Meritrust Credit Union Wichita KS | Affordable Vehicle Loans & Rewards Cards

Introduction

Welcome to Meritrust, your trusted financial partner located at 2900 S Oliver St, Wichita, KS 67210. With a rich history since our establishment in 1935, we have dedicated ourselves to serving our community and fostering a supportive environment for our members. At Meritrust, we believe that everyone deserves access to reliable financial services tailored to their unique needs. With over 118,905 members and growing, we pride ourselves on being more than just a credit union; we're a community-focused institution committed to helping you achieve your financial goals. Our total assets exceed $1.97 billion, showcasing our strength and stability in the ever-changing financial landscape. We offer a range of services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking solutions. This year alone, we've approved over 70,895 loans, amounting to substantial support for our members' dreams and aspirations. Our leadership team is here to guide you every step of the way. Under the direction of CEO James Nastars and Board President Steve Dunn, we strive for excellence in service while maintaining our commitment to transparency and integrity. Our dedicated team of 369 employees is always ready to assist you with any inquiries or needs you may have. While you can visit us at our branch location, please note that official correspondence should be sent to 2900 S Oliver St, Wichita, KS 67210-1500. For any questions or assistance, feel free to reach out at (316) 651-5140. Join us at Meritrust today where your financial well-being is our priority! Explore more about what we offer by visiting our website at Meritrust. We look forward to welcoming you into our community!

Branch History & Mission

Welcome to the heart of our community at Meritrust, located at 2900 S Oliver St, Wichita, KS 67210. Since opening our doors in 1935, we have been dedicated to serving the financial needs of our members and fostering a strong sense of community. Over the decades, we have grown tremendously, currently boasting a membership of 118,905 individuals who trust us with their financial journeys. At Meritrust, our mission is simple yet profound: we are committed to empowering our members through exceptional financial services while actively supporting the communities we serve. We believe that everyone deserves access to reliable banking options, which is why we offer a range of services including personal banking, auto loans, mortgages, business banking solutions, and more. Our focus extends beyond just numbers; it's about building relationships and helping individuals achieve their goals. As we reflect on our history, we celebrate key milestones that have defined us. Our evolution has been marked by consistent growth in assets currently totaling over $1.97 billion and a steadfast commitment to member satisfaction. While we may not have an ATM or drive-thru service at this branch, we prioritize convenience with online and mobile banking options that cater to your needs anytime and anywhere. Our headquarters in Wichita is just a stone's throw away from many local landmarks, making us a familiar and accessible choice for residents in the area. And while you can visit us at our branch location for personalized service, official correspondence should be sent to 2900 S Oliver St, Wichita, KS 67210-1500. Through partnerships and outreach efforts within the community, Meritrust actively participates in initiatives aimed at improving lives. We know that when our members thrive, so does the entire community. Join us today and experience how Meritrust can support your financial journey while being an integral part of your community! For more information or to become a member, call us at 316-651-5140 or visit our website at Meritrust. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Meritrust, your trusted partner in financial services! Conveniently located at 2900 S Oliver St in Wichita, KS, our branch offers a friendly atmosphere where you can take care of all your banking needs. Just a stone's throw away from popular local spots, including the vibrant shopping areas and community parks, we're here to serve you with open arms. While members can visit us at 2900 S Oliver St, official correspondence should be sent to the same address. Our branch is easy to access, featuring ample parking and ADA-compliant facilities for everyone. Whether you're stopping by for a quick question or need assistance with our range of services, we strive to make your visit as smooth as possible. Our operating hours are designed with your busy schedule in mind. We're open on weekdays and offer flexible hours that cater to all your banking needs. If you have any questions or would like to know more about our offerings, feel free to give us a call at 316-651-5140. At Meritrust, we provide a variety of services tailored just for you: from personal checking and savings accounts to auto loans and mortgage options. While we currently do not have ATM or drive-thru services available, our dedicated team is ready and eager to assist you inside the branch. We invite you to come visit us at Meritrust on S Oliver Street! Whether you're looking to open an account or explore loan options, we're here for you every step of the way. Your financial success is our priority!

Member Eligibility

Becoming a member of Meritrust is like stepping into a welcoming community where your financial well-being is the top priority. If you're interested in joining, you'll be pleased to know that membership is open to anyone who lives, works, or worships in the area surrounding 2900 S Oliver St Wichita Ks 67210. This means that whether you're a local resident or part of the workforce here, you have the opportunity to enjoy all the benefits we offer, from personalized service to competitive loan rates. The process is straightforward and friendly; simply check out our eligibility criteria at http://www.meritrustcu.org/home/personal/savings/membership-savings for more details on how you can become part of our family. If you have questions or want assistance, feel free to give us a call at (316) 651-5140 we're here to help you every step of the way!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $400 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $10 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $156,122,522, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer merchant services designed to simplify payment processing. Imagine a busy café where customers can pay seamlessly with their smartphones while you track sales effortlessly through our integrated systems. These tools not only enhance customer experience but also streamline your operations, allowing you to focus on what matters most growing your business. Visit us at 2900 S Oliver St Wichita Ks 67210 in Wichita, KS or call us at (316) 651-5140 to learn how we can help your business thrive. Together, let's turn your ambitions into reality!

Comprehensive List Of Services

Convenience at Your Fingertips

At Meritrust, convenience is key. Our digital banking features let you manage all aspects of your finances without needing to visit a branch. With capabilities like person-to-person payments and mobile payment options, handling transactions has never been easier. If you're ready to take control of your financial future or simply want more information about any of our services, don't hesitate to reach out! You can call us at (316) 651-5140, or visit us at our branch location in Wichita, KS. We're excited to partner with you on this journey toward financial wellness!

Empowering Businesses

For those running their own businesses, we offer specialized services under our Business Banking umbrella. Whether you need reliable Merchant Services or are seeking funding through Business Loans, we're here to support your entrepreneurial spirit every step of the way.

Financing Your Dreams

Dreaming of that new car? Our Auto Loans & Vehicle Financing options make it easier than ever to get behind the wheel. With competitive rates and flexible terms, you'll find financing that fits your budget. And if you're looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services provide personalized solutions to help you navigate the housing market confidently.

Personal Banking Made Easy

In today's busy world, managing your finances should be simple. That's why we offer convenient Personal Banking options including both checking and savings accounts. You can easily access your funds through our Online & Mobile Banking platforms, allowing you to check balances, transfer money, and pay bills from the comfort of your home or on the go. Imagine being able to deposit checks simply by taking a picture with your smartphone!

Support When You Need It

Sometimes life throws unexpected challenges your way. That's where our Personal Loans & Debt Consolidation options come in handy. We understand that everyone faces financial hurdles, so we offer loans designed to give you the breathing room you need. Plus, if you're interested in building credit while enjoying rewards for your spending, check out our Credit Cards with Rewards program.

Digital & Online Banking

At Meritrust, we understand that convenience and security are key when it comes to managing your finances. Our digital and online banking services are designed to give you easy access to your accounts anytime, anywhere, all while keeping your information safe. With just a few clicks at https://www.meritrustcu.org/home/home, you can take control of your banking experience. Our 24/7 online banking services allow you to check balances, pay bills, and transfer funds right from the comfort of your home or on the go. You can also enjoy the ease of e-statements, eliminating the clutter of paper and allowing for quick access to your financial records. For those who prefer mobile transactions, our mobile application provides an intuitive platform for banking at your fingertips. Whether you want to make person-to-person transfers or set up mobile payments, our app has got you covered. You can send money to friends or family in a matter of moments, making splitting bills or sharing expenses easier than ever. One standout feature is our support for electronic signature authorization. This means you can sign documents digitally, saving you time and hassle without compromising security. Plus, with our commitment to safety, you can trust that your personal information is protected every step of the way. At Meritrust, we prioritize accessibility and ease-of-use. Our online tools empower you to manage your finances in real-time, giving you peace of mind as you navigate through daily transactions. Join us today and experience how simple banking can be!

Financial Strength

Growing Member Trust

Total Share Accounts: 238,223, show a strong and growing member base that trusts us with their finances. Our focus on your needs ensures that you receive personalized service every step of the way. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Meritrust is your trusted partner. Visit us at 2900 S Oliver St Wichita Ks 67210 or call (316) 651-5140 to learn more about how we can help you achieve your financial goals.

Reinvestment for Better Services

With $153,155,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to improvement means you can trust us to provide services that meet your evolving needs.

Secure Savings Options

Members' savings are secured through $514,779,988 in share certificates and $311,878,966 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $79,339,222, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $180,863,265, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $916 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Goals

Our lending capacity supports members' financial goals across various sectors, with $36,552 in used auto loans and $1,558,665,059 in total loans and leases. This means whether you're buying a car or pursuing other financial aspirations, we're here to help. Our operational efficiency is reflected in our $6,034,126, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 363 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $600,420,878 in used vehicle loans and $156,308,074 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car buying experience smooth and affordable.

Business Financing

For business owners, our outstanding commercial loans totaling $156,122,522 provide the capital needed to grow and expand your business. We offer tailored solutions that cater to your specific business needs.

Credit Lines

In addition to these offerings, we provide credit lines totaling $431,794,896, giving you access to funds when you need them most without the hassle of applying for a new loan every time. At Meritrust, we are committed to helping our members succeed financially. If you're interested in learning more about our loan options or exploring refinancing opportunities, please don't hesitate to reach out. You can contact us at (316) 651-5140 or visit us at 2900 S Oliver St Wichita Ks 67210, Wichita, KS. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $36,517,996, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your current mortgage, we're here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $27,247,435 in loans helping members manage their finances effectively. Enjoy the convenience of cashless transactions while earning rewards for your purchases.

Loan Aggregator

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Meritrust