Meritus Credit Union New Iberia LA | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Meritus FCU Iberia Branch, your trusted partner in financial well-being since 1954. Located at 1101 Parkview Dr, New Iberia, LA 70563, we pride ourselves on being a cornerstone of the community, serving over 24,737 members with a commitment to personalized banking solutions that fit your lifestyle. At Meritus, we understand that banking is more than just transactions; it's about building relationships and supporting our members' dreams. With total assets exceeding $239 million and a solid net worth of $32 million, we have the resources to help you thrive. Whether you're looking for an auto loan, mortgage financing, or personal banking services, our experienced team is here to guide you every step of the way. Led by our dedicated CEO, Brian Leger, and Board President, Dale Henderson, our team works tirelessly to ensure that each member receives exceptional service. With a staff of 77 employees, we're not just here for your financial needs we're part of your community. While you can reach us at our branch address, please note that official correspondence should be sent to 1101 Parkview Dr, New Iberia, LA 70563-2884. Our doors are open Monday through Friday from 8:30 AM to 5:00 PM, making it easy for you to stop by and discuss how we can assist you in achieving your financial goals. Explore our wide range of services including checking and savings accounts, loans for vehicles or homes, credit cards with rewards, and business banking solutions at MeritusCU.net. Ready to take the next step? Give us a call at (337) 335-1100 or visit us today! Together, let's build a brighter financial future for you and our community.

Branch History & Mission

Community Impact

Our commitment extends beyond banking; we actively engage in local initiatives aimed at uplifting those around us. Through various partnerships and outreach programs, we focus on enhancing educational opportunities and supporting local organizations that make a difference in our area. We invite you to join us at Meritus! Experience not just a bank but a supportive community where your financial dreams can become a reality. Visit us today or give us a call at 337-335-1100 to learn more about how we can help you achieve your goals. Together, let's build a brighter future for New Iberia!

Our Journey

Since our inception, Meritus has been committed to fostering financial well-being for our members. With total assets now exceeding $239 million, we have continuously evolved to meet the changing needs of our community. Throughout the years, we've embraced technological advancements while maintaining a strong focus on personal connections and community support. Our operating hours from 8:30 AM to 5:00 PM ensure that we are available when you need us most. Additionally, with an ATM and drive-thru banking services available, accessing your funds is quick and convenient.

Our Mission

Our mission at Meritus is simple yet profound: to empower our members by providing exceptional financial services while actively contributing to the growth and prosperity of our community. We believe in offering more than just traditional banking solutions; we strive to build relationships based on trust and support. Whether it's helping you secure a loan for your dream car or assisting with your savings goals, we're here every step of the way. While members can visit us at 1101 Parkview Dr, official correspondence should be sent to 1101 Parkview Dr, New Iberia, LA 70563-2884 if it differs from our branch address.

Branch Location & Accessibility

Accessibility Features

We understand the importance of accessibility for all our members. Our branch is equipped with ADA-compliant features, including ramps and designated parking spaces. Whether you're walking in or using our drive-thru service, we ensure that everyone feels comfortable and welcomed.

Operating Hours

We're here for you Monday through Friday from 8:30 AM to 5:00 PM, making it easy for you to visit us during your busy day. If you prefer using our drive-thru banking option, it offers a quick and convenient way to handle deposits and withdrawals without leaving your vehicle.

Services Offered

At Meritus, we provide a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have everything covered. You can also take advantage of online and mobile banking for added convenience. Plus, our ATM is available for cash withdrawals and balance checks anytime. If you're looking for friendly service combined with expert financial guidance, come visit us today! For any questions or assistance before your visit, feel free to give us a call at 337-335-1100. We look forward to serving you at the Meritus Fcu Iberia Branch!

Member Eligibility

At Meritus, we believe that everyone deserves a chance to be part of a friendly and supportive community. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the Iberia area, you're likely eligible to join us. We're here for individuals and families alike, providing access to various financial services designed with your needs in mind. By joining Meritus, you'll benefit from competitive rates on loans, personalized banking experiences, and a commitment to helping you achieve your financial goals. To get started, simply visit us at 1101 Parkview Dr New Iberia La 70563 or give us a call at (337) 335-1100. You can also find detailed eligibility criteria by checking out our website at . Ready to open your account? It's just a click away: visit https://app.consumer.meridianlink.com/apply.aspx ?lenderref=merituscu071422&list=xasa1s2sst to begin your journey with us today!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer merchant services that simplify transactions and enhance customer experiences. Imagine being able to process payments seamlessly while managing your finances all in one place. Our solutions are tailored to meet the needs of local businesses like yours, ensuring you have the support you need every step of the way. Visit us at 1101 Parkview Dr New Iberia La 70563 in New Iberia, LA or call us at (337) 335-1100 to learn more about how our business banking and commercial services can help you achieve your goals.

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $50,790, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For our business members, we understand that time is money. That's why our business banking services, including merchant services and business loans, are designed to streamline your operations. With us by your side, you can focus more on growing your business while we handle the financial details.

Conclusion

We invite you to explore all that Meritus has to offer. Our friendly team is here to assist you with any questions or concerns you may have about your financial journey. Feel free to reach us at (337) 335-1100, or visit us in person at 1101 Parkview Dr New Iberia La 70563 during our operating hours from 8:30 AM to 5:00 PM on weekdays. Experience the difference of community-focused banking today!

Convenient Access

Convenience is key at Meritus. Our ATM services allow for easy cash withdrawals and balance checks without needing to visit the branch. For those who prefer face-to-face interactions but want to avoid the hassle of waiting in line, our drive-thru banking offers quick access for deposits and simple transactions.

Loans and Credit

When life's unexpected expenses arise, our personal loans and debt consolidation options can provide the relief you need. If you are looking for a way to reward yourself while managing spending, consider applying for one of our credit cards with rewards. These cards not only offer convenience but also help you earn points on your purchases.

Personal Banking

Starting with personal banking, we offer various checking and savings accounts designed for every lifestyle. You can easily keep track of your funds with our online and mobile banking features, making it simple to check balances, transfer money, or pay bills anytime, anywhere. If you are planning to purchase a new car, our auto loans and vehicle financing options provide competitive rates and flexible terms. Similarly, our mortgage loans and refinancing services help make homeownership dreams a reality.

Digital & Online Banking

Accessibility Anytime

With all these tools at your disposal, managing your finances has never been easier or more convenient. Whether you prefer using a computer or a smartphone, Meritus provides the accessibility you need for real-time account management. Join us today and experience how simple banking can be!

Key Features

Our online banking platform is user-friendly and packed with features to help you stay in control of your money. You can enjoy electronic statements for quick access to your account history, which helps you keep track of your spending without the hassle of paper clutter. Plus, with our electronic signature authorization option, signing documents is straightforward and secure no need to visit a branch! For those on the go, our mobile application brings banking right to your fingertips. You can make mobile payments easily and securely while enjoying the convenience of person-to-person transfers that allow you to send money directly to friends and family with just a few taps.

Security You Can Trust

We take your security seriously. Our online banking services include advanced security measures to ensure that your information remains safe. Enjoy peace of mind knowing that whether you're using our website or mobile app, you're protected every step of the way.

Financial Strength

Commitment to Growth

With $31,513,146 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $1,853 in used auto loans and $160,368,963 in total loans and leases.

Community Focus

The trust of our growing membership base is reflected in our total share accounts of 41,780. This shows how many individuals rely on us for their financial needs. With net shares available for lending and investments at $15,748,434, we are well-positioned to support our community's aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Meritus is your trusted partner. Visit us at 1101 Parkview Dr New Iberia La 70563 or call (337) 335-1100 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $38,022,227 in share certificates and $10,719,100 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $365,481, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 75 full-time employees and 2 part-time employees who are dedicated to providing exceptional service to our members.

Solid Financial Health

With a net worth of $32,015,383, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,338 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're considering refinancing any existing loans, we have options available that may lower your monthly payments or help you pay off debt faster. Feel free to ask about eligibility requirements when you contact us. Our team at Meritus, located at 1101 Parkview Dr New Iberia La 70563, New Iberia, LA 70,563, is dedicated to providing personalized service and support. If you have any questions or would like more information on our loan products, please don't hesitate to call us at (337) 335-1100. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Meritus, we're here to assist you every step of the way on your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $30,330,767 in used vehicle loans and $34,840,606 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget and make sure you can drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $50,790 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to helping you succeed.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,158,961 in loans helping members manage their finances effectively. Our credit cards come with rewards that can benefit you every time you use them.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,446,960, make buying or refinancing simple. Our experienced team is here to guide you through the process and help find the right mortgage solution for your needs.

Loan Aggregator

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MERITUS FEDERAL CREDIT UNION - New Iberia, LA