Meritrust Credit Union Wichita KS | Top Business Loans & Auto Financing

Introduction

Welcome to Meritrust, your trusted partner in financial services, located at 3801 S Oliver St, Wichita, KS 67210. Since our establishment in 1935, we've been dedicated to serving our community with integrity and commitment. With a robust membership of 118,905 individuals and total assets amounting to an impressive $1,971,043,933, we pride ourselves on being more than just a credit union; we are a community hub where your financial well-being is our priority. At Meritrust, we understand that every member has unique needs. That's why we offer a wide range of services including personal banking, auto loans, mortgage options, and business banking solutions. Whether you're looking to buy a new vehicle or need assistance with debt consolidation, our knowledgeable team is here to help you navigate your financial journey. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to the same address: 3801 S Oliver St, Wichita, KS 67210-2112. Our CEO, James Nastars, alongside Board President Steve Dunn, leads a dedicated team of 369 employees who are committed to delivering exceptional service. We believe in fostering strong relationships with our members and empowering them through financial education and support. With total loans exceeding 70,895 and deposits reaching $151,234,795, we continue to grow and adapt to meet the needs of our members. Our financial stability is reflected in our net worth of $180,863,265 and cash reserves of $7,891,352. We invite you to explore what Meritrust has to offer by visiting our website at meritrustcu.org or giving us a call at (316) 219-7930. Join us as we continue to make an impact in the lives of our members and the broader Wichita community!

Branch History & Mission

Commitment to Community

Our commitment extends beyond traditional banking. We actively engage in community outreach programs and partnerships that uplift local organizations and initiatives. By supporting local events and charities, we aim to create a positive impact within Wichita and its surrounding areas. While members can visit us at 3801 S Oliver St for personal service during our operating hours from Monday to Friday (6:30 am - 10:00 am and 10:30 am - 3:30 pm), official correspondence should be sent to our mailing address at 3801 S Oliver St, Wichita, KS 67210-2112.

Innovation & Accessibility

As we look towards the future, Meritrust remains dedicated to embracing technology while ensuring accessibility for all members. Our digital advancements include mobile banking features like online payments and e-statements that make managing finances easier than ever. We also prioritize ADA compliance in all aspects of our services so everyone can enjoy a seamless banking experience. At Meritrust, we believe in creating an inclusive environment where everyone can thrive financially. With no ATM or drive-thru service currently available at this branch location, we focus on providing rich personal interactions through our lobby services and customer support.

Join Us

We invite you to experience the difference at Meritrust. Whether you're looking for personal banking solutions or business support, we are ready to help you reach your financial goals. Join us today and become part of a community-focused credit union that truly cares about your success. For more information or assistance, feel free to call us at (316) 219-7930 or visit our website at Meritrust. Your journey toward financial empowerment starts here!

Our Story

Located at 3801 S Oliver St, Wichita, KS 67210, Meritrust has become a trusted financial partner for many families and businesses in the area. Our branch is situated near key landmarks that make us easily accessible for anyone seeking reliable banking services. Whether you need a checking account, auto loan, or mortgage assistance, we are here to support your financial goals. From the beginning, our mission has been clear: to provide exceptional financial services while fostering a sense of community and belonging among our members. We understand that every member's needs are unique; therefore, we strive to offer personalized solutions that cater specifically to those needs.

Branch Location & Accessibility

Get in Touch!

Have questions? Feel free to give us a call at 316-219-7930. We're here to help! Remember, while members can visit us at 3801 S Oliver St for all banking services, official correspondence should be sent to the same address. Come by today and experience personalized service at Meritrust!

Nearby Landmarks and Accessibility

Located close to popular landmarks, such as local parks and dining spots, our branch is hard to miss. We are committed to providing an inclusive environment, which includes ADA-compliant features like ramps for easy access. Parking is available right outside, ensuring that your visit is as smooth as possible.

Operating Hours and Services

At Meritrust, we understand that your time is valuable. That's why we offer flexible operating hours from Monday to Friday. Our lobby is open from 10:30 AM until 3:30 PM, allowing you ample time to stop by after your morning errands or during lunch breaks. While you're here, you can explore a variety of personal banking services such as checking and savings accounts, auto loans, mortgage options, and credit cards with rewards all designed with your needs in mind. While we currently do not have ATM services or a drive-thru option at this location, our friendly staff is ready to assist you with all your banking needs inside the branch.

Member Eligibility

At Meritrust, we believe that everyone deserves a supportive financial community, and becoming a member is easier than you might think! If you live, work, or worship in the areas we serve, you're likely eligible to join us. We welcome individuals from all walks of life, so whether you're just starting out or looking to enhance your financial journey, our doors are open to you. For a more detailed look at the specific eligibility criteria, feel free to check out our resource at http://www.meritrustcu.org/home/personal/savings/membership-savings. Joining Meritrust means gaining access to a wide range of benefits designed to help you thrive financially. From personalized service to competitive rates on loans and savings accounts, our team is here to support your goals every step of the way. Opening an account is simple just give us a call at (316) 219-7930 or visit us at 3801 S Oliver St Wichita Ks 67210. We're excited to welcome you into our community!

Business Banking & Commercial Services

Merchant Services

In today's fast-paced world, having reliable merchant services can streamline your operations. From payment processing to invoicing, our solutions are designed to simplify transactions so you can focus on what matters most growing your business. Imagine being able to accept payments easily from your customers without the hassle of complicated systems. That's what we aim to provide at Meritrust, located at 3801 S Oliver St Wichita Ks 67210 in Wichita, KS. For more information about how we can assist your business, give us a call at (316) 219-7930. Let's work together to build a brighter future for your enterprise!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $400 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $156,122,522, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

For small business owners, we provide comprehensive Business Banking solutions including Merchant Services & Business Loans. Whether you're starting a new venture or expanding an existing one, our expert team is ready to support your business goals.

Digital and Convenient Banking

In today's fast-paced world, convenience matters more than ever. That's why we offer Online & Mobile Banking, allowing you to manage your accounts anytime, anywhere. Need to check your balance or make transfers on the go? With our user-friendly mobile app and online platform, it's all just a tap away. While we currently do not have ATMs at this branch location, rest assured that we are focused on providing exceptional service directly through our team members who are always available via phone at 316-219-7930 during our convenient lobby hours from Monday to Friday. At Meritrust, we're committed to meeting all your financial needs with personalized service and innovative solutions. Visit us at our Wichita location or explore more about what we offer by checking out our website. We look forward to helping you achieve your financial dreams!

Home Financing

For those looking to buy or refinance a home, our Mortgage Loans & Refinancing options simplify the process. We understand that purchasing a home is one of the biggest decisions you'll ever make. Our friendly staff will guide you through your choices, ensuring you find the right mortgage solution for your situation.

Personal Banking

Starting with Personal Banking, we offer various options tailored just for you. Our Checking & Savings Accounts allow you to manage your daily expenses while also saving for future goals. Imagine having a reliable account that helps you track your spending and save effortlessly! If you're in the market for a new vehicle, our Auto Loans & Vehicle Financing provide competitive rates and flexible terms to fit your budget. Picture driving off in that car you've always wanted while knowing you're getting a great deal.

Personal Loans and Credit Cards

Need some extra cash? Consider our Personal Loans & Debt Consolidation services. We can help consolidate debts into manageable payments, making life easier during challenging times. Plus, our Credit Cards with Rewards let you earn points on everyday purchases it's like getting paid back just for spending!

Digital & Online Banking

Key Features

Stay organized and informed with e-statements available at your fingertips. You can easily access your statements whenever you need them, reducing clutter while keeping your financial records in order. If you're always on the move, our mobile application is here to help! With the app, you can manage your finances directly from your smartphone or tablet. Need to send money quickly? Our person-to-person transfer feature lets you send money to friends and family instantly. Whether it's splitting a dinner bill or sending a gift, it's never been easier. And for those who prefer using their phones for payments, our mobile payments feature provides a simple way to pay with just a tap.

Security & Accessibility

Your security is our priority. All our digital services are designed with advanced security measures to protect your personal information and financial transactions. We strive to provide user-friendly tools that enhance your banking experience while keeping everything secure. In today's fast-paced world, having real-time access to your accounts is essential. With the digital banking services at Meritrust, managing your finances has never been easier or more secure. Explore all these features today and see how we can help simplify your banking needs!

Financial Strength

Growing Together

We currently have a strong base of 238,223 total share accounts, demonstrating trust from our members who choose us for their financial needs. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Meritrust is your trusted partner. Visit us at 3801 S Oliver St Wichita Ks 67210 or call (316) 219-7930 to learn more about how we can help you achieve your financial goals.

Investing Back into You

With $153,155,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $36,552 in used auto loans and $1,558,665,059 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $514,779,988 in share certificates and $311,878,966 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $79,339,222, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Proven Operational Efficiency

Our $6,034,126 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 363 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $180,863,265, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $916 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Solutions

For business owners, our outstanding commercial loans totaling $156,122,522 provide the capital needed to grow and expand your business. Additionally, if you're interested in personal lines of credit, we have various options available with total credit lines amounting to $431,794,896. At Meritrust, we are committed to supporting our members' financial journeys with tailored solutions that fit their lifestyles. For more details about eligibility or to start your application process, don't hesitate to contact us at (316) 219-7930 or visit us at 3801 S Oliver St Wichita Ks 67210 in Wichita, KS. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $600,420,878 in used vehicle loans and $156,308,074 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to drive away in your ideal car. If you're considering refinancing your current auto loan, be sure to ask about our refinancing options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,517,996, make buying or refinancing simple. Whether you're looking to purchase your first home or refinance an existing mortgage, our knowledgeable team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $27,247,435 in loans helping members manage their finances effectively. These cards can be a great way to build credit and handle unexpected expenses without the need for collateral.

Loan Aggregator

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Meritrust