part of our mission, we actively participate in community outreach programs designed to support local initiatives and foster development. By partnering with various organizations, we contribute not only financially but also through volunteer efforts from our staff who are passionate about giving back. In addition to traditional banking methods, we've embraced technology to enhance your experience. With services such as online banking and mobile applications, managing your finances has never been easier or more secure.

Join Us

Our branch operates Monday through Thursday from 9 a.m. to 5 p.m., Friday until 6 p.m., and Saturday from 9 a.m. to 1 p.m., ensuring that we are available when you need us most. Although we do not offer drive-thru services, we provide an ATM for your convenience. We invite you to join Meriwest today! Experience firsthand how we can assist you in achieving your financial goals while being an active participant in our community's growth. For more information or to open an account, please call us at 877-637-4937 or visit our website. Together, let's build a brighter future!

Our Mission

At Meriwest, our mission is clear: to empower individuals and families by providing comprehensive financial solutions that foster growth and stability. We believe that banking should not only meet your needs but also uplift the community around us. That's why we focus on offering a variety of personal and business banking services including checking and savings accounts, auto loans, mortgage financing, personal loans, credit cards with rewards, and more. We are dedicated to making banking accessible for everyone. Our commitment extends beyond just financial products; we aim to create lasting relationships built on trust and respect. We take pride in being a member-focused institution where every voice is heard and valued.

Branch Location & Accessibility

Welcome to Meriwest at the Monta Loma Financial Center! Conveniently located at 580 N Rengstorff Ave Ste A, Mountain View, CA 94043, our branch is designed to make your banking experience easy and accessible. Whether you're popping in for a quick transaction or looking to discuss your financial goals, we are here for you. Situated near local landmarks, our branch is just a stone's throw away from Rengstorff Park and the vibrant shops of the Monta Loma neighborhood, making it a perfect stop during your day out. We understand that accessibility is key; that's why our branch features ADA-compliant entrances and ample parking to accommodate all members of our community. Our operating hours are tailored to fit your busy schedule: we're open Monday through Thursday from 9 a.m. to 5 p.m., Friday from 9 a.m. to 6 p.m., and Saturday from 9 a.m. to 1 p.m. Please note that we are closed on Sundays. You can reach us anytime at 877-637-4937 if you have questions or need assistance. For those who value convenience, we offer ATM services right at the branch, allowing you to manage your cash needs effortlessly. While we don't currently have drive-thru banking, our shared service center provides essential transactions for partner credit union members, ensuring you can complete deposits and withdrawals easily. While members can visit us at 580 N Rengstorff Ave, official correspondence should be sent to PO Box 530953, San Jose, CA 95153-5353. We invite you to come by and explore all the services Meriwest has to offer from personal and auto loans to business banking solutions all delivered with a friendly smile. We look forward to welcoming you into our branch soon!

Member Eligibility

Joining the Meriwest family means becoming part of a community that values support and collaboration. To become a member at our branch located at 580 N Rengstorff Ave Ste A, Mountain View, CA 94043, you just need to meet a few simple eligibility criteria. Typically, individuals who live, work, worship, or attend school in the area are welcome to join us. If you're unsure about your eligibility or want to learn more about specific requirements, feel free to check out the detailed information at this link. Becoming a member is straightforward and opens the door to a variety of benefits designed to help you achieve your financial goals. Whether you're looking for personal banking services, auto loans, or even business banking options, Meriwest has something for everyone. To start the process of opening your account, visit this page or give us a call at 877-637-4937. We're here to assist you every step of the way!

Business Banking & Commercial Services

Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $115 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $64 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $153,397,960, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Imagine having the ability to accept payments seamlessly whether you're at a local market or running an online store. Our services ensure you can focus on what matters most growing your business. Visit us at 580 N Rengstorff Ave Ste A Mountain View Ca 94043 in Mountain View, CA, or call us at (877) 637-4937 to learn more about how we can help your business succeed!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Enjoy easy access to your money through our ATM services, which include basic transactions such as withdrawals and balance checks.

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? We offer competitive auto loans and vehicle financing options that can help make your dream vehicle a reality. With flexible terms and low rates, securing financing has never been easier.

Business Banking Solutions

For small business owners, our business banking services include merchant services and business loans designed to support growth and operational efficiency. We're committed to helping local businesses thrive!

Credit Cards with Rewards

Make every purchase count with our credit cards that offer rewards! From cash back to travel points, these cards not only provide convenience but also added benefits every time you swipe.

Mortgage Loans & Refinancing

If homeownership is on your mind, our mortgage loans cater to first-time buyers and seasoned homeowners alike. Plus, if you're looking to lower your monthly payments or tap into your home's equity, our refinancing options provide great opportunities.

Online & Mobile Banking Convenience

In today's fast-paced world, managing finances should be easy and accessible. Our online and mobile banking platforms allow you to check balances, transfer funds, and pay bills anytime, anywhere right from your smartphone or computer.

Personal Banking Services

Our personal banking services include checking and savings accounts designed for everyday needs. Imagine having a straightforward checking account that helps you manage your day-to-day expenses while earning interest on your savings. Our team is here to guide you through selecting the right accounts for your lifestyle.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses our way. That's where our personal loans come in handy. Whether you need funds for a major purchase or want to consolidate debt for easier management, we offer tailored solutions designed just for you.

Shared Branch Transactions

As part of a larger network, we offer basic shared branch transactions like deposits and withdrawals for partner credit union members. This means more access and flexibility for all members! At Meriwest, we're here to serve you with friendly assistance whether you're walking through our doors or reaching out by phone at (877) 637-4937. Our goal is simple: provide comprehensive financial services that fit seamlessly into your life. Ready to experience the convenience and personalized service we offer? Visit us today at 580 N Rengstorff Ave Ste A Mountain View Ca 94043 or give us a call! Your financial journey is important to us and we're excited to be part of it!

Digital & Online Banking

At Meriwest, we know that managing your finances should be easy and secure. That's why we offer a range of digital and online banking services designed to fit your busy lifestyle. With our 24/7 online banking services, you can access your accounts anytime, anywhere. Whether you're checking balances or transferring funds, everything is just a click away. For those who prefer to manage their finances on the go, our mobile application offers all the features you need right in the palm of your hand. You can make person-to-person transfers effortlessly, allowing you to send money to friends or family in seconds. Plus, with electronic signature authorization available, signing important documents has never been simpler or more secure. Switching to e-statements is another way we make banking convenient for you. Enjoy quick access to your statements without the clutter of paper, making it easier to keep track of your spending and budgeting. If you're interested in exploring all these features, visit us at https://www.meritrustcu.org/home/home. Security is a top priority at Meriwest. Our online banking platform employs robust measures to ensure that your information remains safe while you manage your accounts online. You can feel confident knowing that your financial data is protected. With all these tools at your disposal, managing your finances has never been easier or more accessible. Join us today at Meriwest and experience the convenience of modern banking!

Financial Strength

At Meriwest, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is essential for achieving your goals. That's why we are proud to share our strong financial position, which reflects our commitment to serving you. With a net worth of $193,309,189, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $915 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $543,090,834 in share certificates and $240,504,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $169,175,839 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7,715 in used auto loans and $1,638,630,843 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 219 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 109,263, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Meriwest is your trusted partner. Visit us at 580 N Rengstorff Ave Ste A Mountain View Ca 94043 or call (877) 637-4937 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $119,029,236 in used vehicle loans and $71,218,012 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our competitive rates and flexible terms can help you drive away in the car you want.

Business Financing

If you're a business owner, our outstanding commercial loans totaling $153,397,960 provide the capital needed to grow and expand your business. We understand that every business has unique challenges and goals, which is why we work closely with our members to find the right financing solution. At Meriwest, we're committed to supporting our members through personalized service and tailored loan products. If you're considering refinancing options or want to check your eligibility for any of our offerings, don't hesitate to reach out. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information or assistance with your loan application process, please contact us at (877) 637-4937, or visit us at our branch located at 580 N Rengstorff Ave Ste A Mountain View Ca 94043 in Mountain View, CA.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $282,395,718, make buying or refinancing simple. We provide various mortgage solutions tailored to fit different financial situations, ensuring you have the resources to make your dream home a reality.

Unsecured Credit Card Loans

For those looking to manage everyday expenses or unexpected costs, we also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards come with great rewards and no hidden fees, making them an excellent choice for responsible borrowing.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that you receive fair and transparent offers tailored to your needs.

Meriwest