Meritrust Credit Union Wichita KS | Low Mortgage Rates & Business Loans

Introduction

Welcome to Meritrust, your trusted partner in financial success located at 13710 W Maple St, Wichita, KS 67235. Since opening our doors in 1935, we've dedicated ourselves to fostering a sense of community and providing exceptional service to our 118,905 members. Our commitment to you is reflected in our robust financial standing, with total assets exceeding $1.97 billion and deposits amounting to $151,234,795. At Meritrust, we understand that each member's financial journey is unique. Whether you're looking for a new auto loan or planning for your future with a mortgage, we have tailored services designed just for you. Our total loans and leases currently stand at 70,895, ensuring that we can support your needs whenever they arise. We are proud of our leadership team, including CEO James Nastars and Board President Steve Dunn, who strive to maintain an open and transparent environment for all members. Our dedicated staff of 369 employees is always ready to assist you during our lobby hours from 10 AM to 6 PM, providing personal banking solutions that include checking accounts, credit cards with rewards, and business banking services. While members can visit us at our branch location for face-to-face interactions, official correspondence should be directed to our mailing address: 13710 W Maple St, Wichita, KS 67235-8701. Join us on this journey towards achieving your financial goals. Feel free to reach out at (316) 683-1199 or explore more about what we offer at meritrustcu.org. We look forward to serving you!

Branch History & Mission

Join Us

As we continue our journey into the future, we invite you to become part of the Meritrust family. Experience firsthand the dedication we bring to serving you and your financial needs. For any inquiries or assistance, feel free to reach out at 316-683-1199 or visit us at 13710 W Maple St. While members can visit us at this location for all their banking needs, official correspondence should be sent to 13710 W Maple St., Wichita, KS 67235-8701. Together, let's build a brighter financial future! Visit Meritrust's website today and discover how we can support you on your journey toward achieving your goals.

Our Evolution

Since opening our doors, we have embraced growth and change while staying true to our mission: to empower our members through exceptional financial services and unwavering community support. Over the years, we've expanded our offerings significantly. Today, our services include everything from personal banking like checking and savings accounts to auto loans and business banking solutions. With total assets reaching an impressive $1,971,043,933, we are well-equipped to meet the diverse needs of our members. Located in the heart of Wichita, near key landmarks that connect us with the community, our branch is easily accessible for anyone looking for reliable banking options. Whether you visit us in person or connect with us online, we're here to provide personalized service that puts you first.

Our Mission

At Meritrust, we believe that financial success should be within everyone's reach. Our mission is simple yet profound: we strive to provide quality financial services that enhance the lives of our members while fostering a strong sense of community. We recognize that supporting local initiatives and outreach programs is just as important as offering competitive rates on loans and savings products. We are committed to embracing technology to ensure that all members have access to modern banking conveniences. From online banking and mobile payments to e-statements and electronic signatures, we prioritize your experience while maintaining ADA compliance for accessibility. Additionally, we offer ATM availability and drive-thru services for those who prefer face-to-face interactions without stepping inside.

Branch Location & Accessibility

Easy Access and Convenience

At Meritrust, we prioritize your convenience. Our branch features ample parking, making it easy for you to pop in whenever you need. We understand that accessibility is important, which is why our location complies with ADA standards, offering ramps and easy entry for everyone. Plus, if you prefer to bank from your vehicle, our drive-thru service is available for quick deposits and withdrawals.

Get in Touch!

Have questions? Feel free to call us at 316-683-1199. We're excited to help you on your financial journey! Visit Meritrust today and discover how we can support your dreams and goals right here in Wichita.

Operating Hours and Services

We are open Monday through Friday from 10 AM to 6 PM, giving you plenty of time to visit us during the week. Whether you're looking for personal banking options such as checking and savings accounts or need assistance with auto loans and mortgages, our knowledgeable staff is ready to assist you. We also offer online and mobile banking services for those who prefer managing their finances on the go. While members can visit us at 13710 W Maple St for all their banking needs, any official correspondence should be sent to the same address: 13710 W Maple St, Wichita, KS 67235-8701.

Member Eligibility

At Meritrust, we believe that becoming a member is more than just opening an account; it's about joining a warm and welcoming community. To be eligible for membership, you can simply be someone who lives, works, worships, or attends school in the areas we serve, which includes our vibrant community surrounding 13710 W Maple St Wichita Ks 67235. If you want to dive deeper into the specific details of eligibility, feel free to check out our guidelines at http://www.meritrustcu.org/home/personal/savings/membership-savings. Joining us is easy! All you need to do is give us a call at (316) 683-1199 or visit us during our friendly operating hours. We're here to help you every step of the way as you open your account and start enjoying all the benefits that come with being part of Meritrust. From personalized service to a range of financial products designed just for you, we can't wait to welcome you into our family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that streamline your payment processing, making transactions easier for both you and your customers. Imagine having the ability to accept payments on-the-go, whether at a busy market or a pop-up event. Our solutions ensure you never miss a sale while keeping your cash flow steady. Explore how Meritrust can be your partner in business success today! Visit us at 13710 W Maple St Wichita Ks 67235, Wichita, KS or call us at (316) 683-1199 for more information.

Tailored Business Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $400 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $156,122,522, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

At Meritrust, we also cater to local businesses with our Business Banking services, including merchant services and business loans. If you're looking to expand or upgrade equipment, we're here to support your vision every step of the way.

Digital Banking Convenience

We know how important it is to access your accounts anytime and anywhere. That's why we emphasize our Online & Mobile Banking features, allowing you to check balances, transfer funds, and pay bills on the go. With just a few taps on your smartphone, banking becomes hassle-free. And for those times when you need cash quickly, we provide convenient ATM & Cash Withdrawal Services, along with basic drive-thru banking for deposits and simple transactions. This means no long lines just quick and efficient service.

Get Started Today!

Whether you're opening your first account or seeking financial advice for your growing business, Meritrust is here for you. We invite you to visit us at 13710 W Maple St Wichita Ks 67235, call us at (316) 683-1199, or explore more about what we offer online at our website. Join us today and experience the difference that personalized service makes!

Personal Banking Services

We understand that managing money can sometimes feel overwhelming. That's why we provide Personal Banking options like checking and savings accounts that make everyday banking straightforward. Imagine needing to save for a family vacation; our savings accounts can help you set aside funds easily while earning interest along the way. When it comes to purchasing your dream car, our Auto Loans & Vehicle Financing options ensure you get the best rates and terms available. Picture driving off in your new vehicle with a plan that fits your budget. Additionally, if you're thinking about buying a home, our Mortgage Loans & Refinancing services can guide you through the process, making homeownership more accessible than ever. For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation offerings provide flexible solutions tailored to your circumstances. And don't forget about our Credit Cards with Rewards these cards not only help you manage expenses but also earn rewards for your everyday purchases.

Digital & Online Banking

Key Features

Our online banking services allow you to view your account balances, transfer funds, and pay bills all from the comfort of your own home. With our mobile application, you can take your banking wherever you go. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick just a few taps on your phone, and it's done! For those who prefer paperless statements, we provide e-statements that are not only easy to access but also environmentally friendly. Plus, with electronic signature authorization available, signing documents has never been simpler or more secure.

Security and Ease of Use

Your security is our top priority. Our online banking platform incorporates the latest security measures to keep your personal information safe while providing a user-friendly experience. From mobile payments to managing transactions directly from your device, we ensure that every interaction is straightforward and secure. Whether you're checking balances or making payments, you'll find everything accessible right at your fingertips. Experience the peace of mind that comes with real-time account management and 24/7 access to your finances with Meritrust's digital banking services. Join us today and discover how easy banking can be!

Financial Strength

Commitment to Innovation

With $153,155,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals with $36,552 in used auto loans and $1,558,665,059 in total loans and leases.

Community Trust

Total Share and Deposit Accounts: 238,223, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Meritrust is your trusted partner. Visit us at 13710 W Maple St Wichita Ks 67235 or call (316) 683-1199 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member Savings Security

Your savings are secured through $514,779,988 in share certificates and $311,878,966 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $79,339,222, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $6,034,126 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 363 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $180,863,265, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth is complemented by our net worth ratio of $916, demonstrating a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $600,420,878 in used vehicle loans and $156,308,074 in new vehicle loans already helping members get on the road. We make it easy to drive off with your dream car by offering flexible terms and quick approvals.

Business Financing

For business owners, our outstanding commercial loans totaling $156,122,522 provide the capital needed to grow and expand your operations. We understand that running a business comes with unique challenges, and our loan options are designed to cater specifically to those needs.

Credit Lines and Personal Loans

For those who want a safety net or are planning for unexpected expenses, our credit lines amounting to $431,794,896 provide the flexibility you need. Additionally, we offer unsecured credit card loans with total outstanding balances of $27,247,435, helping you manage your finances effectively without collateral requirements.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,517,996, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing loan, our knowledgeable team is here to guide you through the process.

Refinancing and Eligibility

We also offer refinancing options that allow you to take advantage of lower rates or better terms on your existing loans. If you're interested in exploring eligibility criteria for any of our loan products, please visit us at 13710 W Maple St Wichita Ks 67235 in Wichita, KS, or call us at (316) 683-1199 for more information. At Meritrust, we pride ourselves on providing financial solutions that empower our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the information provided is accurate and up-to-date. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every lender is treated equally, allowing you to make informed choices without hidden agendas. - Real-Time Rate Comparisons: With access to up-to-date loan rates from multiple institutions, users can make well-informed decisions quickly and confidently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly our service can be. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that every offer you see is fair and transparent.

Meritrust