Meritus Credit Union Lafayette LA | Affordable Auto Loans & Checking

Introduction

Welcome to Meritus, your trusted financial partner since 1954. Located at 515 Guilbeau Rd, Lafayette, LA 70506, we have been dedicated to serving our community and empowering our members for nearly seven decades. With a robust membership of over 24,737 and total assets reaching an impressive $239,320,100, we take pride in providing personalized banking solutions that meet the diverse needs of individuals and businesses alike. At Meritus, we understand that your financial journey is unique. That's why we offer a range of services from personal banking including checking and savings accounts to auto loans, mortgage financing, and business loans. With total deposits amounting to $9,019,428 and a strong net worth of $32,015,383, you can trust that your money is secure with us. Our leadership team, led by CEO Brian Leger and Board President Dale Henderson, is committed to maintaining a member-focused approach while ensuring our operations remain transparent and efficient. Our dedicated team of 77 employees is here to assist you with any financial questions or needs you may have. While members can visit us at our branch location on Guilbeau Road, official correspondence should be sent to the same address: 515 Guilbeau Rd, Lafayette, LA 70506-6089. We invite you to explore our website at merituscu.net for more information about our services or to contact us directly at (337) 989-2800. Join us today at Meritus where your financial well-being is our priority!

Branch History & Mission

A Future Together

With amenities like ATM availability and drive-thru services for easy transactions, we're here for you every step of the way. As we look ahead, we're excited about the future and the role we can play in your financial journey. If you're looking for a credit union that prioritizes its members' needs and offers a wide range of services tailored just for you, we invite you to join Meritus today! Experience firsthand how being part of our family can lead to better financial health and lasting community connections. Call us at 337-989-2800 or visit our website for more information on how you can become a member!

Our Journey

Located at 515 Guilbeau Rd, Lafayette, LA 70506, Meritus was founded on the principle of putting people first. Over the years, we've evolved to meet the changing needs of our members while staying true to our mission of providing affordable financial services. Our journey is marked by key milestones that reflect our dedication to community and innovation. From introducing new products like auto loans and mortgage options to embracing technology for online and mobile banking, we've continuously adapted to enhance member experiences. While you can visit us at our branch address for personalized service, we also invite you to reach out through official correspondence at 515 Guilbeau Rd, Lafayette, LA 70506-6089 if needed. Our operating hours are designed for your convenience: Monday through Friday from 8:30 AM to 5:00 PM.

Our Mission

At Meritus, we believe in empowering our members through financial education and support. Our mission is clear: to provide accessible financial solutions while fostering a sense of community. We offer personal banking options such as checking and savings accounts, auto loans, credit cards with rewards, and business banking services. Each product is crafted with your needs in mind because we understand that every member's situation is unique. As part of our commitment to the community, we actively engage in outreach efforts and partnerships that uplift those around us. Whether it's through local sponsorships or educational workshops, we strive to make a positive impact.

Branch Location & Accessibility

Convenient Access

At Meritus, we understand how important accessibility is for our members. Our branch features ADA-compliant facilities to ensure that everyone can access our services comfortably. There's ample parking available, making it easy for you to stop by whether you're coming in for a quick transaction or a more in-depth consultation. If you're on the go, take advantage of our drive-thru banking service for quick deposits and withdrawals without leaving your vehicle.

Get in Touch

Have questions or want more information? Don't hesitate to give us a call at 337-989-2800! We invite you to visit us soon and discover how Meritus can help you achieve your financial goals. Your journey towards better banking starts here!

Operating Hours

We're here for you during convenient hours! Our lobby is open from 8:30 AM to 5:00 PM, Monday through Friday. Whether you need assistance with personal banking, auto loans, or setting up online banking services, our dedicated staff is ready to help.

Services Offered

Meritus offers a wide range of services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we strive to provide the best banking experience possible. You can also utilize our ATM for cash withdrawals and balance checks at any time. Although we do not have shared service centers available at this location, our team is here to assist you with all your banking inquiries. While members can visit us at 515 Guilbeau Rd, official correspondence should be sent to our mailing address at 515 Guilbeau Rd, Lafayette, LA 70506-6089.

Member Eligibility

At Meritus, we believe that everyone deserves a chance to be part of a welcoming and supportive financial community. Becoming a member is easy and open to those who live, work, worship, or attend school in Lafayette Parish. If you meet these simple criteria, you're already on your way to enjoying the many benefits we offer, like personalized service, competitive rates, and a wide range of financial products tailored just for you. For detailed eligibility information, you can visit our website. Once you're ready to join us, opening an account is straightforward. Just head over to our online application at https://app.consumer.meridianlink.com/apply.aspx?lenderref=merituscu071422&list=xasa1s2sst, or feel free to give us a call at (337) 989-2800 if you have any questions or need assistance. We're here to help you every step of the way! Come visit us at 515 Guilbeau Rd Lafayette La 70506 and discover how becoming a member of Meritus can enhance your financial journey.

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that can streamline your operations. From processing payments efficiently to providing insights into your sales trends, our services help you focus on what you do best running your business. Picture your customers enjoying a smooth checkout experience while you gain valuable data about their purchasing habits. Let us partner with you at Meritus in Lafayette, LA to turn your business aspirations into reality. For more information, visit us at 515 Guilbeau Rd Lafayette La 70506 or call us at (337) 989-2800.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. This small investment can be the starting point for significant growth, showcasing how even the smallest loans can make a big difference. Imagine having the capital to purchase new equipment or hire additional staff; these are just a few examples of what our members have achieved with their loans.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need quick access to cash? Our convenient ATM services let you withdraw funds or check balances without stepping inside the branch. If you prefer face-to-face service but are short on time, take advantage of our basic drive-thru banking for deposits, withdrawals, and simple transactions. We invite you to visit us at 515 Guilbeau Rd Lafayette La 70506, or give us a call at (337) 989-2800 during our lobby hours from 8:30 AM to 5:00 PM on weekdays. Discover how Meritus can help you reach your financial goals with personalized service and community support. Join us today!

Business Banking Services

For our business members, we provide a range of banking solutions that cater specifically to your needs. From merchant services that simplify payment processing to business loans that fuel growth and expansion, we're committed to supporting local businesses in their endeavors.

Credit Options

In today's world, having access to credit is essential. At Meritus, we offer personal loans and debt consolidation plans to help you manage any financial challenges. Plus, our credit cards with rewards allow you to earn while you spend, giving you even more value for your everyday purchases.

Digital Banking Convenience

We understand that life can be hectic. That's why our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, handling your finances has never been easier.

Personal Banking Solutions

Our personal banking services are designed to help you manage your finances with ease. You can choose from various checking and savings accounts that suit your lifestyle, whether you're saving for a special occasion or managing day-to-day expenses. For those looking to buy a new car, our auto loans and vehicle financing options make it simple and affordable to get behind the wheel of your dream ride. And if homeownership is on your horizon, check out our flexible mortgage loans and refinancing solutions that can help you secure the best rates available.

Digital & Online Banking

Key Features

Our services include electronic signature authorization, which allows you to complete transactions quickly and securely without the hassle of paperwork. Plus, you'll appreciate the option of e-statements. No more clutter from paper statements; instead, you can receive your account updates electronically, helping you stay organized while also being environmentally friendly. For those who enjoy using their smartphones, our mobile application makes banking even easier. You can make mobile payments, send money directly to friends or family with person-to-person transfers, and monitor your account activity all from the palm of your hand. It's like having a bank branch in your pocket!

Security and Accessibility

We take security seriously at Meritus. Our online and mobile banking features are designed with your safety in mind. We use advanced encryption technologies to protect your information so you can bank with peace of mind. Overall, whether you're at home or on the go, our digital banking services provide you with easy access to real-time account management. Enjoy the freedom of managing your finances securely with Meritus today!

Financial Strength

Commitment to Growth

With $31,513,146 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $1,853 in used auto loans and $160,368,963 in total loans and leases, we support members' financial goals across various sectors. Our operational efficiency shines through with a net income of $63,485, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 75 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Meritus is your trusted partner. Visit us at 515 Guilbeau Rd Lafayette La 70506 or call (337) 989-2800 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $38,022,227 in share certificates and $10,719,100 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Financial Position

With a net worth of $32,015,383, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.38% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

Total Share Accounts stand at 41,780, showing a strong and growing member base that trusts us with their finances. This community commitment reflects our dedication to serving each member's needs effectively.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $30,330,767 in used vehicle loans and $34,840,606 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options tailored to fit your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $50,790 provide the capital needed to grow and expand. We're dedicated to supporting local businesses through tailored lending solutions that meet their unique challenges.

Credit Cards and Personal Loans

Managing daily expenses or unexpected costs can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $8,158,961 in loans helping members manage their finances effectively. Additionally, our personal loan options provide straightforward solutions for debt consolidation and other financial needs.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,446,960, make buying or refinancing simple. We offer competitive rates and flexible terms to help you secure the home you've always wanted.

Refinancing and Eligibility

If you are considering refinancing your existing loans, we have options available that could save you money and improve your financial flexibility. Reach out to us for more details about eligibility requirements and how we can assist you further. At Meritus, we strive to provide personalized service that fits your lifestyle. If you have any questions or need assistance, don't hesitate to call us at (337) 989-2800 or visit us at our branch located at 515 Guilbeau Rd Lafayette La 70506 in Lafayette, LA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our range of loan products today because your financial success is our priority!

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MERITUS FEDERAL CREDIT UNION - Lafayette, LA

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