Meritrust Credit Union Wichita KS | Low Mortgage Rates & Rewards Cards

Introduction

Call to Action

We invite you to visit us at our Pawnee branch or explore more about what we offer by visiting our website. For any questions or assistance, feel free to reach out at (316) 219-7671. Join us today and experience firsthand how Meritrust can help you achieve your financial goals!

Community Commitment

We believe in making a positive impact within the Wichita community and beyond. Led by our dedicated CEO, James Nastars, and Board President, Steve Dunn, our team of 369 employees is here to ensure that every member feels valued and supported. We are proud to offer services that cater to both personal banking needs like checking and savings accounts and business banking solutions including merchant services.

Branch History & Mission

At Meritrust, we take pride in our rich history and deep-rooted commitment to the community of Wichita, Kansas. Established in 1935, our branch has been a cornerstone for financial services in the area for decades. Over the years, we have grown from a small credit union into a vital resource for over 118,905 members, offering a wide range of financial solutions designed to meet the evolving needs of our community. Located at 1322 W Pawnee St, Wichita, KS 67213, our branch is easily accessible to all. Whether you're near local schools or bustling neighborhoods, we're right here to support your financial journey. While members can visit us at this address, official correspondence should be sent to 1322 W Pawnee St, Wichita, KS 67213-3453. Our mission is simple yet powerful: we strive to empower individuals and families by providing exceptional financial services while fostering a supportive environment. We believe that everyone deserves access to tools that help them succeed financially. From personal banking options like checking and savings accounts to loans for vehicles and homes, we are dedicated to helping our members achieve their goals. Throughout the years, Meritrust has adapted to the changing times. Our total assets now exceed $1.97 billion, reflecting our commitment to sound financial management and growth. We also embrace technology with features such as online and mobile banking, ensuring that members can manage their finances conveniently and securely from anywhere. Moreover, we're committed to giving back to our community through partnerships and outreach programs. We understand that a strong community leads to stronger families and individuals. That's why we actively participate in local events and initiatives aimed at uplifting those around us. Our operating hours make it easy for you to visit us: we are open on weekdays from 6 AM until 8 PM. Although we currently do not offer ATM or drive-thru services at this location, our friendly staff is always ready to assist you inside the branch. As we look towards the future, we invite you to join us at Meritrust. Experience firsthand how our personalized service can make a difference in your financial life. Together, let's build a brighter future for you and our community! For more information or assistance, please call us at (316) 219-7671 or visit our website at Meritrust.

Branch Location & Accessibility

Welcome to Meritrust, your friendly neighborhood credit union located at 1322 W Pawnee St in vibrant Wichita, Kansas. Our branch is nestled in Sedgwick County, making it a convenient stop for all your banking needs. Whether you're heading to the nearby popular Riverside Park or visiting local shops, our location is easy to access and offers ample parking for our members. At Meritrust, we prioritize accessibility for everyone. Our branch is designed with ADA-compliant features, including ramps and wide entryways to ensure that all members can visit us comfortably. While you can always reach out to us at 316-219-7671 for assistance, we invite you to come in and experience our welcoming atmosphere firsthand. Our operating hours are designed with your schedule in mind, making it easy for you to drop by when it's most convenient for you. We understand that life can be busy, so we aim to provide flexible options that fit into your day. For those who prefer digital solutions, we offer online and mobile banking services that allow you to manage your accounts from anywhere at any time. However, if you enjoy the personal touch of face-to-face interactions, our team is here to help with everything from setting up checking and savings accounts to discussing loan options tailored just for you. Please note that while we do not have ATM services or drive-thru banking available at this location, we're dedicated to providing comprehensive services right here at the branch. If you need official correspondence sent our way, please use the mailing address: 1322 W Pawnee St, Wichita, KS 67213-3453. So why wait? Come visit us at Meritrust on Pawnee today! We look forward to assisting you with all your financial needs.

Member Eligibility

Becoming a member of Meritrust is like joining a family that truly cares about your financial well-being. Located at 1322 W Pawnee St Wichita Ks 67213, we welcome individuals from various backgrounds who share our values and goals. To be eligible for membership, you simply need to live, work, or worship in the areas we serve, or have a family member who is already a member. This means that whether you're just starting out on your financial journey or looking for new ways to manage your money, there's a place for you with us. Joining is easy! You can check out the detailed eligibility criteria at http://www.meritrustcu.org/home/personal/savings/membership-savings to see how you fit into our community. Once you're ready to open an account, feel free to reach out at (316) 219-7671 our friendly team is here to assist you every step of the way. We're excited to help you start your journey with Meritrust!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine being able to accept payments quickly and securely, whether in-store or online. Our systems help you manage cash flow efficiently, allowing you to focus on what matters most growing your business. Visit us at 1322 W Pawnee St Wichita Ks 67213 in Wichita, KS, or call us at (316) 219-7671 to learn more about how our business banking solutions can empower your entrepreneurial journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $400 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $156,122,522, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs, we understand that running a business comes with its own set of challenges. That's why we provide specialized business banking solutions, including merchant services and business loans. We're committed to helping local businesses thrive by offering financial support tailored to their unique needs.

Credit Cards

Looking for rewards on your purchases? Our credit cards with rewards offer great benefits for everyday spending. Enjoy cashback, points toward travel, or other exciting perks that make using credit rewarding.

Home Financing Solutions

Buying a home is a significant step, and at Meritrust, we simplify the process with our comprehensive mortgage loans and refinancing services. Whether you're a first-time homebuyer or looking to refinance an existing loan, our team is here to guide you every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds or paying bills on-the-go, accessing your finances has never been easier. At Meritrust, we pride ourselves on being more than just a bank; we're your partner in achieving financial success. If you're ready to explore how our services can benefit you, don't hesitate to reach out! Call us at (316) 219-7671 or visit us at our branch location. We look forward to serving you!

Personal Banking

For those who want to take control of their finances, we offer various personal banking options. Our checking and savings accounts are designed with you in mind, helping you manage your everyday expenses while also saving for future goals. Thinking about purchasing a new car? Our auto loans and vehicle financing options make it easy to get behind the wheel without breaking the bank. With competitive rates and flexible terms, you can drive off with confidence.

Personal Loans

Life can throw unexpected expenses your way. Our personal loans and debt consolidation options provide financial relief when you need it most. We work with you to create a plan that fits your budget and helps you regain control over your finances.

Digital & Online Banking

At Meritrust, we understand that banking should fit into your life, not the other way around. That's why we offer a range of digital and online banking services designed to give you convenience and peace of mind, all while keeping your financial information secure. With our 24/7 online banking services, you can manage your accounts anytime, anywhere. Whether you're checking your balance, transferring funds, or paying bills, it's all just a click away at https://www.meritrustcu.org/home/home. We believe in making banking simple and accessible, which is why our user-friendly platform lets you handle your finances with ease. One standout feature is our mobile application, which puts the power of banking right in your pocket. Need to send money to a friend? With our person-to-person transfers, it's as easy as sending a text. Plus, if you're always on the go, you can take advantage of our mobile payments option to make purchases directly from your phone no wallet needed! To keep things organized and eco-friendly, we provide e-statements so you can view your account details without the clutter of paper statements. You'll also appreciate our electronic signature authorization, which streamlines your transactions and makes signing documents easier than ever. At Meritrust, we prioritize security. Our online services are built with advanced protection measures to ensure that your personal information stays safe. We want you to feel confident when managing your finances online. In short, our digital and online banking services are here to make your life simpler while ensuring that you stay connected to what matters most your money! Visit us at https://www.meritrustcu.org/home/home today and discover how easy banking can be.

Financial Strength

A Strong Foundation

With a net worth of $180,863,265, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $916 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $153,155,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $36,552 in used auto loans and $1,558,665,059 in total loans and leases. Our operational efficiency is reflected in our $6,034,126, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 363 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

We currently manage a robust member base with 238,223 accounts. This growth reflects the trust that our community places in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Meritrust is your trusted partner. Visit us at 1322 W Pawnee St Wichita Ks 67213 or call (316) 219-7671 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $514,779,988 in share certificates and $311,878,966 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $79,339,222, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $600,420,878 in used vehicle loans and $156,308,074 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our dedicated team is here to assist you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $156,122,522 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and opportunities; our commercial loan offerings can help you seize those opportunities without sacrificing your cash flow. At Meritrust, we want to ensure that our members not only have access to funds but also understand their borrowing options fully. If you're considering refinancing or checking eligibility for any of these products, don't hesitate to reach out. You can contact us at (316) 219-7671 for more information or visit us at 1322 W Pawnee St Wichita KS 67213. For performance insights and additional financial data sourced from the National Credit Union Administration (NCUA), please visit ncua.gov, based on the latest results. Explore how we can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,517,996, make buying or refinancing simple. We provide expert guidance throughout the mortgage process so you can make informed decisions about your investment.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $27,247,435 in loans helping members manage their finances effectively. These cards are designed to give you the purchasing power you need while keeping your budget in check.

Loan Aggregator

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