Meriwest Credit Union Milpitas CA | Affordable Auto Loans & Online Banking

Introduction

Welcome to Meriwest, your trusted financial partner located at 117 N Milpitas Blvd, Milpitas, CA 95035. Since our establishment in 1961, we have been dedicated to serving our members with a strong commitment to community and personal service. With a total membership of over 79,531 individuals, we pride ourselves on being a credit union that truly understands your needs. At Meriwest, we believe in building lasting relationships with our members. Our assets stand at an impressive $2,113,086,591, and we manage a total of $126,069,139 in deposits. With a net worth of $193,309,189, we ensure that our members' investments are secure while providing a range of financial services designed to help you thrive. Whether you're looking for auto loans, mortgages, or business banking solutions, we've got you covered. Our leadership team is here to guide you every step of the way. Led by CEO Lisa Pesta and Board President Arthur Jue, we work tirelessly to create financial solutions tailored to fit your lifestyle. We're not just about numbers; we care about the people behind them our members. While you can visit us at our branch address for personal assistance, please send any official correspondence to our mailing address: PO Box 530953, San Jose, CA 95153-5353. Feel free to reach out by phone at 877-637-4937 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Join us today and experience the difference that comes from being part of a community-focused credit union. Explore more about our services and how we can help you achieve your financial goals by visiting us online at www.meriwest.com. Your journey toward financial wellness begins here!

Branch History & Mission

Community Commitment

Our commitment goes beyond just providing financial services. We actively engage in partnerships that uplift our local community through outreach programs and support initiatives that make a difference in people's lives. We recognize the importance of giving back and strive to play a vital role in making Milpitas a better place for everyone.

Join Us

With operating hours from Monday to Thursday 9:00 a.m. to 5:00 p.m., Friday 9:00 a.m. to 6:00 p.m., and Saturday 9:00 a.m. to 1:00 p.m., we invite you to stop by or call us at (877) 637-4937 to learn more about how we can help you achieve your financial dreams. Experience the benefits of being part of Meriwest where your success is our priority!

Mission Statement

At Meriwest, our mission is simple: to provide reliable financial services while supporting the growth and well-being of our community. We believe that when our members thrive, so does the entire community. That's why we offer a range of services from personal banking options like checking and savings accounts to auto loans, mortgages, and business banking solutions. We are proud of our focus on customer service, which includes ADA-compliant facilities, digital banking advancements like online banking and mobile applications, and convenient ATM access for all your cash withdrawal needs. While members can visit us at 117 N Milpitas Blvd Milpitas Ca 95035, official correspondence should be sent to PO Box 530953, San Jose, CA 95153-5353.

Our Journey

Since the beginning, Meriwest has focused on building strong relationships with our members. We started as a small credit union and have evolved into a trusted financial partner with assets totaling $2,113,086,591. Our history is marked by significant milestones that reflect our commitment to excellence in service. We continually strive to adapt to the changing needs of our members through innovative banking solutions and community engagement.

Branch Location & Accessibility

Welcome to Meriwest at the Milpitas Financial Center, your friendly neighborhood credit union located at 117 N Milpitas Blvd Milpitas Ca 95035. Nestled in the heart of Milpitas, CA, we are conveniently positioned near popular landmarks like the Great Mall and several local eateries, making it easy for you to stop by during your busy day. While members can visit us at 117 N Milpitas Blvd Milpitas Ca 95035, official correspondence should be sent to our mailing address at PO Box 530953, San Jose, CA 95153-5353. We strive to provide a welcoming environment for everyone, with accessible features such as ADA-compliant ramps and ample parking spaces right at our doorstep. At Meriwest, we want banking to fit seamlessly into your lifestyle. Our operating hours are designed with your needs in mind: we're open Monday through Thursday from 9:00 a.m. to 5:00 p.m., Fridays from 9:00 a.m. to 6:00 p.m., and Saturdays from 9:00 a.m. to 1:00 p.m. Whether you need assistance with personal banking, auto loans, or business services, our friendly team is here to help. For those who prefer cash transactions, you'll find an ATM available for your convenience. Although we currently do not offer drive-thru banking services, our lobby is always ready to welcome you with open arms. If you're looking for a community-focused credit union that puts members first, look no further than Meriwest. Feel free to call us at (877) 637-4937 if you have any questions or want more information about our services. We invite you to visit us soon and experience the difference!

Member Eligibility

Becoming a member of Meriwest is like joining a welcoming family that truly cares about your financial well-being. If you're living, working, or attending school in the areas we serve, you're likely eligible to join us. We aim to make membership accessible to everyone, and whether you need a checking account or a loan, our team is here to support you every step of the way. For specific details on eligibility criteria, feel free to check out our website at . Once you're ready to take the next step toward joining our community, opening an account is simple and straightforward! You can start the process online by visiting https://www.mymeriwest.com/dbank/live/app/register , or give us a call at (877) 637-4937 if you have any questions. We look forward to welcoming you to Meriwest, located at 117 N Milpitas Blvd Milpitas Ca 95035, where you'll find services designed with your needs in mind.

Business Banking & Commercial Services

Commercial Loans That Propel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $115 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $64 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $153,397,960, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

Imagine running your business without worrying about payment processing. Our merchant services allow you to focus on what matters most serving your customers. From easy credit card acceptance to streamlined transactions, we provide the tools you need for smooth operations. Located at 117 N Milpitas Blvd Milpitas Ca 95035, Milpitas, CA, we invite you to explore how Meriwest can become a partner in your journey toward success. For inquiries, feel free to call us at (877) 637-4937. Let's build something great together!

Comprehensive List Of Services

Access When You Need It

Need cash on the go? Our ATM services allow easy access to your funds anytime you need them. With locations near you, withdrawing cash or checking balances is straightforward and hassle-free. At Meriwest, we strive to ensure that all members feel supported in their financial endeavors. For any questions about our services or to get started today, please call us at (877) 637-4937. We look forward to assisting you at our branch!

Business Solutions Tailored for You

If you're a business owner, our business banking services include merchant services and business loans aimed at helping you grow. We understand that every business has unique needs, so we take the time to listen and tailor solutions just for you.

Financing Your Dreams

Thinking about purchasing a new car or refinancing your home? Our auto loans and vehicle financing options are tailored to fit various budgets, making it easier for you to drive away in the car of your dreams. Additionally, our mortgage loans and refinancing services can help make owning a home more affordable. We work with you to find the best rates and terms that suit your situation.

Personal Banking Made Simple

Our personal banking services include checking and savings accounts that help you manage your day-to-day finances easily. Imagine having the ability to track your spending and savings all from your mobile device or online account! With online and mobile banking options, accessing your accounts is convenient and secure. You can transfer money, pay bills, and even deposit checks from the comfort of your home.

Supporting Your Goals

For those unexpected expenses or plans that require extra funds, we offer personal loans and debt consolidation solutions. These products are designed to help you regain control over your finances and support your goals without overwhelming debt. Plus, our credit cards with rewards provide an excellent way to earn while you spend perfect for those who love shopping or travel!

Digital & Online Banking

Key Features

With our electronic signature authorization feature, signing documents has never been easier or more secure. You can complete transactions without the hassle of printing and mailing paperwork. Plus, enjoy the convenience of e-statements, which are not only eco-friendly but also allow you to access your account statements quickly and safely. If you're looking for ways to send money to friends or family, our person-to-person transfer feature makes it a breeze. Just a few taps on your phone or clicks on your computer will help you send money instantly. Speaking of phones, don't forget about our mobile application! With it, you can manage your accounts right from your smartphone. Although we currently don't offer mobile payments, our app provides a variety of other functionalities that keep you connected to your finances. For those who prefer traditional methods but still want online convenience, our ATM availability ensures that you can withdraw cash when needed without any fuss. In today's fast-paced world, having access to real-time account management is crucial. At Meriwest, we're committed to providing services that make banking easier for you while ensuring all necessary security measures are in place. Join us today and experience the peace of mind that comes with using Meriwest's digital and online banking services!

Financial Strength

At Meriwest, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on maintaining a strong foundation that allows us to serve you effectively and reliably. With a net worth of $193,309,189, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid base is further emphasized by our net worth ratio of $915, which demonstrates our commitment to ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $543,090,834 in share certificates and $240,504,636 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $20,000,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We believe in reinvesting in our community and our members. With $169,175,839 in undivided earnings, we continuously enhance our banking tools, lending options, and security measures. Our lending capacity supports your financial goals across various sectors with $7,715 in used auto loans and $1,638,630,843 in total loans and leases. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for all members. We also take pride in having 219 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The trust of our growing member base is evident with a total of 109,263 accounts held at Meriwest, showcasing the confidence placed in us to manage their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Meriwest is your trusted partner. Visit us at 117 N Milpitas Blvd Milpitas Ca 95035 or call (877) 637-4937 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $119,029,236 in used vehicle loans and $71,218,012 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our flexible terms make it easy for you to drive away happy.

Business Financing

For business owners, our outstanding commercial loans totaling $153,397,960 provide the capital needed to grow and expand your operations. We aim to support local businesses by offering competitive rates and personalized service tailored to your specific needs. At Meriwest, we also believe in making financing accessible through refinancing options. If you're looking to reduce monthly payments or consolidate debt, speak with one of our representatives about eligibility criteria and how we can assist you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and discover how we can help you achieve your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $282,395,718, make buying or refinancing simple. We also provide expert guidance throughout the process to ensure you understand your options and feel confident in your decisions.

Unsecured Credit Card Loans

We know managing finances can be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Enjoy peace of mind with our straightforward repayment plans that fit within your budget.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified sources guarantees fair and transparent offers for all users.

MERIWEST CREDIT UNION - Milpitas, CA