Meritrust Credit Union Wichita KS | Quick Personal Loans & Top Checking

Introduction

Welcome to Meritrust, your trusted financial partner located at 2050 N Tyler Rd, Wichita, KS 67212. Since our establishment in 1935, we've been dedicated to serving our community with integrity and care. With a total membership of over 118,905, we pride ourselves on being more than just a credit union; we are a vibrant part of the Wichita community. Our commitment to you is reflected in our solid financial foundation, boasting total assets of $1,971,043,933 and total deposits reaching $151,234,795. This stability allows us to provide a wide range of services tailored to meet your needs from personal banking options like checking and savings accounts to vehicle financing and mortgage loans. In fact, we've issued 70,895 loans and leases to help our members achieve their financial goals. Under the leadership of CEO James Nastars and Board President Steve Dunn, our team of 369 employees is here to support you every step of the way. We understand that financial decisions can be daunting, which is why we strive to create an environment where you feel informed and empowered. While members can visit us at 2050 N Tyler Rd, official correspondence should be sent to our mailing address: 2050 N Tyler Rd, Wichita, KS 67212-4906. If you have any questions or need assistance, don't hesitate to reach out by calling us at 316-219-7700. Join us in building a brighter financial future together visit us today or explore more about our services at Meritrust's website.

Branch History & Mission

Welcome to the heart of Wichita, where our story began over 88 years ago. Meritrust has been a cornerstone of the community since its founding in 1935. Starting with a small group of dedicated individuals, we have grown into a vibrant credit union that proudly serves 118,905 members today. Our branch is located at 2050 N Tyler Rd, Wichita, KS 67212, easily accessible for those in the surrounding neighborhoods. From humble beginnings, Meritrust has evolved significantly over the decades. We are proud to have achieved total assets of $1,971,043,933, reflecting our commitment to financial stability and growth for our members. Our journey has been marked by constant innovation and a focus on community support. As we grew, we added more services tailored to the needs of our members, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and business banking solutions. At Meritrust, our mission is straightforward yet impactful: we strive to empower our members through exceptional financial services while fostering a sense of community. We believe that when our members thrive financially, so does the community as a whole. This commitment drives us to provide not just banking services but also valuable resources and support for local initiatives. While you can visit us at 2050 N Tyler Rd, any official correspondence should be sent to our mailing address: 2050 N Tyler Rd, Wichita, KS 67212-4906. Our operating hours offer flexibility for your busy schedule check out our website for details. We are also dedicated to modern banking solutions. Our digital advancements allow for online and mobile banking services that make managing your finances easier than ever. While we currently do not offer ATM or drive-thru services at this location, we prioritize accessibility through other means to ensure all members can engage with us conveniently. Our outreach efforts are an essential part of who we are. We partner with local organizations to support initiatives that enhance the lives of those in Wichita and beyond. Whether it's through financial education programs or community events, we aim to make a positive impact wherever possible. Join us at Meritrust and experience firsthand the benefits of being part of a member-focused credit union with deep roots in your community. Together, let's build a brighter financial future! For more information about membership or services offered, please contact us at 316-219-7700 or visit our website at www.meritrustcu.org.

Branch Location & Accessibility

Convenient Access and Features

At Meritrust, we prioritize your convenience. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ample parking spaces so you can visit us with ease. Although we do not have drive-thru banking or ATM services available at this location, our team is here to assist you with all your banking needs inside the branch.

Get in Touch

Should you need assistance outside of our regular hours or want to ask a quick question before visiting, don't hesitate to give us a call at 316-219-7700. We're always here to support you on your financial journey. Whether you're looking for guidance on loans or simply need a place to manage your everyday banking tasks, we invite you to come see what Meritrust can do for you. We look forward to welcoming you soon!

Operating Hours

We know your time is valuable, which is why we offer flexible operating hours tailored to fit your schedule. Visit us during our regular hours on weekdays our friendly staff will be ready to help you with personal banking services such as checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and more!

Member Eligibility

At Meritrust, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming, designed for anyone who lives, works, worships, or goes to school in our local area. If you have a connection to the vibrant community around 2050 N Tyler Rd Wichita Ks 67212, you're likely eligible to join us! Not only will you gain access to a variety of financial products and services tailored just for you, but you'll also enjoy the benefits of personalized service and a commitment to your financial well-being. To learn more about the specific eligibility criteria, feel free to visit our membership page where we break it down in detail. If you're ready to start your journey with us or have any questions, don't hesitate to reach out at (316) 219-7700. We can't wait to welcome you into the Meritrust family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $400 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $156,122,522, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Managing payments shouldn't be a hassle. Our merchant services simplify transactions, allowing you to focus on what matters growing your business. Imagine being able to accept payments seamlessly, whether online or in-store, giving your customers the convenience they expect. This support helps improve cash flow and customer satisfaction. Visit us at 2050 N Tyler Rd Wichita Ks 67212, Wichita, KS, or call us at (316) 219-7700 to learn how our tailored solutions can empower your business today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Need a new car? Our auto loans and vehicle financing options are here to help. We offer competitive rates that make purchasing or refinancing a vehicle more affordable. Picture driving away in your dream car while knowing that you're getting the best deal possible. Our friendly staff will work with you every step of the way to find a loan that fits your budget.

Business Banking

For our business members, we offer comprehensive business banking services including merchant services and business loans. Running a business comes with its challenges; let us be your partner in success by providing the financial tools necessary for growth.

Credit Cards with Rewards

With our credit cards featuring rewards programs, you can earn points on everyday purchases that lead to exciting perks. Think about how rewarding it feels to use your card for groceries or gas and earn benefits that enhance your lifestyle.

Mortgage Loans & Refinancing

If homeownership is on your mind, we provide mortgage loans and refinancing solutions that can help make that dream a reality. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, our knowledgeable team will guide you through the process. Imagine settling into a home where every corner reflects who you are, all while managing a mortgage that suits your financial situation.

Online & Mobile Banking

To make banking even easier, we emphasize our robust online and mobile banking features. You can manage all aspects of your account anytime, anywhere whether it's transferring funds or checking transaction history all from the convenience of your device. At Meritrust, we strive to create an experience that's not just about transactions but also about relationships built on trust and support. We invite you to visit us at 2050 N Tyler Rd Wichita Ks 67212 in Wichita, KS, or give us a call at (316) 219-7700 to learn more about how we can assist you with all of your financial needs. Your journey towards achieving financial well-being starts here!

Personal Banking

Our personal banking services include checking and savings accounts designed to help you manage your day-to-day finances easily. Imagine having access to your money whenever you need it through our online and mobile banking platforms. You can quickly check your balances, transfer funds, and pay bills right from your smartphone or computer. With features like e-statements and mobile payments, we make banking convenient and accessible.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation options. Whether it's funding a major purchase or consolidating high-interest debt into one manageable payment, we aim to provide flexible solutions tailored to meet your needs.

Digital & Online Banking

Key Features

One of the standout features of our online banking service is the ability to manage your finances on the go with our mobile application. With this app, you can make mobile payments easily, ensuring that you never miss a beat when it comes to your expenses. You can even send money to friends and family with our person-to-person transfer feature perfect for splitting bills or sending a gift. We also prioritize security in all our digital transactions. With electronic signature authorization available, you can sign documents electronically without worrying about safety. And if you prefer keeping track of your statements digitally, e-statements are readily accessible to help you stay organized and reduce paper clutter. Our commitment to providing easy access to your financial information means that managing your accounts is not only convenient but also reliable. You can have peace of mind knowing that Meritrust has integrated strong security measures to protect your personal data while you enjoy all these modern banking conveniences. Experience the ease of digital banking today! Visit us online at https://www.meritrustcu.org/home/home or download our mobile application to take control of your finances effortlessly.

Financial Strength

At Meritrust, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our robust financial position with you, reinforcing our commitment to being your trusted partner in achieving your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $180,863,265, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $916 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $514,779,988 in share certificates and $311,878,966 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $79,339,222, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $153,155,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial needs with $36,552 in used auto loans and $1,558,665,059 in total loans and leases, making it easier for you to achieve your dreams. Our operational efficiency is reflected in our $6,034,126, which enables us to continue offering competitive loan rates and solid financial products tailored for you. We also take pride in having 363 full-time employees and 6 part-time employees dedicated to providing exceptional service every day. Our net shares (funds available for lending and investments) stand at $0, further enhancing our ability to meet your financial needs. With a growing member base that trusts us with their finances, we have achieved a total of 238,223 share and deposit accounts. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Meritrust is your trusted partner. Visit us at 2050 N Tyler Rd Wichita Ks 67212 or call (316) 219-7700 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $600,420,878 in used vehicle loans and $156,308,074 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make it easier than ever to finance your next vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $156,122,522 provide the capital needed to grow and expand your business. Whether you need funds for equipment, inventory, or operational costs, we have options tailored for your needs. In addition to these offerings, if you're interested in refinancing any existing loans or exploring eligibility options, feel free to reach out. Our knowledgeable staff can help you assess your situation and find the best solutions available. If you have any questions about our loan products or would like to discuss your options further, please contact us at (316) 219-7700 or visit us at 2050 N Tyler Rd Wichita Ks 67212 in Wichita, KS. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to serving you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,517,996, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $27,247,435 in loans helping members manage their finances effectively. These credit cards come with no collateral requirement and can be a great tool for managing everyday expenses while building your credit score.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy guarantees that the offers presented are fair and transparent, helping you find the best options available.

Meritrust