Meritus Credit Union Carencro LA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Meritus, your trusted credit union located at 724 Veterans Dr, Carencro, LA 70520. Since our establishment in 1954, we have been dedicated to serving our community with reliable financial services tailored to meet the diverse needs of our 24,737 members. With total assets exceeding $239 million and deposits totaling $9 million, we pride ourselves on providing a solid foundation for your financial journey. At Meritus, we understand that every member's financial situation is unique. Whether you're looking for personal banking solutions, auto loans, or business financing options, our experienced team is here to guide you through the process. Our CEO, Brian Leger, along with Board President Dale Henderson, lead a committed staff of 77 employees who are passionate about enhancing the financial well-being of our members. While members can visit us at our branch location, official correspondence should be sent to the same address: 724 Veterans Dr, Carencro, LA 70520-3619. We're equipped with modern conveniences including online banking, mobile payments, and ATM services to ensure that managing your finances is easy and accessible. Our mission extends beyond just banking; we strive to make a positive impact in the communities we serve. With an impressive net worth of $32 million and ample cash reserves of $2.6 million, you can trust that your money is safe with us. Ready to take the next step? Visit our website at www.merituscu.net or call us at 337-896-9200 today! Let's work together towards achieving your financial goals.

Branch History & Mission

Join Us Today

As we continue to grow and adapt to meet the needs of our members, we invite you to become part of the Meritus family. Experience the difference that a member-focused credit union can make in your financial journey. For more information about our services or to open an account, please call us at 337-896-9200 or visit our website at merituscu.net. Join us today and let's build a brighter future together!

Our Journey

From humble beginnings, Meritus has evolved significantly. Initially serving a small group of members, we recognized the need for accessible and affordable banking solutions tailored to the unique needs of our community. As we expanded, our commitment to delivering personalized service remained unwavering. We embraced innovations and technology that enhance member experience while keeping our operations grounded in strong community values. Today, we offer a wide range of services including personal banking, auto loans, mortgages, business banking solutions, and online and mobile banking options. Our branch also features convenient amenities like ATM access and drive-thru banking services for easy transactions.

Our Mission

At Meritus, our mission is clear: to empower our members financially while nurturing the communities we serve. We believe in not just being a bank but being a partner in achieving financial goals. Whether it's helping you save for your dream home or offering support during challenging times, we are here every step of the way. Our dedication extends beyond financial services. We actively participate in local events and initiatives that uplift our community. We collaborate with various organizations to provide resources and support where it's needed most. While members can visit us at 724 Veterans Dr, official correspondence should be sent to 724 Veterans Dr, Carencro, LA 70520-3619 if different from the branch address.

Branch Location & Accessibility

Additional Features

We also have an ATM available for cash withdrawals and balance checks anytime you need it. While members can visit us at 724 Veterans Dr, official correspondence should be sent to the same address listed above for clarity.

Convenient Access and Surroundings

Nestled near popular landmarks, our location is easy to find and accessible for all members. You can enjoy hassle-free parking right outside our doors, making your visit as smooth as possible. For those who may need additional assistance, we are proud to be ADA compliant, ensuring everyone can access our services comfortably.

Get in Touch!

If you have any questions or want to learn more about how we can assist you financially, feel free to give us a call at 337-896-9200. Our dedicated team is here to help you navigate your banking journey with confidence. Come see us today!

Operating Hours and Services

Our lobby hours are from 8:30 AM to 5:00 PM, Monday through Friday, so you can plan your visit around your schedule. At Meritus, we offer a variety of services tailored just for you whether it's personal banking with checking and savings accounts or financing options like auto loans and mortgages. Plus, if you're in a hurry, take advantage of our drive-thru banking for quick deposits or withdrawals.

Member Eligibility

Becoming a member of Meritus is like joining a welcoming family dedicated to your financial well-being. If you're looking to enjoy personalized services and community support, you might be eligible! Generally, anyone who lives, works, worships, or attends school in the area can join us at our Carencro branch located at 724 Veterans Dr Carencro La 70520. We believe in making banking accessible for everyone, so even if you're new to the area or just starting your financial journey, we encourage you to explore membership with us. You can find detailed eligibility criteria by visiting . Joining is easy! You can open an account online in just a few minutes through this link: https://app.consumer.meridianlink.com/apply.aspx?lenderref=merituscu071422&list=xasa1s2sst. If you have any questions or need assistance during the process, feel free to give us a call at (337) 896-9200. We're here to help you every step of the way and look forward to welcoming you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $50,790, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment processing is vital for success. Our merchant services simplify transactions, allowing you to focus on what matters most running your business. Imagine a customer effortlessly making a purchase while you efficiently manage your cash flow through our online banking platform. At Meritus, we're here to help your business thrive. Contact us today at (337) 896-9200 or visit us in person to learn more about how we can assist you in reaching your goals!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash or want to make a quick deposit? Our network includes accessible ATM & Cash Withdrawal Services, as well as basic drive-thru banking for simple transactions like deposits and withdrawals. We're committed to making banking as convenient as possible. At Meritus, we're proud to serve the community from our location at 724 Veterans Dr Carencro La 70520 in Carencro, LA. If you have any questions or want to learn more about how we can help you achieve your financial dreams, feel free to call us at (337) 896-9200 or visit our website at Meritus Fcu Carencro Branch. Your journey towards financial wellness starts here!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing options make it easy to drive away in the vehicle you want without breaking the bank. We understand that reliable transportation is essential for many of our members, so we strive to provide competitive rates and flexible terms.

Business Banking

For our business members, we offer comprehensive Business Banking services, including merchant services and business loans. We understand the unique challenges businesses face, and we're here to support your growth with tailored solutions.

Credit Cards with Rewards

Looking for more from your everyday spending? Our Credit Cards with Rewards allow you to earn points on purchases that can be redeemed for travel, merchandise, or cash back. It's an easy way to make your money work harder for you.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Meritus provides robust Online & Mobile Banking platforms. Access your accounts anytime, anywhere with features like mobile payments, person-to-person transfers, and e-statements. Managing your finances has never been easier!

Mortgage Loans & Refinancing

If homeownership is on your mind, explore our Mortgage Loans & Refinancing services. We are here to guide you through the process, whether you're buying your first home or refinancing an existing mortgage to lower your monthly payments. Our team will work with you every step of the way to find a solution that fits your budget.

Personal Banking

Managing your finances should be simple and straightforward. That's why we offer a variety of Personal Banking options, including checking and savings accounts that fit your lifestyle. Whether you're saving for a vacation or managing daily expenses, our accounts come with features designed for ease of use.

Personal Loans & Debt Consolidation

Life can be unpredictable, and sometimes you need extra funds. Our Personal Loans & Debt Consolidation options offer financial relief when you need it most. With straightforward terms and quick approval processes, we help simplify borrowing so you can focus on what matters your future.

Digital & Online Banking

Key Services

Our online banking platform is available 24/7, allowing you to check balances, pay bills, and transfer money at your convenience. You can access all these features easily through our website at https://www.merituscu.net/. Whether you need to send money to a friend using our person-to-person transfers or set up electronic statements for easy tracking of your finances, we've got you covered. For those on the go, our mobile application makes banking even easier. With just a few taps, you can make mobile payments and stay updated on your account activity. Plus, with our electronic signature authorization feature, signing documents has never been simpler or safer. You can complete transactions from anywhere without the hassle of printing or mailing forms.

Safety and Accessibility

We prioritize your security while offering user-friendly options. Our services are designed to keep your information safe while providing easy access to all the tools you need. Whether you're managing everyday expenses or planning for future goals, our digital banking solutions empower you with flexibility and peace of mind. At Meritus, we believe that banking should fit into your life seamlessly. Explore all the possibilities with us today and take full advantage of our innovative digital services!

Financial Strength

Growing Together

Total Share Accounts: 41,780, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $15,748,434. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Meritus is your trusted partner. Visit us at 724 Veterans Dr Carencro La 70520 or call (337) 896-9200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing in Your Future

With $31,513,146 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,853 in used auto loans and $160,368,963 in total loans and leases. Our $365,481 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 75 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings

Members' savings are secured through $38,022,227 in share certificates and $10,719,100 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Solid Foundation

With a net worth of $32,015,383, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,338 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $30,330,767 in used vehicle loans and $34,840,606 in new vehicle loans already helping members get on the road. We provide flexible terms and options for both new and used vehicles, ensuring you find a loan that fits your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,446,960, make buying or refinancing simple. We can guide you through the mortgage process, whether you're a first-time buyer or looking to refinance an existing mortgage.

Other Financing Options

For those seeking additional financial support, our total credit lines available amount to $15,140,266. This option provides members with the flexibility they need for unexpected expenses or planned purchases. If you're considering refinancing any of your current loans, we have tailored solutions available. Reach out to us at (337) 896-9200 for details on eligibility and how we can assist you further. At Meritus, we're dedicated to providing our members with diverse loan options and expert guidance tailored to individual circumstances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at our branch located at 724 Veterans Dr Carencro La 70520 in Carencro, LA, or explore more about our offerings online at https://www.merituscu.net/. We're here to help you take the next step towards achieving your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $8,158,961 in loans helping members manage their finances effectively. Our credit cards come with rewards and features that cater to your spending habits while providing an easy way to stay on top of your finances.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that users receive fair and transparent offers that reflect actual lending practices. LendMesh prioritizes transparency and reliability in every aspect of its service: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" To start finding the best rates for your needs, compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Meritus